Sr No DSACode InstitutionName

1 5979 AADHAR HOUSING FINANCE LTD

2 5979 AADHAR HOUSING FINANCE LTD
3 187 Aavas Financiers Limited
4 MUM01329 ADITYA BIRLA FINANCE LTD
5 MUM01329 ADITYA BIRLA FINANCE LTD
6 DAAIND00066 ADITYA BIRLA HOUSING FINANCE LTD

7 DAAIND00066 ADITYA BIRLA HOUSING FINANCE LTD

8 DAAIND00066 ADITYA BIRLA HOUSING FINANCE LTD
9 DALPAN00217 ADITYA BIRLA FINANCE LTD

10 DALPAN00217 ADITYA BIRLA FINANCE LTD

11 DSA/MUM-2/1487 Anand Rathi Global Finance Limited
12 002025 AVANSE FINANCIAL SERVICES PVT LTD

13 002025 AVANSE FINANCIAL SERVICES PVT LTD

14 DSA1606MUM AXIS BANK LTD
15 DSA1606MUM AXIS BANK LTD
16 ASHA3083MUMMORAXIS BANK LTD

17 DSA1606MUM AXIS BANK LTD

18 DSA1606MUM AXIS BANK LTD(SBB)
19 DSA1606MUM AXIS BANK LTD(SBB)
20 DSA1606MUM AXIS BANK LTD(SBB)
21 19013 BAJAJ FINANCE LTD
22 19013 BAJAJ FINANCE LTD
23 19013 BAJAJ FINANCE LTD
24 1078501 Bajaj Housing Finance Ltd
25 48055 Bajaj Housing Finance Ltd
26 48055 Bajaj Housing Finance Ltd
27 DSAMMS00011 BANK OF BARODA
28 355 CAPRI GOBAL CAPITAL LTD
29 355 CAPRI GOBAL CAPITAL LTD
30 9019 CHOLAMANDALAM INVESTMENT & FINANCE CO LTD
31 1204 CLIX CAPITAL SERVICES PVT LTD

32 1204 CLIX CAPITAL SERVICES PVT LTD

33 NA Clix Housing Finance Ltd
34 NA Clix Housing Finance Ltd
35 INDANDRO0001 DBS BANK LTD
36 INDANDRO0001 DBS BANK LTD
37 INDANDRO0001 DBS BANK LTD
38 INDANDRO0001 DBS BANK LTD
39 MUM0090 DCB LTD
40 MUM0090 DCB LTD
41 MUR99 DEUTSCHE BANK
42 MUR99 DEUTSCHE BANK
43 MUR99 DEUTSCHE BANK
44 MUR99 DEUTSCHE BANK
45 PMU053 DIGIKREDIT FINANACE PVT. LTD(SME CORNER)
46 PMU053 DIGIKREDIT FINANACE PVT. LTD(SME CORNER)
47 ANDROMEDA EDELWEISS HOUSING FINANCE
48 ANDROMEDA EDELWEISS HOUSING FINANCE
49 15 EDELWEISS RETAIL FINANCE LTD
50 1013161 FEDBANK FINANCIAL SERVICES LIMITED

51 1013161 FEDBANK FINANCIAL SERVICES LIMITED

52 1013161 FEDBANK FINANCIAL SERVICES LIMITED

53 1013161 FEDBANK FINANCIAL SERVICES LIMITED

54 2711 FEDERAL BANK LTD

55 2711 FEDERAL BANK LTD

56 MA022 FULLERTON INDIA CREDIT CO. LTD.

57 MA022 FULLERTON INDIA CREDIT CO. LTD.

58 MA022 FULLERTON INDIA CREDIT CO. LTD.
59 MA022 FULLERTON INDIA CREDIT CO. LTD.

60 HMA005 FULLERTON INDIA HOME FINANCE LTD

61 ANDROMEDA HDB FINANCIAL SERVICES LTD

62 396921 HDFC BANK

63 396921 HDFC BANK
64 396921 HDFC BANK

65 396921 HDFC BANK

66 396921 HDFC BANK
67 396921 HDFC BANK
68 396921 HDFC BANK
69 396921 HDFC BANK
70 ANDRO HDFC LTD
71 ANDRO HDFC LTD
72 DEL074 HERO FINCORP LTD
73 DEL074 HERO FINCORP LTD
74 OMPL00186 HERO FINCORP LTD

75 Andromeda Hero Housing Finance Limited

76 Andromeda Hero Housing Finance Limited

77 296855 ICICI BANK LTD
78 141995 ICICI BANK LTD
79 141995 ICICI BANK LTD
80 296855 ICICI BANK LTD

81 Refer sheet ICICI BANK LTD

82 Refer sheet ICICI BANK LTD

83 247174 ICICI HOME FINANCE COMPANY LTD.
84 247174 ICICI HOME FINANCE COMPANY LTD.

85 12627 IDFC BANK LTD

86 12627 IDFC BANK LTD
87 12627 IDFC BANK LTD
88 12627 IDFC BANK LTD
89 12627 IDFC BANK LTD
90 ANDROMEDA KKR
91 405131 INDIA INFOLINE HOUSING FINANCE LTD
92 405131 INDIA INFOLINE HOUSING FINANCE LTD
93 DSHPSF INDIABULLS HOUSING FIN. LTD.
94 DSHPSF INDIABULLS HOUSING FIN. LTD.
95 ICF-SME-0004 INDOSTAR CAPITAL FINANCE LTD

96 HOODSA0001 JM FINANCIAL SERVICES LTD

97 HOODSA0001 JM FINANCIAL SERVICES LTD(affordeble)
98 Andromeda INDITRADE
99 49 Khush Housing Finance Pvt Ltd
100 49 Khush Housing Finance Pvt Ltd
101 46660074 KOTAK MAHINDRA BANK
102 46660074 KOTAK MAHINDRA BANK
103 46660074 KOTAK MAHINDRA BANK

104 46660074 KOTAK MAHINDRA BANK

105 46660074 KOTAK MAHINDRA BANK

106 46660074 KOTAK MAHINDRA BANK
107 ANDROMEDA KOTAK MAHINDRA PRIME LTD
108 36978315 KOTAK MAHINDRA PRIME LTD

109 DSA00352 L&T HOUSING FINANCE LTD

110 DSA00352 L&T HOUSING FINANCE LTD
111 DSA3536 lendingkart
112 26458 Poonawala Fincorp
113 001213 Poonawal Housing Fin
114 001213 Poonawal Housing Fin

115 001213 Poonawala Fincorp

116 ANDROMEDA NEOGROWTH CREDIT PVT LTD
117 F/BR024609 ORIX LEASING AND FINANCIAL SERVICES LTD

118 DAMUM00020 PIRAMAL HOUSING FINANCE LTD

119 DAMUM00020 PIRAMAL HOUSING FINANCE LTD

120 7380000094 PNB HOUSING FINANCE LTD
121 7380000094 PNB HOUSING FINANCE LTD
122 PANAANDR RATNAKAR BANK
123 AHLD0068 RATNAKAR BANK
124 PANAANDR RATNAKAR BANK
125 ANDROMEDA SHRIRAM CITY UNION FINANCE LTD
126 HMUMBASADP SHRIRAM HOUSING FINANCE LIMITED
127 HMUMBASADP SHRIRAM HOUSING FINANCE LIMITED
128 204683 STANDARD CHARTERED BANK
129 204683 STANDARD CHARTERED BANK
130 204683 STANDARD CHARTERED BANK
131 204683 STANDARD CHARTERED BANK
132 204683 STANDARD CHARTERED BANK
133 204683 STANDARD CHARTERED BANK
134 2048 SUNDARAM BNP PARIBAS
135 2048 SUNDARAM BNP PARIBAS
136 8089478 TATA CAPITAL FINANCIAL SERVICES P LTD
137 8089478 TATA CAPITAL FINANCIAL SERVICES P LTD

138 8089478 TATA CAPITAL FINANCIAL SERVICES P LTD

139 8089478 TATA CAPITAL FINANCIAL SERVICES P LTD

140 8089478 TATA CAPITAL HOUSING FINANCE LTD
141 8089478 TATA CAPITAL HOUSING FINANCE LTD
142 VCP Code 9000007 VISTAAR FINANCIAL SERVICES PRIVATE LIMITED
143 DSASBLMUM67 YES BANK LTD
144 DSAAHLMUM5 YES BANK LTD
145 DSAPLNMUM2 YES BANK LTD
146 DSASBLMUM67 YES BANK LTD
147 DSABLNNGP1 YES BANK LTD
148 DSASBLMUM67 YES BANK LTD
149 MH50AND022020 ASHV
150 864 Jana Small Finance Pvt Ltd-MSEM
151 4591 Jana Small Finance Pvt Ltd
152 DMAMU00011 The Karur Vysva Bank Limited
153 DMAMU00011 The Karur Vysva Bank Limited
154 DMAMU00011 The Karur Vysva Bank Limited
155 DMAMU00011 The Karur Vysva Bank Limited - NEO
156 GP0070 Ugrow Capital Limited
157 GP0070 Ugrow Capital Limited
158 40803 Ujivan Small Finance Bank Limited
159 MUMD030. Vastu Housing Finance Corporation Ltd.
160 MUMD030. Vastu Housing Finance Corporation Ltd.
161 SHB2019006 Shinhan Bank
162 SHB2019006 Shinhan Bank
163 SHB2019006 Shinhan Bank
164 SHB2019006 Shinhan Bank
165 CNT000007 Fintree Finance Pvt Ltd
166 700000320 Profectus Capital
167 700000320 Profectus Capital
168 CORPFTC209 FT cash
169 PLDS7148087 Muthoot Finance Ltd
170 Mum002 Muthoot Finance Ltd
171 3179 Indostar Home Finance Pvt Ltd (IHFPL)
172 NA LOANTAP CREDIT PRODUCTS PVT.LTD.
173 AFLR186 Axis Finanace Ltd
174 AFLR186 Axis Finanace Ltd
175 AFLR186 Axis Finanace Ltd
176 AFLR186 Axis Finanace Ltd
177 Locationwise indusind bank
178 DSA-0276 DMI Finance
179 TSAGSIND000271 Growth source (Protium)
180 Andromeda Ujjivan Small Finance Bank (MSE & Housing)
181 Andromeda Ujjivan Small Finance Bank (MSE )
182 Andromeda Jana Small Finance Bank Ltd. (Affordable
183 C000001254 SBM Bank (India) Ltd
184 C000001254 SBM Bank (India) Ltd
185 C000001254 SBM Bank (India) Ltd
186 C000001254 SBM Bank (India) Ltd
187 DSA9913MUM AXIS BANK LTD
188 DSAALNMUM28 YES BANK LTD
189 DSAAM011 Davita Financial Services Pvt. Ltd.
190 NA UPWARDS
191 NA PAYSENSE
192 Andromeda Sales andINDIFI
193 CP-1095 DHANVARSHA(Trucap)
194 CAS001338 AU SMALL
195 PRP00118 AU SMALL
196 R028R218 Utkarsh Small Finance Bank
197 R028R218 Utkarsh Small Finance Bank
198 EL296855 ICICI BANK LTD
199 BEN224751 indusind bank
200 NA NAVI
201 NA Samunnat
202 NA Doha bank
203 DR0004 Motilal Oswal Home Finance Ltd,
204 DSNATBOM0001 GODREJ HOUSING FINANCE
205 863 Mahindra Home Finance Ltd
206 Andro HSBC
207 Andro HSBC
208 214094 ICICI BANK LTD
209 DSACORP-0 Ummeed Housing Finance
210 DSACORP-0 Ummeed Housing Finance
211 NA Shivalik bank
212 NA Shivalik bank
213 9019 CHOLAMANDALAM INVESTMENT & FINANCE CO LTD
214 9019 CHOLAMANDALAM INVESTMENT & FINANCE CO LTD
215 NA FINNABLE
216 ANDROMED Unity
217 ANDROMED Unity

218 DSA0024 Arkafincap

219 MWDSA0311 Moneywise Financial Services Pvt Ltd (SMC Finance)
220 NA SBI
221 MUM HLC 01414 SBI
222 141995 ICICI BANK LTD
223 26458 Poonawala Fincorp
224 10153 Bandhan Bank
225 AVHL00305 AU SMALL
226 BEN224751 indusind bank
227 E2202050001 HDFC Credila
228 DSAAM011 Ditya Finance Private Limited
229 NA LOANTAP CREDIT PRODUCTS PVT.LTD.
230 NA L & T Finance
231 9019 CHOLAMANDALAM INVESTMENT & FINANCE CO LTD
232 007ANDR Myloancare Ventures Private Limited (Money Wide)
233 46660074 KOTAK MAHINDRA BANK
234 BEN224751 indusind bank
235 C4726007 Central Bank Of India
236 VC10038421 Mahindra and Mahindra Financial Services
237 SCL0448 STANDARD CHARTERED BANK
238 863 Mahindra Rural Housing Finance Limited
239 Vivifi India Finance pvt ltd
240 IBLV2157 INDUSIND BANK
241 DSASBLMUM67 YES BANK LTD
242 DSASBLMUM67 YES BANK LTD
243 AGN0001697 Ambit Finvest
244 AGN0001697 Ambit Finvest
245 Online INDIA INFOLINE HOUSING FINANCE LTD
246 Online INDIA INFOLINE HOUSING FINANCE LTD
247 IDFC BANK LTD
248 DSASBLMUM67 YES BANK LTD
249 V03512 Suryoday Small Finance Bank
250 V03512 Suryoday Small Finance Bank
251 BLPIAS063 Kisetsu Saison Finance / Credit Saison
252 SA706 Mas financial

253 SA706 Mas financial

254 DSAHCFMUMBAI21 YES BANK LTD
255 Andro HSBC
256 900179 Bandhan Bank
257 DSAMMS00011 BANK OF BARODA
258 308 Capital India Home Loans Limited
259 EHFL/DSA/00539 Easy Home Finance Limited
260 BEN224751 indusind bank
261 5920 Shubham Housing
262 396921 HDFC Bank
263 DSNATBOM0001 GODREJ HOUSING FINANCE
264 HLRLC3845104 Punjab National Bank

265 ABOMAL0923 AbhiLoans

266 CMH00046 Axis Bank B2B

267 307 Catholic Syrian Bank (CBS Bank)

268 10153 Bandhan Bank

269 48055 Bajaj Housing Finance Ltd

270 MUM0090 DCB LTD
271 DAMUM00020 PIRAMAL HOUSING FINANCE LTD
272 DAMUM00020 PIRAMAL HOUSING FINANCE LTD

273 DSA00016 Mangalfincorp

274 online L&T Finance
275 CORP0003 Muthoot Finance HSG
276 CORP0003 Muthoot Finance HSG
277 254242 Hinduja Housing Finance
278 254242 Hinduja Housing Finance
279 2711 FEDERAL BANK LTD
280 783 Muthoot Home Finance India Pvt Ltd
281 783 Muthoot Home Finance India Pvt Ltd

282 DSA00016 Mangalfincorp

283 12999 IDFC BANK LTD
284 BLPIAS062 Kisetsu Saison Finance / Credit Saison
285 15 EDELWEISS RETAIL FINANCE LTD
286 15 EDELWEISS RETAIL FINANCE LTD
287 307 Catholic Syrian Bank (CBS Bank)
288 307 Catholic Syrian Bank (CBS Bank)

289 AVSL00451 AU SMALL

290 PLPIAS062 Kisetsu Saison Finance / Credit Saison

291 COZ177112343 Indian Bank

292 9525822448151052PKKR
293 ANDRO Shriram Finance
294 DSAMEFMUM010 YES BANK LTD
295 771 MAS Rural Housing and Mortgage Finance Ltd
296 NVM/ASD/58 GIC HOUSING FINANCE LTD
297 254242 Hinduja Housing Finance
298 CDSAANDRO IDBI BANK
299 Andromeda Svakarma Finance Private Limited
ProductCode PayOutRate Remark
HL 1.00
Lap 1.20
HL 0.91
BL Refer slab
PL Refer slab
HL 1.00

LAP 1.50
Affordable Hl and Lap HL 1% and Lap 1.50%
Lap 1.50
STSL (small ticket secured
loans) 0.00 Refer Mail
LAP 1.50
EL 1.00

LAP 1.50 Refer mai;

PL 3.00 Refer slab
HL 1.00 Refer slab city wise
HL -Asha refer slab

LAP Refer slab

BL 3.00
OD/CC/WC 0.75
TL 1.40
PL 2.93
PL 1.75 RSL
BL 2.95 refer mail (Payout product wise
LAP Refer Mail
HL Slab refer sheet
HL(affordable) Refer slab
HL Slab wise
HL Refer slab
Lap Refer slab
LAP Refer slab
BL Refer sheet

LAP Refer sheet

HL Refer sheet
LAP Refer sheet
HL 0.90 Up to 5 cr 0.90% and above 5 cr 1 %
Lap 1.75
PL 2.50 Refer mail
WC working capital (SME) payout
Refer
from
mail
earlier of 75% of the processing fees to now 100% of pr
HL 1.00 Refer Mail (product wise payout
LAP 1.50 Refer Mail (product wise payout
LAP 1.50 Refer slab
BL 3.00 Refer slab
HL 1.10 Refer slab
WC 0.80 Refer slab
LAP 0.75 Slab wise
BL Slab wise (Pls refer mail )
LAP Refer mail
HL 1.00 Refer mail
BL 2.50
HL 1.00

LAP 1.50
BL 3.00
STSL (small ticket secured
loans) PAYOUT SLAB WISE payout gird pending
HL 1.00

LAP 1.50
LAP 1.50

BL 3.50 Refer slab

ELIT 2.50 Refer slab
PL 3.50 Refer slab

HL/LAP Refer sheet

LAP 0.00 Refer slab

LAP 1.50 Refer slab

HL 1.00
LRD 1.50
85% of the Processing Fees
collected AND 0.3% of the
DOD limit set
PL Refer slab
BL Refer slab
GL Refer slab
Credit Card Refer slab
HL 1.00
LAP Refer slab
BL 3.00 Refer sheet
LAP 1.50 Montly schme
PL 3.00 Refer sheet

HL 1.00 Max payout capping in a single ticket case would be 6 lac -HL

LAP 1.35 Max payout capping in a single ticket case would be 6 lac -HL
PL Refer slab
Credit Card 0.00 Refer slab
WC 50% Of PF
BL Refer slab

HL Refer slab

LAP Refer slab

LAP Refer Slab
HL Refer Slab

0-500 lacs =1%

HL More than 500 lacs =1.10% Refer Sheet
PL 3.25 Refer slab
LAP 1.50% + GST Refer slab
BL 3.40 Refer slab
Lap suvida Refer slab
PL 3.25 Refer slab
HL 1.00
LAP 1.50
HL Refer slab
LAP Refer slab
LAP 1.50 Refer slab

LAP 1.50 Refer slab

hl /lap 0.50
BL/PL 2.50
HL 1.25 Subject to 1 EMI clear
LAP 1.25 Subject to 1 EMI clear
DOD 100% Of PF collcted
OD PAYOUT FOR OD CASE = PF Slab
BL Refer mail
<2.50 cr -1.25%
LAP >2.50 cr -1.50%
<155 cr -0.90%
HL >155 cr -1.00%
PL 3.24 Refer sheet
car Loan 3.04
LAP 1.75

HL 1.00
LAP 1.50
BL Refer slab
BL 2.25+VLI Refer slab
HL Refer sheet
LAP Refer sheet

3.25% plus GST - upto 1

crore
3.50% plus GST - 1.01 Cr to
3 Cr
3.75% plus GST - 3.01 crore
PL and above
BL refer slab
LAP 1.50

HL 1.00

LAP 1.50
HL 1.00 For Roshni product -1.25%
LAP 1.50
DOD 100.00 Refer Mail
HL Refer Mail
LAP 1.50
LAP Slab
HL
LAP Slab
OD 70% OF PF Refer slab
HL Refer slab
LAP Refer slab
BL Refer slab
PL Refer slab
WC Refer slab
HL 1.00
LAP 1.50 Up to 2 cr
LAP Refer Slab
BL Refer slab

PL Refer slab

LAS 0.80
HL Refer Grid
LAP Refer Grid
BL-lap 1.50
DOD 100 % PF LINK Including gst
HL 1.00
PL Refer Mail
LAP 1.48
BL 3.40
Equipment Financing Refer slab
Small ticket loans 3.00
LAP 1.50 Refer slab
HL Refer slab
HL 1.00
PL 3.00
LAP 1.50
Lap Refer slab
BL 3.00 Refer mail
lap 1.50 Refer mail
PL 3.00 Refer Mail
HL 1.00
Lap 1.25
HL 1.00
lap 1.50
LRD 1.50
PL 3.00
BL 2%+gst
lap 1.69 refer sheet
MHE 70% OF PF
BL 1.50 to 3%
PL 2.25 refer mail
BL 1.75 Refer slab
Affordable HL 0.50 Refer slab
BL 2.00
Lap 1.20 refer slab
BL 2.50 refer slab
PL refer slab
HL PF=Payout
PL 0.00 Refer Slab
HL /Lap Refer slab
BL/lap Refer slab
HL 0.75
LAP Refer slab
HL and lap Refer Slab
HL 1.00
Lap 1.50
BL 3.00
PL 3.00
EL 1.40 %+ gst
car Loan Refer slab
BL ReferSlab
PL 3.00 Referslab
PL 4.50 5% OND only
BL 2.50
BL 3.00
car Loan 3.00
WC PF LINK 50% OF PF COLLECTTED
BL Refer Slab
LAP Refer Slab
EL 1.00
Lap 1.50
Lap refer slab
Lap Refer slab
Lap/HL Refer slab
HL/LAP 1.50 Slab
LAP 1.45
HL/LAP 1.00
HL 0.90 Refer sheet
Lap 1.40 Refer sheet
BLG OD- RHB 80% of PF collected
Hl 1.25
Lap 1.00
AHL 1.20
Lap 1.50
HL 1.00
PL/bl 3.50
PL 3.50
LAP a. Secured Loans (LAP Product)-A amount representing 75% o
BL 3.00

Rate of Interest
Disbvolume in quarter
>=10.50%
>=15 Cr to <25 Cr 1.65% +
GST
Retail, Micro & SME -LAP >=25 Cr 2% + GST
sme Lap+ Bl refer sheet
Credit Card refer sheet
HL refer sheet
BLG OD- prime 50 % TO 70 % Of PF
Lap 1.75
HL Slab Slab
HL 1.10 +GST Minimum PF 1% + GST
WC 80% of PF
EL refer sheet
BL 3.50 A flat payout of 3.5% + GST will be applicable for a period of initi
PL 2.50
BL
SME 0.25%+GST+PF
Instant PL 3.50
SME & Working Capital 75% of PF Collected
BL 3.50
HL Slab
BL Slab
Loan Against Securities 100% of PF collected 0.25% annually of utilisation.
HL/LAP 1.00
PL
HL 1.00+gst (3 disbursal per month
WC 1.50
CC/OD 90% Processing fee
LAP 1.50
BL 3.50
PL 3.50
BL 3.50
car Loan
Micro Lap 1.50+gst
HL 1.00
Lap 1.50
BL Slab
LAP 1.50
Machinery &shed+BL+ABB
BL 3.00
ML 80% of PF
WC 100% of PF collected
PL Refer Sheet
LAP Slab wise
HL 1.25% payout on 2% PF Refer
AHL Refer Sheet
AHL 1.25 Refer Sheet
HL/LAP 1.50% Valid till 30th sep 2023
car Loan Refer Sheet
BL Slab
HL Slab Only for mumbai
Digital Loan Against Shares
& Mutual Funds 2% + gst
Secured Term Loan 1.5% + gst amt disb
Cash credit/ Overdraft 75% + GST of PF collected
PL Less than 50-3% and above Till June 23

Up to 1 Cr -1%+gst
1.01 Cr – 2. Cr -1.15+gst
2.01 Cr & above -1.25%
LAP +gst
STSL (small ticket secured
loans) Low slab
PL 0.00 0
PL 3.50
BL 3.50
• ROI to be maintained @ 18%
• PF to be maintained @ 2%
BL 3% +gst • 100% Insurance penetration
BL 3.50 OD - 2.75
HL 1.00
LAP 1.50
HL 1.25
LAP 1.00
car Loan Refer Sheet
HL 1.00
LAP 1.50
• ROI to be maintained @ 18%
• PF to be maintained @ 2%
BL 3%+gst • 100% Insurance penetration
EL
Small Business Loan (SBL) Slab
Equipment Financing 2.00
Secured loan 1.50 (subject to maximum 15 lac per deal)
LAP 1.50% Max payout capping 15lakh
SME 80% of PF Max payout 18 lakh and individual SME 35cr of exposure
15 lakh to 75 lakh - 1%
75 lakh to 1.50cr -1.25
LAP More than 1.25 cr -1.50 Refer
0-100 - 3.50%
100-150 -3.75%
PL 3.50% More than 150 -4%

1cr -0.60%
1-2 cr -0.70%
2-3 cr -0.80%
HL Above 3cr -0.90%
EL 1% + gst
BL Slab
Term and CASA deposits 1.25%+0.25%+gst
HL Slab
HL & Lap HL 1% and Lap 1.50%
LIH HL 1.50
HL and lap Refer Sheet
MSME BL 4.00
Remark Billing Remark Manish Mail Sent
centralized HL
centralized LAP
NoN centralized HL
MonTHLY schme centralized BL
MonTHLY schme centralized PL
centralized HL

LAP - max Rs 7.5 lacs per case centralized LAP

centralized HL/LAP
LAP

centralized AFLAP
centralized LAP
centralized EL
upto 5 cr, after 5 cr payout is
0.85% centralized LAP
Subject to Panindia Target centralized PL
centralized HL
HL

Maximum payout in any

single case will be capped at
20 lacs for LAP (Disbursed
Case)
• The payout for Overdraft
& Reverse Mortgage Loans
will continue as per existing
norms - linked to
reimbursement of 100% of PF
collected or 1% of
disbursement whichever is
lower centralized LAP
centralized special sc BL
75% Of PF collected centralized OD/CC/WC/DOD/LRG
centralized TL/GL/LAS/MHE/EQUIPMENT FINANCING
centralized PL
PL
2.95 fresh case centralized BL
NoN centralized LAP
NoN centralized HL
centralized AFHL
centralized HL
NoN centralized HL
LAP
centralized LAP
No capping centralized BL

Single case capped at 7 lakhs centralized LAP

 centralized HL Undeliver
centralized LAP Undeliver
NoN centralized HL
NoN centralized LAP
centralized PL
100% Of PF collcted NoN centralized OD/CC/WC/DOD/LRG
Q1 only centralized HL
Q1 only centralized LAP
top up 0.75% NoN centralized LAP
Top Up cases 1.5% NoN centralized BL
NoN centralized HL
NoN centralized OD/CC/WC/DOD/LRG
centralized LAP
centralized BL
centralized LAP
centralized HL
centralized BL
NoN centralized HL
Min Biz 5 cr , less than 5 cr 1
% (location wise ) NoN centralized LAP
BL

AFLAP
NoN centralized HL
Min Biz 5 cr , less than 5 cr 1
% NoN centralized LAP
centralized LAP
2.5%( IF case booked under
Elite ) centralized BL
refer sheet centralized BL
refer sheet centralized PL
HL-1.25% and LAP -1.50%
from july to sept centralized special sc HL
MONTHLY VOLUME NoN centralized LAP
LAP - max Rs. 20 cr
disbursal& DOD CASE
PAYOUT = PF COLLECTED centralized LAP
centralized HL
LRD- max Rs. 20 cr disbursal centralized OD/CC/WC/DOD/LRG

centralized OD/CC/WC/DOD/LRG
centralized PL
centralized BL
centralized TL/GL/LAS/MHE/EQUIPMENT FINANCING
centralized Credit Card
centralized HL
centralized LAP
 centralized BL
centralized LAP
centralized PL
Loggin cases should be above
Rs 1 lakh centralized HL
Loggin cases should be above
Rs 1 lakh centralized LAP
centralized PL
centralized Credit Card
NoN centralized OD/CC/WC/DOD/LRG
payout including gst centralized BL
HL - max Rs 7.5 lacs per
case(cluster wise) centralized HL
LAP Rs.10 lacs per
case(Cluster wise) centralized LAP
7.5 Lacs Single case capping centralized LAP
7.5 Lacs Single case capping centralized HL

centralized HL
centralized PL
Capping 20L on case level. centralized LAP
centralized BL
centralized LAP
MonTHLY schme centralized PL
centralized HL
centralized LAP
centralized HL
centralized LAP
NoN centralized LAP
Conditionis apply please
check the payout structure NoN centralized LAP
NoN centralized HL
Renewal case 1% centralized PL
NoN centralized HL
NoN centralized LAP
100% Of PF collcted NoN centralized OD/CC/WC/DOD/LRG
NoN centralized OD/CC/WC/DOD/LRG
centralized BL

Rs. 20 LACS PER CASE centralized LAP

Rs. 20 LACS PER CASE centralized HL

centralized special sch PL
NoN centralized Car Loan
NoN centralized LAP done
Max Rs. 5 Cr disbursal per
case centralized HL
Max Rs. 5 Cr disbursal per
case centralized LAP
RENEWAL CASES 1% centralized BL
Rate and PF centralized BL
centralized HL
Max Rs. 7.5 LACS PER CASE centralized LAP

PL
centralized BL
NoN centralized LAP
FOR CASES ABOVE Rs. 15 Cr.
PAY OUT WILL BE 20BPS
LOWER centralized HL
FOR CASES ABOVE Rs. 15 Cr.
PAY OUT WILL BE 20BPS
LOWER centralized LAP
Rs. 10 LACS PER CASE centralized HL
RS. 15 LACS PER CASE centralized LAP
PF LINK centralized OD/CC/WC/DOD/LRG
centralized HL
centralized LAP
centralized LAP
centralized HL
centralized LAP
centralized OD/CC/WC/DOD/LRG
centralized HL
centralized LAP
centralized BL
centralized PL
centralized OD/CC/WC/DOD/LRG
centralized HL
refer sheet LAP
centralized LAP
centralized BL

LESS THAN 36 MONTHS 2.5% centralized PL

PAYOUT ON PF COLLECTED
(PF Link)TO BE NEGOTIATED
WITH RM centralized TL/GL/LAS/MHE/EQUIPMENT FINANCING
centralized HL
centralized LAP
NoN centralized BL
centralized OD/CC/WC/DOD/LRG
AFFORDABLE HOME LOAN centralized HL
centralized PL
FOR LAP-OD : 100% of PF
collected subject to
maximum of 1%,( Incl ST) centralized LAP
centralized BL
TL/GL/LAS/MHE/EQUIPMENT FINANCING
centralized special sch BL done
NoN centralized LAP
HL
NoN centralized HL
NoN centralized PL
NoN centralized LAP
NoN centralized LAP done
centralized BL
Please refer product also centralized LAP
centralized PL
centralized HL
centralized LAP
NoN centralized HL
NoN centralized LAP
NoN centralized OD/CC/WC/DOD/LRG
NoN centralized PL
NoN centralized BL Follow up
NoN centralized LAP
TL/GL/LAS/MHE/EQUIPMENT FINANCING
centralized BL done
Min 2.25% centralized PL
Min 1.75% centralized BL
NoN centralized AFHL
BL Follow up
centralized LAP
centralized BL
centralized PL
HL
centralized PL
centralized HL
centralized BL
centralized HL
centralized LAP
centralized HL
NoN centralized HL
NoN centralized LAP
NoN centralized BL
NoN centralized PL
NoN centralized EL
centralized Car Loan
NoN centralized BL
centralized PL Sent
centralized special sch PL Sent
 centralized PL done
centralized PL Follow up
NoN centralized Car Loan
TL/GL/LAS/MHE/EQUIPMENT FINANCING
NoN centralized BL
NoN centralized LAP
centralized EL
centralized special sch LAP
NoN centralized LAP Sent
NoN centralized LAP ID not available
NoN centralized HL ID not available
centralized HL done
centralized LAP done
centralized HL
centralized HL done
centralized LAP done
NoN centralized OD/CC/WC/done
centralized HL
centralized LAP
Pending AFHL ID not available
Pending LAP ID not available
centralized HL
centralized PL
centralized PL Follow up
NoNfees
)-A amount representing 75% of the processing centralized LAP disbursed to the potential clients by the Bank by availing the
collected on the loans
NoN centralized BL

NoN centralized LAP

centralized BL done
Credit CardSent
HL Sent
NoN centralized OD/CC/WC/DOD/LRG
LAP
HL
HL
OD/CC/WC/DOD/LRG
EL
e applicable for a period of initial 2 months. Apr and May 22 BL
Follow up

0.25%+GST+PF SME
 centralized

Min PF 0.50%
Min PF 0.50%

centralized PL
centralized BL

centralized

Normal Payout

centralized AFHL
centralized
centralized LAP
centralized LAP

Contact -Dhirav Vira-

8898008490
 refer sheet

al SME 35cr of exposure

Back
From: HLHelpdesk <HLHelpdesk@idfcfirstbank.com> Back
Sent: Thursday, April 6, 2023 1:09 PM
Cc: Dipti Salagare <dipti.salagare@idfcfirstbank.com>; Vidya Hegde <vidya.hegde@idfcfirstbank.com>; Mitesh Shah <mitesh.s
Subject: Home Loans DSA Payout for Corporate ( Quarter-1 )

Dipti
Salagare
Senior
Product
Manager-
Home
Loan
Home
Loans
.com>; Mitesh Shah <mitesh.s@idfcfirstbank.com>; Madhukar Pant <Madhukar.Pant@idfcfirstbank.com>; Sarang Dewal <sarang.dewal@
arang Dewal <sarang.dewal@idfcfirstbank.com>
Back
 Volume based Payout ROI Range

Product Loan Amount

Monthly Disbursal Slabs Payout Min

Upto 50 lakhs 3.00% BIL 5 Lakhs to 7.5 Lakhs 20.50%

50.01 Lakhs to 100 lakhs 3.10% BIL 7.51 lakhs to 10 lakhs 20.00%

100.01 lakhs to 150 lakhs 3.20% BIL 10.01 Lakhs to 20 Lakhs 18.50%

150.01 lakhs to 200 lakhs 3.30% BIL 20.01 Lakhs to 30 Lakhs 17.50%

200.01 lakhs to 250 lakhs 3.40% BIL 30.01 Lakhs to 40 Lakhs 17.00%

Greater than 250 lakhs 3.50% BIL 40.01 Lakhs to 50 Lakhs 16.00%
 Back

ROI Range

PF Kicker

Max

22.50% 2%

22.00% 2%

In case the final effective ROI or PF is

20.00% 2% higher or lower than the mentioned
range basis the Loan Amount 50% of
the difference from the mentioned
ROI & PF will be automatically added
19.00% 2% or subtracted from the monthly
payout

18.00% 2%

17.00% 2%
Back
Back
Back

From: Vaibhav Padalkar <vaibhavpadalkar@ltfs.com>

Sent: Tuesday, April 4, 2023 7:38 PM
To: Raoul Kapoor <raoul@andromeda.in>; Gopal Singh <gopal.singh@andromeda.in>; Ram Parab <ramparab@andromeda.in>
Subject: Q1 - April, May & June : Special Contest : L&T Finance

Dear Raoul,

We are happy to launch our best contest for Q1 - (April, May & June):

This will be a quarterly target in total and there is a special scheme for the month of April '23.

