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    Monthly Budget Planner

    Uploaded by

    ppavan_hr3376
    This monthly home budget summary shows that total income was $482.55 under budget in January 2009, while total expenses were $195.57 over budget. Income after expenses was $678.12 over budget. The largest expense overages were in dental, home insurance, cable TV, telephone, entertainment, and dining out. The largest expense underages were in household and utilities. Overall, the budget had a surplus of $678.12 for the month.

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    Download as XLSX or read online from Scribd

    Monthly Budget Planner

    Uploaded by

    ppavan_hr3376
    431 views6 pages
    This monthly home budget summary shows that total income was $482.55 under budget in January 2009, while total expenses were $195.57 over budget. Income after expenses was $678.12 over budget. The largest expense overages were in dental, home insurance, cable TV, telephone, entertainment, and dining out. The largest expense underages were in household and utilities. Overall, the budget had a surplus of $678.12 for the month.

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    This monthly home budget summary shows that total income was $482.55 under budget in January 2009, while total expenses were $195.57 over budget. Income after expenses was $678.12 over budget. The largest expense overages were in dental, home insurance, cable TV, telephone, entertainment, and dining out. The largest expense underages were in household and utilities. Overall, the budget had a surplus of $678.12 for the month.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as XLSX or read online from Scribd
    Download as xlsx
    431 views6 pages

    Monthly Budget Planner

    Uploaded by

    ppavan_hr3376
    This monthly home budget summary shows that total income was $482.55 under budget in January 2009, while total expenses were $195.57 over budget. Income after expenses was $678.12 over budget. The largest expense overages were in dental, home insurance, cable TV, telephone, entertainment, and dining out. The largest expense underages were in household and utilities. Overall, the budget had a surplus of $678.12 for the month.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as XLSX or read online from Scribd
    Download as xlsx
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    Monthly Home Budget

    January 7, 2009
    Summary
    Totals Actual Budgeted Over/Under
    Income 3,267.45 3,750.00 482.55 under
    Expenses 3,267.45 3,071.88 195.57 over
    Income less Expenses 0.00 678.12 678.12 over

    Income
    Income Source Actual Budgeted Over/Under
    Salary 1 3,750.00 3,750.00 at budget
    Salary 2 at budget
    Investment at budget
    Stocks and bonds at budget
    Other at budget
    Total income 3,750.00 3,750.00 at budget

    Expenses
    Withholdings Actual Budgeted Over/Under
    Federal income tax 105.00 105.00 at budget
    State income tax 0.00 0.00 at budget
    FICA 286.88 286.88 at budget
    Medical 100.00 100.00 at budget
    Dental 125.00 50.00 75.00 over
    Other at budget
    Total withholdings 616.88 541.88 75.00 over
    Percent of expenses 18.88% 17.64%

    Finance Payments Actual Budgeted Over/Under


    Credit card 1 77.50 50.00 27.50 over
    Credit card 2 at budget
    Credit card 3 at budget
    Credit card 4 at budget
    Student loan at budget
    Auto loan 275.00 275.00 at budget
    Home mortgage 1,240.00 1,240.00 at budget
    Personal loan at budget
    Total finance payments 1,592.50 1,565.00 27.50 over
    Percent of expenses 48.74% 50.95%

    Fixed Expenses Actual Budgeted Over/Under


    Property taxes 65.00 65.00 at budget
    Other taxes at budget
    Charitable donations at budget
    Auto insurance 125.00 125.00 at budget
    Home insurance 125.00 100.00 25.00 over
    Life insurance 25.00 25.00 at budget
    Medical insurance at budget
    Cable TV 50.00 25.00 25.00 over
    Telephone 66.98 50.00 16.98 over
    Utilities 125.10 150.00 24.90 under
    Total fixed expenses 582.08 540.00 42.08 over
    Percent of expenses 17.81% 17.58%

    Variable Expenses Actual Budgeted Over/Under


    Household 15.00 50.00 35.00 under
    Groceries 225.00 200.00 25.00 over
    Auto upkeep and gas 68.25 50.00 18.25 over
    Other travel expenses at budget
    Furniture at budget
    Clothing 0.00 50.00 50.00 under
    School at budget
    Medical/prescriptions at budget
    Entertainment 112.50 75.00 37.50 over
    Memberships at budget
    Dining out 55.24 0.00 55.24 over
    Gifts at budget
    Vacation at budget
    Pet care at budget
    Other at budget
    Total variable expenses 475.99 425.00 50.99 over
    Percent of expenses 14.57% 13.84%

    This worksheet is locked to preserve the formulas that calculate your results. To unlock the worksheet, go to the Too
    This worksheet can help you create and maintain a monthly home budget. Enter values into the yellow boxes. Results will be sh

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    e your results. To unlock the worksheet, go to the Tools menu, select Protection, then choose Unprotect Sheet. This sheet does not use a pa

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