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VALIDATION-Form

The document outlines an Instrument Validation Form for a study on financial literacy among business students in Bulacan, focusing on financial knowledge, attitude, and behavior. It includes a survey questionnaire with a scoring system to evaluate respondents' financial literacy levels. The results will categorize financial literacy into low, moderate, or high levels based on total scores.

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Mary jane Cruz
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2 views

VALIDATION-Form

The document outlines an Instrument Validation Form for a study on financial literacy among business students in Bulacan, focusing on financial knowledge, attitude, and behavior. It includes a survey questionnaire with a scoring system to evaluate respondents' financial literacy levels. The results will categorize financial literacy into low, moderate, or high levels based on total scores.

Uploaded by

Mary jane Cruz
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
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Instrument Validation Form

Names: Cruz, Mary Jane Course /Major: Accounting Information System

Hipolito, Richelle D

Ignacio, Angela Nicole

TITLE: Financial Foundations: A study of Financial Literacy Among Business Students

in Bulacan

STATEMENT OF THE PROBLEM:

Statement of the Problem

The general problem of this study is: How may the levels of Financial

Literacy of business students in Bulacan be analyzed:

Specifically, it sought answers to the following questions:

1. What is the level of financial literacy of the respondents in terms of the following:

1.1. Financial Knowledge

1.2. Financial attitude

1.3. Financial Behavior


Note: Rank the instrument based on the following criteria

1 – Poor 2 – Good 3 – Very Good

V stands for Validator

Criteria 1 2 3 Remarks

Accuracy/
Accuracy
(For VAlidator
1)

Reliability
(For Validator 2)

Validity
(For Validator 3)

Validator 1: ___________________________________Date:

Validator 2: ____________________________________Date:

Validator 3: ___________________________________ Date:


SURVEY QUESTIONNAIRE

1 - Strongly Disagree / Not Confident at All


2 - Disagree / Slightly Confident
3 - Neutral
4 - Agree / Confident
5 - Strongly Agree / Very Confident

FINANCIAL KNOWLEDGE

I am quite sure about the calculation of simple/compound interest 1 2 3 4 5

I have the knowledge about the high level of risk with high return 1 2 3 4 5

I know that the value of money changes over time due to factors like inflation. 1 2 3 4 5

I have an ability to create and stick to my personal budget 1 2 3 4 5

I am aware of the importance of having an emergency fund for unexpected 1 2 3 4 5


expenses.

Total up your scores

FINANCIAL ATTITUDE

I always stay informed about financial planning 1 2 3 4 5

I feel confident that I can manage my finances well, even during uncertain times. 1 2 3 4 5

I think it is important to take financial risks in order to achieve greater returns, 1 2 3 4 5


even if it means risking loss.

I think that avoiding debt is important for achieving financial stability 1 2 3 4 5

I think that managing debt is a necessary part of personal finance for making major 1 2 3 4 5
purchases (e.g., home, education).

I believe that financial independence is achievable with proper planning and 1 2 3 4 5


discipline.

I tend to avoid spending money on things I don’t need, even if they’re on sale. 1 2 3 4 5

Total up your scores

FINANCIAL BEHAVIOR

My financial condition can meet all my financial needs only 1 2 3 4 5


I spend money than to save it for the long term 1 2 3 4 5

I consistently pay my bills on time to avoid late fees or penalties 1 2 3 4 5

I have the habits of keeping the record of all my financial activities 1 2 3 4 5

I always analyze my affordability before buying 1 2 3 4 5

I frequently compare prices and shop around before making major purchases 1 2 3 4 5

OVERALL SCORE

LEVEL OF FINANCIAL LITERACY

Low Level (18-36) Limited financial knowledge

Moderate Level (36-54) Solid understanding, but can improve

High Level (54-90) Strong financial knowledge and confidence

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