Details :

Target for Q1, 45 Crs of business in 3 months.

> On reaching 36 Crs you will be eligible to earn 0.25% extra payout.
> On Reaching 45 Crs you will be eligible to earn 0.50% extra payout.

April '23 Special Contest :

You reach 30% of your Target in the month of April, you will earn an extra 0.20% pay-out which can be reimbursed in the Apri

Base Payout:

SENP Business

Flat 3.5% on all deals.

On OD Business : 3.25%

SEP Business

Flat 3% on all deals.

On OD Deals : 2.75%

Terms and conditions:

> This is a quarterly target and you can claim contest money post the contest period once the results are out. Tentatively by 5
> In any month out of 3 months (April, May & June) you have to achieve a min of 25% of the slab target.
> Base Payout is a monthly payout scheme and bills are to be submitted on or before 7th of the month for timely reimbursem
> April '23 Special Contest is over and above the Quarterly Contest.

Good Luck & Good Wishes for the contest.

Best Regards,

Vaibhav M. Padalkar
National Sales Manager (SME Loans)

L&T Finance
Brindavan, Plot no. 177, CST Road, Kalina, Santacruz (East),
Mumbai - 400 098, Maharashtra, India (+91 22 6212 5555)
@andromeda.in>
Back
From: Srividya N <SRIVIDYA@sundaramhome.in>
Sent: Wednesday, May 31, 2023 4:33 PM
To: Raoul Kapoor <raoul@andromeda.in>
Cc: Ram Parab <ramparab@andromeda.in>; Gopal Singh <gopal.singh@andromeda.in>; Andromeda Team Contest <teamcont
Subject: Re: Addendum regarding changes in LAP Capping amount -31-5-23
Importance: High

Dear Sir,

This in furtherance to the addendum entered on 1st April 2022.

In addition to the addendum executed between us on 1st April 2022 regarding the pay-out on LAP Cases, it has been decided to

The capping amount for LAP Cases which was earlier fixed, now has been increased to 6 Crores for the below mentioned Tier
effect from May 1 ,2023.

Hyderabad
Bangalore
Chennai

Mumbai, Thane

Pune
1.5% up to 6 Crores

0.50% as processing fee is mandatory

.
Note : Any file’s loan amount which crosses the capping amount will be applicable for the usual 1% pay-out.

Payout is applicable only subject to the fulfilling Conditions as detailed hereunder:

This payout is eligible only for those DSA’s who have operations in multiple regions and who achieve a minimum threshold volume of busin
Minimum of 0.50% processing fees should be collected .
Rates to be followed as per company’s norms ( Any deviation on rates ,approvals to be taken on case to case basis based on the profile )
Ticket size not to be split.
Should be a single file .
This is applicable only for pure LAP cases such as LAP BT , LAP RESI, LAP COMMERCIAL , COMMERCIAL PURCHASE .

Please acknowledge this mail as an acceptance of the aforesaid terms. Also we will be sharing two hard copies of the addendum

Thanks & Regards

Srividya
Mob: 8050558005
Sales & Marketing Dept
Sundaram Home Finance Ltd.
h@andromeda.in>; Saravanan K <saravanan@andromeda.in>; Anit Vijayvergia <anit@andromeda.in>; Vinod Kumar Nair <vinod.nair@and

Not in
Tier 1
Tier 2
and Tier
2
Indore
Jaipur
Kolkata

Remainin
g cities
which are
not
mentioned
in the Tier
Vijayawad 1 and Tier
a 2 will be
continue
to have
the 2
Crores
capping
amount

Visakhapa
tnam

Coimbator
e /
Rasipuram

Madurai
Trichy
Mysore
Vellore
Kanchipur
am

1.5 % up 1.5% up
to 3 to 2
Crores Crores

0.50% as 0.50% as
processing processing
fee is fee is
mandatory mandatory
Kumar Nair <vinod.nair@andromeda.in>; Jayapriya K <jayapriya@sundaramhome.in>; Anitha Lekshmy N <ANITHAN@sundaramhome.in
ANITHAN@sundaramhome.in>; Gowtham Devendra <dgowtham@sundaramhome.in>; Gaurav Mittal <GAURAVMITTAL@sundaramhome
RAVMITTAL@sundaramhome.in>
Back
Normal Pay out slab for DSAs
Pan India Monthly Business Slab Pay-out % Back
<=50 lacs 1.75%
>50 lacs - <=75 lacs 2.00%
>75 lacs - <=100 lacs 2.25%
>100 lacs - <=150 lacs 2.50%
>150 lacs - <=200 lacs 2.75%
>200 lacs - <=250 lacs 3.00%
>250 lacs 3.10%
 Back

HDFC_Auto loan
and UCL_payout.pdf
Back
Back
 Back

From: RAMRATTHINAM S <ramratthinam.s@indusind.com>

Sent: Wednesday, January 25, 2023 1:13 PM
To: Raoul Kapoor <raoul@andromeda.in>
Subject: Andromeda - AHL Pay-out

Dear Rahul,

Greetings of the day !

As discussed a couple of days earlier , I am pleased to share the commercials for Andromeda to come on board as a

Pay-out of 1.25% + GST for all first disbursed cases provided the threshold below mentioned monthly thres
Processing fees of 1.50% + GST to be collected in all AHL cases. In Micro LAP cases Processing Fees of 2% +
Upfront fees of Rs.5000+ GST is to be collected along with the application form at the time of login. This up
In cases wherein the processing fees is less than 1.50%, the pay-out would get reduced to that extent
In case of the threshold / target not being achieved then the pay-out would be computed at 1.00%.
Monthly net disbursement would be computed including the part disbursements getting booked under And
Pay-out of the applicable % on the loan amount would be done on the first disbursement of the case.
AHL central team is to provide the computation of pay out and disbursement details to central SPOC of And
Centralised monthly billing- (State wise billing with relevant state GST numbers ) for smooth recon and pay
In case of the proposal getting cancelled, then the pay-out made against that case would get recovered fro
Rate of interest is to be as per below grid.

Andromeda Disbursement Target for AHL in the Month of Feb’23 is Rs.3.00 Crs and March’23 is Rs.5.00 Crs.

We can look at improving this pay-out by an addition 10 bps If the business volumes are double in each of the mon

AHL ROI Matrix:

Least of Financial Borrower CIBIL Score
Income Type / Product (-5) to 5 551 to 600 601 to 700 701 to 900
RAAC RateEBLR @ 6.25RAAC RateEBLR @ 6.25RAAC RateEBLR @ 6.25RAAC RateEBLR @ 6.25
ITR / SalaryEBLR + 6.25 12.5 EBLR + 7.00 13.25 EBLR + 5.75 12 EBLR + 5.50 11.75
Surrogate / EBLR + 6.75 13 EBLR + 7.50 13.75 EBLR + 6.00 12.25 EBLR + 5.75 12
Balance TraEBLR + 6.25 12.5 EBLR + 7.00 13.25 EBLR + 5.75 12 EBLR + 5.50 11.75
Top up Comp
EBLR + 8.00 14.25 EBLR + 9.00 15.25 EBLR + 7.75 14 EBLR + 7.50 13.75

Have attached herewith our active branch list where both BH and BCM are available. Ready Reckoner of the latest v
 omeda to come on board as a business partner with the Affordable Home Loans business division of Indusind Bank Ltd.

low mentioned monthly threshold is achieved.

cases Processing Fees of 2% + GST is to be collected
m at the time of login. This upfront fees can be adjusted / knocked off in the overall fees of 1.50%
et reduced to that extent
be computed at 1.00%.
ents getting booked under Andromeda code across the country in the calendar month.
isbursement of the case.
details to central SPOC of Andromeda on a monthly basis for the previous month
ers ) for smooth recon and pay-outs etc.
case would get recovered from the future pay-outs to that connector.

March’23 is Rs.5.00 Crs.

are double in each of the months

EBLR @ 6.25

Ready Reckoner of the latest version of the policy is WIP, will provide the same asap.
nd Bank Ltd.
 back

DSA Pay-out
Disb Slab Pay- Out*
0-50 Lakhs 0.75%
50.1-100 Lakhs 0.90%
>100 Lakhs 1.00%
*Exclusive GST

Name & Designation of Principal Officers/Persons to be contacted

Mobile /
Designatio
Department Name of the Person Landline
n
number

Relationship Manager: Kunar Solanki ZBH 8554810122

Billing/ Collection: Kunar/Pooja ZBH 8554810122

Sales Head: Kunar/Pooja ZBH 8554810122

CFO: Ravikant Baheti CFO 9820566009

MD / CEO / CBO
Vinayak Deousker CBO 9893040271
Owner:
ns to be contacted

Email Id

Kunar.solanki@easyhomefinance.in

Kunar.solanki@easyhomefinance.in

Kunar.solanki@easyhomefinance.in

Ravikant.baheti@easyhomefinance.in

Vinayak.deousker@easyhomefinance.in
 Back

Corporate DSAs are defined as those having branches in more than 2

cities and legal structure of entity is no proprietorship.

DSA Pay-out Structure for HL

Grid Disbursal Amt Pay-out Grid PF

For any individual case upto 50

Slab 1 1.25% 2%
Lacs of loan amount
For any induvial case above 50
Slab 2 1.25% 2%
Lakh of loan amount (high value)

DSA Pay-out Structure for LAP

Grid Disbursal Amt Pay-out Grid PF

For any individual case upto 50

Slab 1 1.50% 2%
Lacs of loan amount

For any induvial case above 50

Slab 2 1.50% 2%
Lakh of loan amount (high value)

Other Conditions
WIRR of 13.50% on the monthly total disbursal to be maintained for
HL
PF - 2% to be maintained
Payout will be done post critical PDDs are cleared
Any deviation or waiver to IRR or PF will be deducted from the
payout
Any subvention or waiver of Rate or PF will be deducted from the
payout
Any case specific special payout can be approved by CBO
disbursed and disbursement cheque is handed over with no OTC/PDD, the payout invoice
for the same can be raised to us and we will be processed for payout release within one
 Name & Designation of Principal Officers/Persons to be contacted
Designatio Mobile / Landline
Department Name of the Person
n number

Relationship Manager: Rudramani Kamble Sales 7021389395

Branch
Branch Manager: Samrat Pisat 9920368282
Sales
Regional
Regional Head: Anoop Deshpande 9075009185
Sales
Business
Chief Business Head : Ravi Virwani 7738342531
Head
Billing
Billing : Dinesh Hadkar Operation 9029521191
s
Collection
Collection: Akshay Kapse 9867449322
s

Finance 022-
Escalation to (Billing &
clearance):
Balamurali Krishna 49386000/986
Accounts 7822047
Persons to be contacted

Email Id

rudramani.kamble@capitalindia.com

samrat.pisat@capitalindia.com

anoop.deshpande@capitalindia.com

ravi.virwani@capitalinndia.com

dinesh.hadkar@capitalindia.com

akshay.kapse@capitalindia.com

balmurlikrishna@capitalindia.com
Back

From: Vipul Krishna Bharti <vipul.bharti@bandhanbank.com>

Sent: 07 November 2022 18:20
To: George Iype <george@andromeda.in>
Cc: Shital Manandhar <shital@andromeda.in>; Murali D <murali.d@bandhanbank.com>
Subject: Re: List of Documents--DSA empanelment

Dear George,

PFB for the DSA payout for the month of NOV 2022.

Corporate Disbursement in Lac

Business
Segment
wise 1 Cr to <2 2 Cr to <4
<1 Cr >= 4 Cr
Payout Cr Cr
Slab (in
%)

Salaried 2.40% 2.65% 2.90% 3.15%

Self-
2.50% 2.75% 3.00% 3.25%
employed

Booster Payout

First 2 *To
months quality,
of min 6
>=25 Lac 0.20%
business disbursem
with BB ent count
PL required

Terms and Conditions:

• Additional 0.1% payout on Government Business

• Bandhan Bank employee disbursement will be considered in the slab calculation but will not be eligible for the payout
• Booster payout shall be applicable as per table, with a minimum number of 6 disbursement count

• Referral partners code creation date to be considered as the first month of service

•Any case that is not part of the particular month's disbursement shall not be considered for any payout

• The above slabs are exclusive of GST and there will be no deviation to this payout structure

• Slabs will be calculated and paid on NET disbursal (net of cancellation / internal BT)

• Payout of any case cancelled will be reversed in subsequent payout cycle.

• Payouts will be reversed in subsequent business cycle if balance transfer cheques are not en-cashed or resolved by channel

• Any partner doing business from 3 or more states shall be listed under Corporate by default (effective from 3rd mon
e eligible for the payout
ashed or resolved by channel within 90 days from date of disbursement.

ault (effective from 3rd month onwards)

We have recently tied up with Loanwired Fintech Pvt Ltd for BL. Our Vendor code with them is LW149AND102022. The pay

Business Loan
CHANNEL PARTNER INTRODUCTION
Note : - If
Additiona PF
Volume Normal Total Pay-
PF l Pay-out ROI Collected
Slab Pay-out % out %
% is below
3% than
Fee
0 To 300 Fee As per collected
3.00% 1.00% 4.00%
Lakhs Collected Grid +
Additional
300 Lakhs Pay-out
Fee As per as per
and 3.00% 2.00% 5.00%
Collected Grid Slab
Above

Terms & Condition :

>> Gross Business will be considered for slab but payout will calculated on Net Business.
>> Channel to maintain WIRR & WPF for the total volume of SENP.
>> Only Self Employed Non Professional (SENP) will be considered.
>> Cancellation of disbursement will not considered.
>> You can disburse the volume from Mumbai , Delhi , Bangalore , Hyderabad , Chennai , Pune , Jaipur , Jodhpur.
>> We are operating from 49 branches pan India.

Name & Designation of Principal Officers/Persons to be

contacted
Mobile /
Departme Name of Designatio
Landline Email Id
nt the Person n
number

Relationsh
Ashok
ip 9.168E+09 ashok.sondigara@loanwired.com
Sondigara
Manager
Relationsh
ip
Manager:
Rohit Relationsh
Devshank ip 8.097E+09 rohit.dubey@loanwired.com
ar Dubey Manager
 Sales Vishwavij
VP 9.824E+09 vishwavijay.singh@loanwired.com
Head: ay Singh

National
- - - -
head:
Regional
- - - -
head:
Billing/ Hemlata
MIS
Collection D 8.692E+09 MIS@loanwired.com
Executive
: Patankar

Rekha Accountan
8.652E+09 accounts@loanwired.com
Jayswal t
 LW149AND102022. The payouts, contact person name and contact number is indicated in the trail mail below.

Back

UCTION

, Pune , Jaipur , Jodhpur.

 Back

1. Pay Out Slab in BL/USL

1 Cr to 2 2 Cr to 3.5 3.5 Cr
Business Volume in Crores < 1 Cr
Cr Cr
2.25% + 2.5% + 2.75% + 3.00% +
Pay Out Slab
GST GST GST GST

2. Pay Out in LAP/SBL

1 Cr to 1.5 1.5 cr to 2 2 Cr to 2.5
Business Volume in Crores < 1 Cr
Cr Cr Cr
0.80% + 1.00% + 1.20% + 1.40% +
Pay Out Slab
GST GST GST GST
2.5 Cr to 3
> 3 Cr
Cr
1.70% + 2.00% +
GST GST
Payout including GST
Back
Back
 Back

From: Pranay G Patel [mailto:Pranayg.Patel@rblbank.com]

Sent: 08 September 2022 18:08

Dear Sir,

Greetings from RBL Bank !!!

Pleased to share details of New Payout Structure which is on higher side than earlier & Pricing grid as below.

Kindly forward this mail to all your respective Team Members

Also would required attached amendment agreement to be executed (for revised payout structure which is incorporated in

Home Loans Payout Structure effective 1st Sept’22

SLAB Pay-out
upto 4cr 1.00%
Corporate >4-6cr 1.15%
> 6cr 1.25%

Pay-out will be subject to OTC clearance and Net of cancellations.

Above Slab is applicable for Pan India Home Loan business
Payout on Net Disbursal amount

Pricing Grid

5th Aug'22 - 50bps repo change (Repo-5.4%)

>50 Lacs
Bank Salaried 800+ 740-800 & -1/0711-739 <711
Net combined income
>100000 7.90% 8.00% 8.35% 8.60%
50K-100000 7.95% 8.05% 8.45% 8.70%
<50000 8.00% 8.10% 8.50% 8.80%

>50 Lacs
SE 800+ 740-800 & -1/0711-739 <711
Normal 8.10% 8.25% 8.40% 8.80%
Banking 8.25% 8.50% 8.60% 9.00%
 30- 50 Lacs
Salaried 800+ 740-800 & 711-739 <711
-1/0
Net combined income
>100000 7.95% 8.05% 8.60% 8.95%
50K-100000 8.00% 8.10% 8.75% 9.25%
<50000 8.05% 8.15% 8.90% 9.30%

30- 50 Lacs
SE 800+ 740-800 & -1/0711-739 <711
Normal 8.10% 8.30% 8.75% 9.10%
Banking 8.35% 8.45% 8.80% 9.25%
LIP 8.50% 8.65% 8.90% 9.45%

Top Up – Non housing loan rates

TopDifferential
up from BT rate
Customer 30-50L >50 Lacs
Salaried 1.00% 1.00%
SE 1.10% 1.00%

Thanks & Regards,

Pranay Patel
Regional Sales Manager – Home Loans
rid as below.

ture which is incorporated in same) which has to franked/stamp for 100/- with stamp and sign, will get this collected once ready, have
is collected once ready, have discussed with Mr George on this.
Back
From: Guru Prasad Singh <guru.singh@motilaloswal.com>
Sent: Monday, July 18, 2022 1:11:39 PM
To: Raoul Kapoor <raoul@andromeda.in>
Cc: Manish S Singh <singh.manish@motilaloswal.com>; Abhishek Gupta <abhishek.gupta@motilaloswal.
Subject: Andromeda-MOHFL Special Payout Scheme

Dear Raoul Sir,

Greetings from MOHFL!!!

With reference to your last discussion with key members of our management we are pleased to extend s

Special Business drive with Andromeda From July'22-March'23

Period NDV Target (Cr) Base Pay out
Q-2(FY23) 18
Q-3(FY23) 30 1.5% for both HL and NHL
Q-4(FY23) 45
Total 93

1) Please note conditions applicable on the same:

2) This target is for 9 months disbursals viz. July 22 till March 23 with Net Disbursement volum
3) Bonus pay out is applicable over and above of existing pay out of 1.5%.
4) Additional 0.25% will be paid on quarterly achievement in addition to base pay out payable
5) Bumper pay-out will be paid in case where total Target of 93 is achieved and will be over an

Please feel free to connect with the Undersigned or Mr Mahesh Dhankani for any further clarification reg
 Back

.com>; Abhishek Gupta <abhishek.gupta@motilaloswal.com>; Mahesh Dhankani <mahesh.dhankani@motilaloswal.com>

members of our management we are pleased to extend special additional pay-out scheme for Andromeda Team.

th Andromeda From July'22-March'23

Bonus Pay out (GST extra) Bumper Pay out
0.25%
0.25%
0.15%
0.25%

n the same:
s viz. July 22 till March 23 with Net Disbursement volume of 93 CR( Net volume
d above of existing pay out of 1.5%.
arterly achievement in addition to base pay out payable
where total Target of 93 is achieved and will be over and above base and bonus pay out and for fresh Disbursal done in mentioned time f

d or Mr Mahesh Dhankani for any further clarification regarding the same.

aloswal.com>

rsal done in mentioned time frame.

From: Dhiraj Ashok Thalkar <Dhiraj.Thalkar@axisbank.com>
Sent: 07 June 2022 12:44
To: Ram Parab <ramparab@andromeda.in>
Cc: Rana Kundu <Rana.Kundu@axisbank.com>
Subject: Fw: Axis Bank Loan Against Property - Channel Partner Payout Structure Revision w.e.f 1st June 2022(Confidential)

We would like to inform you that revision has been made in the payout structure for Loan Against Property wh

LAP revise Payout Structure LAP revise Payout Structure

For East, North 2, South 1, West2 For West 1, North 1 and South2
Tier 1 and 2 Tier 1 and 2
FY 23 FY 23
Business Payout Slab Business
0 to 1 Cr 0.70% 0 to 1.50 Cr
Above 1 to 3 Cr 0.80% Payout Above 1.50 to 2 Cr
Payout Above 3 to 5 Cr 0.90% Above 2 to 3 Cr
Slab –
Slab –
ASC
ASC wise Above 5 to 7.5 1.10% Above 3 to 4 Cr
Cr wise
Above 7.5 Cr 1.25% Above 4 Cr

*Different payout structure / slabs apply with respective zones for only June'22 payout cycle

Tier 1 and Tier 2 slab has been combined

Payout slabs will be calculated based on Loan Centers / ASC / CPC wise business done for LAP Product and n
No separate slab for corporate channels
Maximum payout in any single case will be capped at 10 lacs for LAP (Disbursed Case)
The payout for Overdraft & Reverse Mortgage Loans will continue as per existing norms - linked to reimburse
We will be reviewed payout at the end of June’22
Any changes to above Payout slabs will be at a sole discretion of Axis Bank Ltd. and the same will only be intimate
 Back

on w.e.f 1st June 2022(Confidential)

ture for Loan Against Property which would be effective from 1 st June 2022.

vise Payout Structure

1, North 1 and South2

Tier 1 and 2
Payout Slab
0.90%
1.00%
1.10%
1.20%
1.35%

payout cycle

iness done for LAP Product and not on overall business of the channel partner.

ursed Case)
isting norms - linked to reimbursement of 100% of PF collected or 1% of disbursement whichever is lower

. and the same will only be intimated to the service provider from time to time.
Back
: Vaibhav Doshi <vaibhav.doshi@janabank.com>
Sent: 27 January 2022 12:48
To: Gangadas Amballa <gangadas@andromeda.in>
Cc: Sumit Aggarwal <sumit.aggarwal@janabank.com>; Swaminathan V <swami@andromeda.in>; Raju Pemberthi <raju.p@and
Subject: RE: [EXTERNAL]Jana Bank - Outstanding amount beyond 60 days Rs. 21.48 lacs

Dear Gangadas,

For Andromeda, We have flat 1.5 % DSA Payout against PF of 2 % . Any deviation in PF to be dealt case to case basis which eve

Please note – Above Payout is applicable for MSE Business.

 Back

>; Raju Pemberthi <raju.p@andromeda.in>; Hariharan Subramaniam <hariharan@andromeda.in>; Pratik Parashar <pratik.parashar@janab

lt case to case basis which every location has to put up for approval prior to disbursal.
ashar <pratik.parashar@janabank.com>; Shyam Nanavati <shyam@andromeda.in>; Andromeda Billing <billing@andromeda.in>; Androm
ing@andromeda.in>; Andromeda Receivable <receivable@andromeda.in>; rincoo.vachha@janabank.com; efs_mse_zh@janabank.com; S
efs_mse_zh@janabank.com; Sandeep Lalwani <sandeep@andromeda.in>
Back
 Back

HDFC Gold loan

Back
Base payouhl and lap 1%

From: Deepak.Arkashi1@grihashakti.com <Deepak.Arkashi1@grihashakti.com>

Sent: Tuesday, July 4, 2023 5:06 PM
To: Gangadas Amballa <gangadas@andromeda.in>; Swaminathan V <swami@andromeda.in>; Raoul Kapoor <raoul@androme
Cc: ram.koli@fullertonindia.com; amol.jadhav2@grihashakti.com; vishal.jain@grihashakti.com
Subject: Channel Payout Structure for Q2FY24 (JAS'23)

Dear All,

we are pleased to announce the following payout grid will be applicable for July – September’23 Quarter.

Code Mass ChannQ2FY24 TarHL Pay-out LAP Pay-out

HMA005 ANDROMEDA Flat 1.25% 1.50%

Minimum Processing Fee Grid applicable to customers

Ø HL – 1.25% of the Loan sanctioned amount+ GST for Cash Salaried and Self-Assessment Method (‘SAM’) cases and 1% of the Loa
Ø LAP – 1.50% of the Loan sanctioned amount+ GST for Self-Assessment Method (‘SAM’) cases and 1.20% of the Loan sanctioned
( In case PF collected is less than minimum specified norms as above, maximum possible deficit will be adjusted from the pay-out d

Thanks & Regards,

Deepak Namdeo Arkashi

Assistant Manager | SMFG India Home Finance Co. Ltd. (Formerly Fullerton India Home Finance Co. Ltd.)
+91 9920453856 || www.grihashakti.com
6th floor, B Wing, Supreme Business Park, Powai, Mumbai – 400076.
aoul Kapoor <raoul@andromeda.in>; Shyam Nanavati <shyam@andromeda.in>; Raju Pemberthi <raju.p@andromeda.in>; Andromeda Re

‘SAM’) cases and 1% of the Loan sanctioned amount+ GST for other cases
d 1.20% of the Loan sanctioned amount+ GST for other case
e adjusted from the pay-out due.)
ndromeda.in>; Andromeda Receivable <receivable@andromeda.in>; Ram Parab <ramparab@andromeda.in>; Hariharan Subramaniam <h
>; Hariharan Subramaniam <hariharan@andromeda.in>; L Uchil <uchil@andromeda.in>
Back
 From: Jiten Bhatt [mailto:jiten.bhatt@paysense.in]
Sent: 24 November 2021 15:53
To: Anand Gautam <anand.gautam@payufin.com> Back
Subject: Re: Confirm Andromeda Payout

Hi Anand,
Here is the slab for all Corporate DSA's
Corporate DSA Payout
Slab ( In lacs) payout
< 300 4.50%
> 301 4.75%
Back
From: CHIEF MANAGER HL3 ZO MUM [mailto:cmhl3.zomum@sbi.co.in]
Sent: 21 June 2022 16:02
To: Raoul Kapoor <raoul@andromeda.in>
Subject: SBI NON INDIVIDUAL HLC DETAILS AND COMMISSION STRUCTURE

Dear Sir,

Please find attached HLC application form.

The present commission structure is as follows

LIMIT BRACKETS
(Monthly Sourcing)
Where aggregate sourcing is up to Rs 1 Cr per month
Where aggregate sourcing is more than Rs 1 Cr and up to Rs 3 Cr per month
Where aggregate sourcing is more than Rs 3 Cr and up to Rs 6 Cr per month
Where aggregate sourcing is more than Rs 6 Cr and up to Rs 9 Cr per month
Where aggregate sourcing is more than Rs 9 Cr per month
Maximum commission

Annual Slabs
(Aggregate Business Booked during the Financial Year)
1. Where the aggregate business booked during one FY is more than Rs.1,000 Crs
but less than Rs. 2,000 Crs
2. Where the aggregate business booked during one FY is more than Rs.2,000 Crs
but less than Rs. 4,000 Crs
3. Where the aggregate business booked during one FY is more than Rs.4,000 Crs
but less than Rs. 6,000 Crs
4. Where the aggregate business booked during one FY is more than
Rs.6,000 Crs but less than Rs. 8,000 Crs
5. Where the aggregate business booked during one FY is more Rs. 8,000 Crs and
above

----------------------------------------------------------------------------------------------------------------------------------------------------------------------
The rate of commission for Top-up Loan
Parameter

If Top-up loan is sourced along with Home Loan Proposal

If Top-up loan is sourced on stand-alone basis i.e. not along with Home Loan
Proposal
 Back

REVISED PAYOUT
NEW LOANS TAKEOVER LOANS
0.45%+ taxes 0.60% + taxes
0.50%+ taxes 0.65% + taxes
0.55%+ taxes 0.70% + taxes
0.60%+ taxes 0.75% + taxes
0.65%+ taxes 0.80% + taxes
Maximum commission per loan restricted to Rs. 10 Lacs

Rate of Commission

0.80% + GST

0.85% + GST

0.90% + GST

0.95% + GST

1.00% + GST

---------------------------------------------------------------------------------------------------------------------------------------

Applicable Rate of Commission

As applicable to Home Loans on 1st
disbursement
At 0.20% of the loan amount on 1 st
disbursement of Top up Loan
subject to minimum of Rs.2,000/-
 Samunati Financial
Intermediation and services signed agreement.pdf

As per your discussion with Mr. Raman pls find the below mentioned contact information
pertains to the South Zone.

Contact
Name Mail.id Region
Details
Tamil
Mr. Prabhu 9952054545 prabhu.p@samunnati.com Nadu -
Chennai
Karnata
Mr. Raman 9150020641 raman.r@samunnati.com
ka

Tamil
Mr. Babu 7397726231 babu.r@samunnati.com Nadu- C
hennai

Tamil
Nadu -
Mr. Balamurugan 7338883184 balamurugan.d@samunnati.com
Coimbat
ore
AP and
Mr. Ram Mohan
9866077855 rammohan.m@samunnati.com Telanga
Mokkapati
na
d contact information
Scheme for May-21 & June 21
Additiona
Base Total
No.of Loans Disbursed per month l
Incentive Incentive
Incentive
<=15 1% n/a 1%
>15<=25 1% 0.25% 1.25%
>25 1 0.5 1.50%

With Regards,
Vamsee Yalamanchi
9900734455
Back
Jana
Including GST
Back
 From: amit.jain9@yesbank.in [mailto:amit.jain9@yesbank.in]
Sent: 14 June 2021 15:50
To: Raoul Kapoor <raoul@andromeda.in>
Subject: Payout Grid - Equipment financing - Healthcare/Printing Packaging/Industrial

Dear Raoul

Please refer to our discussions on Equipment Financing in the Healthcare/Printing/Packaging/Industrial Segment.

Please find the Payout Grid for the same.

Will share the list of connects and the overall Product details in a separate mail.

