Your FlexAccount

0572

Mr G B Tefera
14 Connaught Way
Merseyside
BIRKENHEAD
CH41 8JS

Statement 08 April 2025 Sort code 07-08-06

Your FlexAccount
transactions Statement no 20 1 of 4 Account no 40764396
Start balance £28.08
End balance £1,139.66
Date Description £ Out £ In £ Balance Average credit
2025 Balance from statement 19 dated 08/03/2025 28.08 balance £167.98
Average debit
10 Mar Contactless Payment 3.11 balance £0.00
LIDL GB LIVERPOOL LIVERPOOL Receiving an
Effective Date 09 Mar 2025 International Payment?
Bank credit Tsigea Kahsay 300.00 BIC NAIAGB21
Gibtsawi Tefera IBAN GB47 NAIA 0708 0640 7643 96
Contactless Payment 5.00 Swift
Intermediary Bank MIDLGB22
DISCOUNT HUT BIRKENHEAD
Contactless Payment 7.98 311.99
BURGER KING BIRKENHEAD
11 Mar Contactless Payment 3.43
ALDI 24 778 LIVERPOOL
UTILITA ENERGY LIMITED 01962679088 5.00
UTILITA ENERGY LIMITED 01962679088 5.00
UTILITA ENERGY LIMITED 01962679088 10.00
ZEGO UK LONDON 40.00 248.56
12 Mar Contactless Payment 6.09 242.47
ALDI 54 778 BIRKENHEAD
13 Mar Bank credit Tsigea Kahsay 200.00
Gibtsawi Tefera
Payment to AZIZ BILALE 222.00
Bank credit Raymund Taccad 94.00
eBay O*27-12767-95536 LONDON 3.60
Contactless Payment 20.24
BP LAIRD ST SERVICE BIRKENHEAD
Contactless Payment 4.34
LIDL GB LIVERPOOL LIVERPOOL
Talk Home App London 5.00
UTILITA ENERGY LIMITED 01962679088 10.00
UTILITA ENERGY LIMITED 01962679088 10.00
MyGuava London 12.00 256.49

Nationwide Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078.
Head Office: Nationwide Building Society, Nationwide House, Pipers Way, Swindon, SN38 1NW
DC83 (October 2023)_CSIS
 Your FlexAccount

transactions (continued)

Date Description £ Out £ In £ Balance

2025 256.49
14 Mar Contactless Payment 20.00
ARRIVA MERSEYSIDE LIMITED
CRO LONDON 81.96
CRO LONDON 85.29 69.24
15 Mar WWW.E.ORG B'HAM B37 10.00 Statement date 08 April 2025
WWW.E.ORG B'HAM B37 10.00 49.24
Statement no 20 2 of 4
17 Mar WWW.E.ORG B'HAM B37 10.00
WWW.E.ORG B'HAM B37 10.00 29.24 Sort code 07-08-06
18 Mar Contactless Payment 2.00 Account no 40764396
ARRIVA MERSEYSIDE LIMITED
ZEGO UK LONDON 3.86
Talk Home App London 5.00 18.38
19 Mar Bank credit UBER B.V. 107.71
Cash credit 50.00
Contactless Payment 8.35 167.74
POST OFFICE COUNTER BIRKENHEAD
20 Mar Direct Debit - First Payment 15.00
WIRRAL BOROUGH COU
Contactless Payment 2.48
LIDL GB LIVERPOOL LIVERPOOL
Rebtel Stockholm 3.45
Rebtel Stockholm 3.45
Rebtel Stockholm 5.00
Talk Home App London 5.00
AMAZON* RW45F4F24 LONDON 9.98
AMAZON* RW5JS0FL4 LONDON 9.99
ZEGO UK LONDON 10.23 103.16
21 Mar Contactless Payment 20.00 83.16
ARRIVA MERSEYSIDE LIMITED
22 Mar Contactless Payment 2.10
Mersey Tunnels Pilot Wirral
Contactless Payment 2.10
Mersey Tunnels Pilot Wirral
Talk Home App London 5.00
WWW.E.ORG B'HAM B37 10.00 63.96
24 Mar Contactless Payment 2.10
Mersey Tunnels Pilot 4 Birkenhead
Effective Date 23 Mar 2025
Contactless Payment 2.10
Mersey Tunnels Pilot 4 Birkenhead
Effective Date 23 Mar 2025
Contactless Payment 5.57
LIDL GB LIVERPOOL LIVERPOOL
Effective Date 23 Mar 2025

