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Budgeting Workshop PowerPoint

Workshop designed to teach others how to effectively create and manage a budget.

Uploaded by

Cj Smith
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PPT, PDF, TXT or read online on Scribd
169 views

Budgeting Workshop PowerPoint

Workshop designed to teach others how to effectively create and manage a budget.

Uploaded by

Cj Smith
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PPT, PDF, TXT or read online on Scribd
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Budgeting

Budgeting:
Keeping Track of Your Money
Why Care?
It’s Just Your Money!

• Managing your money is possible!


• Reaching goals is possible!
• Avoiding unnecessary debt is
possible!

Place CashCourse URL Here in Master Slide | 2


Where to Begin?

This worksheet is available on CashCourse


Fixed Expenses

• Housing
• Tuition
• Utilities
• Car Insurance
• Cell Phone

Place CashCourse URL Here in Master Slide | 4


Variable Expenses

• Books
• Food
• Entertainment
• Gifts and celebrations
• Gas or transportation

Place CashCourse URL Here in Master Slide | 5


A Reality Check

This worksheet is available on CashCourse


Choices, Choices, Choices

• iPod® • Cable TV
• Bus pass • Internet
• DVDs • Manicure
• New boots • Magazines
• Hoodie • Books

Place CashCourse URL Here in Master Slide | 7


Needs vs. Wants
You Must Be Kidding!
1 Starbucks® drink @ $3.50
$3.50 x 7 days = $24.50
$3.50 x 365 days = $1,227.50

1 Sonic® burger @ $4.25


$4.25 x 7 days = 29.75
$4.25 x 365 days = $1,551.25

1 carton of cigarettes @ $32.00


$32.00 x 12 months = $384.00
$32.00 x 26 weeks = $832.00

Place CashCourse URL Here in Master Slide | 9


Your Next Best Alternative

• Bus/walk/carpool
• Free concerts on campus
• Movies on campus
• Volunteer at event
• Grind your own coffee beans
• Use student discount
Place CashCourse URL Here in Master Slide | 10
The Secret Every
Millionaire Knows

Live within your income.

Place CashCourse URL Here in Master Slide | 11


Now What?
 Identify where your money comes from.
 Track where your money goes – keep a spending diary
for a month!
 Create a budget and monitor your spending.
 Reconsider your wants and needs.
 Live within your income.
 Check out the Budget Wizard on CashCourse!
www.CashCourse.org/medailletrio

Place CashCourse URL Here in Master Slide | 12


These materials are for non-commercial educational use
only.
Portions of the content © 2008 National Endowment for
Financial Education. All rights reserved.
CashCourse is a trademark of the National Endowment for
Financial Education
www.nefe.org
www.CashCourse.org/medailletrio

Place CashCourse URL Here in Master Slide | 13

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