Healthcare and Business Equipment Loan - Payout Structure

Type of loanDisb Amt IRR PF Payout

Retail Med<=1 cr >=12% 0.50% 2.00%

10.5% < 1 0.50% 1.00%
>=11% 0.50% 1.50%
Medium siz>1 cr < =5
10%<11% 0.50% 1.00%
Business E <50 lacs >13% 0.75% 1.50%
Hospital Infrastructur>10.5% 0.50% 1.00%

Non ME
Retail
loans
(Printing Upto 5crs >=12% 0.50% 1.25%
Packaging
and
Industrial)

Min. Tenor of Loans to be 24 months . Payout to be reduced

by 0.5% for 12 to 23 months deals.
Above slabs are valid for deal size upto Rs.5 Crs. Pricing and
Payout (PO) for cases above Rs.5 Crs shall be discussed on
case to case basis.
If in any case Min. ROI or Min. PF condition is not met, PO
shall be 50 % of PF collected.
Payout for LC cases shall be given for the LC issued value.
Above PO structure is valid until next review.

Regards
Amit Jain
Product Head
Healthcare| Industrial| Printing Packaging
Mb:9820200210
YES Bank Ltd
www.yesbank.in
 Back

dustrial Segment.
From: Vivek Kumar Dadhich-Channel Management-Chennai-HO-LAP-Chola <vivekkd@chola.murugappa.com>
Sent: 05 July 2023 18:17
Cc: Bhuvanesh Babu V-Manager - Channel Management-Chennai - HO-LAP-CIFCL <bhuvaneshbv@chola.murugappa.com>; Sur
Subject: Channel Payout Policy - Cholamandalam Finance - Loan Against Property
Importance: High

Dear Partner,

Greetings for the day!

Please note the revision in Payout Policy for Chola LAP effective 1st July, 2023.

Payout slab calculated based on state-level disbursement, will now be calculated based on entire zonal-level disbursement. Accordingly th

Kindly reach out to us in case of any queries or clarifications.

MONTHLY PAYOUT GRID FOR PRIME LAP

FOR NORTH, SOUTH, WEST ZONE FOR EAST ZONE

CUMULATIVE VOLUME REVISED PAYOUT CUMULATIVE VOLUME REVISED PAYOUT

<= 1 Cr. 1.00%

<= 1 Cr. 1.00%

>1 Cr. to <=2 Cr 1.25%

>1 Cr. to <=2 Cr 1.25% >2 Cr to <=5 Cr 1.40%

>5 Cr to <=10 Cr 1.50%

>2 Cr 1.40%
>10 Cr 1.60%

MONTHLY PAYOUT GRID FOR MICRO LAP

FOR NORTH, EAST, WEST ZONE FOR SOUTH ZONE

CUMULATIVE VOLUME REVISED PAYOUT CUMULATIVE VOLUME REVISED PAYOUT

<=50 L 0.60%
<= 1 Cr. 1.00%

50.01 L to 1 Cr. 1.00%

>1 Cr. to <=2 Cr 1.25%

 >1 Cr. to <=2 Cr 1.25%

>1 Cr. to <=2 Cr 1.25%

>2 Cr 1.40%
>2 Cr 1.40%

Terms & Conditions:

Regional Head’s/Zonal Head’s decision will be final in terms of the Payout to be processed against each case

Maximum Capping Amount:

Maximum capping amount for single CIF in a month will be Rs.10 lacs + GST as applicable including other additional Payout if any.

Payout slab computation:

· Aggregated at zonal level - all files disbursed by a particular Channel Partner from the entire zone will be considere
· Slab computation will be done at Product level (Prime LAP & Micro LAP separately)

Minimum Admin Fee condition:

· Payout is subjected to a minimum admin fee collected against each case. The minimum admin fee against each cas
· If the admin fee collected is less than the minimum admin fee decided by the Regional Head/Zonal Head, payout %

Regards
V.K. Dadhich
Channel Management
Cholamandalam – LAP – HO
 Back
@chola.murugappa.com>

uvaneshbv@chola.murugappa.com>; Surendranath M -Channel Management-LAP-Chennai - HO-Chola <surendranathmp@chola.murugap

tire zonal-level disbursement. Accordingly the payout % also have been modified.
gainst each case

ncluding other additional Payout if any.

artner from the entire zone will be considered for Payout slab computation.

se. The minimum admin fee against each case will be determined by the respective Regional Head/Zonal Head
by the Regional Head/Zonal Head, payout % will be reduced proportionately for that case
ndranathmp@chola.murugappa.com>
 Back
From: Vrushali Avhad [mailto:Vrushali.Avhad@tatacapital.com]
Sent: 16 September 2021 11:58
To: Pinkesh H Shah <Pinkesh.Shah@tatacapital.com>; Sumit Rajawat <Sumit.Rajawat@tatacapital.com>; Rajesh Rautela <Raje
Cc: George Iype <george@andromeda.in>; Shital Manandhar <shital@andromeda.in>; Raoul Kapoor <raoul@andromeda.in>;
Subject: RE: Payout Gird Tata PL and BL

Dear Ram,

Please refer the below details for PL:

1. National DSA Payout Structure Slabs

Monthly DiRevised
>= 1000 3.35%
>= 750 3.25%
>= 600 3.10%
>= 400 3.05%
>= 300 3.00%
< 300 2.75%

2. Payout Slab for OD Cases

Net Disb vaPayout %

< 1 cr 2.50%
1Cr to 4.99 2.75%
> 5 Cr 3.00%

3. Rate Participation
Additional Payout Clause (Applicable for all channels for 18 month and above Tenure cases only) - All Programs and all cases s

a) Rate participation

a. For PL Cases (Normal Case)

IRR Additional Payout
>= 15% - < 0.20%
>= 16% 0.25%

b. For PL OD cases
IRR Additional Payout
>= 15.49% 0.20%
>= 16.49% 0.25%

OD Cases: We will have PF participation payout that is 50% incremental PF on over and above 2% PF

Payout Reversal Clause for OD Cases

For OD casePayout Reduction
Lesser tha 0.10%

Payout recovery
a) In case the contract gets closed before Nine months seasoning AND 100% foreclosure charges NOT collected, there will be 2

CHANNELS WORKING IN TATA LOCATIONS (Fulfilment by TCFSL)

All
channels
will get
pay-outs
as per
their
categoriza
tion if
fulfilment
is done by
channels
themselv
es.
In case
fulfilment
is done by
the direct
team,
TCFSL will
pay 1.5%
flat for
lead
generatio
n to the
channels.
(Term
loan as
well as
OD cases)
 For Fast
Credit
DSA this
payout
will be 2%
flat
All such
cases will
be
booked in
DSA code
only.
However,
such
cases will
be tagged
in the
system to
avoid
issues.

All calculations to be done on net amount.

For OD cases payout will be given on net sanction amount.

For eg. If a customer has taken 10 lac OD in July 19 and now is coming for 12 lac OD in July 20, so we should calculate payout o
al.com>; Rajesh Rautela <Rajesh.Rautela@tatacapital.com>; Ram Parab <ramparab@andromeda.in>
poor <raoul@andromeda.in>; L Uchil <uchil@andromeda.in>

) - All Programs and all cases sourced above the prescribed rates
s NOT collected, there will be 25% payout recovery from the original channel payout. (Not applicable for Internal Top up cases)
o we should calculate payout on additional 2 lac (12-10 lac) only.
ernal Top up cases)
From: Aruj Seth (Consumer Bank, KMBL)
Sent: 02 July 2021 13:15
To: 'ramparab@andomeda.in' <ramparab@andomeda.in>
Cc: 'raoul@andromeda.in' <raoul@andromeda.in>
Subject: FW: Kotak July Payout

As discussed pls.

Regards,
Aruj

From: Aruj Seth (Consumer Bank, KMBL)

Sent: 01 July 2021 13:56
To: 'raoul@andromeda.in' <raoul@andromeda.in>
Cc: Sumit Jain (Consumer Bank, KMBL) <Sumit.Jain1@kotak.com>
Subject: Kotak July Payout

Sir,

Payout for July shall be 3.24% + GST. Additional 10bps on government business in non-metro locations.

Lets target 25cr this month.

Regards,
Aruj
Back

From: Gautam Kotak <gautam.kotak@incred.com>

Sent: 06 July 2022 18:59
To: Raoul Kapoor <raoul@andromeda.in>; Prakash Karri <prakash@andromeda.in>; Ram Parab <ramparab@andromeda.in>;
Cc: Pinkesh Panchal <pinkesh.panchal@incred.com>; PL ASM <plasm@incred.com>; Laxman Poyrekar <laxman.poyrekar@inc
Subject: Special Location wise Payout slab for Jul to Sept

Hi Raoul/Prakash,

As discussed, we are happy to launch location wise targets for this quarter ( Jul to Sept). We have kept the targets very very le

We need to get to 20 Crs monthly volumes with you very soon and strongly feel this is an Ice breaker contest to get the ball ro

The cumulative quarterly targets in Lacs is mentioned below, however, we hope we do at least 2 times of this numbers given y

4.25% 4.50%
location Target 1 Target 2
AHMEDABAD 75 100
BANGALORE 325 400
CHENNAI 350 400
COIMBATORE 100 150
DELHI 275 325
HYDERABAD 225 300
JAIPUR 60 75
MUMBAI 425 525
PUNE 90 120
TRICHY 40 60
Total 1,965 2,455

These are net of GST slabs and not interlinked ( whichever location achieves the slab will get the payout).

From: Gautam Kotak [mailto:gautam.kotak@incred.com]

Sent: 04 June 2021 15:03
To: Raoul Kapoor <raoul@andromeda.in>
Cc: Hemant Chauhan <hemant.chauhan@incred.com>; Pinkesh Panchal <pinkesh.panchal@incred.com>; Mreetunjai Mishra <
Subject: Revision in Payout slabs for InCred Personal Loans

Hi Raoul,

Greetings from InCred Financial Services Ltd!

As discussed, we are happy to revise our payout slabs from June 2021 as per the below grid. While earlier we were o

Based on your past performance and potential we expect you to hit the 4% slab every month.

These are exclusive of GST (same as the current process)

Volume based Slab Payout :

Volume Slab Payout

Less than 1.5 Crs 3.25%
> 1.5Crs to 2.75 Crs 3.50%
>2.75 Crs to 4 Crs 3.75%
> 4 Crs 4.00%

Looking forward to your support as always.

I would request you to please download this to your teams at the regional level so that our teams locally can synergize

Happy selling.

Regards,

Gautam.
ramparab@andromeda.in>; Manish Kumar Gupta <gupta.manish@andromeda.in>
rekar <laxman.poyrekar@incred.com>

kept the targets very very lenient given that we need to build a very strong foundation with you.

aker contest to get the ball rolling.

times of this numbers given your potential and our long term relationship.

d.com>; Mreetunjai Mishra <mreetunjai.mishra@incred.com>; Mandeep Kaur <mandeep.kaur@incred.com>; Rajiv Chander Rao <rajiv.ra
d. While earlier we were offering 3.25% flat, we have now made this volume based keeping 3.25% as the lowest slab. Hence the

teams locally can synergize and plan accordingly.

>; Rajiv Chander Rao <rajiv.rao@incred.com>; Ravi Sunku <ravi.sunku@incred.com>; Aamir Quaish Anjar <aamir.anjar@incred.com>; Am
as the lowest slab. Hence there is only upside in the new slab.
amir.anjar@incred.com>; Amit Kumar <amit.kumar1@incred.com>; Govind Pal <govind.pal@incred.com>; Harpreet Singh <harpreet.sing
Harpreet Singh <harpreet.singh1@incred.com>
Back
 Back

From: Mohit Asher (RAS) <Mohit.Asher@YESBANK.IN>

Sent: Tuesday, October 3, 2023 4:38 PM
To: L Uchil <uchil@andromeda.in>
Subject: Yes Bank Channel Partner Payout Structure

Dear Channel Partner,

Thank you for partnering with Yes Bank.
In our continued endeavour of valuable engagement with you, we would like to present the new payo
of the revised payout structure
Yes Bank customer is segmented into two distinct categories i.e.
Non-Silver, and
Silver
Additional payout of 25 bps at a loan level for any customer sourced in the above-mentioned catego
High ticket cases disbursed by the Channel Partner under Silver cases will receive payout as per the
On achievement of 110% disbursal of its all-time high done in FY 23-24, Channel will receive 0.1% ad
Illustration

Achieve
Fixed Achieved Gate
Custom d 110% Final
Case Slab Criteria
er of all Payout
No. Payout
Profile time %
%
High
IRR PF
Non- ü ü ü
1 3.25 3.85%
Silver
Silver
[Non- ü ü ü
2 2.25 2.85%
High
Ticket]
Silver
3 [High 3.25 ü ü ü 3.85%
Ticket]

PPY SELLING!!!
r receiving additional 0.1% payout is
33.12 Cr
-----------------------------------------------------------------------

hannel Partner Payout Structure

uts - Personal Loan Partners

Disbursal Slabs (Net disbursal)

Fixed Payout
 Fixed Payout
From To
Upto 74.99 lacs 2.25%
75 lacs 1.49 crs 2.50%
1.5 crs 1.99 crs 2.75%
2 crs 2.99 crs 3.00%
Above 3 crs 3.25%

5%. (Silver cases wherein NTH>=50k and Loan amount >=10 Lacs to be paid as per slab-based structure)
itional Variable Payout

Additio
S. No.
Gate Criteria
SegmentIRR/PF nal
payout

Non-Silver13.00% 0.25%
1 IRR Addition
Silver 14.50% al

Non-Silver 1.25% 0.25%

2 PF Addition
Silver 1.50% al

Channel Partner Achieves

110% of the highest 0.1%
3 monthly business done in Addition
the Previous months in a al
particular financial year

ariable payout will be given at a loan level.

IMPORTANT POINTS
GST will
only be
paid
subject
to all
the laid
down
norms
of the
bank
being
adhered
to. The
process
for GST
as
commu
nicated
separat
ely.

All
Partners
need to
have
CURRE
NT
account
with
YES
Bank
and the
payout
will be
credited
to that
account
only.
The
Persona
l Loan
payout
structur
es
mention
ed in
this
letter
are the
latest
payouts
for YES
Bank
partner
s and
will be
applica
ble
from 1st
Oct
2023
onward
s
Priority
Partners
will be
defined
as per
busines
s
justifica
tion and
to be
approve
d by
Busines
s
Manage
r every
month
All
payout
norms
are
subject
to
periodic
review
as
deemed
suitable
by the
Bank.
to present the new payout structure for our business channels. The revised payout structure is made quite simp

above-mentioned categories with an individual gate criteria for IRR and PF

eceive payout as per the fixed payout slab
nnel will receive 0.1% additional payout.
ab-based structure)
cture is made quite simplified now and has designed basis your feedbacks to weed out the complexities that ex
the complexities that existed in our earlier versions of Variable/Focus Segment payout.
From: Saurabh Kumar Agrawal
Sent: 06 January 2021 16:19
To: Ram Parab <ramparab@andromeda.in>
Cc: Raoul Kapoor <raoul@andromeda.in>; George Iype <george@andromeda.in>; Hariharan Subramaniam <hariharan@andro
Subject: Andromeda & USFB MSE Secured Business Loan - payout approval

Dear Sir,

Hope you are doing well !!

Taking the discussion ahead we have accepted your proposal for only 2 slabs in pay out structure.

PFB revised pay out proposal for MSE Secured Business Loan (LAP). Also we can relook in the payout structure after Q4FY21 to

Commission /
Incentive Structure
for MSE

Cumulativ Maximum
e Incentive
Slab Pan Disbursal (% of
India Pan India Disbursal
in a Amount)*
month* *

Up to INR
Slab – 1 1% + GST
150 Lacs
Above
1.25% +
Slab – 2 INR 150
GST
Lacs

*For
Balance
Take Over
cases, we
will
process the
connector
pay-out
once the
Balance
Takeover
is
completed
in entirely.
**The slab
is
exclusive
of GST.
For
vendors
having
GST
registration
, GST shall
be added
over and
above the
payout
slab.

Important:
1) Payout will be calculated basis cumulative disbursement in a month Pan India.
2) Processing fee charged to customer will be basis USFB policy and any waiver will be bank’s discretion depending u
3) For OD facilities cases, disbursement amount for the payout calculation will be considered only up to the extent o

Request your confirmation so that we can go ahead to take internal approval on higher pay out as proposed.

Looking forward to positive revert from you.

Best Regards,
Saurabh Agrawal
Manager Products – MSE
M +91 8130737578

Website www.ujjivansfb.in
Grape Garden, 3rd A Cross, 18th Main, 6th Block,
Koramangala, Bengaluru KA - 560 095
bramaniam <hariharan@andromeda.in>; Shital Manandhar <shital@andromeda.in>; Rajiv Kumar Pathak <rajiv.pathak@ujjivan.com>; Ash

yout structure after Q4FY21 to ensure exponential growth in partnership.

 bank’s discretion depending upon merit and profile of the case
sidered only up to the extent of 60% of total sanctioned limit.

as proposed.
jiv.pathak@ujjivan.com>; Ashim.sarkar <ashim.sarkar@ujjivan.com>
 Back

DSA Agreement.pdf
back

From: Suhas Mestry <suhas.mestry@adityabirlacapital.com>

Sent: Thursday, September 28, 2023 12:48 PM
To: Ram Parab <ramparab@andromeda.in>
Cc: Raoul Kapoor <raoul@andromeda.in>; Chirag Panchal <chirag@andromeda.in>; Sunnil Nayar <sunnil.nayar@andromeda.i
Subject: RE: Aditya Birla All Product Payout Gird

Hi Ram,

Please find attached.

DSA payout for Sep 2023 has been kept at the same level as of Aug 2023. The payout is as follows:

Personal Loan Business Loan

Partner Net Business Bucket PIL Slab for TL (excl. Slab for OD (excl. Partner Net Business Bucket BIL
GST) GST)
- 24,999,999 3.00% 2.50% -
25,000,000 74,999,999 3.25% 2.75% 15,000,000
75,000,000 249,999,999 3.40% 2.90% 50,000,000
250,000,000 + 3.50% 3.00% 75,000,000
100,000,000

Example for DSA payout – Assuming Rs. 25 Cr. net business is done by a channel partner in a month in personal loan which includes 22 cr. o
nil Nayar <sunnil.nayar@andromeda.in>; Rohan Gawad <rohan.gawad@adityabirlacapital.com>; Shital Manandhar <shital@andromeda.i

Business Loan STUL

tner Net Business Bucket BIL Slab TL excl. GST Slab OD excl. Partner Net Business Bucket STUL
GST
14,999,999 3.00% 2.50% - 14,999,999
49,999,999 3.20% 2.70% 15,000,000 24,999,999
74,999,999 3.30% 2.80% 25,000,000 49,999,999
99,999,999 3.40% 2.90% 50,000,000 74,999,999
+ 3.50% 3.00% 75,000,000 99,999,999
100,000,000 +

th in personal loan which includes 22 cr. of term loan and 3 cr. of flexi loan. So applicable slab will be 25 Cr & above. Payout will be 3.50% on Rs. 22 Cr. fo
hital Manandhar <shital@andromeda.in>

STUL

Slab TL excl. GST Slab OD excl.

GST
3.25% 2.75%
3.35% 2.85%
3.45% 2.95%
3.55% 3.05%
3.65% 3.15%
3.75% 3.25%

above. Payout will be 3.50% on Rs. 22 Cr. for term loan and 3.00% on Rs. 3 Cr. for flexi loan.
 back

Upward Fintech
Services Pvt Ltd signed Agreement.pdf
From: Vigyat Bhardwaj [mailto:vigyat.bhardwaj@ujjivan.com]
Sent: 20 October 2020 13:41
To: George Iype <george@andromeda.in>; Prachi.Jhunjhunwala <prachi.jhunjhunwala@ujjivan.com>
Cc: purushottam.siddharth <purushottam.siddharth@ujjivan.com>; Shital Manandhar <shital@andromeda.in>
Subject: RE: Ujivan PL - I am sharing 'Andromeda Agreement' with you
Importance: High

Dear George,

Slight modification in the pay-out terms.

As per the last call with Raoul Sir, the pay-out grid has been revised.

Vendor Name

Andromeda

Please refer the mail attached.

Request assistance with addendum with revised terms at the earliest.

Regards’
Vigyat B
back

Proposed Pay-out

Flat 3%
From: Ramesh PUJARI [mailto:rameshpujari@dbs.com]
Sent: 16 March 2021 12:54
To: Raoul Kapoor <raoul@andromeda.in>
Cc: Sajish Kumar MURALIDHARAN PILLAI <sajish@dbs.com>; Suketu CHHEDA <suketuchheda@dbs.com>
Subject: Revised - Incentive for digibank Personal Loan

Hi Raoul,

Further to our discussion yesterday and today, please find below a revised proposal

We are extending the base payout from 2.5% to 3% till June’2021. This was April’2021 earlier. Request your support to roll t
Request you to please roll out this to your teams ASAP so that we don’t lose any single day.

1. Payout – Increase in base out from 2.5% of disbursals to 3% till 30 th June 2021. Review the base payout increase in July. Th

2. Additional incentive - We also propose value based additional incentives as follows

---- 0.1% of disbursals to be paid at a team level . This additional incentive will be paid to any of the teams meeting va
--- 0.15% of disbursals to be paid on achievement of INR 30 lakhs by 31 st March 2019 at a team level.

The additional incentive will be paid on the total loan disbursals.

Business expectation – Atleast Rs 5 Cr in March and 25 crs from 16 th March to 30th June.
 back : Santosh SINGH [mailto:sant
Sent: 24 January 2022 18:26
To: Swaminathan V <swami@
Cc: Raoul Kapoor <raoul@an
Subject: Revision in Payout /

Dear Swami Sir,

Greeting from DBS Bank India

Request your support to roll this out to your teams. Hope you are doing well and

We are happy to inform you

ase payout increase in July. The base payout increase if for all bookings
Above payout is applicable o

o any of the teams meeting value targets of 20L disbursements till 31 st March 2019. Above payout is applicable f
at a team level.
Request you to kindly inform

With the revision in payout

All the best & let’s have a fan

Happy Selling.

Regards,
Santosh Singh.
Channel Manager – West .
DBS Bank India Ltd.
# 9820792642
: Santosh SINGH [mailto:santoshsingh@dbs.com]
Sent: 24 January 2022 18:26
To: Swaminathan V <swami@andromeda.in>
Cc: Raoul Kapoor <raoul@andromeda.in>; Sunil Dewali <sunildewali@andromeda.in>; Sandeep Lalwani <sandeep@andromeda.in>; Shee
Subject: Revision in Payout // M/S ANDROMEDA Sales and Distribution Pvt ltd .------- DBS Working Capital

Dear Swami Sir,

Greeting from DBS Bank India Ltd!!!

Hope you are doing well and good with your health.

We are happy to inform you that we have revised the working capital (SME) payout from earlier of 75% of the processing fees to now 10

Above payout is applicable on the cases sourced only between turnover of 3 CR to 100 CR. Payout is subject to successful disbursement/

Above payout is applicable from 17th Jan ‘2022 onwards.

Request you to kindly inform your respective team in your all locations (PAN India).

With the revision in payout would seek your support for the incremental business from your team across locations.

All the best & let’s have a fantastic year of 2022.

Happy Selling.

Regards,
Santosh Singh.
Channel Manager – West .
DBS Bank India Ltd.
# 9820792642
andeep@andromeda.in>; Sheetal M Dalmia <sheetaldalmia@andromeda.in>; Gangadas Amballa <gangadas@andromeda.in>; Ram Parab

the processing fees to now 100% of processing fees collected.

t to successful disbursement/takeover of the cases.

@andromeda.in>; Ram Parab <ramparab@andromeda.in>; Anujay SINHA <anujaysinha@dbs.com>; Mrinal DHITAL <mrinaldhital@dbs.co
DHITAL <mrinaldhital@dbs.com>; Shivam DAVE <shivamdave@dbs.com>; Parth Dave <parth@andromeda.in>; Vishal Kshatriya <vishalk@
n>; Vishal Kshatriya <vishalk@andromeda.in>; Pratish Bhanushali <pratish.bhanushali@andromeda.in>; Mitul Vora <mitul@andromeda.in
ul Vora <mitul@andromeda.in>; Chhaya Raichura <chhaya@andromeda.in>
 Annexure - I
1. FEE STRUCTURE

GROSS PAYOUT EXCLUDING GST

S. NO SLAB PAYOUT
1 Up to Rs 25 2.00%
2 Rs 25.1 lac 2.35%
3 Rs 50.1 lac 2.75%
4 Rs 75.1 lac 3.00%

2. The fees/remuneration to be paid to the DSA shall be

calculated in accordance with the rates mentioned in tables
provided above. The DSA shall raise monthly invoices for
requesting his payout and the same shall be cleared within 30
days from the date of receipt of invoice by the Company.

However, in case of any dispute the payment against the

disputed invoice shall be made by the Company after the
settlement of the dispute.
3. If any existing Customer’s loan is renewed, the DSA
shall not be paid any fees/remuneration for such renewal/s, if
such renewal/s is/are made within one year of the first loan.
4. Subject to the provisions of this Agreement, the
fees/remuneration will be transferred to account directly.
5. The said payment shall be subject to tax deductible at
source (TDS) and other applicable taxes.
6. The above fee structure is valid from the Effective Date
of the Agreement.
From: Vinayak Sakpal [mailto:vinayak.sakpal@janabank.com]
Sent: 23 January 2021 13:09
To: Manoj Kumar Saxena
Cc: Parag Bhide; Punit Rughani; Vishal Salsingikar
Subject: Re: [EXTERNAL]Payout Grid

Dear Mr. Manoj,

As per our discussion, payout grid for Andromeda is as below, the same is included in service agreement.

Housing Loan/Non Housing Loan -- DSA pay-out Structure

DSA

Slab in Lacs

1-25 L
25-50 L
50-100
100-200 L
>200
*Please note that the pay-out amount is inclusive of GST.

Kindly provide the Appendix A, Service Agreement on 100/- stamp paper & Vendor Onboarding form signed by direc
-
Regards,
 Pay-
out (on
disbursed
amount)

0.60%
0.70%
0.80%
1.00%
1.20%

ed by directors attached in the mail and also provide copy of agreement signed in LAP vertical.
Payout_policy_DM.
pdf
Payout_policy_EM.p
df
back

AL Grid - All Manufactures

Tier Category Type Loan Amount

All Location All Cars Fixed Payout Upto 12.5 Lacs

All Location All Cars Fixed Payout > 12.5 Lacs

YBL Staff to be booked @ 7.35% for tenor > 36 months upto 60 months and @ 7.6% for tenor > 60 months. PF
months

Note:-
Upto 18 months tenor Loan to be booked at 10.50% with NIL Payout
>18 - 30 months tenor Loan to be booked at 10.0% with total Payout (Fixed + Volume) of 1%
31 - 35 months tenor Loan to be booked at 9.5% with 50 bps reduction in total Payout (Fixed + Volu
If tenor is =36 months and IRR is > 9.0 then payout to be paid as per above grid

From: Sanjay Patil (BPC) <sanjay.patil@yesbank.in>

Sent: Tuesday, September 12, 2023 6:16 PM
To: L Uchil <uchil@andromeda.in>; Saravanan Subramanian (BPC) <saravanan.subramanian@yesbank.in>
Cc: Gangadas Amballa <gangadas@andromeda.in>; Vishal Mothe <vishal.mothe@andromeda.in>
Subject: RE: YES BANK CAR LOAN PAYOUT STRUCTURE REQUIRED

Hi,

Please refer the attached Apr’22 & Jun’22

Thanks & Regards

Sanjay K Patil
YES BANK LTD, 4th Floor – North Block,
Off Western Express Highway, Santacruz (East), Mumbai – 400055
Manufactures
Tenor IRR % From IRR % To Payout
PF (ExcludingCIBIL
GST)< ^730
>36 >=7.70 <=7.90 0.50%
>36 >7.90 <=8.15 0.75% 0.4%
>36 >8.15 <=8.40 1.00% subject
to
>36 >8.40 <=8.70 1.25%
minimu
>36 >8.70 <=9.00 1.50% m Rs Rate will
>36 >9.00 <=9.25 1.75% 2500/- be 10
>36 >9.25 2.00% BPS
more
>36 >=7.50 <=7.65 0.50% than the
>36 >7.65 <=7.90 0.75% existing
>36 >7.90 <=8.15 1.00% 0.3% or Slab
>36 >8.15 <=8.40 1.25% max Rs
>36 >8.40 <=8.70 1.50% 10,000/-
>36 >8.70 <=9.00 1.75%
>36 > 9.00 2.00%

tenor > 60 months. PF Rs 999/- + GST with Xsell and 1999+ GST without Xsell. Nil FC after 18

Volume) of 1%
Payout (Fixed + Volume) from the above grid
back

From: DSA Communication <dsa_communication@capriglobal.in>

Sent: Monday, May 22, 2023 9:56 AM
To: Ram Parab <ramparab@andromeda.in>
Cc: Munish Jain <Munish.Jain@caprihomeloans.com>; Chirag Panchal <chirag@andromeda.in>; Sunnil Nayar <sunnil.nayar@a
Subject: RE: Capri Latest payout grid

Dear Team,

Kindly review new Payout grids applicable for CGCL/CGHFL WEF 1st Apr’23.

CGCL DSA Payout Structure

Ø Payout applicable on MSME Business.
Ø Payout applicable for Delhi & NCR, UP/UK Ahmedabad, MMR & Rajkot locations

Payout as a % of Net Disbursal Amount

Net Disbursal Amount (In Rs.)
(Excluding GST)
<= 0.75 Cr 0.60%
> 0.75 Cr to <1.00 Cr 0.80%
>=1.00 Cr 1.25%
Note: Minimum fees to be collected 1.25%+GST(if fees below 1.25%+GST then no
payout)

Ø Payout applicable for rest of INDIA(MP, Gujarat, Rajasthan & ROM)

o Payout Grid applicable <= Rs 20.00 lac on single LAN case

Payout as a % of Net Disbursal Amount

SLABS
(Exclusive of GST)
Minimum PF collected is =>1.25%+GST 0.50%
Minimum PF collected is <1.25%+GST &
0.35%
=>1.10%+GST
No payout for cases where the PF collected is less than 1.10%+GST

· Payout Grid applicable >= Rs 20.01 lac single LAN case

Payout as a % of Net Disbursal Amount
Net Disbursal Amount (In Rs.)
(Excluding GST)
<= 0.75 Cr 0.60%
> 0.75 Cr to <1.00 Cr 0.80%
>=1.00 Cr 1.25%
Note: Minimum fees to be collected 1.25%+GST(if fees below 1.25%+GST then no
payout)

CGHFL DSA Payout Structure

 Ø Payout applicable on HL & HE Business.

Ø Minimum fees to be collected 1.25%+GST(if fees below 1.25%+GST then no payout)

Ø Payout applicable for Delhi & NCR, UP/UK Ahmedabad, MMR & Rajkot locations

Payout as a % of Net Disbursal Amount

Net Disbursal Amount (In Rs.)
(Excluding GST)
<= 0.75 Cr 0.60% for HL & HE both products
> 0.75 Cr to <1.00 Cr 0.80% for HL & HE both products
>=1.00 Cr 1.10% for HL & 1.25% for HE

Ø Payout applicable for rest of INDIA(MP, Gujarat, Rajasthan & ROM)

· Payout Grid applicable <= Rs 20.00 lac on single LAN case

Payout as a % of Net Disbursal Amount

Net Disbursal Amount (In Rs.)
(Excluding GST)
<= 0.75 Cr 0.60% for HL & HE both products
> 0.75 Cr to <1.00 Cr 0.80% for HL & HE both products
>=1.00 Cr 1.00% for HL & 1.25% for HE

· Payout Grid applicable >= Rs 20.01 lac on single LAN case

Payout as a % of Net Disbursal Amount

Net Disbursal Amount (In Rs.)
(Excluding GST)
<= 0.75 Cr 0.60% for HL & HE both products
> 0.75 Cr to <1.00 Cr 0.80% for HL & HE both products
>=1.00 Cr 1.10% for HL & 1.25% for HE

Common Terms & Conditions for DSA:

1. Avg. PF of 1.25%+GST to be maintained. No Payout will be paid if the PF collected is less than 1.25% +GST.
2. In part disbursement cases, payout will be given on net disbursement of the tranches. Same will be calculated a
3. Payout will be given only on those cases, where the disbursement cheque is handed over and the same is clear
4. In part disbursed cases; No fees will be refunded to client, if he is not willing to take further loan disbursement a
5. Note: Processing fee includes (Document handling charges and Processing Fees)
6. The payout calculation will be made on all disbursements excluding Insurance premium collected.
7. PF is to be calculated on processing fees only excluding IMD amount.
8. HL Top up cases will be booked as HE Top Up and payout grid applicable will be similar to HL payout grid.
9. Pay out for rebooked cases & internal BT cases will be given only on the top up amount.
10. Payout will be released only after disbursement cheque is cleared from bank.
11. Payout will be reversed or held back for cancelled cases, OTC/Unbanked cheques.