DC86 (October 2023) CSIS

 Your FlexAccount

transactions (continued)

Date Description £ Out £ In £ Balance

2025 54.19
24 Mar Direct debit AA MEMBERSHIP 19.08
Cash credit 190.00
WWW.E.ORG B'HAM B37 10.00
Contactless Payment 20.21 194.90
BP LAIRD ST SERVICE BIRKENHEAD Statement date 08 April 2025
25 Mar Contactless Payment 9.99
Statement no 20 3 of 4
ALDI 77 773 LEIGH
Contactless Payment 19.99 164.92 Sort code 07-08-06
SHOE ZONE Birkenhead Account no 40764396
26 Mar Bank credit UBER B.V. 132.37
Contactless Payment 2.00
BEENETWORK.COM/CHARGES 0161 244
000*TRIP.COM LONDON 5.00 290.29
27 Mar ASDA STORES 4361 BIRKENHEAD 12.00
Contactless Payment 4.00
BEE NETWORK 0161 244 1000
WWW.E.ORG B'HAM B37 10.00
Contactless Payment 12.00 276.29
ASDA STORES 4361 BIRKENHEAD
28 Mar Contactless Payment 20.00
ARRIVA MERSEYSIDE LIMITED
ZEGO UK LONDON 25.00 231.29
31 Mar Contactless Payment 0.55
LIDL GB LIVERPOOL LIVERPOOL
Effective Date 30 Mar 2025
Talk Home App London 5.00
Effective Date 30 Mar 2025
Talk Home App London 5.00
Effective Date 30 Mar 2025
Contactless Payment 5.98
INTERNATIONAL FOOD STO Liverpool
Effective Date 30 Mar 2025
Contactless Payment 20.05
SHELL UPTON 176 WIRRAL
Effective Date 30 Mar 2025
Direct debit PARENTPAY 10.00
Direct debit PARENTPAY 10.00
Direct debit EE LIMITED 13.00
Direct debit EE LTD 29.99
Contactless Payment 2.10
Mersey Tunnels Pilot Wirral
Contactless Payment 9.50 120.12
Willow Catering Liverpool

DC86 (October 2023) CSIS

 Your FlexAccount

transactions (continued)

Date Description £ Out £ In £ Balance

2025 120.12
01 Apr Contactless Payment 2.10
Mersey Tunnels Pilot 4 Birkenhead
Contactless Payment 2.10
Mersey Tunnels Pilot 4 Birkenhead
Talk Home App London 5.00 Statement date 08 April 2025
WWW.E.ORG B'HAM B37 10.00
Statement no 20 4 of 4
WWW.E.ORG B'HAM B37 10.00 90.92
02 Apr Bank credit UBER B.V. 80.10 Sort code 07-08-06
Contactless Payment 0.75 Account no 40764396
TESCO STORES 5885 LIVERPOOL
Talk Home App London 5.00
ZEGO UK LONDON 10.00 155.27
03 Apr ALDI 24 778 LIVERPOOL 2.98
WWW.CARMATS4U.COM SKEGNESS 42.97 109.32
04 Apr Contactless Payment 20.00 89.32
ARRIVA MERSEYSIDE LIMITED
07 Apr ZEGO UK LONDON 10.00
Effective Date 06 Apr 2025
Direct debit WPH LTD 20.80
WWW.E.ORG B'HAM B37 10.00
WWW.E.ORG B'HAM B37 10.00
Contactless Payment 20.06
BP LAIRD ST SERVICE BIRKENHEAD
Bank credit Tsigea Kahsay 100.00 118.46
Gibtsawi Tefera
08 Apr Bank credit HMRC CHILD BENEFIT 1,021.20 1,139.66

DC86 (October 2023) CSIS

 Your FlexAccount

P lease ch e ck yo u r statem en t to m ake su re eve ryth in g 's co rrect. If th ere 's an yth in g yo u 're u n su re
ab o u t p lease g e t in to u ch o r if yo u 've ch an g e d an y o f yo u r co n tact d etails, yo u n e ed to let u s kn o w .