For any query/clarification please feel free to contact us on 8448116758

@andromeda.in>; Sunnil Nayar <sunnil.nayar@andromeda.in>; Manish Kumar Gupta <gupta.manish@andromeda.in>; Gangadas Amballa

MR & Rajkot locations

5%+GST then no payout)

MR & Rajkot locations

he PF collected is less than 1.25% +GST.

nt of the tranches. Same will be calculated again on subsequent tranches, provided Avg. PF of 1.25%+GST is maintained.
heque is handed over and the same is cleared.
t willing to take further loan disbursement and restrict the loan amount to the actual loan amount disbursed.
cessing Fees)
Insurance premium collected.

icable will be similar to HL payout grid.

n the top up amount.
rom bank.
banked cheques.
nish@andromeda.in>; Gangadas Amballa <gangadas@andromeda.in>; Ashish Gupta <Ashish.Gupta@caprihomeloans.com>; Mehul Naresh
PF of 1.25%+GST is maintained.

amount disbursed.
upta@caprihomeloans.com>; Mehul Nareshkumar Jain <Mehul.Jain@capriglobal.in>; Priyanka Munjal <Priyanka.Munjal@capriglobal.in>;
.Munjal@capriglobal.in>; Satish Suradkar <satish.suradkar@capriglobal.in>
 Back
Home Loans
Slabs payout
1 lakh and above 1%

LAP and Commer

Slab payout
1 lakh and above 1.35%

1 HL --fee in income base cases would be 0.25% and in surrogate it would be 0.5%;
2 LAP--fee in income base cases would be 0.6% and in surrogate it would be 0.8%
3 anything below this would attract DSA subvention
4 Fee over and above this would be shared equally between DSA and HERO
5 GST will be paid over and above the payout mentioned above
6 payout will be given only when code is created in system
7 Max payout capping in a single ticket case would be 6 lac -HL
8 Max payout capping in a single ticket case would be 8 lacs -LAP
 Back

From: Manish Phatkare [mailto:Manish.Phatkare@edelweissfin.com]

Sent: 18 January 2021 18:19
To: Ram Parab <ramparab@andromeda.in>
Cc: Anit Vijayvergia <anit@andromeda.in>; Harpreet Singh <harpreet.singh@andromeda.in>; Nanda Prajapati <nanda.prajapa
Subject: Re: Please share edelwessis payouts all product

PFB

Product Payout
PF=
Sole UBL
Payout
Co- PF=
lending Payout
Secured PF=
and EQF Payout
Banking
Surrogate PF=
(12 Payout
Months)

Regards ,

From: Ram Parab <ramparab@andromeda.in>

Sent: 18 January 2021 18:18
To: Manish Phatkare - RFS <Manish.Phatkare@edelweissfin.com>
Cc: Anit Vijayvergia <anit@andromeda.in>; Harpreet Singh <harpreet.singh@andromeda.in>; Nanda Prajapati <nanda.prajapa
Subject: RE: Please share edelwessis payouts all product

Dear Manish

Kindly confirmed the latest Pay-out gird Andromeda HL /Lap /BL & PL

Regards
Ram Parab

From: Nanda Prajapati

Sent: 18 January 2021 18:10
To: Ram Parab <ramparab@andromeda.in>
Cc: Anit Vijayvergia <anit@andromeda.in>; Harpreet Singh <harpreet.singh@andromeda.in>
Subject: Please share edelwessis payouts
Dear Ram ,

Please Share the edelwessis payouts on urgent basis. Secured and unsecured both.

Thank you
Regards
Yashwant N.K Prajapati

Winne
r The
Econo
mic
Times
BEST
BRAN
D
AWAR
D
2020

Please Watch https://www.youtube.com/watch?v=R96uH3ESH98/

 is
prohibited
and would
be in
violation
of law. If
you
believe
that you
have
received
this e-mail
by mistake
or are not
the
intended
recipient,
please do
not read
this e-mail
or any
attachmen
ts, and
delete this
e-mail and
its
attachmen
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including
any copies
thereof,
and
inform the
sender of
such
deletion.

Winne
r The
Econo
mic
Times
BEST
BRAN
D
AWAR
D
2020
Please Watch https://www.youtube.com/watch?v=R96uH3ESH98/

is
prohibited
and would
be in
violation
of law. If
you
believe
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have
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by mistake
or are not
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or any
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and
inform the
sender of
such
deletion.

Manish Phatkare
Finance Executive - RF Shared Services
Dir:+91 (22) 4342 8692 / +91 86573 60183
Edelweiss Housing Finance Limited
Ground Floor, Tower 3, Wing B, Kohinoor City Mall, Kohinoor City,Kirol Road, Kurla(W), Mumbai 400070 | www.edelweissfin.c

Follow us on
---------------------------------------------------------------------------------------------------------------------------------------------
Disclaimer: This e-mail message may contain confidential, proprietary or legally privileged information. It should not be used by anyone who is not the
anda Prajapati <nanda.prajapati@andromeda.in>; Raoul Kapoor <raoul@andromeda.in>; L Uchil <uchil@andromeda.in>; Andromeda Rece

anda Prajapati <nanda.prajapati@andromeda.in>; Raoul Kapoor <raoul@andromeda.in>; L Uchil <uchil@andromeda.in>; Andromeda Rece
400070 | www.edelweissfin.com
------------------------------------
not be used by anyone who is not the original intended recipient. If you have erroneously received this message, please delete it immediately
dromeda.in>; Andromeda Receivable <receivable@andromeda.in>

dromeda.in>; Andromeda Receivable <receivable@andromeda.in>

 Back

From: Sanjay Sharma [mailto:sanjay.sharma1@bajajfinserv.in]

Sent: 01 April 2022 16:13
To: Raoul Kapoor <raoul@andromeda.in>
Cc: Showkat Dar <showkat.dar@bajajfinserv.in>; Mantosh Singh <mantosh.singh@bajajfinserv.in>
Subject: Confidential - BHFL LAP : 200 cr Partnership | Andromeda

Dear Raoul,

Greetings !

This is in line with discussion over the last few weeks, please find enclosed the slabs.

1. We will have 3 months of glide path post 3 months, we will have .06% of payout to corporate on 100cr volume overall.
2. Showkat Dar ( NSM – LAP) will manage overall relationship personally.
3. We will map 1 person for each of your locations we are present to your team and roll out the payout structure once we re
4. Payout / invoice related process will be managed by Sadhana ( Product Manager)

Cumulative LAP disbursal Value

DSA Name
at location level

Upto 2 Cr
Andromeda Sales and Distribution Pvt Ltd

2.01 Cr to 15.0 Cr

Additional Slab at Location Level > 15 Cr

Pay-out workings to be on cumulative loan disbursal at location level.

If PF collection is less than 1.00%, the differential amount shall be sub-vented by the channel. For example, if c
Gross Disbursal is equal to ( disbursal amount +Insurance )
Pay-out for Flexi Product – 1.0% of Gross loan amount but will be considered for overall slab pay-out achievem
Pay-out for > 5 cr cases will be case to case basis and will be approved locally between managers.

Regards
Sanjay Sharma
orate on 100cr volume overall.

t the payout structure once we receive your confirmation and as per format you advise.

National Slab
LAP Payout National Slab April National Slab May
June

0.90%
0.06% on > 40 cr 0.06% on > 50 cr
1.50% of Gross Loan disbursement disbursement
Amt 0.06% on > 50
Additional .25% of
cr
Gros Loan amt
disbursement

the channel. For example, if channel collects 0.80% fee on disbursal of 2 Cr (Term loan), payout would be 1.30% (1.50%-0

overall slab pay-out achievement.

etween managers.
ould be 1.30% (1.50%-0.20%)%. Incremental PF over 1.15% to be equally shared between BHFL and the channel. For exam
and the channel. For example, if channel collects 1.55% fee on disbursal of 2 Cr (Term Loan), payout would be 1.70% (1.5
ayout would be 1.70% (1.50%+0.20)%.
 Back
Referral/ DSA
Including All Product
Amt Slab
0 to 25 Lac 0.40%
25 to 50 Lac 0.60%
50 to 75 Lac 0.80%
75 to 100 La 0.90%
1 to 1.5 Lac 1.15%
1.5+ Lac 1.50%
From: Satam Manna <Satam.Manna@protium.co.in>
Sent: 09 November 2022 11:52
To: Mallika Kulal <mallika.k@andromeda.in>
Subject: RE: GROWTH SOUCE(PROTIUM)

Hi Mallika,

Please find the Andromeda payout grid below.

Protium (GSFT) Payout Grid for Corporate DSA for Unsecured Loans (BL) with Proti
Below mentioned flat payout will be applicable for corporate channels: Andromeda

Business per TSA per Month GSFT TSA Payouts

BL 3.25%

Conditions as below:
1) Minimum Processing Fees of 2%. In case of shortfall in minimum processing fees, payout equal to processing fees
2) 50% of processing fees collected in excess of 2.25% of the loan amount given as payout to channels

Protium (GSFT) Payout Grid for Corporate DSA for Secured (Prime) Loans with Proti
Below mentioned flat payout will be applicable for corporate channels: Andromeda

Business per TSA per Month GSFT TSA Payouts

Prime Lap 1.50%

Other Conditions as below:

1) Minimum Processing Fees (PF) collection would be 1% of Sanctioned Amount, any shortfall subverted in TSA payout in
2) payout to be reduced by 0.50% against cases with less than 12.5% ROI.
3) Payouts to be processed only for cases which have cleared OTC & PDD documents
4) 50% of PF sharing against PF collection of more than 1%.

Protium (GSFT) Payout Grid for Corporate DSA for Secured (Pro) Loans with Protium
Below mentioned flat payout will be applicable for corporate channels: Andromeda

Business per TSA per Month GSFT TSA Payouts

Pro Lap 2.00%

Other Conditions as below:

1) Minimum Processing Fees (PF) collection would be 1.50% of Sanctioned Amount, any shortfall subverted in TSA payou
2) Payout subvention of 0.50% if ROI is less than 13.5%.
3) Payouts to be processed only for cases which have cleared OTC & PDD documents
4) 50% of PF above 1.5% shared as additional payout to Channel Partner

Protium (GSFT) Payout Grid for Corporate DSA for Secured (EDI) Loans with Protium
Below mentioned flat payout will be applicable for corporate channels: Andromeda

Business per TSA per Month GSFT TSA Payouts

EDI 1.25%

Other Conditions as below:

1) Minimum Processing Fees (PF) collection would be 1.25% of Sanctioned Amount, any shortfall subverted in TSA payou
2) Payout to be reduced by 0.50% in case the ROI is less than 13%.
3) Payouts to be processed only for cases which have cleared OTC & PDD documents
4) 50% of PF above 1.25% to be shared as additional payout to Channel Partner

GSFT Location Team as below:

Zone Location Area HeadsContact

West Pune Padmesh Ba7.388E+09
West Mumbai Bharatbhus 7.666E+09
West Ahmedabad Alpesh N Vo9.998E+09
South Hyderabad Pattar
7569079247/
Suni 9989899946
South Chennai G Balasubr 9.381E+09
South Coimbatore Uday Kumar7.904E+09
South Bangalore Anand Chau7.412E+09
North Delhi Manoj Kuma9.892E+09
North Jaipur Piyush Sha 7.977E+09
East Kolkata Saurav Gho 9.836E+09

For North Delhi Swaran Dee9.811E+09

For South Hyderabad Muddam Rav9.347E+09
For West Mumbai Gaurav Awa8.451E+09

Regards,

Priyajeet Singh
Principal & Business Head – SME
____________________________________________________________________________________________________________________________________________________________________

Growth Source Financial Technologies

Fortune 2000, BKC, Mumbai – 400 051.
Contact: +91 919898 7222 (Mobile)
+91 22 68552810 (Direct)
 Back

ans (BL) with Protium eff. 1st May, 2022

ual to processing fees

hannels

me) Loans with Protium eff. 1st May, 2022

subverted in TSA payout in same proportion as reduced PF

Loans with Protium eff. 1st May, 2022

fall subverted in TSA payout in same proportion as reduced PF

Loans with Protium eff. 1st May, 2022

fall subverted in TSA payout in same proportion as reduced PF

Email ID
Padmesh.bathre@growthsourceft.com
Bharatbhushan@growthsourceft.com
Alpesh.Vora@growthsourceft.com
sunil.pattar@growthsourceft.com
G.Balasubramanian@growthsourceft.com
Uday.Kumar@growthsourceft.com
anand.chaubey@growthsourceft.com
manoj.jha@growthsourceft.com
Piyush.sharma@growthsourceft.com
Saurav.Ghosh@growthsourceft.com

SwaranDeep.Singh@growthsourceft.com
muddam.ravishankar@growthsourceft.com
gaurav.awasthy@growthsourceft.com
Location Sec Code
Ahmedabad ASDAH
Bangalore ASDBG
Chennai ASDCH
Coimbatore ASDCO
Delhi ASDDE
ASDJP
Guwahati ASDGW
Hyderabad ASDHY
Kochi ASDKC
Kolkata ASDKO
Ludhiana ASDLD
Mumbai ASDMU
Mysore ASDMY
Pune ASDPU
Siliguri ASDCL
Surat ASDSU

Back

From: Diptendu Dey <Diptendu.Dey@indusind.com>

Sent: Saturday, July 2, 2022 11:15 AM
To: swami@andromeda.in <swami@andromeda.in>; raoul@andromeda.in <raoul@andromeda.in>; sunil.dewali@androm
Cc: Saurabh Shukla <saurabhn.shukla@indusind.com>; Sriram Subramaniam <sriram.subramaniam@indusind.com>; Jagad
Subject: INDUSIND BANK - Game ON !! Personal Loan Q2 Contest for ANDROMEDA SALES AND DISTRIBUTION PVT LTD

Dear Andromeda Seniors,

We are pleased to roll out an exclusive Game On !! PL Contest for ANDROMEDA SALES AND DISTRIBUT

Under this contest, we will have 2 targets every month (Level 1 Target and Level 2 Target) and additi

*Detail of the contest with terms and conditions attached at the bottom of the mail.

Target/month for Q2>>

Rewards>>

Also as a Priority Partner of the Bank, I am also attaching the Priority Partner Payout structure with t

· A new and exciting Fixed Payout structure at 3.25% from first case*
· Focus Segment Payout targeting superior credit quality customers in CAT A+/CAT A segments fo
· Additional incentive on sourcing from Government employees and teachers segment for bot

*Detail of the Priority Partner Payout as attached with the mail.

With both the GAME ON contest and PRIORITY PARTNER Payouts launched, we are presenting an exclu

For instance: On achieving Rs 15 crs + of monthly business, the earnings are as below
· 3.35% + GST on normal business
 · 3.35% + Case level extra payout basis slab + GST for CAT A+/A segments
· 3.35% + 1.05% + GST (total 4.40% + GST) for Government and Teachers se

Not only we are offering the above, we have also streamlined and strengthened our product and polic
Some of the important changes that have been rolled out are as mentioned below:

· The Bank has launched Personal Loans for 72 MONTHS TENOR

· FOIR has been increased for CAT A+/A/G corporates
· We also offer 5% extra FOIR if spouse is working (salaried)
· Now 5 LOANS (5 BT) can be taken over in one go
· Minimum BT vintage has been dropped to 3 months for the target loan
· BT can be done from ALL BANKS and FINANCIERS including ALL PSUs/ PVT Banks/ NBFCs/ F
· Changes have been introduced to offer better eligibility to customers (including the New to Credit segme

From: Labeeq.Usmani [mailto:Labeeq.Usmani@indusind.com]

Sent: 14 August 2020 14:00
To: Raoul Kapoor <raoul@andromeda.in>; George Iype <george@andromeda.in>
Subject: Communication from IndusInd Bank Personal Loans - : Pay Out Grid - Personal Loan IndusInd Bank
Importance: High

Dear Sir

Greetings from IndusInd Bank.

At the outset, we hope that your family & employees are safe and healthy.

As part of our review given the current circumstances, please find the new pay-out grid effective for Financia

Non Balance Transfer cases to be paid as per aforementioned grid (wherein total volume for the
Illustration

1. GST to be additional at applicable rate.

2. Pay Out on Net disbursals and Net of loan cancelation.
3. Effective from 1st July 2020.
4. Previous pay out approval is null and void starting 1st July 2020.
*Bank reserves the right to revise the terms and pay-out norms as per the master agreement.

Request you to acknowledge this email and update your records.

IndusInd Bank looks forward to your contribution and wishes you success.

Jitesh Puri Harkesh Kanwar

Business Head – Personal Loan Head Sales & Distribution

Thanks & Regards,

Labeeq

*****************************************************************************
This Email and files transmitted are confidential and intended solely for
the use of the individual or entity to whom they are addressed. If you
have received this Email in error please notify the sender. Please also
simultaneously disregard the contents herein, delete this email and
destroy any physical copies, if created. Please note that any views or
opinions presented in this Email are solely those of the author and do
not necessarily represent those of IndusInd Bank Ltd. We have put efforts
into ensuring that the message is error-free and virus-free.
Unfortunately, full security of the email cannot be ensured as, despite
our efforts, the data included in emails could be infected, intercepted
or corrupted or carry malicious, spam or defamatory contents. Therefore
the recipient should check the email for threats with proper software, as
IndusInd Bank Limited does not accept liability for any damage inflicted
by any virus transmitted or by viewing contents of this email.
*****************************************************************************

Disclaimer: The contents of this e-mail may contain confidential and privileged material and are intended for use b

From: G Venkateshwara Prasad <gvenkateshwara.prasad@indusind.com>

Sent: 08 May 2021 11:20
To: Srikanth R <srikanth@andromeda.in>; Rameshbabu Bm <ramesh.bm@andromeda.in>
Cc: Sriram Subramaniam <sriram.subramaniam@indusind.com>
Subject: [SPAM]Channel New Pay-out grid for Financial Year 21-22

Dear Mr. Srikanth & Mr.Ramesh,

Greetings from IndusInd Bank.

At the outset, we hope that your family & employees are safe and healthy.

As part of our review given the current circumstances, please find the revised pay-out grid effectiv

Thanks & Regards,

G Venkateshwara Prasad, ASM - Personal Loans

INDUSIND BANK
Bangalore Branch, Unit no 108, 1st floor, Prestige Terminus 2,

old airport exit road,Bangalore - 560017

Tel No: 08041566267

 INDUS PRIORITY
Game ON Q2 FY23 Payout.pdf
meda.in>; sunil.dewali@andromeda.in <sunil.dewali@andromeda.in>
maniam@indusind.com>; Jagadeeswaran Nandagopalan <jagadeeswaran.nandagopalan@indusind.com>; Kaveti Prithvikrishna <kave
AND DISTRIBUTION PVT LTD

DA SALES AND DISTRIBUTION PVT LTD in Q2 FY23 period.

Level 2 Target) and additional payouts linked to these target achievements respectively.

ner Payout structure with this mail which has the below key features:

CAT A+/CAT A segments for both FRESH and BT sourcing ranging from Rs 1000/- per case to Rs 5000/- per c
d teachers segment for both FRESH and BT sourcing ranging from 1.00% to 1.05%*

, we are presenting an exclusive and exciting proposition like none other.

for CAT A+/A segments
ernment and Teachers segments

ned our product and policy offering to multiply our business quickly.

L PSUs/ PVT Banks/ NBFCs/ FINTECHS etc

ing the New to Credit segment

n IndusInd Bank

out grid effective for Financial Year 2020-21.

erein total volume for the month is to be considered to identify the rate under which the channel is eligible

aster agreement.
& Distribution

**********

**********

erial and are intended for use by the addressee only. Use, distribution or copying of this e-mail by an unintended recipient is p
vised pay-out grid effective for Financial Year 21-22 (W.E.F – 1st May’21)
aveti Prithvikrishna <kaveti.prithvikrishna@indusind.com>; Gaurav Kumar <Kumar.gaurav@indusind.com>; Sudhir Jha <Sudhir.Jha@in

ase to Rs 5000/- per case*

the channel is eligible) + Balance Transfer cases to be paid @ flat rate of 2.25%
unintended recipient is prohibited and would be in violation of law. If you believe that you have received this e-mail by mista
Sudhir Jha <Sudhir.Jha@indusind.com>; Lingampally.AbhishekRahul <Lingampally.AbhishekRahul@indusind.com>; Chitumalla Santho
eived this e-mail by mistake or are not the intended recipient, please do not read this e-mail or any attachments, and delete thi
.com>; Chitumalla Santhosh <chitumalla.santhosh@indusind.com>
achments, and delete this e-mail and its attachments including any copies thereof, and inform the sender of such deletion. All
nder of such deletion. All reasonable precautions have been taken to ensure no viruses are present in this e-mail. Andromeda S
his e-mail. Andromeda Sales & Distribution Pvt Ltd. accepts no liability for any damage caused by any virus transmitted by
any virus transmitted by this e-mail.
 Back

Payout.pdf

fyi

From: Saurabh Sharma [mailto:saurabh.sharma@db.com]

Sent: 20 January 2021 14:57
To: Swaminathan V, Raoul Kapoor <raoul@andromeda.in>;
Cc: Vikas Dimri <vikas.dimri@db.com>
Subject: Referral Payout Structure for Trade Working Capital 2021

Dear Raoul

This has reference to our discussion today along with Bala. At the outset we would like to thank you for your time. In ord

· 100% of PF collected as pay out for Trade Working Capital cases

· 120% of PF collected in case of a PSL case
· Additional 20% of PF collected as Volume Booster if business is more than Rs. 30cr in Q1.

We will review the same at the end of June 2021. All other terms and conditions of our agreement remains same. Kindly

Looking forward to much higher engagement and mutually beneficial relationship going forward.

Regards

Saurabh Sharma
Director – Head Trade Working Capital & Commercial Client Acquisition
Private & Commercial Business, International
Deutsche Bank AG, Filiale Bangalore
Raheja Towers, 26-27 M. G. Road, 560 001 Bangalore, India
Tel. +91 80 71935501
Fax +91 80 71935555
Mobile +91 9620565678
Email saurabh.sharma@db.com

Alternatively, you may get in touch with the following for urgent service matters or escalations:
Deutsche Bank Premium Phonebanking : 1860 266 6660 premium.care@db.com

Disclaimer:
Deutsche Bank AG, India (Bank) is only a distributor of third party investment/insurance products and not an advisor in offering db Financial Planning or any
The Bank does not guarantee or make any representation, express or implied, with respect to the fairness, correctness, accuracy, adequacy, quality, efficac

Under the e-broking services the saving/current account and Demat account services shall be provided by the Bank and brokerage facility shall be provided
---
This e-mail may contain confidential and/or privileged information. If you are not the intended recipient (

Privacy of communications
In order to monitor compliance with legal and regulatory obligations and our policies, procedures and co

Please refer to https://db.com/disclosures for additional EU corporate and regulatory disclosures.

Winne
r The
Econo
mic
Times
BEST
BRAN
D
AWAR
D
2020

Please Watch https://www.youtube.com/watch?v=R96uH3ESH98/

 is
prohibited
and would
be in
violation
of law. If
you
believe
that you
have
received
this e-mail
by mistake
or are not
the
intended
recipient,
please do
not read
this e-mail
or any
attachmen
ts, and
delete this
e-mail and
its
attachmen
ts
including
any copies
thereof,
and
inform the
sender of
such
deletion.
k you for your time. In order to further enhance our relationship we are pleased to announce the revised Referral Pay out structure fo

ent remains same. Kindly feel free to reach out to me in case you need any clarification.

ering db Financial Planning or any other services. Any information contained in this email/letter or otherwise communicated by the Bank shall not be construed as investme
curacy, adequacy, quality, efficacy, reliability, reasonableness, viability for any particular purpose or completeness of any information herein and is not responsible for any

rokerage facility shall be provided by Sharekhan Ltd. (Sharekhan).The Bank shall not be responsible or liable for and is not related in any manner whatsoever with the oper
he intended recipient (or have received this e-mail in error) please notify the sender immediately and destroy this

ies, procedures and compliance programs, we may review emails and instant messages passing through our IT s
ferral Pay out structure for Trade Working Capital cases referred by Andromeda. The pay-out structure will be as given below

hall not be construed as investment or insurance advice. All decisions to purchase or sell units/securities/insurance policy shall be on the basis of the personal judgement o
ein and is not responsible for any errors or omissions in or for results obtained from the use of such information.

manner whatsoever with the operation of the broking account or any related services by Sharekhan
iately and destroy this e-mail. Any unauthorized copying, disclosure or distribution of the material in this e-mail is s

assing through our IT systems (including any personal data and customer information they contain), and record te
be as given below

basis of the personal judgement of the customer arrived at after due consideration and after understanding the risk factors associated with their chosen investments carefu
aterial in this e-mail is strictly forbidden.

contain), and record telephone calls routed via our telephone systems. We will only do so in accordance with local
h their chosen investments carefully and consulting their own independent advisor prior to making any investment decisions. The Bank does not in any manner guarantee a
accordance with local laws and regulations. In some countries please refer to your local DB website for a copy of
es not in any manner guarantee any returns on any investment or insurance products. All investments are subject to market risks and there is no assurance or a guarantee
B website for a copy of our Privacy Policy.
e is no assurance or a guarantee that the objectives of any investment schemes will be achieved. Please read the offer documents carefully before investing. Information c
ully before investing. Information concerning past performance is not necessarily a guide to future performance. This brochure should not form the basis of any investment
form the basis of any investment decision by customers. The opinions, expectations and other information herein is based on certain assumptions and projections which m
umptions and projections which may not be entirely accurate and accordingly the analysis may not accurately reflect the financial status, needs or risk ability of the custome
eeds or risk ability of the customer.
 Back

DBS Bank India HL

LAP Andromeda Payout Structure.pdf
From: Bashir Yusuf Shaikh <bashir.shaikh@dcbbank.com>
Sent: Thursday, April 27, 2023 1:28 PM
To: Swaminathan V <swami@andromeda.in>; Raoul Kapoor <raoul@andromeda.in>; L Uchil <uchil@andromeda.in>; Gangada
Cc: Sukesh Bhowal <sukesh.bhowal@dcbbank.com>; Indranil Paul <indranil.paul@dcbbank.com>; Rishikesh Bonkar <rishikesh
Subject: Important Intimation :- Corporate DSA Contest Special Payout For ( Q-1 ) Of F.Y-2023-2024 - Andromeda Sales & Distr

Dear Corporate DSA,

Greeting from Product Team.

We are excited to announce the release target of FY -23-24 ( Q1) Corporate DSA Contest Special P

Please find herewith attached Quarterly and Region wise targets and Term & Conditions details for

If corporate referral quarterly target has not been achieved and only region wise target achieved we will proce
If the Corporate channel has achieved the quarter target and no region achieves its target, the channel shall b
If the Corporate channel achieves the annul target, special payout of 0.30% will be paid post year end.
If the Corporate channel has achieved the quarter target for some quarter and also achieves the annul target t
STSL and STBL cases shall be considered for overall volume achievement however all those cases shall not be
Additional Cases pay-out will be release only after quarter end.
Cumulative business of HL and BL will be considered for the target achievement.
PF to be collected as per applicable product norms.
Cancellation cases will not be considered. If the cancellation is made in the following month, the recovery will
STBL/STSL PF to be collected as per applicable product norms

**** Corporate Referral : - Minimum PF Norms for all cities and channels.

Ticket size Minimum Processing Fee to be

Type of Loan
charged
(In INR)
< 10 Lacs 1.5% of loan amount
1.0% of loan amount or minimum
amount of INR 15,000/-
>=10 Lacs & <=20 Lacs
fees plus GST, whichever is
Home Loan higher
As applicable % or minimum
amount of INR 20,000/-
>20 Lacs
fees plus GST, whichever is
higher
< 10 Lacs 2.0% of loan amount

Business Loan
 1.5% of loan amount or minimum
amount of INR 20,000/-
>=10 Lacs & <=20 Lacs
fees plus GST, whichever is
Business Loan higher
As applicable 1 % or minimum
amount of INR 20,000/-
>20 Lacs
fees plus GST, whichever is
higher

****Region Wise Q-1 Target ( FY-23-24 )

Q-1 Target
DSA NAME Target Region
( FY-23-24 ) In Cr
AP & Telengana 15
BANGALORE 15
DELHI-NCR 30
HYDERABAD 35
KERALA 15
MADHYA PRADESH 15
MUMBAI 50
Andromeda Sales &
PCH 40
Distribution Pvt. Ltd.
Rest of Gujarat 45
Rest of Karnataka 7
Rest of Maharashtra 21
Rest of Rajasthan 50
Rest of TamilNadu 21
UTTAR PRADESH 20
WEST BENGAL 7
 Back

hil@andromeda.in>; Gangadas Amballa <gangadas@andromeda.in>; Mallika Kulal <mallika.k@andromeda.in>; Andromeda Receivable <re
>; Rishikesh Bonkar <rishikesh.bonkar@dcbbank.com>; Manuj Mahendra <manuj.mahendra@dcbbank.com>; Venkatachalam Nagarajan <
24 - Andromeda Sales & Distribution Pvt. Ltd

e DSA Contest Special Payout.

& Conditions details for Q-1 special contest payout.

get achieved we will process additional special payout of 0.20% over and above the normal payout this would be applicabl
target, the channel shall be eligible for 0.20% special payout for the business done in the quarter over and above the norm
paid post year end.
achieves the annul target the additional special payout would be given post deducting any special payout paid to the chann
ll those cases shall not be eligible for any special payout and shall attract normal payout of 0.50% for HL and 0.75% for B

month, the recovery will be done in very next payment period.

ndromeda Receivable <receivable@andromeda.in>; sunildewali@andromdea.in; Joseph Miranda <joe@andromeda.in>; Ram Parab <ramp
nkatachalam Nagarajan <venkatachalam.nagarajan@dcbbank.com>; Kiran Kuttappa <Kiran.Kuttappa@dcbbank.com>; Kamal Sharma <kam

his would be applicable only for the regions / locations who have achieved the given target of Q-1
er and above the normal payout.

yout paid to the channel in any of the quarter in the whole year. Only additional payout shall be paid.
or HL and 0.75% for BL . During the said contest period all other special payout schemes rolled out shall stand discontinue
da.in>; Ram Parab <ramparab@andromeda.in>; Manish Kumar Gupta <gupta.manish@andromeda.in>; Sunnil Nayar <sunnil.nayar@andro
om>; Kamal Sharma <kamal.sharma@dcbbank.com>; Jayesh Choudhari <jayesh.choudhari@dcbbank.com>; Santosh Ramghisawan Gupta

hall stand discontinued.

yar <sunnil.nayar@andromeda.in>
sh Ramghisawan Gupta <santosh.gupta@dcbbank.com>; Sachin Bajrang Chavan <sachin.chavan@dcbbank.com>
 From: Abhishek Markhedkar [mailto:abhishek.markhedkar@incred.com]
Sent: 15 January 2022 14:10
To: Ram Parab <ramparab@andromeda.in>
Cc: Nitesh Suhas Sant <nitesh.sant@incred.com>
Subject: DSA Payout Structure Incred

Dear Mr.Ramparab.

Greetings for the day!!

As discussed with Nitesh , I want to assure you that you can continue to login with us in the LAP product with you

Also as requested please find the payout structure for the LAP product enclosed below.
Q4 DSA Payout for FY 21-22 (SBL - LAP)

DSA Payou100% of PF

Quarterly ITarget( BusAdditional Payout

1.5 to 2 crs 0.15%
2.01-3 crs 0.25%
>3 crs 0.50%
* Max Processing Fee charged from customer is capped @ 2%
IMD of Rs 3000+GST to be collected for all AIP Vannila cases. This is in addition to PF
For Connector
On Busines 0.40%

Limited reserves the right to change the payout structure at any time without any prior notice/intimation".

Regards,
ABHISHEK MARKHEDKAR
INCRED FINANCIAL SERVICES LTD.
ASM- MAHARASHTRA
MOB.-9300920075
he LAP product with your existing code of PL/EL or Other Product. Which has to be just mapped internally by us for the LA
ternally by us for the LAP product.
 DSA Payout
Structure Q3 - Oct 2020 (External).pdf
Back
Hi Raoul,

Further to our meeting today, I am pleased to offer the following commercials for our salaried and self-employed professio

Top 6 cities include – Delhi NCR, Mumbai, Pune, Bengaluru, Hyderabad and Chennai

Regards,
Raveesh Laroia
National Sales Manager – Home Loans
Bajaj Housing Finance Limited
+91 880 666 5005
 Back

Business Number

Disbursal Range Top 6 Non-Top 6

ied and self-employed professional <1 Cr 0.40% 0.55%
1 to 2 Cr 0.50% 0.65%
2 to 3 Cr 0.60% 0.75%
> 3 Cr 0.70% 0.85%

Location wise slab

Back
From: Prachi1 TRIPATHY [mailto:prachi1.tripathy@hsbc.co.in]
Sent: 03 June 2021 11:31
To: George Iype <george@andromeda.in>
Cc: Raghuraman KRISHNAMURTHI <raghuramankrishnamurthi@hsbc.co.in>
Subject: Andromeda : HSBC Mortgage Offer & Payouts

Hi George,

As discussed, please find below the proposed payout structure.

Request if you could review with business team and let us know.

Variable Pay Model for Mortgage products applicable for Delhi (NCR):
PRODUCT VARIABLE FEE
Home Loan, Smart Home Loan 0.9% of the disbursed loan amount + GST
Loan Against Property, Smart Loan Aga1.40% of the disbursed loan amount + GST

Variable Pay Model for Mortgage products applicable for PAN India except Delhi (NCR):
PRODUCT VARIABLE FEE
Home Loan, Smart Home Loan 0.80% of the disbursed loan amount + GST
Loan Against Property, Smart Loan Aga1.30% of the disbursed loan amount + GST

Key features of Mortgage Bonanza:

Ø Interest rates starting at 6.64% (floating rate loans)
Ø Nil processing fees(For Balance Transfer)
Ø Credit up-to 0.3% of the loan amount sourced in approved locations with property located in
1. Maharashtra, Ahmedabad: Bonanza of up to 0.3% of the loan amount
2. Bengaluru: Bonanza of up to 0.2% of the loan amount
3. Chennai: Bonanza of up to 0.3% of loan amount OR INR25,000 whichever is lower
4. Hyderabad: Bonanza of up to 0.3% of loan amount OR INR50,000 whichever is lower.
5. Jaipur: Bonanza of up to 0.15% of loan amount
The sourcing would be restricted to the following locations.

Delhi NCR, Mumbai, Bangalore, Pune, Chennai and Hyderabad.

Thanks and Regards

Prachi Tripathy

AVP, Mortgage Third Party Channel | HSBC

The Hongkong and Shanghai Banking Corporation Limited , India
NESCO IT Park, Bldg 3, 9th Flr, NESCO Complex, W E Highway, Goregaon East, Mumbai - 400063
__________________________________________________________________________________________________
Mobile: +91-9962939396 / +91-7013687405
Email: prachi1.tripathy@hsbc.co.in
 back

t Delhi (NCR):

with property located in Mumbai, Pune, Ahmedabad, Chennai, Bangalore, Hyderabad or Jaipur subject to:

ver is lower
chever is lower.

umbai - 400063
______________________
r Jaipur subject to:
DMI Back

Schedule - B_ CORP
DSA_(23-24) for Andromeda.pdf
From: Shovon Kr Banerjee [mailto:shovon.banerjee@magma.co.in]
Sent: Monday, November 18, 2019 6:16 PM
To: Ram Parab; Pranav Ranjan
Cc: Raoul Kapoor; Anit Vijayvergia; Chirag Panchal; L Uchil; Hemant Goyal; Kamal Sharma
Subject: RE: Magma BL Payout gird

Hi,

Payout is same for all DSA and all locations as follows.

Base Payout @ 2.25%

Income Advantage @ 0.25% (Only for the income product)

VLI ::

1 Cr. to 1.499 Cr. @ 0.25%

>= 1.5 Cr @ 0.50%

Subvention on lower IRR and Lower PF is also applicable.

Thanks & Regards

Shovon Banerjee
) +91 9836461896
E-mail: shovon.banerjee@magma.co.in
Back
Back
 Back

From: ALOK KUMAR DWIVEDI <alok.dwivedi@lendingkart.com>

Sent: Thursday, November 3, 2022 1:35:55 PM
To: Raoul Kapoor <raoul@andromeda.in>
Cc: Priya Dubey <priya.dube@lendingkart.com>
Subject: Proposal to Agreement Singing for Lendingkart

Hi Sir

We spoke , seek your support on getting the selected agreements signing through Andromeda

Commercials : 1% Flat payout of the case value on successful disbursement

What support you will get :

- SPOC for singing assistance ( over call / whats app /Mails )

- Training Support if any
- Payouts post disbursement
- MIS

Post your consent will share the location list ( Pincodes with case details )

Regards
Alok Dwivedi
From: Priya Dubey <priya.dube@lendingkart.com>
Sent: 28 April 2022 17:51
To: Hariharan Subramaniam <hariharan@andromeda.in>; Kuntesh Upadhyaya <kuntesh.upadhyaya@le
Cc: ALOK KUMAR DWIVEDI <alok.dwivedi@lendingkart.com>; Swaminathan V <swami@andromeda.in>
Subject: Re: Changes in the fee structure with effect from May 1, 2022

Hi Mr. Hari,

Please ignore the last mail, & consider Below one is the final mail.

Dear Mr. Hariharna

Greetings!!

It has been our pleasure being associated with you and having built the strong lending business at Lend
We would like to inform you well in advance that the following revised Payout structure will be applicab
With respect to the Direct Selling Agreement executed between Lendingkart Finance Limited (the “Com

In connection thereto, please note that the existing pay-out structure, as listed in the Agreement, will b

GROSS PAYOUT EXCLUDING TDS AND GST

NET
AGGREGATE AMOUNT NEW CASE
ENHANCEMENT
S. NO. OF LOAN DISBURSED PAYOUT
PAYOUT
IN A MONTH PERCENTAGE
PERCENTAGE
(IN INR) (D)
(B) (C)
(A)
1 0 - 250 250.01+ 600 600+
2 2.60% 3.10% 3.35%
3 1.23% 1.48% 1.60%
All other terms and conditions of the Agreement remain the same and this email shall be coterminous w
The Agreement shall be read in conjunction with this email, and this shall represent the entire understa
In case of any repugnancy, inconsistency, or conflict between the terms of the Agreement or any prior c
Kindly acknowledge and confirm the receipt of this email and the understanding that it encapsulates. In

Look forward to building this relationship stronger.

Top up 1%
ya <kuntesh.upadhyaya@lendingkart.com>
V <swami@andromeda.in>

final mail.

ng lending business at Lendingkart. With the growth in both ours and your business, we are taking steps to benchmark our commission stru
ut structure will be applicable for cases getting disbursed from 1st May 2022. through your DSA code.
t Finance Limited (the “Company”) and Andromeda Sales And Distribution Pvt Ltd, dated 7/1/2021 read with the amendment(s), letter(s)

ed in the Agreement, will be substituted by the Payout-structure mentioned hereunder, in respect of all the product disbursements made

mail shall be coterminous with the Agreement.

present the entire understanding between the Parties with respect to the subject matter hereof and supersedes any and all prior negotiati
he Agreement or any prior communications/agreements and the fee structure contained in this mail, the fee structure contained herein sh
ding that it encapsulates. In event of non-receipt of any objection email, it would be deemed that you have duly accepted the fee structure
mark our commission structures across channels to market standards.

e amendment(s), letter(s) if any (collectively referred as the “Agreement”).

uct disbursements made against your DSA Code , with effect from 1st May 2022:

ny and all prior negotiations, correspondence, agreements, understandings, duties or obligations.

ture contained herein shall prevail.
ccepted the fee structure provided herein the e-mail in accordance with the terms of the Agreement.
 Dear Ram,

Please find below revised Payout structure effective from Oct’21 onward.

Type VLI Payout (Case level) IRR Payout PF Payout

Super Prime 1.50%

NA 100%
Suvidha cases with loan >50 lacs 1.50% Subventio
n if
50% sharing if case PF<RAAC,
Suvidha (Other than LAP plus) 1.70% >RAAC as defined 50%
below, NIL sharing if
Suvidha Prime including CBBL prime 1.70% Subvention for PF > RAAC
Suvidha Plus - (CBBL) 2.00% rate <=RAAC

*All above grid is exclusive of GST

Please Note :
1. Volumes of BT and CT will be considered in the month booking,
2. Subvention and Bonus computation will be done at case level,
3. Cancellation & Penalty adjustment (if any) will be done basis on system data & approval mail shared by team,
4. All payouts are exclusive of GST or any other applicable tax. If a Non Individual DSA does not give his GST number
5. Total DSA payout is capped @3% (incl. GST)
6. RAAC rates will be communicated as & when changed during the month
7. In cases of dispute(s), the decision of IDFC Management will be treated as Final

Regards,
Vinod Gangashetty
IDFC First Bank

From: Vinod Gangashetty <vinod.gangashetty@idfcfirstbank.com>

Sent: Thursday, July 16, 2020 2:28 PM
To: Swaminathan V <swami@andromeda.in>; Avadhesh Chaurasia <avadhesh.chaurasia@andromeda.in>; Raoul Kapoor <raou
Cc: Saurabh Dixit <saurabh.dixit@idfcfirstbank.com>; Manish Singh <manish.singh3@idfcfirstbank.com>
Subject: BIL | LAP | SUVIDHA : Payout for FY21

Hi,

Please find below BIL | LAP | SUVIDHA : Payout for FY21.

BIL LAP

SO ID BIL + Professional Loan

 SO ID BIL + Professional Loan
12627 ANDROMEDA SALES & DISTRIBUTION PVT LTD

Vinod Gangashetty

Confidential Disclaimer The content of this email (including any attachments) is confidential a

From: Rajesh Pillai [mailto:rajesh.pillai1@idfcfirstbank.com]

Sent: 03 June 2021 17:57
To: Swaminathan V , Raoul Kapoor <raoul@andromeda.in>;
Cc: Rohit Saoji <rohit.saoji@idfcfirstbank.com>; Hamid Shamshad <hamid.shamshad@idfcfirstbank.com>; Shajeev Rajasekhar
Subject: Revision in Corporate payout structure || FY'22 || IDFC FIRST BANK

Dear Sir/Madam,

Greetings from IDFC FIRST BANK!!

The COVID-19 pandemic has brought so many changes and challenges to our working lives. We thank you for all your commitment and de

Effective 1st June’21, the Corporate Channel payouts stands revised as below till further notice.

PRODUCT GRID FLAT PAYOUT

> 5 Crs 1.50% + GST
LOAN AGAINST PROPERTY (LAP)
<=5 Crs 1.65% + GST
BUSINESS LOAN (BIL) 3.40% + GST
SELP EMPLOYED PROFESSIONAL LOAN (SEPL) 3.40% + GST
- Payouts for business sourced till 31 May’21 shall be calculated on the old grid.
st

Please Note:

1. BIL & SEPL :

- Cases disbursed with 12-month tenure would be applicable for 1.75% payout across channel under BIL/PRO
- Rate sharing in payout will be continue as it is (50% rate sharing, if rate >RAAC),

2. LAP:
- BT payout will be calculated in BT disbursal month and CT in CT disbursal month subject to cheque encashment.
- Subvention and Bonus computation will be done at a case level.
- PF RAAC for HE cases – 1%.

3. Cancellation & Penalty adjustment (If any) will be done basis on system data & case wise approvals.
4. Payouts on BT PRIME cases sourced till 31st May’21 shall be processed as per old grid. Effective 1st June’21 BT prime pr
5. The payout structure & RAAC rates will be change time to time & will be communicate separately,
6. All payouts are exclusive of GST or any other applicable tax,
 7. In cases of dispute, the decision of Management of IDFC will be treated as Final.

We wish you & your team a very healthy, safe & an even better 2021’

Regards
Rajesh Pillai
8451077077

IDFCPL
From 1st May 2021

From: Ram Parab <ramparab@andromeda.in>

Sent: Tuesday, June 8, 2021 5:43 PM
To: Deepak Patil <deepak.patil@idfcfirstbank.com>; Aatmesh Bhansali <aatmesh.bhansali@idfcfirstbank.com>; Parul Goyal <p
Cc: Andromeda Billing <billing@andromeda.in>; L Uchil <uchil@andromeda.in>
Subject: RE: IDFC PL and BL Payout gird

Caution: External mail be careful. If you are suspicious, please click on ‘report phishing’ button or forward this mail as attachm

Applicable month

From: Deepak Patil [mailto:deepak.patil@idfcfirstbank.com]

Sent: 08 June 2021 17:42
To: Ram Parab <ramparab@andromeda.in>; Aatmesh Bhansali <aatmesh.bhansali@idfcfirstbank.com>; Parul Goyal <parul.go
Cc: Andromeda Billing <billing@andromeda.in>; L Uchil <uchil@andromeda.in>
Subject: RE: IDFC PL and BL Payout gird

Ram,

Pls find revised payout structure

Slab Revised Pay%

0-50L 2.5
50L - 1 Cr 2.75
1-2 Cr 3
2-5 Cr 3.25
over 5 Cr 3.25

Disbursal Slab in Crs Payout %

12 Month Tenure 1.75%

Component 2 P FEE
Segment Additional Payout** Deductions
 less than 1.5% of
the disbursed
if the weighted average of processing fees is more
cases, the %
than 1.5% of the disbursed cases in a month, earn
Salaried difference will be
25% of the excess Processing Fee% as Additional
deducted from
Payout.
the payout at the
end of the month

less than 2.00%

of the disbursed
if the weighted average of processing fees is more cases, the %
Self Emp than 2% of the disbursed cases in a month, earn 25% difference will be
of the excess Processing Fee% as Additional Payout. deducted from
the payout at the
end of the month

Regards
Deepak Patil
From: Ram Parab <ramparab@andromeda.in>
Sent: Tuesday, June 8, 2021 3:49 PM
To: Deepak Patil <deepak.patil@idfcfirstbank.com>; Aatmesh Bhansali <aatmesh.bhansali@idfcfirstbank.com>; Parul Goyal <p
Cc: Andromeda Billing <billing@andromeda.in>; L Uchil <uchil@andromeda.in>
Subject: RE: IDFC PL and BL Payout gird

Caution: External mail be careful. If you are suspicious, please click on ‘report phishing’ button or forward this mail as attachm
Please update

From: Deepak Patil [mailto:deepak.patil@idfcfirstbank.com]

Sent: 01 June 2021 18:37
To: Ram Parab <ramparab@andromeda.in>; Aatmesh Bhansali <aatmesh.bhansali@idfcfirstbank.com>; Parul Goyal <parul.go
Cc: Andromeda Billing <billing@andromeda.in>; L Uchil <uchil@andromeda.in>
Subject: RE: IDFC PL and BL Payout gird

+ Aatmesh/Parul.

Regards
Deepak Patil
From: Ram Parab <ramparab@andromeda.in>
Sent: Tuesday, June 1, 2021 4:44 PM
To: Deepak Patil <deepak.patil@idfcfirstbank.com>
Cc: Andromeda Billing <billing@andromeda.in>; L Uchil <uchil@andromeda.in>
Subject: IDFC PL and BL Payout gird
Importance: High

Caution: External mail be careful. If you are suspicious, please click on ‘report phishing’ button or forward this mail as attachm
Dear Deepak,
Please share me the latest IDFC PL/BL Payout gird.

Regards
Ram Parab

Winner The
Economic Times
BEST BRAND
AWARD 2020

Please Watch https://www.youtube.com/watch?v=R96uH3ESH98/

 Disclaimer: The contents
of this e-mail may contain
confidential and privileged
material and are intended
for use by the addressee
only. Use, distribution or
copying of this e-mail by
an unintended recipient is
prohibited and would be in
violation of law. If you
believe that you have
received this e-mail by
mistake or are not the
intended recipient, please
do not read this e-mail or
any attachments, and
delete this e-mail and its
attachments including any
copies thereof, and inform
the sender of such deletion.
All reasonable precautions
have been taken to ensure
no viruses are present in
this e-mail. Andromeda
Sales & Distribution Pvt
Ltd. accepts no liability for
any damage caused by any
virus transmitted by this e-
mail.

Confidential Disclaimer The content of this email (including any attachments) is confidential and intended for the rec

Winner The
Economic Times
BEST BRAND
AWARD 2020

Please Watch https://www.youtube.com/watch?v=R96uH3ESH98/

 Disclaimer: The contents
of this e-mail may contain
confidential and privileged
material and are intended
for use by the addressee
only. Use, distribution or
copying of this e-mail by
an unintended recipient is
prohibited and would be in
violation of law. If you
believe that you have
received this e-mail by
mistake or are not the
intended recipient, please
do not read this e-mail or
any attachments, and
delete this e-mail and its
attachments including any
copies thereof, and inform
the sender of such deletion.
All reasonable precautions
have been taken to ensure
no viruses are present in
this e-mail. Andromeda
Sales & Distribution Pvt
Ltd. accepts no liability for
any damage caused by any
virus transmitted by this e-
mail.

Confidential Disclaimer The content of this email (including any attachments) is confidential and intended for the rec

Winner The
Economic Times
BEST BRAND
AWARD 2020

Please Watch https://www.youtube.com/watch?v=R96uH3ESH98/

 Disclaimer: The contents
of this e-mail may contain
confidential and privileged
material and are intended
for use by the addressee
only. Use, distribution or
copying of this e-mail by
an unintended recipient is
prohibited and would be in
violation of law. If you
believe that you have
received this e-mail by
mistake or are not the
intended recipient, please
do not read this e-mail or
any attachments, and
delete this e-mail and its
attachments including any
copies thereof, and inform
the sender of such deletion.
All reasonable precautions
have been taken to ensure
no viruses are present in
this e-mail. Andromeda
Sales & Distribution Pvt
Ltd. accepts no liability for
any damage caused by any
virus transmitted by this e-
mail.

Confidential Disclaimer The content of this email (including any attachments) is confidential and intended for the rec
 Back

meda.in>; Raoul Kapoor <raoul@andromeda.in>; Ram Parab <ramparab@andromeda.in>; Chirag Panchal <chirag@andromeda.in>

LAP SUVIHDA
Suvidha PlusSuvidhaSuper Prime
 Including GST
3.00% 2.50% 1.45%

ents) is confidential and intended for the recipient specified in this email only. If you have received thi

nk.com>; Shajeev Rajasekharan <shajeev.rajasekharan@idfcfirstbank.com>; Shweta Guru <shweta.guru@idfcfirstbank.com>; Akshat Lall <

or all your commitment and dedication towards sourcing business in these unprecedented times.

l under BIL/PRO

heque encashment.

e approvals.
ffective 1st June’21 BT prime program stands discontinued for sourcing.
rstbank.com>; Parul Goyal <parul.goyal@idfcfirstbank.com>

forward this mail as attachment to phishing.report@idfcfirstbank.com

com>; Parul Goyal <parul.goyal@idfcfirstbank.com>

rstbank.com>; Parul Goyal <parul.goyal@idfcfirstbank.com>

forward this mail as attachment to phishing.report@idfcfirstbank.com

com>; Parul Goyal <parul.goyal@idfcfirstbank.com>

forward this mail as attachment to phishing.report@idfcfirstbank.com

ial and intended for the recipient specified in this email only. If you have received this communication via email in error, please n
ial and intended for the recipient specified in this email only. If you have received this communication via email in error, please n
ial and intended for the recipient specified in this email only. If you have received this communication via email in error, please n
<chirag@andromeda.in>
 . If you have received this communication via email in error, please notify IDFC FIRST Bank Limited (“T

@idfcfirstbank.com>; Akshat Lall <akshat.lall@idfcfirstbank.com>; Vignesh Giri <vignesh.giri@idfcfirstbank.com>; Sumit Saurabh <sumit.sau
ation via email in error, please notify IDFC FIRST Bank Limited (“The Bank”) immediately by email and promptly destroy the o
ation via email in error, please notify IDFC FIRST Bank Limited (“The Bank”) immediately by email and promptly destroy the o
ation via email in error, please notify IDFC FIRST Bank Limited (“The Bank”) immediately by email and promptly destroy the o
FIRST Bank Limited (“The Bank”) immediately by email and promptly destroy the original communicatio

m>; Sumit Saurabh <sumit.saurabh@idfcfirstbank.com>; Subhajit Mitra <subhajit.mitra@idfcfirstbank.com>; Nitin Kohli <nitin.kohli@idfcfi
l and promptly destroy the original communication. Kindly note that it is prohibited to participate in any unauthorized reading, d
l and promptly destroy the original communication. Kindly note that it is prohibited to participate in any unauthorized reading, d
l and promptly destroy the original communication. Kindly note that it is prohibited to participate in any unauthorized reading, d
e original communication. Kindly note that it is prohibited to participate in any unauthorized reading, di

; Nitin Kohli <nitin.kohli@idfcfirstbank.com>; Manish Singh <manish.singh3@idfcfirstbank.com>; Rajendra Tibile <rajendra.tibile@androm

any unauthorized reading, distribution or copying of communication. The integrity and security of this email cannot be guarantee
any unauthorized reading, distribution or copying of communication. The integrity and security of this email cannot be guarantee
any unauthorized reading, distribution or copying of communication. The integrity and security of this email cannot be guarantee
nauthorized reading, distribution or copying of communication. The integrity and security of this email

ibile <rajendra.tibile@andromeda.in>; Ram Parab <ramparab@andromeda.in>

is email cannot be guaranteed over the internet.
is email cannot be guaranteed over the internet.
is email cannot be guaranteed over the internet.
security of this email cannot be guaranteed over the internet.
 Back

From: Mahesh Hari [mailto:Mahesh.Hari@axisbank.com]

Sent: 21 January 2021 20:42

To: Raoul Kapoor <raoul@andromeda.in>

Subject: Andromeda | PL DSA Payout Structure & Contest | Feb'21-Mar'21

Dear Sir,

Axis Bank is pleased to offer the revised DSA Payout structure applicable for Pan India business Sourcing

Payout Structure

Biz Bucket Slab including GST

- Less than 1 cr 2.95%
1 Cr Less than 1.5 cr 3.25%
1.5 Cr and Above + 3.54%
* Revised Payout Slab shall be applicable for Sourcing business from 21st Jan 2021 onwards only.

The structure along with terms & conditions is mentioned as follows:

Regards,
Mahesh Hari
Zonal Sales Manager - West 1
Personal Loans
a business Sourcing effective from 21st Jan'21.
Firstly, would like to thank you and your team for your tremendous support and contribution towards Axis Bank Per

Happy to announce that we have revised the payout structure and introduced more slabs where you have an oppor

Biz Volume

<50 lacs
>=50 lacs to <75 lacs
>=75 lacs to <1 Cr
>=1 Cr to <2 Cr
>=2 Cr to <10 Cr
>= 10 Cr to <40 Cr
>=40 Cr to < 75 Cr
>=75 Cr

Also, pleased to announce a contest for DSA for Q1 FY-23 (23rd Mar 2022 to 20th Jun 2022 ). The contest is designed

Additional Payout

Additional Payout if Target 1 is achieved - 0.10%

Additional Payout if Target 2 is achieved - 0.20% (Cumulative)
Additional Payout if Target 3 is achieved - 0.35% (Cumulative)

Qualifying criteria:

DSA overall target vs achievement shall be checked for contest additional payout @ 0.35%
or
In case highest Target 3 is not achieved then region wise target vs achievement shall be checked for contest addition

The other terms & conditions of sourcing remains the same.

Have also attached the sourcing guidelines as laid down by TRAI which needs to be adhered.

Please reach out to me or respective RSM/ZSM for further details.

Happy Selling!!

Thanks & Regards,

Manisha Sarawagi
 t and contribution towards Axis Bank Personal Loans. We look forward to enrich our relationship and work together to achieve

ced more slabs where you have an opportunity to earn up to 3.15% excluding GST. The slab wise payout structure applicable fo

Revised Payout Grid

(excl GST)
23rd Mar 22 to 20th
Jun 22
1.75%
2.00%
2.50%
2.75%
3.00%
3.05%
3.10%
3.15%

o 20th Jun 2022 ). The contest is designed to give an additional payout if the allotted targets are achieved overall or regional as a

ayout @ 0.35%

ment shall be checked for contest additional payout to respective DSA region

ds to be adhered.
rk together to achieve bigger milestones for Axis Bank Personal Loans.

tructure applicable for sourcing from 23 rd Mar 2022 to 20th Jun 2022 is mentioned below:

overall or regional as applicable. The details of the contest payouts along with criteria is mentioned below and the allocated tar
w and the allocated targets have been attached herewith:
From: Anupam Gupta <anupam.gupta@udaan.com>
Sent: Thursday, 15 October 2020, 19:48
To: Raoul Kapoor
Cc: Ankur N Bhandari; Dhruv Sharma; Ajit Gopi; Hariharan Subramaniam; Shital Manandhar; Ram Parab; Vishalak
Subject: RE: DSA engagement - Supply chain financing with Udaan Capital.

Dear Raoul,

Greetings,

As discussed this week during call with you, please find below new pay-out structure from Udaan Capital. We are loo

Corporate DSA

DSA's - Files being Sourced and

completed till Disbursals ( E2E
w.r.t Deal closure /
documentation)
Monthly
Business Pay-out
Volume

100 % of
PF
Collected
OR 2.5%
Year 1 Flat
of Loan
Value,
Whichever
is Lower
 50 % of
PF
Collected
OR 0.50 %
of Loan
Value,
On Whichever
Year 2
Renewal is Lower
( Subject
to DSA
doing E2E
Document
ation and
Leg work)

Apart from this we will also

be having a VLI (Volume
Linked Incentive) which we
will share details as we move
ahead.

For Anchor Sourcing,

DSA will be made
Pay-out only for cases
closed E2E by the
DSA OR 0.25% of the
Total Business
Sourced through the
Anchor in Year 1 in
case DSA in not doing
the E2E Sourcing of
loan application for the
Said Anchor

Also attached are locations that we are present in and product writeup for the understanding of your teams. Please sha
 Back

ndhar; Ram Parab; Vishalakshi Nallamuthu; George Iype; Akash Gupta; Viju Issac Koshy

m Udaan Capital. We are looking forward to a long term and fruitful relationship with you.
ng of your teams. Please share with us location and contact list for Andromeda teams. We will align our teams accordingly.
our teams accordingly.
Please find below
BIL | LAP |
SUVIDHA : Payout
for FY21.
IDFC

BIL LAP SUVIHDA

Suvidha Super
BIL + Payout % <= 5 Crs > 5 Crs Plus
Suvidha
Prime
SO ID Profession
al Loan Excluding Including GST Including GST
GST
ANDROM
EDA
SALES &
12627 3.50% 2.07% 1.77% 3.00% 2.50% 1.45%
DISTRIBU
TION PVT
LTD
Back
Back
Back From: Sachin Sakhare <Sachin1.Sakhare@axisfinance.in>
Sent: 05 December 2022 13:21
1. Payout for Personal Loan:- 2. Payout for LAP:-
Category 1 Category 1
Single location Channels Single location Channels
DSA operating in only 1 city / town DSA operating in only 1 city / town
Commission % on Disbursement Amount Commission % on Disb
Disbursement Amount
Disb Amount ( in cr) Amount
Up to 50 lacs 2.70% Up to 75 lacs 0.90%
> 50 lacs <= 150 lacs 2.80% > 75 lacs <= 2 crs 1.05%
> 150 lacs <= 250 Lacs 2.90% > 2 cr <= 5 crs 1.25%
>250 Lacs 3.00% > 5 cr <= 7 crs 1.40%
> 7 cr 1.50%
Category 2
Multi-location Channels Category 2
DSA Operating in multiple locations Multi-location Channels
(Business done in all locations will be
DSA Operating in multiple locations
combined for Payout computation)
Commission % on (Business done in all locations will be combined
Disbursement Amount
Disb Amount for Payout computation)
Disbursement Amount Commission % on Disb
Up to 100 lacs 2.70%
( in cr) Amount
> 100 Lacs <= 250 Lacs 2.80% Up to 1.5 cr 0.90%
> 250 Lacs <= 350 Lacs 2.90% > 1.5 cr <= 3 crs 1.05%
>350 Lacs 3.00% > 3 cr <= 5 crs 1.25%
> 5 cr <= 8 crs 1.40%
Special Additional Payout > 8 cr 1.50%

Category 3
1. Combo Deal cases – Additional Payout of 0.20% Corporate Channel

DSA Operating PAN INDIA

*Additional Payout is only

applicable to Category 1, (Business done in all locations will be combined
Category 2 & not for for Payout computation)
Corporate Channel

Disbursement Amount Commission % on Disb

( in cr) Amount
Category 3 Up to 10 cr 1.30%
Corporate Channel > 10 cr <= 25 crs 1.40%
DSA having PAN India presence > 25 cr 1.50%
(Business done in all locations will be
combined for Payout computation)
Disbursement Amount in Commission % on
Cr Disbursed Amount

Up to 10 Crore 2.90%
>10 Crore <= 20 Crore 3.00%
>20 Crore <= 30 Crore 3.10%
 >30 Crore 3.20%

BL and lap

From: Amit1 Batra <Amit.Batra@axisfinance.in>

Sent: Tuesday, 12 April 2022, 14:34
To: Ram Parab <ramparab@andromeda.in>

Subject: Re: AXIS FINANCE latest Payout Gird- Andromeda-

Dear Ram

Monthly Disbursement Payout:

DSA Operating PAN INDIA

(Business done in all locations will be

combined for Payout computation)

Disbursement Amount ( in Commission % on

cr) Disb Amount
Up to 10 cr 1.30%
> 10 cr <= 30 crs 1.40%
> 30 cr 1.50%

Processing Fee:
- Overall PF of 1% to be collected for each case.
-
OD cases:
 - For OD cases, Maximum payout irrespective of the loan amount will 1% or actual PF collected whichever is
Corporate Channels:

- Any channel having sourcing operations in more than 3 Regions/State would be classified as a Corporate Ch
Single Case Payout Capping
- Max. payout for any single case is restricted to INR 6 lacs

Others Notes:
*GST will be paid over and above the commission % given in the above grid
*Cumulative disbursement done by DSA for the month will be the basis for slab calculation
*DSA payout cycle will be 1st to 31st (last day) of every month
*CO team will share the Incentive/payout calculation with the DSA in the following month
*DSA will receive e-invoice from AFL central team
*CO team will process the e-signed invoices and make payments
*PDD needs to be collected & Submited for Payout Issuance.

BL Payout effective 1st April 2022

Category 3

Corporate Channel
DSA having PAN India presence
(Business done in all locations will be
combined for Payout computation)
Disbursement Amount ( in Commission % on
cr) Disb Amount
Up to 2 cr 2.50% + GST

> 2 cr <= 5 crs 2.75% + GST

> 5 cr <= 7.5 crs 3.00% + GST

> 7.5 crs 3.25% + GST

Special Payout:

Combo Deals with Secured loan (HL/LAP) 0.25% additional Payout on BL Disbursement

*Details will be shared separately

Processing Fee:
- Overall PF of 2% to be collected for each case.
-
OD cases:
- For OD cases, Maximum payout irrespective of the loan amount will 1.5% or actual PF collected whichever is l
Corporate Channels:
- Any Channel sourcing from more than 3 Regions/State would be classified as a Corporate Channel.
Regards

Amit Batra
9654993901
3. Payout for Business Loan:-
Category 1
Single location Channels
DSA operating in only 1 city / town
Commission % on
Disbursement Amount ( in cr)
Disb Amount
Up to 25 lacs 2.50% + GST
> 25 lacs <= 75 lacs 2.75% + GST
> 75 lacs <= 1.25 cr 3.00% + GST
>1.25 cr 3.25% + GST

Category 2
Multi-location Channels
DSA Operating in multiple locations
(Business done in all locations will be combined for Payout computation)
Commission % on
Disbursement Amount ( in cr)
Disb Amount

Up to 75 lacs 2.50% + GST

> 75 lacs <= 1.50 cr 2.75% + GST

> 1.50 cr <= 2.25 cr 3.00%+ GST
>2.25 cr 3.25% + GST

Category 3
Corporate Channel
DSA having PAN India presence
(Business done in all locations will be combined for Payout computation)
Commission % on
Disbursement Amount ( in cr)
Disb Amount

Up to 2 cr 2.50% + GST

> 2 cr <= 5 crs 2.75% + GST

> 5 cr <= 7.5 crs 3.00% + GST

> 7.5 crs 3.25% + GST
HL
From: Amit1 Batra <Amit.Batra@axisfinance.in>
Sent: Saturday, April 16, 2022 5:47 PM
To: Ram Parab <ramparab@andromeda.in>;
Subject: Re: problem in payout slab of Axis Finance HL

Dear Ram

In HL payout will be equal to Pf collected .