Interest, Rates and Fees

We work out overdraft interest each day and take it from your account each month. FlexAccount does't currently pay any credit interest.
Unless stated otherwise, all rates and fees are variable and we can change them at any time.
If we have to give you notice of a fee or interest we'll let you know by including a 'Notice of Charges' page with your next regular statement, and we'll apply the
amount to your account 28 days after the statement date.

Summary box for your Have you lost your card or cheque book or had them stolen? Let us know
straight away, either via the Banking app (if you have it) or by calling us on
FlexAccount account 08000 55 66 22. You can report lost or stolen cards and cheque books 24/7.
This information doesn't replace your Terms and Conditions

AER Gross p.a.

Credit interest All balances 0.00% 0.00% AER stands for Annual Equivalent Rate and shows
what the interest rate would be if interest was paid
0% on first £50, then 39.9% a year and compounded once a year.
Arranged overdraft interest
compounded (variable)

As an example, if you borrow £500 for £2.94 for 7 days

an arranged overdraft it will cost you: Gross p.a. is the interest rate without tax deducted.
Overdraft
interest and *For the 60 day example, we've applied the £12.59 for 30 days
charges charges for the first 30 days, on day 31. This
means that the charge in the second month is Our per year compounded interest rate shows
higher as we charge interest on the interest the rate of interest that you'll pay on your
you've incurred up to that point. This example £25.54 for 60 days* overdraft over a year and takes account of the fact
includes any interest-free amount. we charge interest each month on your balance
and this will include any interest which has
Unarranged overdraft interest 0% per year already been added to your account previously.

Monthly maximum charge (unarranged overdraft) £0 per month

Sending money within the UK Receiving money within the UK

Charges for Chaps £15 transaction fee each time To receive sterling payments into your account, the
specialist person making the payment will need to quote
services SEPA (euros) £0 transaction fee your sort code and your 8 digit account number,
which you'll find on the front of your statement.
SWIFT (foreign currency except euros) £20 transaction fee each time Entering account numbers incorrectly can mean
payments being misdirected, so please be sure to
Sending money outside the UK provide the correct details.
SEPA (euros within the SEPA region) £0 transaction fee Receiving money from outside the UK and
receiving money from within the UK in
SWIFT (except euros within the SEPA region) £20 transaction fee each time a currency other than sterling
SWIFT - someone making a payment to you must
Foreign usage For Visa exchange rates, visit visa.co.uk/support/consumer/travel-support/exchange- quote your Bank Identifier Code (BIC) and
rate-calculator.html International Bank Account Number (IBAN). The
Cash withdrawal in foreign currency outside the UK BIC and IBAN are the international equivalents of
*If you make a your UK sort code and account number.
withdrawal in a Non-Sterling Transaction Fee 2.99% of the transaction amount
foreign currency An international payment will also need to quote
from a LINK ATM Non-Sterling Cash Fee £0 per withdrawal the SWIFT Intermediary Bank number as we're
or over the counter using the routing services of an Agent Bank.
your transaction Cash withdrawal in foreign currency within the UK You'll find this number along with your BIC
will normally reach and IBAN on the front of your statement.
us as a sterling Non-Sterling Transaction Fee* 2.99% of the transaction amount
SEPA Credit Transfer - someone making a
cash transaction so payment to you must quote your International
non-sterling fees Non-Sterling Cash Fee* £0 per withdrawal
Bank Account Number (IBAN). Your IBAN
won't apply. is found on the front of your statement.
Debit card payment in foreign currency
Non-Sterling Transaction Fee 2.99% of the transaction amount

Banking of cheques - You can pay money into or out of your account by cheque. To find out more information about cheque interest, clearing times, withdrawals and
certainty, please visit nationwide.co.uk/cheque
If you have a problem with your account, and wish to complain, please try to settle it with us first. If you're not happy with the way in which we handled your complaint
or the outcome you may be able to complain to the Financial Ombudsman Service. We'll give you details of how to contact the Ombudsman.

Important information about compensation arrangements

The deposits in this account are eligible for protection under the Financial Services Compensation Scheme (FSCS). An Information Sheet and Exclusion List which
provides information about the FSCS and the protection that it provides can be found at nationwide.co.uk/fscs-info
For further information about the compensation provided by the FSCS, refer to the FSCS website at fscs.org.uk
Alternatively, please visit your local branch or call 03457 30 20 11 to request a copy or to chat to us about your account. For more information about our opening times,
visit: nationwide.co.uk/contact-us
DC84 (November 2024) CSIS