Regards

Amit Batra
9654993901
PF collected whichever is lesser

ssified as a Corporate Channel.

F collected whichever is lesser

rate Channel.
PL
From: Raji Nair <Raji2.Nair@axisfinance.in>
Sent: 12 April 2022 14:03
To: Raoul Kapoor <raoul@andromeda.in>; Swaminathan V <swami@andromeda.in>
Cc: CPF RSMs <CPF.RSMs@axisfinance.in>; Anubhav Jarrel <Anubhav.Jarrel@axisfinance.in>; Milind Rawool <milind@andr
Subject: QTR-1 Andromeda Payout Structure -Axis Finance Ltd.

Dear Boss

Pls find payout Structure for Personal Loans -AXIS FINANCE LTD -QTR-1.

* GST is paid over and above the given payout Percentage

*Cumulative disbursement done by DSA as per the category will be considered
*DSA payout cycle will be 1st to 31st (last day) of every month
*CO team will share the Incentive/payout calculation with the DSA in the following month
*DSA will receive e-invoice from AFL central team

*CO team will process the e-signed invoices and make payments

*This is Standard Payout applicable for monthly business done by the DSA

Raji Nair

Regional Sales Manager

Karnataka & Kerala

Axis Finance Ltd |3rd Floor | Bikaner signature Tower |Shanthala Nagar |Richmond Town | 560025
ttik Chakraborty <Rittik.Chakraborty@axisfinance.in>; Lalatendu Sutar <Lalatendu1.Sutar@axisfinance.in>

Commissi
on % on
Disbursed
Amount

2.90%

3.00%
3.10%
3.20%
lease find below the remarks in the United Petro Finance Ltd.

Old Payout Structure

Disbursal Amount Payout Percentage
Upto INR 15,00,000 3.00% + Service Tax
Between 15,00,001 and 44,99,999 3.50% + Service Tax
Disbursals ABOVE 45,00,000 4.00% + Service Tax

Payout for Existing Neogrowth, Capital Float & intellicash Clients

Disbursal Amount Payout Percentage

Upto INR 15,00,000 2.00% + Service Tax
Between 15,00,001 and 44,99,999 2.50% + Service Tax
Disbursals ABOVE 45,00,000 3.00% + Service Tax

Renewals
Instance of Renewal Payout Percentage
1st Renewal 1.50% + Service Tax
2nd Renewal 1.00% + Service Tax
Back

New Payout structure effective July 2016

Disbursal Amount Payout Percentage
Upto INR 25,00,000 3.00% of Loan Amount
Between 25,00,001 and 74,99,999 3.50% of Loan Amount
Disbursals ABOVE 75,00,000 3.75% of Loan Amount

Payout for Existing Neogrowth, Intellecash Customers

Disbursal Amount Payout Percentage

Upto INR 25,00,000 2. 00% of Loan Amount
Between 25,00,001 and 74,99,999 2.50% of Loan Amount
Disbursals ABOVE 75,00,000 2.75% of Loan Amount

Renewals
Instance of Renewal Payout Percentage
Renewal 1.00% of Loan Amount

Non Retail Cases :-

Flat Payout of 2% less TDS & will not be included in above slab
Increased Limits and no ST
Increased Limits and no ST
Increased Limits and no ST

Increased Limits and no ST

Increased Limits and no ST
Increased Limits and no ST

Lower Payout
 Payout Structure effective - Oct'18
Card Type Top 8 market 9 to 30 Beyond 30
Freedom card/Bharat Card/Money Back/Solitaire 2300 1800 1400
Times Titanium/Snap Deal/Jet Select/Doc Superia 2500 2000 1600
Times Platinum/Jet Platinum/Regalia 1st / Diners
Premium/clubmiles 3000 2400 2000
Jet Signature/Regalia/Diners black 4000 3200 2500
Jet Diners/Infinia 5000 4000 3200

X-sell Payout
X-sell Product Payout per case Disincetive per case

One assist 200 200

Card Sure 150 150
Smart Pay 100 NA

Stage 1 Stage 2
Card Issuance Activation
80% 20%

Disincentive
Dump Decline / Reject Code Penalty
Decline 881,882,883,884 300
Risk Decline APS1 43,45,92 500
Risk Decline APS1 44 10000
Risk Decline APS1 47 10000
Risk Decline APS2 47 300
Risk Decline APS2 42,45,92 500
Risk Decline APS2 46 10000
Dip Reject 863,865 300
Kit Recovery 1000 per case
Inhouse sourcing penalty Greater than 15% 1200 per case
 Calculation Method Back
Payment cycle 21st to 20th
Stage 1 80%
Stage 2 20% - Activation Linked

Cross sell payout T + 1 month

Activation payout T + 1 month
Deductions (excluding TAT disincentive, DIP Reject, T + 1 month
Decline dump, Risk Penalty)

Other Deductions
Fee Reversal cases 2 x of fees reversed - CBCI Dump
CBCI Complaints 1000 Per case
Early Closure 1000 Per case
TAT Disincentive Approved Dump- Ageing column
Risk Audit penalty As per penalty levied by RIC team
Dear Channel Partner ,

At the outset , let me take the opportunity

to thank you and your teams for the
continued support to Bank of Baroda.

In our continuous endeavor to support and

motivate you to increase your business in
our bank ,we have been consistently trying
to bring in innovative products ( Baroda
Home loan advantage and Special Takeover
with income documents) and support with
an attractive rate of interest, marketing
campaign for top of the mind recall for
prospective home buyers.

In order to enhance the business

opportunity further in Home Loans and
Baroda Mortgage Loan(LAP) , we are
bringing to you another key game changer
by announcing volume based pay out
structure for both Home Loan and Baroda
Mortgage Loan , additionally we are also
offering additional payout for quality
takeover of both Home loan and Baroda
Mortgage Loan, the revised payout
structure is as under:

(A) Sourcing of Home Loan

Business - Revised Pay out structure:

Revised Pay-out Structure

Existing Pay-out Structure
Amount of business achieved in a month
Up to 25 Lacs
>25 - 50 Lacs
>50 - 75 Lacs
0.60% of loan amount payable on 20% >75 -150 Lacs
disbursal of sanctioned loan amount >150 - 400 Lacs
>400 - 600 Lacs
>600 - 1000 Lacs
>1000 Lacs & above
Additional Pay out for Takeover

(B) Sourcing of Mortgage Loan

Business - Revised Pay out structure:
 Revised Pay-out Structure
Existing Pay-out Structure
Amount of business achieved in a month
Up to 50 Lac
>50 - 100 Lac
0.60% of loan amount payable on 20% >100 - 200 Lac
disbursal of sanctioned loan amount. >200 - 500 Lac
>501 -1000 Lac
>1000 l Lac & above
Additional pay-out for Takeover

Revised pay out structure is subject to the following conditions:

· Maximum payment of pay out per case not to exceed Rs 10 lacs as already advised earlier on 24.02.2020.
· Existing condition for payment to DSA
on minimum 20% disbursal of the
sanctioned amount shall continue.
· All loan applications sourced by DSA
after 1th October 2020 will be accepted
under the revised Pay-out structure.
· Any other special Pay-out structure, if
already approved, for Home Loan and
Baroda Mortgage Loans will cease to exist
and all DSAs/Digital DSAs for this purpose
will be covered under new Pay-out structure
only.
· All other terms and condition remains
same.

Payment Mechanism & Time Lines:

Payment and Billing Mechanism Time Line for payment

DSAs operating at PAN India level;

DSAs empanelled Centrally at our level

· For DSA: To submit the request by 7th of the
shall submit their request for payment of
following month. Post 7th bill will be taken up for
commission directly to Retail Banking
next month or processed on a best effort basis.
Department at Head office BOB (BCC).

· For ZMM: To verify and confirm BCC by 11th

On below ID`s
of the following month.
homeloans.bcc@bankofbaroda.com;
· For Retail Banking Department at BCC:
DEVESH.VIBHAV@bankofbaroda.com To approve payment by 13th of the following
month.
RAJ.SEN@bankofbaroda.com
Our Department upon confirmation from
ZMMs as regard volume of business
achieved in the month, shall approve the
bill and authorise the respective ZMM to
arrange for its payment from the concerned
Branch.

With the introduction of performance driven

Pay-out structure and takeover of quality
accounts in Home Loan & Mortgage Loan as
mentioned above, it is expected that
channel partners will be motivated to
improve their business with our bank.

Happy selling !!
 Back

ut Structure

Rate of commission @
0.30%
0.35%
0.50%
0.60%
0.65%
0.75%
0.80%
0.90%
0.10%
ut Structure

Rate of commission @
0.60%
0.75%
0.80%
0.95%
1.00%
1.10%
0.10%

ed earlier on 24.02.2020.
Back
Hi Swami Sir,

Its was pleasure talking to you, seek your blessings to built the business.

Hi Raoul,

Greetings of the day…!!

Sincere thank you for meeting us at very short notice. As discussed here is our Products .

1) Intelleloan (BIL) : Loan amount from 20-50lacs , Parameterized program, where we are charging 20% ROI + 2% PF . Here y
Further slab for Andro is : >3crs to<=7crs – 3.15%
>7crs to <=12crs – 3.35%
>12crs to <15crs – 3.40
> 15crs – 3.50%
Formal communication will be followed for the same.

2) SME Loans : Loan amount from 50 -300lacs, Judgmental Lending , where we are charging 18.5% + 2 % PF. Here your Pass b

We are looking forward for building stronger relationship with National Channel like your’s and will look at other benefits over

Our RH details are as follows.

1) Delhi – Deepak Gupta (9810604020)
2) Bangalore - Vinod Kartha ( 8971854650)
3) West – Sagar Naik (9325005231)

Request you to share the contact details of your Area Head in these territories so that I can ask my RH’s to cover these locatio

Kalpesh Desai
Chief Business Officer

Jain Sons Finlease Limited

12B, 3rd Floor, Techniplex-II IT Park, Off Veer Savarkar Flyover,
Goregaon (W), Mumbai 400062, India
M: +91 9819311122 | T: +91 22 62492700/785 (ext: 785) | www.intellegrow.com
 Back

ging 20% ROI + 2% PF . Here your pass back is 3% flat. Origination city is Mumbai, Bangalore, Delhi ( Hyderabad will start post Jan’20)

8.5% + 2 % PF. Here your Pass back is 50% of fees. (Mumbai, Delhi, Bangalore, Pune, Ahmedabad, Hyderabad, Surat )

will look at other benefits over next couple of month basis we build on from here on.

my RH’s to cover these location & arrange training and other coordination to activate business.
bad will start post Jan’20)
rom: Ram Parab
Sent: Friday, December 20, 2019 3:32 PM
Cc: Raoul Kapoor <raoul@andromeda.in>
Subject: FW: DSA REVISED PAYOUT ICICIBANK Credit CARD

Dear All,

Kindly find the below REVISED PAYOUT ICICIBANK Credit CARD.

Regards
Ram Parab
1E+10

From: Niharika Deshpande /RSPPG/IBANK/BKC [mailto:niharika.deshpande@icicibank.com]

Sent: Friday, December 20, 2019 1:50 PM
To: Ram Parab
Subject: FW: DSA REVISED PAYOUT

Channel Communication

Dear Partner,

Greetings from ICICI Bank!!

We thank you for partnering us in our success towards Credit cards business and we value our long standing relations

Aligning with our Cards Strategy for FY 19-20, we are proposing a new payout structure as under:

Monthly Standard Structure:

 The attached grid will be applicable w.e.f 26th June and next calculation
(for 26thJune -25th July cycle) will be done as per this grid. Payments
on cards cancelled in 90 days will continue to be reversed if the count
breaches the 5% of the total volume.
· Payout for Add On Card continues to Rs. 339 (Rs. 400
inclusive of 18% GST) per Add On Card approved

· We introduce payout for Lombard policy conversion and we

propose to pay Rs 250( Including GST) per policy converted.
· We also introduce payout on conversion of Card Protection
Plans with our approved vendors. We intend to pay Rs
100( Including GST) per conversion.

· Target Linked incentive scheme (Bonus) stands withdrawn from June 26 cycle however we will be

Standard Payout (18% GST will be paid extra):

CAT A (Mumbai, NCR, Chennai, Pune, Bangalore, Hyderabad, Ahmedabad)

Coral/Jet Coral/Unifare/
Rubyx/Jet Rubyx/
Sapphiro/
Ferrari
Ferrari
Signature/MU
Platinum/Signature/MMT
Jet Sapphiro
Signature
Expressions/MU
Slab
Platinum Chip/HPCL
Platinum/MakeMyTrip Platinum Emeralde
1 to 100 1400 2400 3800 5500 8500
101 to 200 1500 2400 3800 5500 8500
201 to 300 1600 2500 3800 5500 8500
301 to 400 1700 2500 3800 5500 8500
401 to 500 1800 2600 3800 5500 8500
501 to 600 1900 2600 3800 5500 8500
601 to 700 2000 2700 3800 5500 8500
701 to 1000 2100 2700 3800 5500 8500
1001 and above2200 2800 3800 5500 8500

CAT B (Rest of India)

Coral/JetRubyx/Jet
Coral/ Rubyx/
Sapphiro/
Ferrari
Ferrari
Signature/MU
Platinum/Signature/MMT
Jet Sapphiro
Signature
Expressions/MU
Slab
Platinum Chip/HPCL
Platinum/MakeMyTrip Platinum Emeralde
1 to 50 1600 2050 3800 5500 8500
51 to 100 1700 2100 3800 5500 8500
101 to 150 1750 2150 3800 5500 8500
151 to 200 1800 2200 3800 5500 8500
201 to 250 1800 2250 3800 5500 8500
 251 to 300 1850 2300 3800 5500 8500
301 to 350 1900 2350 3800 5500 8500
351 to 500 1950 2350 3800 5500 8500
501 and above 2000 2400 3800 5500 8500

For any clarification please speak with your Relationship Manager.

Regards,
Amarjit Walia
 Back

munication
 hu 1/16/2020 2:50 PM



Forward

To:
George Iype
Cc:
mail.com>
+6 others
Please find the approved pay-out grid for LAP product

In lacs Pay out

0-200 1.25%
201-400 1.35%
400+ 1.50%

GST will be applicable

Regards,

Dhirendrasingh Solanki
Regional Head / Maharashtra / KVB – NEO
8E+09
Back
TVS Cedit Back

TVS Credit revised payout structure.pdf

From: Santosh Bisoi /PL_DEPT/IBANK/BKC <santosh.bisoi@icicibank.com>
Sent: Monday, September 18, 2023 8:28 PM
Subject: Important: Personal Loan | DMA | Payout Structure - 21.09.23 to 20.10.23 ( New Pay Out Structure, Effective from

Dear Channel Partner,

Refer below revised payout structure applicable for the current month business cycle i.e. 21st Sep

Note:
Payout Grids and Slabs have been revised however; please note that, payout will be co

Defence Cases (All Armed Forces): Payout for Defence cases (All Armed Forces) across all loca
Flat payout of 2% + GST for Defence cases (All Armed Forces) across all locations.
0.5% additional payout (other than 2% + GST) post receipt of first 2 regular EMIs only. No add
Defence cases (All Armed Forces) will not be taken into consideration for Slab calculations.
Nil payout for Defence Cases (All Armed Forces) with Cibil Score < 725

Anywhere Sourcing (AWS): Payout for cases sourced under “Anywhere Sourcing” (AWS) process
Flat payout of 2% + GST for all cases sourced under “Anywhere Sourcing” (AWS) process acros
Cases sourced under “Anywhere Sourcing” (AWS) will not be taken into consideration for
Defence Cases (All Armed Forces) not allowed to be sourced under AWS.

Government Booster: Government Booster is applicable for the current business cycle as per the
All Government cases including Government Doctors will be paid 0.50% additional booster
Defence Cases (All Armed Forces) will not be a part of Government Booster.
Booster is exclusive of the applicable GST
Booster is applicable for Fresh & Balance Transfer government business
Booster is applicable for all loans booked at IRR >/= 10.85%. No booster if loan booked

BIL Non Doctor Booster: BIL Non Doctor booster is applicable for the current business cycle as p
0.50% will be paid additionally if
Overall BIL Non Doctor IRR >/= 16.50% or
Individual BIL Non Doctor case IRR >/= 16.50%
Booster is exclusive of applicable GST

Note :
1. This structure is for the Business cycle from 21st September 2023 to 20th October 2023; Month
2. Business done in the following cities; entire NCR (also includes Delhi, Noida, Gurgaon, Faridaba
3. All other cities which is not part of point 2 will be considered as Focus Location
4. Payout will be done basis the slabs mentioned in the above structure.
5. Any change in the payout structure will be duly communicated to you through an official comm
6. For the calculation of payout, business cycle is considered as disbursement done during 21 st of
a. For example business cycle for April-May cycle was from 21st April to 20th May
7. Slab calculation will be based on the NET disbursement (Net of Cancellation's / Deleted / INBT V
8. Payout will be computed & paid basis Net disbursement (excluding “Armed Forces” & “A
9. Flat payout of 2% + GST for all Cases sourced under “Anywhere Sourcing” (AWS) pr
 10. Flat payout of 2% + GST for all Defence Cases across all locations. 0.5% additional
11. Nill payout for Defence Cases (All Armed Forces) with Cibil Score < 725
12. Payout will be reversed in subsequent payment cycle if a case which has been disbursed, paid
13. If, in an External Balance Transfer case, BT instrument is unpaid for 90 days, payout for the en
14. Payout SLAB includes Goods & Service Tax & Payout will be released net of applicable TDS
15. 18% GST will be paid to GST registered vendors only & GST number has to be updated in ICIC
16. No Payout for cases sourced from ICICI Group company employee
17. No additional payment on insurance premium
18. 50% payout for cases with loan tenor is equal to or less than 12 months
19. 50% payout where loan service tenor is less than 12 EMIs (unless cases with offer o
20. Any case done at 10.84% & below will be paid 1% less payout from the applicable slab (Exc
21. Starting 1st April 2021, Proof of GST compliance is to be submitted to Bank at apurva.sharma@icicibank.com / santos
22. Discrepancy in payout needs to be highlighted to RM within 7 days from the date of Payment
23. There is no wrong code reconciliation as regular Mis update is shared by RM, any correction h
24. It is mandatory to introduce all Salaried cases through channel assigned MCAS ID, Zero Payout if done through any ot
25. Fraud cases(including OSV violation) identified before disbursement (Pre-Disbursement Fraud
26. External Balance Transfer cases, customer needs to be informed on charges for closure of BT
27. As per notification no 15/2018 dated July 26, 2018 , services supplied by individual DSA/DMA
e is
inclusiv
e of
GST,
paymen
t to all
Un-
register
ed /
Register
ed
individu
al
DSA/DM
A
(service
provider
s) (viz.
to
whom
GST is
not
applica
ble) will
get
process
ed
through
RCM
after
removin
g the
GST
Scenario’s where a Penalty will be levied
Origina
l Seen
&
Verific
ation
violati
on
Violatio
Penalty
n Higher
of 5% of
LA or ₹
1st 2,500 &
Instanc termina
e tion of
the
executi
ve
Higher
of 6% of
LA or ₹
2nd 5,000 &
Instanc termina
e tion of
the
executi
ve
Higher
of 7%
of LA or
₹
3rd 10,000
Instanc &
e termina
tion of
the
executi
ve
Higher
of 10%
of LA or
₹
15,000
4 th
per
Instanc instanc
e+ e &
termina
tion of
the
executi
ve

DNC
Calling
Violati
on
Violatio
Penalty
n
1st
Instanc ###
e 50,000
& &
termina
tion of
2nd
the
Instanc
channel
e
with
regulato
r
reportin
Identifi
ed /
establi
shed
Fraud
(Pre-
Disbur
sement
)
Violatio
Penalty
n
5% of
the
applied
loan
1st
value &
Instanc
termina
e
tion of
the
executi
ve
6% of
the
applied
loan
2nd
value &
Instanc
termina
e
tion of
the
executi
ve
7% of
the
applied
loan
3rd
value &
Instanc
termina
e
tion of
the
executi
ve
 10% of
the
applied
loan
value
4th per
Instanc instanc
e+ e &
termina
tion of
the
executi
ve

Identifi
ed /
establi
shed
Fraud
(Post-
Disbur
sement
)
Violatio
Penalty
n
25% of
the
Outstan
ding
1st loan
Instanc value &
e termina
tion of
the
executi
ve
50% of
the
Outstan
ding
2 nd
loan
Instanc value &
e termina
tion of
the
executi
ve
100% of
the
Outstan
ding
3 rd
loan
Instanc
value &
e+
termina
tion of
the
channel
 Multi
funding
will be
conside
red as
Post
disburs
ement
fraud. If
Multi identifie
Funding d the
penalty
will be
levied
as per
post
disburs
ement
penalty
matrix
Mis-
commu
nicatio
n on
ROI,
PF,
Loan
Tenor,
Loan
disburs
ement
withou
t
consen
t, False
promis
e
includi
ng
cash
back to
origina
te
busine
ss.
Violatio
Penalty
n
 48 hrs.
for
channel
to sort
the
escalati
on with
custom
er and
share
complai
nt
withdra
For wal
every letter or
instanc ₹
e 10,000
penalty,
Warnin
g along
with
recover
y of any
loss
through
waivers
to close
the
complai
nt

Balanc
e
Transf
er
uncash
ed
cheque
> 90
days
from
disburs
ement
Violatio
Penalty
n
 Payout
reversal
,
Rebooki
ng of
Loan at
Non BT
For rate &
every cost of
instanc convers
e ion of
loan to
be
debited
from
the
channel
payout

Case
cancell
ation
post
disburs
ement

Violatio
Penalty
n
Payout
reversal
and
For recover
every y of all
instanc waiver
e provide
d to the
custom
er

Non-
Disclos
ure of
Extern
al
Balanc
e
Transf
er
Charge
s from
takeov
er
Bank
Violatio
Penalty
n
 to sort
the
escalati
on with
custom
er and
share
complai
nt
withdra
wal
letter or
penalty
of 5%
For on Loan
every Amount
instanc includin
e g pay
out
reversal
. Loan
Cancell
ation &
Warnin
g along
with
recover
y of any
loss
through
waivers
to close

Regards
Santosh Bisoi
 Back

ut Structure, Effective from 21st Sept'23)!!!

ess cycle i.e. 21st September 2023 to 20th October 2023. Make a note of Revision in payout grids and

t, payout will be computed & paid basis Net disbursement (excluding “Armed Forces” & “AWS”

orces) across all locations is applicable for the current business cycle as per the below guidelines
ocations.
lar EMIs only. No additional payout if EMI Bounced for any reason.
ab calculations.

urcing” (AWS) process across all locations is applicable for the current business cycle as per the below guide
” (AWS) process across all locations.
sideration for Slab calculations.

siness cycle as per the below guidelines

ditional booster; however, Defence Cases (All Armed Forces) are excluded in the same.

ster if loan booked below 10.85%

nt business cycle as per the below guidelines.

October 2023; Month end will be on 20th October 2023.

da, Gurgaon, Faridabad & Ghaziabad), Mumbai MMR (also includes Mumbai, Thane & Navi Mumbai), Hyderab

ough an official communication, any change / deviation can only be confirmed via official communication from
nt done during 21 st of the current month (T Month) to 20th of the next month (T+1 month)

on's / Deleted / INBT Value) under unique channel Broker ID

Armed Forces” & “AWS” sourced cases) done under the cumulative SLAB at each business bucke
Sourcing” (AWS) process across all locations.
ns. 0.5% additional to be paid post receipt of first 2 regular EMIs. No additional payout if EMI bou

s been disbursed, paid & gets cancelled

ays, payout for the entire case will be reversed
of applicable TDS
to be updated in ICICI Personal Loan system

ss cases with offer of Zero FCC post 1 st EMI)

e applicable slab (Exception : Cases with LA >/= 20 Lacs or Cases of Elite, Super Prime, Government & Docto
ma@icicibank.com / santosh.bisoi@icicibank.com within 90 days of payout receipt else future payout will be on hold till the submission
the date of Payment else same will not be considered
RM, any correction has to be identified and corrected before the disbursement
out if done through any other IDs. Connect with Rahul Madake (rahul.madake@icicibank.com) for any query / support.
-Disbursement Fraud) & after disbursement (Post-Disbursement Fraud) will attract Penalty as per defined Pe
rges for closure of BT from takeover bank. In the event of any escalation raised on this front by the customer
individual DSA/DMA other than body corporate, partnership firm or LLP to banking company or NBFC located
in payout grids and slabs along with Defence (All Armed Forces) & cases sourced under “Anywh

Forces” & “AWS” sourced cases) done under the cumulative SLAB at each business bucket.

guidelines

s per the below guidelines

he same.

vi Mumbai), Hyderabad, Bangalore, Chennai, Pune will be defined as Metro Location

al communication from the mail id of santosh.bisoi@icicibank.com or apurva.sharma@icicibank.com

ach business bucket.

 al payout if EMI bounced for any reason.

Government & Doctors)

on hold till the submission proof is shared

y / support.
alty as per defined Penalty Matrix below.
front by the customer, the loan to be cancelled. The same will be treated as fraud and attract a penalty of 5%
mpany or NBFC located in taxable territory is covered under Reverse charge mechanism and as per GST laws,
ced under “Anywhere Sourcing” (AWS) payout.

usiness bucket.

cicibank.com
attract a penalty of 5% on loan amount including pay out reversal and recovery of any interest loss to the ba
and as per GST laws, RCM is the liability of the service receiver to discharge GST . Please Note :- No confirm
nterest loss to the bank.
ase Note :- No confirmation/ Declaration /Certificate will be provided to the service provided confirm Paymen
ided confirm Payment of Taxes .
From: Ramchandra Sundararajan [mailto:Ramchandra.Sundararajan@rblbank.com]
Sent: 08 July 2019 14:14

To: Raoul Kapoor

Cc: Sumit Bedi; Jatin Kumar; M. Thirugnana Sambandam; Gaurav Singh; Gaurav Mahajan; Mehar Thota; Ananda J; Sachin Sudh
Subject: Revised Payout

Dear Raoul

Greetings from RBL Bank!!!

At the outset we would like to thank you for the long association with RBL Bank Personal Loans. Our relationship has stood

Payout* – Zone Wise

Slab (In Lacs) Payout %
0-74.99 2.25%
75-149.99 2.50%
150-224.99 2.75%
>225 3.00%
*excluding GST

The pay-out will be calculated and paid for business done in each zone ( South / North / West ) . The list of locations will be

Look forward to a long and mutually beneficial relationship.

Regards

S Ramchandra
National Sales Head – Personal Loan
 Back

hota; Ananda J; Sachin Sudhir Nesarikar

Our relationship has stood firm through the years and has grown stronger. RBL Bank Personal Loan business has grown over this perio

. The list of locations will be shared by the concerned RSM / ZSM.

as grown over this period while our pay-out slabs have remained constant. In order maintain differentiation based on volume we are re
sed on volume we are revising our standard pay-out structure for Personal Loans effective August 2019, The revised pay-out for P
The revised pay-out for Personal Loans business is given below:
Back
 RBL CARD
From: Kamlesh Kochra
Sent: Thursday, June 30, 2016 2:49 PM
To: 'raoul@andromeda.in'
Subject: RBL BANK CREDIT CARDS - PAYOUT (Pan India)

Dear Sir,

Greetings from RBL Bank Ltd….!!!

This is with reference to our discussion, please find below payout for Credit Cards which was agreed earlier - Do you want to g

Request you to pls share your views, so that we can close it accordingly.

Product : Credit Card.


ChannelPlatinum
Name Titanium
DelightPlatinum
DelightPlatinum
Delight Maxima
Fees -->> Free Rs.750 Rs.1000 Rs.2000
Payout 1800 2000 2200 2700

Below Slab will be applicable other than above base payout.

CardAdditional
outs Slab payout per card
0 – 100 Base Payout
101 – 300 100
301 – 500 200
=> 501 300

Terms:

1. Above payout is applicable on card out / card set up.

2. Offered payout is exclusive of Service Tax.
3. Calendar month will be consider for payout.

Regards,
Kamlesh Kochra.
AVP - Credit Cards.

-------------------------------------------------------------------------
The Ratnakar Bank Limited
9th floor, Techniplex I, Off Veer Savarkar Fly over,
Near MTNL, Goregaon (West), Mumbai 400062.
Cell No : 9699939988
kamlesh.kochra@rblbank.com
--------------------------------------------------------------------------
 Back

reed earlier - Do you want to go for flat payout or we can proceed with the same.
From: Vijay Talele -Ext <Vijay.Talele@rblbank.com>
Sent: Thursday, November 21, 2019 10:16 AM
To: Ram Parab <ramparab@andromeda.in>
Subject: RE: DOD Payout

Dear Ram,

As per revised DOD slab payout is 100% against PF collected upto 1.5%

Vijay Talele

---------------------------------------------------------------------------------
National Operating Centre, 9th Floor, Techniplex Complex 1,
Near Goregaon Flyover, Off S V Road, Mumbai – 400062
Mo.: 9819077706
vijay.talele@rblbank.com | www.rblbank.com

From: Ram Parab [mailto:ramparab@andromeda.in]

Sent: 20 November 2019 03:14 PM
To: Vijay Talele -Ext <Vijay.Talele@rblbank.com>
Subject: DOD Payout

Dear Vijay,

Kindly update the DOD Payout

Regards
Ram parab

Disclaimer: The contents of this e-mail may contain confidential and privileged material and are intended for use by t

DISCLAIMER: Information contained and transmitted by this e-mail and including attachment

From: Vijay Talele -Ext <Vijay.Talele@rblbank.com>

Sent: Friday, October 4, 2019 10:18 AM
To: Ram Parab <ramparab@andromeda.in>
Cc: L Uchil <uchil@andromeda.in>; Milind Rawool <milind@andromeda.in>
Subject: RE: HL payouts

Dear Ram,

PFB

HL_RBL Payo
HL_RBL Flat Payout
Flat 0.50%
and are intended for use by the addressee only. Use, distribution or copying of this e-mail by an unintended recipient is prohibited
Back

including attachment thereto is proprietary or legally privileged information to RBL Bank Limited. It is
 ended recipient is prohibited and would be in violation of law. If you believe that you have received this e-mail by mistake or ar

RBL Bank Limited. It is intended for the designated recipient(s) and purpose, and may contain informat
this e-mail by mistake or are not the intended recipient, please do not read this e-mail or any attachments, and delete this e-mail

may contain information that is privileged, confidential or exempt from disclosure under applicable la
ments, and delete this e-mail and its attachments including any copies thereof, and inform the sender of such deletion. All reasona

ure under applicable law. Access to this e-mail and/or to the attachment by anyone else is unauthorized
of such deletion. All reasonable precautions have been taken to ensure no viruses are present in this e-mail. Andromeda Sales & D

ne else is unauthorized. If you are not the intended recipient, an agent of the intended recipient or a p
-mail. Andromeda Sales & Distribution Pvt Ltd. accepts no liability for any damage caused by any virus transmitted by this e-ma

tended recipient or a person responsible for delivering the information to the intended recipient, you a
irus transmitted by this e-mail.

ended recipient, you are notified that any use, copying, reproduction, dissemination, disclosure, modifi
tion, disclosure, modification, publication of this e-mail or any information contained therein in any wa
ined therein in any way or in any manner is strictly prohibited or may be unlawful. Further, if you are n
ul. Further, if you are not the intended recipient, please notify the sender immediately about mis-delive
diately about mis-delivery and permanently delete this e-mail and its attachments, if any. . The recipien
ts, if any. . The recipient acknowledges that the views expressed in this e-mail are those of sender and
re those of sender and may not necessarily reflect those of the Bank. There is no guarantee that the in
o guarantee that the integrity of this communication has been maintained and nor is this communicati
or is this communication free of viruses, interceptions or interference. The sender or the Bank accepts
er or the Bank accepts no liability for damage caused by any virus transmitted in this email or error or
n this email or error or omissions.
Annexure of rates

Corporates BL
Volume Targets Payout
3% Flat +
Upto <=5 crs GST
3.25%
Flat +
>5 crs GST

Commercial Hurdle
Benchm
BIL ark
WAIRR 19%
Average PF 2%
Insurance Penetrat 1%

· In case channel drops on any of the parameters there will be deduction of Payout to the extent of shortfall in

· In case channel brings higher that desired commercial parameter we will follow the below:

In case all parameters are higher than our desired commercial complete benefit will be passed to channel
In case one of the parameter is short and other are higher, then the shortfall will first be adjusted against the para
 Back

to the extent of shortfall in any parameter of commercials

e passed to channel
be adjusted against the parameters which are higher than the commercials.
 Back

DSA Payout
Structure FY 19-20 (002).pdf
 Back

Khush Housing Finance Agreement.pdf

 Ram: Back
From: Lavkush chaurasia [mailto:lavkush.chaurasia@indiabulls.com]
Sent: 27 February 2018 15:22
To: Hari Haran <hariharan@andromeda.in>
Cc: 'George Iype' <george@andromeda.in>; das.tathagata@indiabulls.com
Subject: payout structure

Dear Hari ,

Pay-out slab is 3.25 % + GST ..

Thanks & Regards

Lavkush Chaurasia

Regional Head ( Unsecured / Salaried Loans )

|M: 8879650266 |
IVL Finance Ltd .
Indiabulls Finance Center, Tower 1, 4th floor, Senapati Bapat Marg,Elphinstone (w), Mumbai – 400013.
website: www.indiabulls.com
Dear Raoul,

Yes the payout is 1.5% + GST, though we have also mentioned 1 Cr as the minimum slab. We are currently doing cases above a

The contact list of our representatives at each of the location is as follows:


S.No: Location
Name of ContactDesignation
Person Contact No:
1 Mumbai Paresh ManSales Mana9987260080/9819711331
2 Chennai Loganatha Regional S 9.84E+09
3 AhmedabaPrakash PaRegional S 9.33E+09
4 Pune Amol JoshiArea Sales 9.37E+09

________________________________________________________________________
Dhiraj Mathur [http://]

Sr Vice President | Loan Against Property-Products

JM Financial Services Ltd.
4th Floor Cnergy Appasaheb Marathe Marg, Prabhadevi Mumbai - 400025
Phone : Direct :022-67043429 | Board : 022-67040404
Cell : +919930044897 | Fax : 022-67043136
E-Mail: Dhiraj.Mathur@jmfl.com | Website : www.jmfinancialservices.in
________________________________________________________________________
JM Financial Services Ltd.
Corporate Identity Number: U67120MH1998PLC115415

Take a look at our ever growing awards gallery - Click Here

__________________________________________
 Back
e currently doing cases above a ticket size of Rs 50 lakhs.
Back

From: Ajit Rath [mailto:arath@indostarcapital.com]

Sent: 30 December 2021 15:05
To: Ram Parab <ramparab@andromeda.in>
Cc: Raoul Kapoor <raoul@andromeda.in>; Andromeda Billing <billing@andromeda.in>
Subject: RE: indostarcapital Payout gird

Hi.
Its 1.5% flat subject to min 1% PF and 2% Insurance
Any shortfall in PF to be fully capitalized from the DSA pay-out
Insurance 2% in min requirement however waiver in case of medical history/rejections, waiver may be considered on a case to

BR,
Ajit Rath

From: Ram Parab [mailto:ramparab@andromeda.in]

Sent: 30 December 2021 14:33
To: Ajit Rath <arath@indostarcapital.com>
Cc: Raoul Kapoor <raoul@andromeda.in>; Andromeda Billing <billing@andromeda.in>
Subject: indostarcapital Payout gird

Dear Sir

Please confirmed Payout gird

Regards,
Ram Parab

Andromeda Sales and Distribution (P) Ltd.,

158, Dani Corporate Park, 1st Floor, C.S.T Road Kalina,
Santacruz (E), Mumbai - 400098
Mobile : 9967250744. Dir: 022 61817328
Website- www.andromedaloans.com
https://www.youtube.com/watch?v=R96uH3ESH98
Back
rom: Prasad Nayak [mailto:Prasad.Nayak@tatacapital.com] Back
Sent: 14 August 2019 16:08
To: Raoul Kapoor <raoul@andromeda.in>
Subject: TATA Capital!!!

Dear Mr. Raoul,

Greetings from TATA Capital!!!

As discussed, its our pleasure to introduce special incentive structure for ANDROMEDA SALES AND DISTRIB

Sometime next week I will call you and meet at your convenient time.

Snapshot of Payout Matrix for your ready reference.

Payout Matrix for Flexi OD Product

Their payout will be calculated as-
1. 2.5% of the Sanctioned amount will be paid to the channel partner.
2. OD business will be a part of overall slab calculations that are given above.

Rate Participation
Additional Payout Clause (Applicable for all channels for 18 month and above tenure
a) Rate participation
a. For PL Cases (Normal Case)
IRR Additional Payout
>= 15% 0.20%
>= 16% 0.25%

Thanks & Regards,

PRASAD NAYAK
Vice President & National Sales Head – Personal Loans
Tata Capital Financial Services Ltd.,
Mob +91 7208018567 Direct 22 6182 7671

TATA captal BL

Andro BL Channel Payout for Q3.pdf

Andro BL Channel Payout for Q3.pdf
 New

A SALES AND DISTRIBUTION PRIVATE LIMITED.

nd above tenure
Payout Structure
Personal Loan Structure:
Personal Loan Payout Slab
Monthly Disbursement
Amount (Value in Lacs) Payout
>= 1000 3.35%
>= 750 3.25%
>= 600 3.10%
>= 400 3.05%
>= 300 3.00%
< 300 2.75%
Cases where tenor is less than 18 months then payout of 0.25% will be reduced from base payout.
OD Structure:
OD Payout Slab
Net Disb value Payout
< 1 cr 2.25%
1cr to 1.99 Cr 2.50%
2Cr to 4.99 Cr 2.75%
> 5 Cr 3.00%
Rate Participation (Additional Payout):
Additional Payout Clause (Applicable for all channels for 18 month and above Tenure cases only) - All
Programs and all cases sourced above the prescribed rates.
PL Payout Slab
IRR Additional
Payout
>= 15% - <16% 0.20%
>= 16% 0.25%
OD Payout Slab
IRR Additional
Payout
>= 15.49% -
<16.49% 0.20%
>= 16.49% 0.25%
OD Cases: We will have PF participation payout that is 50% incremental PF on over and above 2%
PF
Payout Reversal Clause for OD Cases
For OD cases 1.75% net PF to be maintained else 0.10% reduction will be there in payout.
Payout recovery
In case the contract gets closed before Nine months seasoning AND 100% foreclosure charges NOT
collected, there will be 25% payout recovery from the original channel payout. (Not applicable for
Internal Top up cases)
CHANNELS WORKING IN TATA LOCATIONS (Fulfilment by TCFSL)
• All channels will get pay-outs as per their categorization if fulfilment is done by channels

themselves.
• In case fulfilment is done by the direct team, TCFSL will pay 1.5% flat for lead generation to
the channels. (Term loan as well as OD cases)
All calculations to be done on net amount.
For OD cases payout will be given on net sanction amount.
Any deviation from the above payout structure would mandatorily require approval from Business
Head & Chief Product Officer
DSA Payout % mentioned in this payout structure is exclusive of GST
 HDFC Pl Bl gold

HDFC PL BL LOAN SLAB Back

hdfc (1).pdf
rom: Atish.Shetty@hdfcbank.com <Atish.Shetty@hdfcbank.com>
Sent: Thursday, June 11, 2020 7:03 PM
To: Ram Parab <ramparab@andromeda.in>
Subject: Govt Slab

Please Note Emg /and Prime Biz Gov Incentive Reduce

Please note the incentive slabs - If we keep target of 20% of Govt business , We cann earn extra incentives as per below Slabs
Pls let me know if any Limited Period Offer required for any of the Govt Org.....

GOLD LOAN SLAB

Kindly find the attached HDFC bank gold loan contact number.

Kindly find the applicable Payout structure for all Channel Partners.
Channel
Partner Including GST

Net New* /
Fresh
Business Monthly Pay-
Bucket out % Slab.
Upto Rs 25
Lakhs 1.10%
Rs. 25.01
Lakhs -50
Lakhs 1.25%
Rs 50.01
Lakhs- 1
Crore 1.40%
Rs. 1.01
Crore – 1.5
Crore 1.50%
Rs. 1.501
Crore – 2.0
Crore 1.60%
 HDFC Pl Bl gold

Above Rs.
2.01 Crore 1.75%

*Cancelled / closed cases, within 45 days to be excluded.

Regards
Ram Parab
 HDFC Pl Bl gold

nd Prime Biz Gov Incentive Reduce 0.50 % Nov 20 Onward

xtra incentives as per below Slabs.Push Govt business from Maharatnas,Navratna etc.Good opportunity to make additional incentive on Go
 HDFC Pl Bl gold

make additional incentive on Govt business.

Dear Raoul,

Greetings from HDFC LIMITED!

PFA note on LAP Payouts of Andro . Advantages of the Fee Policy with examples.

PFA Location Heads and Mumbai connects for facilitating logins and disbursement.


ANDRO PAYOUTS HL Payouts
Pan India Disbursements Per month Fees as per Policy
Till Rs.5 crore 0.95
> Rs.5 crore 1


LAP Fees
0.75%
Disbursed amount 40000000
Fees Outflow 300000
Fee Difference 0.01% 4000
Earning difference 80000
Multiplier effect due to 0.01% extra fees 20 times
Back

LAP/LRP/NRP Payouts
Fees Less than 0.76 Fees 0.76%
1.25 1.45
1.3 1.5

LAP Fees
0.76%
40000000
304000
From: Praveen1 Prakash <Praveen1.Prakash@axisbank.com>
Sent: Tuesday, May 23, 2023 1:57 PM
To: Swaminathan V <swami@andromeda.in>
Cc: Raoul Kapoor <raoul@andromeda.in>; Ankit Jain <Ankit7.Jain@axisbank.com>; Shreyas Ramvallabha Zawar <Shreyas.Zaw
Subject: Axis Bank Home Loans -Andromeda- Exclusive Corporate Channel Partner Payout Structure Revision w.e.f. 29th Apr 2

Dear Sir,

Greeting from Axis Bank Mortgages team !!

We are pleased to announce 1% flat payout across all locations (PAN India) with achievement of below parameters

Disbursement Tier 2 & beyond Disb. PSL Disbursement

Q1FY24 1290 246 202

Q2FY24 1371 262 214
Q3FY24 1463 279 229
Q4FY24 1637 313 256
FY24 5760 1100 900

The following points shall be applicable along with above parameters

· *0.01% for 125% disbursement achievement, 0.01% for 125% Tier 2 disbursement. etc.). The increment
· ** Claw back clause on BT Out cases -100% of pay out shall be adjusted against future pay out in case o
· ***50% of additional Processing fee, over & above 30% shall be refunded in case of overachievement of
· Maximum pay out in single case is Rs. 25 lacs with minimum processing fees of 0.50% . Applicable for SU
· We request that you stop recruiting Axis employees for 12 months from their last working day at Axis Ba
We seek your cooperation as always and hope to scale new heights along with you. All the best!

Please acknowledge receipt of the mail on or before EOD on 24 th May’23 as a token of acceptance to make these te

Regards,
K PRAVEEN PRAKASH
National Sales Manager – Home Loans
Axis Bank Limited I Axis House I Wadia International Center I P.B. Marg I Worli, Mumbai – 400 025
Tel: (Direct) +91 22 24256306 (Mobile) +91 9833878751
Axis Asset Management | Axis Bank UK | Axis Capital | Axis Finance | Axis Securities | Axis Trustee | A. Treds | Freecharge| A
 Back

>; Shreyas Ramvallabha Zawar <Shreyas.Zawar@axisbank.com>

Payout Structure Revision w.e.f. 29th Apr 2023

chievement of below parameters

Booster payout on 100% Booster payout on 125%

Cross Sell Amount PF as % Disbursement
achievement of plan achievement of plan* (Annual)
13 0.30% 0.05% 0.05%
14 0.30% 0.05% 0.05%
15 0.30% 0.05% 0.05%
17 0.30% 0.05% 0.05%
60 0.30% 0.05% 0.05%

ier 2 disbursement. etc.). The incremental criteria will be applicable to above parameters
adjusted against future pay out in case of BT out within 24 months of sourcing
refunded in case of overachievement of budgets (For e.g. If processing fee as % of achievement is 0.34% bps, then 0.02% of PF
ocessing fees of 0.50% . Applicable for SUD and Login.
ths from their last working day at Axis Bank and also strictly say no to people who ask to leave on disciplinary grounds.
ith you. All the best!

a token of acceptance to make these terms effective from 29 th Apr’23.

umbai – 400 025

ties | Axis Trustee | A. Treds | Freecharge| Axis Bank Foundation

% bps, then 0.02% of PF amount shall be refunded as incremental pay out)

linary grounds.
ear Channel Partners,

Below changes will be applicable from JANUARY 2020 onwards.

Please find the attachment of Top 40 Markets, PF payback pay-out changes are not applicable for attached Top 40 Markets.

In-case of any doubt please connect

DOCTOR LOAN – “Top up “and “DL DOE 10” cases flat 1.5% - For PAN India locations

Insurance Penetration on overall amounts, instead of LAN lever pay-out : BL 1.80% and DL 1.

ITR CHANGES - FLAT 2%- For PAN India locations

For e.g.
IF DSA “ABC “disburse 5 BL cases, 3 (Normal BL cases), 2 (ITR scheme cases).

All 5 cases will be considered (3 Normal BL cases + 2 ITR scheme cases) for achieving slab and will be paid as per achieved slab

PF Pay-out CHANGES- From 0.5% to 0.3%, for DSA of 40+ markets:-

1. If PF collected Percentage is less than 2% -No PF payback Payout will be paid.
2. If PF collected Percentage is greater than equal to 2% to 2.25 % : 0.30 % will be paid instead of 0.50%
3. If PF collected Percentage is greater than 2.25%:- will be paid as per existing policy (50% of processing fee collected above

GST INCOME Scheme : No additional 0.25% for any DSA on exceeding 25Lac business slab

Regards,
Kaveri.
ached Top 40 Markets.

locations.

L 1.80% and DL 1.5% Back

paid as per achieved slab for 3 Normal BL cases, and for 2 ITR scheme cases payout will be paid as Flat 2%

sing fee collected above 1% will be paid back to the DSA for Business Loan cases. The minimum PF for payback to be applicable being 2.25

c business slab
be applicable being 2.25%.)
 Dear all,

We have recently tied up with India Infoline Finance Ltd for Business Loan Pan India. The vendor code is

Region Regional Heads Contact No.

West Rupesh Mishra 8.38E+09
East Kushal Madhogaria 9.67E+09
North 1 Rupesh Sood 9.64E+09
North 2 Samresh Kumar 9.64E+09
South Girish Gala 9.85E+09

As per our internal discussion we have approved the below mentioned slab for business from your code. .
Disbursement
<= 5 crores 3.00% (2.75%+.25%additional)
>5 crores 3.25% (3.00%+.25% additional)
Conditions:
WIRR 19.75%; PF 2.00%
Amit Mungekar
Product Head - SME & HCF
India Infoline Finance Limited
14th floor, Parinee Crescenzo, C-38 and C-39,
G Block,Behind MCA, Bandra Kurla Complex,
Bandra East Mumbai – 400051
Office: +91-22-67881151| Mobile +91-9870987875
amit.mungekar@indiainfoline.com
http://www.iiflfinance.com

From: Vikas Talreja [mailto:vikas.talreja@iifl.com]

Sent: 25 August 2020 13:31
To: L Uchil <uchil@andromeda.in>; Andromeda Billing <billing@andromeda.in>; Shital Manandhar <shital@andromeda.in>; Sh
Cc: Swaminathan V <swami@andromeda.in>; Raoul Kapoor <raoul@andromeda.in>; Selvin Uthaman <selvin.uthaman@iifl.co
Subject: IIFL BL Payout --- Andromeda

Dear Team,

Payout for FY 2020-21 is same as of previous year 2019-20

Pls find below details

Corporate DSA - Payout is for 24 months and above cases. Below 24 months the total payout will be
Slab Payout - WIRR and PF as mentioned below to be maintained
< 1.50 Cr. 2.75% + GST
>= 1.50 Cr. To < 3.00 Cr. 3.00% + GST
 >= 3.00 Cr. 3.25% + GST

Conditions
DSA BIL (> 15 Lakhs) - Overall WIRR and Overall PF to be maintained - 19.00% and 2.00%, else subvention of Payout
SBL (<=15 Lakhs) - Overall WIRR and Overall PF to be maintained - 19.50% and 2.10%, else subvention of Payout
In Surrogate Cases, PF to be collected is 2.25%

SME MRF Payout Structure (w.e.f. 1st Jan '20)

MRF

- Payout for each MRF case is equal to PF collected with subject to maximum PF can be collected is 3.00%

'- VLI (Volume Linked Incentive) of 0.25% if Rack rate maintained

VLI(Volume Linked Incentive) of total 0.50% will be paid if the channel maintains WIRR of 20.00% subject to tenure >= to 24 mon

SME DSA Payout Structure (w.e.f. 1st Jan '20) - Doctor/ CA Loans

Doctor/ CA Loans

- Payout for each Dr/ CA case will be 2.00%

'- WIRR and PF to be maintained - 15.50% and 2.00%, else subvention of Payout
No VLI(Volume Linked Incentive)

SME DSA Payout Structure (w.e.f. 1st Jan '20) - Retail MRF Loans

Retail MRF Loans

- Payout for each Retail MRF case will be 3.00%

- WIRR and PF to be maintained 30.00% and 2.25%, else subvention of Payout

 Business done by DSA will be counted for Volume slab (of BIL and SBL) achievement but not for overall Rate and PF m

Overall Conditions
Insurance as applicable as per calculation
All IRR is Business IRR
 Back

he vendor code is 111418. The contact person name and contact number is indicated below

om your code. .

ar <shital@andromeda.in>; Shyam Nanavati <shyam@andromeda.in>; Ram Parab <ramparab@andromeda.in>

aman <selvin.uthaman@iifl.com>; Ravi Ranjan <ravi.ranjan@iifl.com>

months the total payout will be 2.50%.

e subvention of Payout
bvention of Payout
 Back

capital float.pdf
Clix
Back

Clix Capital LAP and BL payout.pdf

# Terms Details
1. Service Clix shall pay to the Service Partner the Service Fees at the following rates:
Fees

DIRECT SALES AGENT PAYOUT STRUCTURE

LOAN AMOUNT PAYOUT SLAB HOME LOAN
Upto 50 Lacs 0.60%
>= 50 Lacs - Less than 75 Lacs 0.75%
>= 75 Lacs- Less than 1cr 0.90%
>=1cr 1.00%

Clix may, with mutual discussion with the Service Partner, from time to time, revise the remuneration
payable and/or the payout structure, and such revision shall be binding on the Service Partner from the
date of notification of such revision to the Service Partner.

2. Payment Clix shall pay the Service Fees (a) upon receipt of an invoice from the Service Partner; and (b) within a
period of 30 (thirty) Business Days from date of receipt of the invoice.

Service Partner will raise monthly invoices for the Services as per the rates given above, after the day of
month end within 7 Days.
 3. Dispute in Clix shall have the right to raise objections/ clarifications/ issues/ concerns within 10 (ten)
invoice Business Days from the date of receipt of the invoice. If no objections/ clarifications/ issues/
concerns have been raised within the designated period, Clix shall credit the amount as set out in
the invoice, within 30 (thirty) Business Days of receipt of an invoice, to the Service Partner’s
Account. However, payment of invoice shall not amount to waiver of rights that Clix may have
under this Agreement and/or applicable Law.

Provided that, where Clix disputes a portion of an invoice within the above-stated designated period,
Clix shall pay the undisputed portion of the invoice as stated above.

4. Taxes
5. Out of The Service Partner shall not be entitled to any further monies except set out in # 2 above (Payment)
Pocket including for any fees/ costs/ out-of-pocket expenses (including stamp duty charges, electronic
Expenses signature charges, postage charges, document collection charges, travel expenses, interest collection or
loan recovery costs, etc.).

6. Loan In the event any Loan cancellation within 6 Months (Six Months) of booking on account of customer
Cancellati complaint on any miscommunication/misspelling/deficiency of services by the Service Partner, any
on Service Fees paid to the Service Partner for such Customer shall be refunded to Clix.

Same has been agreed in Agreement with Clix Capital Services Pvt. Ltd.
 Back
he Service Fees at the following rates:

LES AGENT PAYOUT STRUCTURE

PAYOUT SLAB - NON HOME LOAN
0.75%
1.00%
1.25%
1.50%

h the Service Partner, from time to time, revise the remuneration

nd such revision shall be binding on the Service Partner from the
the Service Partner.

on receipt of an invoice from the Service Partner; and (b) within a

om date of receipt of the invoice.

oices for the Services as per the rates given above, after the day of
 objections/ clarifications/ issues/ concerns within 10 (ten)
eceipt of the invoice. If no objections/ clarifications/ issues/
e designated period, Clix shall credit the amount as set out in
ness Days of receipt of an invoice, to the Service Partner’s
oice shall not amount to waiver of rights that Clix may have
ble Law.

portion of an invoice within the above-stated designated period,

of the invoice as stated above.

led to any further monies except set out in # 2 above (Payment)

of-pocket expenses (including stamp duty charges, electronic
ocument collection charges, travel expenses, interest collection or

ithin 6 Months (Six Months) of booking on account of customer

n/misspelling/deficiency of services by the Service Partner, any
ice Partner for such Customer shall be refunded to Clix.
SCHEDULE I

· Name and Address of the Direct Sales Associate:

· Date:

· Place of execution of this Agreement: Mumbai

· Term of the Agreement: 1 year from execution date.

· Fees will be payable for loan proposals which get disbursed

· Following is the payout structure which is linked to the disbursement amount.

Range (Monthly) Lead Fulfilled

Up to 50.00 Lacs 2.00% + GST

> 50.00 Lacs to 150.00 Lacs 3.00% + GST

Above 150.00 Lacs 3.50% + GST

Notes:

1. The above-mentioned payouts are for Unsecured Business Loan.

2. Excluding all taxes.

3. The Company may at its discretion revise the above payout rates.
Back
From: Raoul [mailto:raoul@andromeda.in]
Sent: Friday, June 29, 2018 9:28 PM
To: Ram Parab
Cc: Chirag Panchal; Bharat Darji
Subject: Re: DSA Empanelment // HERO HOUSING FINANCE -: New Tie up

Ok
Sent from my iPhone

On 29-Jun-2018, at 8:43 PM, Ram <ramparab@andromeda.in> wrote:

Dear Sir

Pls find the below HERO HOUSING FINANCE New Tie up

Pls approve payout gird

Home Loans
Slabs payout
1 lakh and above 1%

LAP and Commercial P

Slab payout
1 lakh and above 1.35%

1 HL --fee in income base cases would be 0.25% and in surrogate it would be 0.5%;
2 LAP--fee in income base cases would be 0.6% and in surrogate it would be 0.8%
3 anything below this would attract DSA subvention
4 Fee over and above this would be shared equally between DSA and HERO
5 GST will be paid over and above the payout mentioned above
6 payout will be given only when code is created in system
7 Max payout capping in a single ticket case would be 6 lac -HL
8 Max payout capping in a single ticket case would be 8 lacs -LAP

Regards,
Ram Parab.
Andromeda Sales And Distribution Pvt Ltd
158 Dani Corporate Park, C S T Road
Kalina Santacruz East Mumbai – 400098
Direct Line :022-61817328
Mobile : 9967 250744.
<image003.jpg>
Website- www.andromedaloans.com
Pls Watch - http://youtu.be/pv343kogVEQ
Back
From: communication, scbbb <scbbb.communication@sc.com>
Sent: 08 July 2022 20:22
To: communication, scbbb <scbbb.communication@sc.com>
Subject: RE: BB BIL & GIL Payout Effective July 01, 2022 - Standard Chartered Bank

PUBLIC

Dear Channel Partner,

In our continuous endeavour to work together and bring efficiencies in Business, we would like to inform you the change in the

If you have any clarification, you can also reach out to respective SCB Team Manager who is managing your relationship.

New Pay-out Structure: BB - BIL & GIL

Payout %
Slabs (In INR Mio) Mumbai & Delhi Locations Other Locations
=< INR 5M 2.50% 2.50%
>INR 5M =< INR 7.5M 2.50% 3.00%
>INR 7.5M =< INR 15M 3.00% 3.00%
>INR15M =< 30M 3.25% 3.25%
>INR 30M =< 55M 3.40% 3.40%
>INR 55M =< 80M 3.45% 3.45%
>INR 80M 3.50% 3.50%
*1Mio = INR 10,00,000

The said pay-out is exclusive of taxes and will be live effective July 01, 2022 up to Dec 31, 2022.

Pay-out Conditions
All other conditions shall continue
as per the existing pay-out rules.

Regards,
SCB Team
policy/ for Standard Chartered
Bank’s Privacy Policy.

Appendix A - Referral Fee

1. The Bank shall pay the
Referrer a Referral Fee for
successful converted referrals as
outlined in the fee table below.

Product Pay-Out Fee-linked Pay

Mortgage – Home Loan(HL) /
0 to 25 Mio – 0.80%
Home Loan(HL) Top Up
25 to 50 Mio ­– 0.85% NA
50 to 75 Mio – 0.95%
> 75 Mio -1.00%
Mortgage – Loan Against Property
< INR 75 Mio - 1.25%+GST 50%
(Mortgage – LAP)
>= INR 75 Mio < INR 350 Mio -
1.50%+GST
>= INR 350 Mio - 1.75% + GST

With effective from Oct 01, 2021

Slabs (In INR Mio) Payout
Business Client – Business
% Mumbai & Delhi Payout 50%
Instalment Loan (BC-BIL)
%Other Locations

=< INR 5 M 2.50%

2.50%

>INR 5 M =< INR 7.5 M 2.50%

3.00%

>INR 7.5 M =< INR 15 M 3.00%

3.00%

>INR15 M =< 50 M 3.25%

3.25%

>INR 50 M =< 80 M 3.40%

3.40%

>INR 80 M 3.50%
3.50%

The said pay-outs will be live

effective October 01, 2021 up to
March 31, 2022.

Business Client – Loan Against

Property (BC-LAP) / Loan Against < INR 7.5cr -1.25% + GST 50%
Property (BC-LAP) Top Up

>= INR 7.5cr < INR 35.0 cr - 1.50%

+ GST
>= INR 35.0 cr - 1.75% + GST
Slabs (In INR Mio) Payout
Business Client – Guaranteed
% Mumbai & Delhi Payout 50%
Instalment Loan (BC-GIL)
%Other Locations
 =< INR 5 M 2.50%
2.50%

>INR 5 M =< INR 7.5 M 2.50%

3.00%

>INR 7.5 M =< INR 15 M 3.00%

3.00%
>INR15 M =< 50 M 3.25%
3.25%

>INR 50 M =< 80 M 3.40%

3.40%

>INR 80 M 3.50%
3.50%
The said pay-outs will be live
effective October 01, 2021 up to
March 31, 2022.
Personal Loan (PL) < 2 Cr - 2.50%
>=2Cr < 4Cr - 2.75% NA
>= 4Cr < 7Cr – 3%
>= 7 Cr - 3.25%
Business Working Capital (BWC) NA 75%
GIL OD (CGTMSE) NA 75%

Conditions for HL:-

· Top-up cases Pay-out on Net
disbursement amount only and PF
condition applicable on net
disbursement amount only.
· 0.1% lower Pay-out for Top-up
cases.
· Home Loan Slabs are based
on purely standalone Home Loan
disbursals and cannot be club with
LAP volume.

Clawback only for HL

· 100% if pre-closed by the
client in 6 months
· 50% if pre-closed by the client
in 12 months

Conditions for BC LAP

· Minimum processing fees of
0.50%, In case of shortfall in
minimum processing fees, the
same will be deducted from referrer
payout
· 50% payout of processing fees
collected in excess of 0.50% of
incremental loan amount
· Below PF 0.50% there would
be no payout on processing fee to
the referrer
· No pay-out for top-up cases.

Conditions for Mort LAP

· Minimum processing fees of
0.50%, In case of shortfall in
minimum processing fees, the
same will be deducted from referrer
pay-out
· 50% pay-out of processing
fees collected in excess of 0.50%
of incremental loan amount
· Below PF 0.50% there would
be no pay-out on processing fee
· Top-up cases Pay-out on Net
disbursement amount only and PF
condition applicable on net
disbursement amount only
· 0.1% lower pay-out for Top-up
cases

Clawback only for Mort LAP

· 100% if pre-closed by the
client in 6 months
· 50% if pre-closed by the client
in 12 months

For Pay-Out calculation purposes,

the total LAP (BB & Mort LAP)
business done by the channel
partner will be considered for pay-
out calculation. Corresponding pay-
out slabs i.e. TPS and Referrer
arrangement pay-out slabs will be
individually applied while
calculating the pay-out and paid
accordingly for two different
arrangements.

Conditions for BC BIL

· Minimum processing fees of
1.50 % In case of shortfall in
minimum processing fees, the
same will be deducted from referrer
pay-out.
· 50% pay-out of processing
fees collected in excess of 1.5 % of
incremental loan amount. No pay-
out on processing fee below 1.5%.

· No pay-out for top-up cases.

· For cases =< 18 -month tenure

only 100% PF will be paid to the
channel partner, no other pay-out
will be given.

Conditions for BC GIL

· Minimum processing fees of 2

% In case of shortfall in minimum
processing fees, the same will be
deducted from referrer pay-out.

· 50% pay-out of processing

fees collected in excess of 2 % of
incremental loan amount. No pay-
out on processing fee below 2%.

· No pay-out for top-up cases.

Conditions for PL

50% of processing fees collected in

excess of 1 % shall be added to the
pay-out for the specific case

1 % PF is mandatory else the pay-

out will be deducted, equivalent to
deficit of PF.
No pay-out for top up cases.

Conditions for BWC

· Minimum Threshold of 0.20%
PF mandatory below which
Referrer would not be eligible for
payout on the said case.
· Pay-Out linked to Processing
Fee only – 75% of the processing
fee (PF would not mean
commission earned on Non-fund-
based products.)
· For Agri/PSL/WS – 15% of the
processing fee as additional pay
out.
· No pay-out for top-up cases.

Conditions for GIL OD

· Minimum Threshold of 0.50%
PF mandatory below which
Referrer would not be eligible for
payout on the said case.
· Pay-Out linked to Processing
Fee only – 75% of the processing
fee (PF would not mean
commission earned on Non fund-
based products.)
· For Agri/PSL/WS – 15% of the
processing fee as additional pay
out.
· No pay-out for top-up cases.

Other General Conditions

The Referral Fee is payable 120

Days after referrals have been
successfully converted.

Above pay-out are exclusive of

GST and vendors can claim GST
by raising GST compliant Invoice.

In the event of the invoices

received without GST number,
Vendors will be treated as GST
NON-registered vendor and GST
will not be paid.
inform you the change in the BB - BIL & GIL pay-out Grid effective from July 01, 2022 and will be valid till December 31, 2022.

naging your relationship.

ecember 31, 2022.
From: communication, scbbb
Sent: Sunday, September 1, 2019 3:02 AM
To: communication, scbbb <scbbb.communication@sc.com>
Subject: RE: Personal Loan Payout Effective 1st Sep 2019 - Standard Chartered Bank

Dear Channel Partner,

In our continuous endeavour to work together and bring efficiencies in Business, we would like to inform you the change in th
These changes are intended to drive higher volumes.

If you have any clarification, you can also reach out to respective SCB Team manager who is managing your relationship.

New Pay-out Structure: (PL) (applicable from 1st Sep 2019)

Slab Volume PM Pay-out

A < 2 Cr 2.50%
B >= 2Cr < 4Cr 2.75%
C >= 4Cr < 7Cr 3%
D >= 7 Cr 3.25%

Conditions for PL

50% of processing fees collected in excess of 1 % shall be added to the pay-out for the specific case
1 % PF is mandatory else the pay-out will be deducted, equivalent to deficit of PF.

No pay-
out for
top up
cases.

Above pay-out are exclusive of GST and vendors can claim GST by raising GST compliant Invoice.
In the event of the invoices received without GST number, Vendors will be treated as GST NON-registered vendor and GST wil

Regards,
SCB Team
Disclaimer: The contents of this e-mail may contain confidential and privileged material and are inten
 Back

ke to inform you the change in the Personal Loan pay-out Grid effective 1st Sep 2019.

managing your relationship.

ON-registered vendor and GST will not be paid.

eged material and are intended for use by the addressee only. Use, distribution or copying of this e-mail by an u
ng of this e-mail by an unintended recipient is prohibited and would be in violation of law. If you believe that yo
aw. If you believe that you have received this e-mail by mistake or are not the intended recipient,
recipient, please do not read this e-mail or any attachments, and delete this e-mail and its attachments includ
d its attachments including any copies thereof, and inform the sender of such deletion. All reasonable precautio
All reasonable precautions have been taken to ensure no viruses are present in this e-mail. Andromeda Sales &
mail. Andromeda Sales & Distribution Pvt Ltd. accepts no liability for any damage caused by any virus transmitt
ed by any virus transmitted by this e-mail.
fyi
From: communication, scbbb [mailto:scbbb.communication@sc.com]
Sent: Friday, February 1, 2019 11:58 PM
Cc: communication, scbbb <scbbb.communication@sc.com>
Subject: HL & Retail LAP Payout Effective 1st Feb 2019 - Standard Chartered Bank

Dear Channel Partner,

In our continuous endeavour to work together and bring efficiencies in Business, we would like to inform you the change in th

If you have any clarification, you can also reach out to respective SCB Team Manager who is managing your relationship.

New Pay-out Structure: HL

MONTHLY
DISBURSA HL
LS IN INR
MIO

0 TO 25 0.80%
25 TO 50 0.85%
50 TO 75 0.95%
> 75 1.00%

Pay-out Conditions:

100% if
pre-closed
by the
client in 6
months
Clawback

50% if pre-
closed by
the client
in 12
months

Minimum processing
fees of 0.50% in Retail
Lap, In case of
shortfall in minimum
processing fees, the
same will be deducted
from referrer pay-out
50% pay-out of
processing fees
collected in excess of
0.50% of incremental
loan amount

Below PF 0.50% there

would be no pay-out
on processing fee to
the referrer

Top-up cases Pay-out

on Net disbursement
amount only and PF
condition applicable
on net disbursement
amount only

0.1% lower pay-out for

Top-up cases

----------------------------------------------------------------------------------------------------------------------------------------------------------------------

New Pay-out Structure: Retail LAP

MONTHLY
DISBURSA Retail LAP
LS IN INR
MIO

>=350 1.50%
>=150 to 1.45%
<350
>=75 to 1.30%
<150
>=30 to 1.20%
<75
<30 1%

Pay-out
Conditions:

100% if
pre-closed
by the
client in 6
months
Clawback

50% if pre-
closed by
the client
in 12
months
Minimum processing
fees of 0.50% in Retail
Lap, In case of
shortfall in minimum
processing fees, the
same will be deducted
from referrer pay-out

50% pay-out of
processing fees
collected in excess of
0.50% of incremental
loan amount

Below PF 0.50% there

would be no pay-out
on processing fee to
the referrer

Top-up cases Pay-out

on Net disbursement
amount only and PF
condition applicable
on net disbursement
amount only

0.1% lower pay-out for

Top-up cases

Above pay-out are exclusive of GST and vendors can claim GST by raising GST compliant Invoice.
In the event of the invoices received without GST number, Vendors will be treated as GST NON-registered vendor and GST wil

Regards,
SCB Team

This email and any attachments are confidential and may also be privileged. If you are not the intended recipient, plea
 Back

o inform you the change in the HL & Retail LAP pay-out Grid effective 1st Feb 2019.

naging your relationship.

-----------------------------------------------------
registered vendor and GST will not be paid.

t the intended recipient, please delete all copies and notify the sender immediately. You may wish to refer to the incorporation de
refer to the incorporation details of Standard Chartered PLC, Standard Chartered Bank and their subsidiaries at https://www.sc.c
sidiaries at https://www.sc.com/en/our-locations. Please refer to https://www.sc.com/en/privacy-policy/ for Standard Chartered B
cy/ for Standard Chartered Bank’s Privacy Policy.
HDB Slab
This is the common slab which we are having in Rajasthan:
Loan Amount up to 199.99 Lacs 1%+GST
200.00 Lacs to 399.99 Lacs 1.25%+GST
400.00 Lacs and above 1.40%+GST
Back
From: Monika [mailto:monika.kapoor@shriramcity.in]
Sent: Friday, May 03, 2019 2:25 PM
To: Swaminathan V
Cc: Raoul Kapoor; George Iype; Ram Parab
Subject: RE: Payout grid for all locations

Sir,

As discussed, PFB required details :

State Payout Grid

1.5-24.99 Lacs 2.00%
25-49.99 Lacs 2.25%
Andhra Pradesh 50-74.99 Lacs 2.50%
75-99.99 Lacs 2.75%
100+ Lacs 3.00%
1-74.99 Lacs - 2.75%
75 - 124.99 Lacs - 3.00%
Delhi
125 - 149.99 Lacs - 3.25%
Above 150 Lacs - 3.50%
5 - 24.99 Lacs - 2.00%
25 - 49.99 Lacs - 2.25%
Gujarat 50 - 74.99 Lacs - 2.50%
75 - 99.99 Lacs - 2.75%
100 & above - 3.00%
5 - 74.99 Lacs - 2.75%
75- 124.99 Lacs - 3.00%
Karnataka
125 - 149.99 Lacs - 3.25%
Above 150 Lacs - 3.50%
Mumbai 3%
Up to 14.99 Lacs - 1.50%
15 + to 34.99 Lacs - 2.00%
North India 35 + to 54.99 Lacs - 2.25%
55 + to 74.99 Lacs - 2.50%
75 Lacs + - 3.00%
5 - 24.99 Lacs - 2.00%
25 - 49.99 Lacs - 2.25%
ROM 50 - 74.99 Lacs - 2.50%
75 - 99.99 Lacs - 2.75%
100 & above - 3.00%
5 - 24.99 Lacs - 2.00%
25 - 49.99 Lacs - 2.25%
Tamil Nadu 50 - 74.99 Lacs - 2.50%
75 - 99.99 Lacs - 2.75%
100 & above - 3.00%
Regards,
Monika Kapoor

From: Swaminathan V [mailto:swami@andromeda.in]

Sent: 03 May 2019 12:29
To: Monika <monika.kapoor@shriramcity.in>
Cc: Raoul Kapoor <raoul@andromeda.in>; George Iype <george@andromeda.in>; Ram Parab <ramparab@andromeda.in>
Subject: Payout grid for all locations

Dear Monika,

As discussed, please email us the payout grid for all locations.

Regards
V Swaminathan
CEO
Andromeda Sales and Distribution (P) Ltd.,
158, Dani Corporate Park, C S T Road Kalina,
Santacruz (East), Mumbai - 400098,
Landline : 61075301

Website- www.andromedaloans.com
Pls Watch - http://youtu.be/pv343kogVEQ

CONFIDENTIALITY/PROPRIETARY
NOTE
The Document
accompanying this electronic transmission contains information from Shriram City Union Finance Limited which is confidentia
Back
<ramparab@andromeda.in>

nce Limited which is confidential, proprietary or copyrighted and is intended solely for the use of the individual or entity named on this tra
ual or entity named on this transmission. If you are not the intended recipient, you are notified that disclosing, copying, distributing or tak
ng, copying, distributing or taking any action in reliance on the contents of this information is strictly prohibited. This prohibition includes,
ed. This prohibition includes, without limitation, displaying this transmission or any portion thereof, on any public bulletin board. If you ar
public bulletin board. If you are not the intended recipient of this document, please return this document to incidents@shriramcity.in imm
incidents@shriramcity.in immediately.
fyi

From: Anshul Raheja /RSPPG/IBANK/BKC [mailto:anshul.raheja@icicibank.com]

Sent: 14 November 2019 16:48
To: Swaminathan V <swami@andromeda.in> raoul@andromeda.in
Cc: Harkesh Madhan /RSPPG/IBANK/ANDH <harkesh.madhan@icicibank.com>
Subject: RE: Important communication for NDMA payout clubbing at state/city/cluster level

Dear Swami,

PFB the payout structure:

Home Loan:

Disbursement (Rs in Mn.) Home Loan Payout

<20.0 0.50%
>=20.0 & <30.0 0.55%
>=30.0 & <40.0 0.60%
>=40.0 & <50.0 0.65%
>=50.0 & <60.0 0.70%
>=60.0 & <70.0 0.75%
>=70.0 & <80.0 0.80%
>=80.0 & <90.0 0.85%
>= 90.0 0.90%

Non Home Loan:

Disbursement (Rs in
LAP Payout
Mn.)
<=10.0 0.90%
>10.0 & <=20.0 1.10%
>20.0 & <=40.0 1.20%
>40.0 & <=60.0 1.25%
>60.0 & <=80.0 1.30%
>80.0 and above 1.40%

Regards
Anshul Raheja

From: Anshul Raheja /RSPPG/IBANK/BKC

Sent: Thursday, November 14, 2019 3:19 PM
To: swami@andromeda.in
Cc: Harkesh Madhan /RSPPG/IBANK/ANDH <harkesh.madhan@icicibank.com>
Subject: Important communication for NDMA payout clubbing at state/city/cluster level
Dear Partner,

This is to inform you that starting November 16th, 2019 calculation of payout for National DMA will
be computed basis business done at city/state/cluster level.

All existing codes will be deactivated post November 16th, 2019. We request to book business
(Including sanction undisbursed cases/ Partly disbursed cases) under the mentioned new codes
as per applicable city/state/cluster.

Kindly note the broker code below for I box Id - 141995, channel name - Andromeda Sales And
Disb Pvt Ltd

Cluster Name Location New Broker Code

Gujarat Ahmedabad,Baroda, Surat, Rajkot, Jamnagar, Bhavnagar 268592
Bangalore Bangalore 268593
Calcutta Calcutta 268595
Chandigarh Chandigarh 268596
Chattisgarh & Orissa Bhubaneshwar, Bilaspur, Cuttack, Raipur 268597
Chennai Chennai 268598
Delhi Ncr Delhi, Noida, Gurgaon, Faridabad, Gaziabadad 268599
Haryana Panipat, Rohtak, Yamunanagar, Karnal 268600
Hyderabad Hyderabad 268601
Rajasthan Jaipur, Jodhpur, Udaipur, Bikaner 268602
Kerela Kochi, Trivandrum, Kannur, Kottayam 268603
Madhyapradesh Indore, Bhopal, Gwalior, Jabalpur 268604
Mumbai Mumbai 268605
Pune Pune 268606
Punjab Amritsar,Bhatinda,Jalandhar 268607
Rest of Andhrapradesh Vishakapatnam, Vijaywada, Warangal, Guntoor 268608
Rest of Karnataka Mangalore, Mysore, Hubli, Belgaum 268610
Rest of Tamilnadu Coimbatore, Madurai, Trichy, Vellore 268612
ROM Panjim, Nagpur, Aurangabad, Nasik, Kolhapur 268613
Uttar Pradesh Lucknow, Allahabad, Agra, Mathura, Meerut 268615
Uttrakhand Dehraddun, Rishikesh, Mussorie 268616
Bihar Patna
All the best!
Shalu Bansal
Product Head, Mortgages
"Print this mail only if absolutely necessary. Save Paper. Save Trees."

"The information contained in this e-mail and any attachments to this message are intended for the exclusive use of th

Disclaimer: The contents of this e-mail may contain confidential and privileged material and are intended for use by t
Disclaimer: The contents of this e-mail may contain confidential and privileged material and are intended for use by t
Back
d for the exclusive use of the intended recipient and may contain proprietary, confidential or legally privileged information. If yo

nd are intended for use by the addressee only. Use, distribution or copying of this e-mail by an unintended recipient is prohibited
nd are intended for use by the addressee only. Use, distribution or copying of this e-mail by an unintended recipient is prohibited
privileged information. If you are not the intended recipient, please note that you are not authorised to disseminate, distribute or c

ended recipient is prohibited and would be in violation of law. If you believe that you have received this e-mail by mistake or are
ended recipient is prohibited and would be in violation of law. If you believe that you have received this e-mail by mistake or are
o disseminate, distribute or copy this e-mail or any parts of it or act upon/rely on the contents of this e-mail in any manner. Please

his e-mail by mistake or are not the intended recipient, please do not read this e-mail or any attachments, and delete this e-mail a
his e-mail by mistake or are not the intended recipient, please do not read this e-mail or any attachments, and delete this e-mail a
e-mail in any manner. Please notify the sender immediately by e-mail and destroy all copies of this e-mail and any attachments. P

ents, and delete this e-mail and its attachments including any copies thereof, and inform the sender of such deletion. All reasonab
ents, and delete this e-mail and its attachments including any copies thereof, and inform the sender of such deletion. All reasonab
-mail and any attachments. Please also note that ICICI Bank or its subsidiaries and associated companies, (collectively"ICICI Gr

such deletion. All reasonable precautions have been taken to ensure no viruses are present in this e-mail. Andromeda Sales & D
such deletion. All reasonable precautions have been taken to ensure no viruses are present in this e-mail. Andromeda Sales & D
nies, (collectively"ICICI Group"), are unable to exercise control or ensure or guarantee the integrity of/over the contents of the in

mail. Andromeda Sales & Distribution Pvt Ltd. accepts no liability for any damage caused by any virus transmitted by this e-mai
mail. Andromeda Sales & Distribution Pvt Ltd. accepts no liability for any damage caused by any virus transmitted by this e-mai
of/over the contents of the information contained in e-mail transmissions and that any views expressed in this e-mail are not endo

us transmitted by this e-mail.

us transmitted by this e-mail.
ed in this e-mail are not endorsed by/binding on the ICICI Group unless the sender does so expressly with due authority of ICICI
with due authority of ICICI Group. Before opening any attachments please check them for viruses and defects and please note th
nd defects and please note that ICICI Group accepts no liability or responsibility for any damage caused by any virus that may b
sed by any virus that may be transmitted by this email. Thank you for your cooperation."
Back

From: Himanshu Panchmatiya /DIST/ICICIHFC/MUM <himanshu.panchmatiya@icic

Sent: 10 July 2021 17:53
To: Raoul Kapoor <raoul@andromeda.in>
Cc: Swami Kambli /PRO/ICICIHFC/ICICIHFC Tower <swami.kambli@icicihfc.com>; Si
Subject: Payout communication ICICI Home FInance - Andromeda

Dear Raoul,

Seeing the traction which is building with the team we are happy to

Payout %
Product Payout %
Home Loan 1.00%
Non Home Loan 1.50%

- The maximum payout cap per case would INR 7.5 Lakhs
- The structure is for period July 1, 2021 to September 30,

For any queries or clarification, the team can get in touch with Sidd

Regards,
Himanshu Panchmatiya.
manshu.panchmatiya@icicihfc.com>

i.kambli@icicihfc.com>; Siddharth Morey /PRO/ICICIHFC/ICICIHFC Tower <siddharth.morey@icicihfc.com>; Rajesh Jangid /DIST/ICICIHFC/

team we are happy to share that we have revised our payout structure for the period of July’21 till Sep’21 as fol

would INR 7.5 Lakhs

021 to September 30, 2021

get in touch with Siddharth Morey on 9167954513.

Rajesh Jangid /DIST/ICICIHFC/MUM <rajesh.jangid@icicihfc.com>

f July’21 till Sep’21 as follows:

Dear Sir,

Greetings of the day;

It is my pleasure to extend the following offer of payout to Andromeda on behalf of APAC Financial Services Pvt. Ltd.
APAC is offering payout 3% + GST .

Please consider the same.

Best Regards,
Anjani Mishra
Back
SCHEDULE I

· Name and Address of the

Direct Sales Associate:

· Date:

· Place of execution of this

Agreement: Mumbai

· Term of the Agreement: 1

year from execution date.

· Fees will be payable for loan

proposals which get disbursed

· Following is the payout

structure which is linked to the
disbursement amount.

Range (Monthly) Lead Fulfilled

Up to 50.00 Lacs 2.00% + GST
> 50.00 Lacs to 150.00 Lacs 3.00% + GST
Above 150.00 Lacs 3.50% + GST

Notes:

1. The above-mentioned payouts

are for Unsecured Business Loan.
2. Excluding all taxes.
3. The Company may at its
discretion revise the above payout
rates.
Back
Dear Ram,
Please find Elite and Doc rate as below.. also there is no change in same for new payout structure.

Please take a Note – Elite and Doctor’s payout structure remains same.

Elite -
MIN CHANNEL PAYOUT
MAX CHANNEL PAYOUT
TIER MIN IRRMIN PROC FEE MINIMUM LOAN AMOUNT
PPC/Mass PD PPC/Mass PD
METRO 14.00% 1.75% 2.75% 2.00% 3.50% 2.50% 800,000
TIER 1 14.50% 1.75% 2.50% 2.00% 3.50% 2.50% 750,000
TIER 2 15.00% 2.25% 2.25% 2.00% 3.50% 2.50% 700,000
TIER 3 15.50% 2.25% 2.00% 2.00% 3.00% 2.50% 600,000
TIER 4 15.50% 2.25% 2.00% 2.00% 3.00% 2.50% 600,000
Payout on PL ELITE cases would be calculated separately
o This means that we would include the PL ELITE cases in the volume achievement and grid arrival for channel payout
o While calculation of payouts the PL ELITE would attract the below mentioned grid and other cases would attract the achieved grid

For example
A metro based Channel does a volume of 50 lacs ( 30 lacs PL + 20 lacs Elite ) and is eligible for 4 % payout … the payout calculation would be :-
· PL ELITE – 20 lacs * 2.75 %
· PL – 30 lacs * 4%

Doctors
Greater thanLess than 5 lacs
MIN ROI
Loan amountLoan
= > 5Amount
lacs <Degree
5 LacsSurrogate
MIN PROC
MIN FEE
CHANNEL
MAXPAYOUT
CHANNEL PAYOUT
METRO 14.00% 16.00% 1.50% 2.75% 3.50%
TIER 1 14.50% 16.00% 1.50% 2.50% 3.50%
TIER 2 15.00% 17.00% 18.00% 2.00% 2.25% 3.50%
TIER 3 15.50% 17.00% 2.00% 2.00% 3.00%
TIER 4 15.50% 17.00% 2.00% 2.00% 3.00%

PLEASE NOTE THAT THE ROI MENTIONED IN THE GRID IS THE MINIMUM ROI TO BE CHARGED … IN CASE WE CAN CHARGE A HIGH
EXAMPLE ,
TIER – METRO , LOAN AMOUNT – 10 LACS , IRR CHAGRED – 14.5 % …THE CHANNEL PAYOUT CAN BE INCREASED FROM 2.75 % TO 3.2
TIER – METRO , LOAN AMOUNT – 10 LACS , IRR CHAGRED – 15.0 % …THE CHANNEL PAYOUT CAN BE INCREASED FROM 2.75 % TO 3.5
 Back

ct the achieved grid

e payout calculation would be :-

IN CASE WE CAN CHARGE A HIGHER IRR FROM THE CUSTOMER , THE CHANNEL PAYOUT CAN BE INCREASED BY THE SAME AMOUNT SUBJECT

BE INCREASED FROM 2.75 % TO 3.25%

BE INCREASED FROM 2.75 % TO 3.50%
Y THE SAME AMOUNT SUBJECT TO THE MAXIMUM CAP …
 Back
Slab Payout %
In Lacs
0-74.99 2.25%
75-149.99 2.50%
150-224.99 2.75%
>225 3.00%
back

From: Gro Partner Helpdesk <gropartner.helpdesk@ugrocapital.com>

Sent: 23 August 2022 18:5.in>; Tushar Koli <tushar.koli@andromeda.in>; Darshan Lakhankiya <darshan.lakhankiya@androme
Subject: RE: **NEW CORPORATE PAYOUT GRID EFFECTIVE FROM JULY'2022 (SAATHI SECURED)**

Dear Sir,

Greetings for the day!!

Please find the payout grid below as requested. And the pending payouts for the channel are in process, will update once sett

Loan Against Property (Sanjeevani-Secured)

Fixed Payout 1.50%+GST

Affordable LAP (Saathi)

Fixed Payout 2.50%+GST

Business Loans (Sanjeevani-Unsecured)

Fixed Payout 3.25%+GST

Plant & Machinery

Corporate DSA - Payout Grid
IRR Payout
>=12% - 13% NIL
>13% - 14% 1.25%
>14% - 15% 1.75%
>15% - 16% 2.00%
>16% & above 2.25%
Points to Note
1. Payout to be calculated case-wise, based on IRR.
2. Processing Fees collected below 1% for September 2023 & 1.50% for October 2023 onwards will lead to no
payout for that respective case.
4. IRR taken below 13.0% will lead to no payout for that respective case

From: Gurpreet Singh [mailto:Gurpreet.Singh@ugrocapital.com]

Sent: 30 June 2021 12:43
To: Ram Parab <ramparab@andromeda.in>; Prashant Pareek <prashant.pareek@andromeda.in>
Cc: Yogesh Sharma <yogesh.sharma@andromeda.in>
Subject: RE: Payout Grid U-GRO - SATHI , SANJIVANI AND PRATHAM PROGRAM

Dear Ram,
Pl find below details as required.

Payout Grid Andromeda

Andromeda
Pratham
Product Pratham
Fixed Payout 1.25
Slabs Additional Payout
0 to 15crs NIL
15.01 crs to 25 crs 0.35%
25.01 crs to 50crs 0.50%
> 50crs 0.75%
n.lakhankiya@andromeda.in>

ss, will update once settled.

romeda
Sanjeevani-SL Sanjeevan Saathi
Fixed Payout 1.25
Slabs
Additional Payout
Fix >25 lakh<5 0.25%
payout
Fix payout 1.50%+GST >50 lakh<1 0.75%
3.00%
+GST >100 lakhs 1.00%
TenorAdditional
inc Payout
5 yearsto 7 0.50%
8 years 0.15%
Attaching the final agreement, incorporating all the changes. The payouts are mentioned in the commercial heading a
LAP/BL/BG
For unsecured purchase financing limit, the
company agrees to pay 100% of the processing
fees, and 50% of the renewal fees. OXYZO Financial Services Pvt Ltd Signed

For unsecured business loan tranactions, the

company agrees to pay 3% as the payout, if the
rate of 19% (IRR) + 2% (processing fees) is
maintained.
 Back
n the commercial heading and also given below for your ready reference.

cial Services Pvt Ltd Signed Agreeme nt.pdf

Poonawalla Finance Pvt. Ltd.
Commission to DSA - w.e.f. 21st Sept 2019 on Gross Disbursement per month.
1. Non Tax Audit cases - Flat 2.50% + GST as applicable
(Minimum Turnover Rs 50 Lakh as per latest financials)
2. Tax Audit Cases - Flat 3.50% + GST as applicable
Kindly Note :
1. GST will be paid separately.
2. TDS on commission will be deducted as per applicable rate.
3. Commission shall be released on monthly basis as stipulated in the agreement.
4. This commission structure is valid till further communication from PFPL.
Back
Back
From: manish.mohan@muthootgroup.com [mailto:manish.mohan@muthootgroup.com]
Sent: 25 April 2019 17:37
To: Raoul Kapoor
Subject: Welcome to Muthoot Finance Ltd - SPLN - Payout & Commercials
Importance: High

Dear Raoul Ji ,

Greetings of the day & Welcome to Muthoot Finance Personal loans family !

Further we are pleased to offer the below Payout for the Muthoot Salaried Personal Loan cases disbursed through your esteem

Sl No. Channel Name

1 ANDROMEDA SALES & DISTRIBUTION

Post Sept’ ’19 the below Payout to be reviewed and basis performance further payout to be decided.

Applicable payout is as below :

Sl No. Channel Name
ANDROMEDA SALES & DISTRIBUTION
Pan India – Where Muthoot Finance SPLN is Operational

Applicable Terms:
Payout is Applicable for the SPLN Net Disbursed Amount.
Payout percentage is excluding GST ( as applicable).
This mail is strictly confidential.
The channel Partner will be bound to follow the applicable terms & conditions as and when levied by Muthoot Finance Ltd .
The payout is subject to change without prior notice .
Decision of Business Head Muthoot Personal Loan will be final and acceptable to all .

Regards
Manish
han@muthootgroup.com] Back

oans family !

oot Salaried Personal Loan cases disbursed through your esteemed Channel.

Location Proposed PValidity Period

Pan India – Where Muthoot Finance SPLN is Operational 3.00%
April'19 to Sept '19

rmance further payout to be decided.

Disbursed Amount in Lacs Payout %

0-25.99 2.25%
26.00-50.99 2.40%
51.00-109.99 2.75%
110.00 & Above 3%

ms & conditions as and when levied by Muthoot Finance Ltd .

and acceptable to all .

 Back
1. IHFPL shall pay to the DSA, the
remuneration as per the following payout structure:
Disbursed Amount in Rs. Cr Payout (%age of Disbursed Amount)
0.00 - 0.50 0.50%
0.51 - 1.00 0.75%
1.01 - 1.50 1.00%
1.51 & Above 1.50%

2. According to the Clause 5 of the

Agreement, the DSA will raise monthly bills for the
Services performed in the previous month as per the
rates given above.

3. The payment by IHFPL to DSA will be

made by Cheque/ Demand Draft/ RTGS/ NEFT or
any such other payment mode as mutually agreed
between IHFPL and DSA.

4. Any Payment by IHFPL to DSA shall be

subject to deduction of tax at source at the
applicable rates as per the applicable Laws and also
other deductions, if any under the Agreement, except
GST Further, GST shall be collected by the DSA
over and above the fee/charges payable by the
IHFPL and discharged to statutory authorities by the
DSA as per the requirement of GST laws.

5. The above fee structure would be effective

from the date of the Agreement.

6. In the event, IHFPL is desirous of

engaging the DSA in future for any services related
to any product of IHFPL other than the Services
mentioned herein, then in such case the
engagement of the DSA shall be on the same terms
and conditions as mentioned herein in this
Agreement save and except the fee structure which
shall be mutually agreed between IHFPL and DSA at
that point of time for any future services to be
provided by the DSA.
DSA Pay-out Structure
For all Loans payout will be as follows:
Slab
Slab 1
Slab 2
Slab 3

· Quarterly payout of additional 0.5% if more than 1.5 Crore business is done

Regards

Ram Parab
 Back

Disbursement Amount (Rs) Payout

Less than 20 Lakh 1.75%
“20 Lakh & Above” to less than 40 Lakh 2.25%
40 Lakh and Above 2.75%
Aditya Bilra

Please find
the payout
structure.

Monthly Payout %
Disburseme
nt
<=50 L 2.00%
51L -100 L 2.25%
101L - 125 L 2.50%
126L - 175 L 2.75%
>176 L 3.00%

Terms and
Conditions:

1. Mi
nimum
Expecte
d Fee:
·
1.
50
%
for
Mu
mb
ai
an
d
1.7
5%
for
Pu
ne
for
Bu
sin
ess
loa
ns.
·
A
ny
fee
sa
nd
RO
I
les
s
tha
n
me
nti
on
ed
wo
uld
att
rac
t
su
bv
ent
ion
on
pa
yo
ut.
 ·
A
ny
fee
coll
ect
ed
gre
ate
r
tha
n
ab
ov
e
me
nti
on
ed
fee
will
be
giv
en
as
ad
diti
on
al
pa
yo
ut
to
DS
A.

2. Mi
nimum
IRR
require
d for BIL
is
18.50%.

4. Calculation
for DSA payout
for each month
will be on the
basis of amount
disbursed in the
month
5. The above
payouts are at
the sole
discretion of
ABFL and are
subject to
change from
time to time.
Back
Back

From: Suhas Mestry <suhas.mestry@adityabirlacapital.com>

Sent: Friday, September 29, 2023 2:29 PM
To: Ram Parab <ramparab@andromeda.in>
Cc: Raoul Kapoor <raoul@andromeda.in>; Chirag Panchal <chirag@andromeda.in>; Rohan Gawad <rohan.gawad@adityabirla
Subject: RE: Aditya Birla All Product Payout Gird

Hi Ram,

For STSL

National / Regional Partners

Disbursal Slab %
- 14,999,999 1.60%
15,000,000 24,999,999 1.80%
25,000,000 4,99,99,999 2.00%
50,000,000 9,99,99,999 2.15%
100,000,000 ### 2.30%
250,000,000 And Above 2.35%

Connectors / Referrals
Disbursal Slab %
- 2,999,999 0.60%
3,000,000 4,999,999 0.75%
5,000,000 7,499,999 1.00%
7,500,000 Above 1.20%

Terms and Conditions

Above pay-out is Valid for cases disbursed from 1st April’23 to 30th September 2023
The Payout as mentioned is applicable only to “New Customer Acquisition” by the respective partner
The Payout shall be released once the case is disbursed and the payment has been made to the cus
The Payout shall be released on completion & submission of all OTC & PDD’s
In case of balance transfer / take over cases, Payout of the case shall be released on completion of t
Final decision on pay out would be at discretion of “ABFL Management”
GST will be paid additional i.e. over and above the Payout amount
ad <rohan.gawad@adityabirlacapital.com>; Shital Manandhar <shital@andromeda.in>

mber 2023
by the respective partner
as been made to the customer

eased on completion of take over process and receiving of all original papers by ABFL & receiving clear vetting r
eiving clear vetting report by empanelled lawyer
om: Vivek Kumar Baranwal
Sent: 07 November 2017 13:34
To: 'raoul@andromeda.in'
Subject: FW: Education Infra Loans Engagement - Avanse & Andromeda

Back
Dear Rahul,

Greeting from Avanse Family.

Introducing you my core team who takes care of the EIL business across the country. We as a team are to cater to complet

Ganesh Ramaswamy is head of Sales for Central and South India and is available at 09841294715
Vivek Meherwal is head for West, North and East India and is available at 09650690854
Nitin Khandelwal Zonal Head Credit for North and East is there 09310926504
Shreyansh Parakh Zonal Head Credit for West and South is there 07498598934

On the payout side seeing great synergy getting built across teams and geographies we would like to offer

1.5% flat for multiple cases upto 5 Cr

For high ticket individual cases beyond 5 Cr we will pay you 0.85% of the fees collected.

You may pass the same to the team across vertical and my team would be more than willing to partner with them.

We can have a joint concall whenever you suggest to address the team jointly across boards.

Thanks & Regards,

BL
Corporate Channel Partner Payout - BL.PDF
am are to cater to complete spectrum of products available for the Education Finance space ( both secured and unsecured)

partner with them.

and unsecured)
 Back

Payout structure of Rattanindia Finance.pdf

From: Monika [mailto:monika.kapoor@shriramcity.in]
Sent: 03 May 2019 14:25
To: Swaminathan V , Raoul Kapoor
Cc: Raoul Kapoor; George Iype; Ram Parab
Subject: RE: Payout grid for all locations

Dear Swami / Raoul,

As discussed, PFB required details :

State Payout Grid

1.5-24.99 Lacs 2.00%
25-49.99 Lacs 2.25%
50-74.99 Lacs 2.50%
75-99.99 Lacs 2.75%
Andhra Pradesh 100+ Lacs 3.00%
1-74.99 Lacs - 2.75%
75 - 124.99 Lacs - 3.00%
125 - 149.99 Lacs - 3.25%
Delhi Above 150 Lacs - 3.50%
5 - 24.99 Lacs - 2.00%
25 - 49.99 Lacs - 2.25%
50 - 74.99 Lacs - 2.50%
75 - 99.99 Lacs - 2.75%
Gujarat 100 & above - 3.00%
5 - 74.99 Lacs - 2.75%
75- 124.99 Lacs - 3.00%
125 - 149.99 Lacs - 3.25%
Karnataka Above 150 Lacs - 3.50%
Mumbai 3%
Up to 14.99 Lacs - 1.50%
15 + to 34.99 Lacs - 2.00%
35 + to 54.99 Lacs - 2.25%
55 + to 74.99 Lacs - 2.50%
North India 75 Lacs + - 3.00%
5 - 24.99 Lacs - 2.00%
25 - 49.99 Lacs - 2.25%
50 - 74.99 Lacs - 2.50%
75 - 99.99 Lacs - 2.75%
ROM 100 & above - 3.00%
5 - 24.99 Lacs - 2.00%
25 - 49.99 Lacs - 2.25%
50 - 74.99 Lacs - 2.50%
75 - 99.99 Lacs - 2.75%
Tamil Nadu 100 & above - 3.00%
Regards,
Monika Kapoor
Back
 From: Vigyat Bhardwaj [mailto:vigyat.bhardwaj@ujjivan.com]
Sent: 20 October 2020 13:41
To: George Iype <george@andromeda.in>; Prachi.Jhunjhunwala <prachi.jhunjhunwala@ujjivan.com>
Cc: purushottam.siddharth <purushottam.siddharth@ujjivan.com>; Shital Manandhar <shital@andromeda.in>
Subject: RE: Ujivan PL - I am sharing 'Andromeda Agreement' with you
Importance: High

Dear George,

Slight modification in the pay-out terms.

As per the last call with Raoul Sir, the pay-out grid has been revised.

Vendor Name
Proposed Pay-out

Andromeda Flat 3%

Please refer the mail attached.

Request assistance with addendum with revised terms at the earliest.

Regards’
Vigyat B
 Back

andromeda.in>