Producers’ cooperatives

• Producers Co-ops are also known as marketing

co-op where the members provide the co-op
with the same production that the co-op
markets in a processed or value-added form.
The Co-ops' mandate is to commercialize the
members input by seeking the best price
possible on the market.
 Producers’ cooperatives
• Producer cooperatives are owned by people
who produce the same type of goods. By
pooling member products, a co-op can
negotiate better prices and provide access to
larger markets. These co-ops often operate
shared facilities for processing or distribution.
 Producers’ cooperative
• A member of a producers' cooperative is a
person who holds a self-employment job in an
establishment organized as a cooperative, in
which each member takes part on an equal
footing with other members in determining
the organization of production, sales and/or
other work, investments and the distribution
of proceeds ...
 Consumers’ cooperatives
• A consumers' co-operative is an enterprise owned by consumers
and managed democratically and that aims at fulfilling the needs
and aspirations of its members.[1] Such co-operatives operate
within the market system, independently of the state, as a form
of mutual aid, oriented toward service rather than pecuniary
profit.[2] Many cooperatives, however, do have a degree of profit
orientation. Just like other corporations, some cooperatives issue
dividends to owners based on a share of total net profit or
earnings (all owners typically receive the same amount); or
based on a percentage of the total amount of purchases made by
the owner. Regardless of whether they issue a dividend or not,
most consumers’ cooperatives will offer owners discounts and
preferential access to goods and services.
 Consumer cooperatives
• Consumers' cooperatives often take the form of retail
outlets owned and operated by their consumers, such
as food co-ops.[3] However, there are many types of
consumers' cooperatives, operating in areas such as
health care, insurance, housing, utilities and personal
finance (including credit unions).
• In some countries, consumers' cooperatives are known
as cooperative retail societies or retail co-ops, though
they should not be confused with
retailers' cooperatives, whose members are retailers
rather than consumers.
 Consumer cooperatives
• Consumers' cooperatives may, in turn, form
cooperative federations. These may come in
the form of cooperative wholesale societies,
through which consumers' cooperatives
collectively purchase goods at wholesale
prices and, in some cases, own factories.
Alternatively, they may be members of
cooperative unions.[4]
 Financial cooperatives
• Financial cooperatives are nonprofit
institutions providing services exclusively to
their members. They offer a complete range of
high-quality transactional, credit and
protection services, just like a bank. Unlike a
traditional bank, however, account members
act as the owners of a co-op credit union.
 Financial cooperatives
• A financial cooperative is a way to structure a
financial institution so that it is owned and
operated by its members (e.g., a credit union).
Control of the cooperative is often democratic,
with each member having one vote.
 Financial cooperatives
• A financial cooperative provides financial services to its
members. Also known as a co-op, it is a type of
financial institution that is owned and operated by its
members. A financial cooperative, like a credit union,
offers traditional banking services like checking
accounts, savings accounts, car loans, mortgages, and
more.
• A financial cooperative aims to attempt to differentiate
themselves by offering above-average services along
with competitive rates in the areas of insurance,
lending, and investment dealings.
 Financial cooperatives
• Financial cooperatives have open membership, and
unlike banks, they may be more interested in
seeing to the financial wellness of their members
rather than turning a profit. Control of the
cooperative takes a democratic form with each
member getting one vote.2
• Their individual financial standing is not relevant,
and they do not hold different layers of control
based on the ownership of shares of the financial
cooperative.
 Labor cooperatives
• It is a cooperative owned and
self-managed by its workers. This control may
mean a firm where every worker-owner
participates in decision-making in a
democratic fashion, or it may refer to one in
which management is elected by every
worker-owner who each have one vote.
Worker cooperatives may also be referred to
as labor-managed firms.
 Labor cooperatives
• Worker cooperatives rose to prominence during the
Industrial Revolution as part of the labour movement. As
employment moved to industrial areas and job sectors
declined, workers began organizing and controlling
businesses for themselves. Worker cooperatives were
originally sparked by "critical reaction to industrial
capitalism and the excesses of the industrial revolution,"
with the first worker owned and managed firm first
appearing in England in 1760.[1] Some worker
cooperatives were designed to "cope with the evils of
unbridled capitalism and the insecurities of wage labor". [1]
 Marketing cooperatives
• an organization formed of a group of producers of a
particular type of product, who work together to
encourage people to buy their products: eg milk
produers’ cooperatives and similar other cooperatives
• The main functions of co-operative marketing societies
are: (i) To market the produce of the members of the
society at fair prices; (ii) To safeguard the members for
excessive marketing costs and malpractices; (iii) To
make credit facilities available to the members against
the security of the produce brought for sale; ...
 Marketing cooperatives
• For example, a farm sells livestock and crops
on an ongoing basis through a cooperative
that handles the marketing and eventual sale
of products to third parties. Similarly, a group
of small family-owned vineyards bottles and
sells their wines through a marketing
cooperative that deals with large wine
distributors.
 Agriculture cooperatives
• A farm cooperative involves a network of
member farmers who reap many benefits of
doing business as a unit. Individual farms work
together to buy necessary supplies and
services, as well as distribute, market and sell
their products. Farmers save costs and access
goods and services otherwise unavailable to
them.
 Agriculture cooperatives
• There are two primary types of agricultural service
cooperatives: supply cooperatives and marketing
cooperatives. Supply cooperatives supply their
members with inputs for agricultural production,
including seeds, fertilizers, fuel, and machinery services.
Marketing cooperatives are established by farmers to
undertake transportation, packaging, pricing,
distribution, sales and promotion of farm products
(both crop and livestock). Farmers also widely rely on
credit cooperatives as a source of financing for both
working capital and investments.
 Housing cooperatives
• A housing cooperative, or housing co-op, is a legal
entity which owns real estate consisting of one or more
residential buildings. The entity is usually a cooperative
or a corporation and constitutes a form of
housing tenure. Typically housing cooperatives are
owned by shareholders but in some cases they can be
owned by a non-profit organization. They are a
distinctive form of home ownership that have many
characteristics that differ from other residential
arrangements such as single family home
ownership, and renting
 Housing cooperatives
• Housing cooperatives fall into two general tenure
categories: non-ownership (referred to as non-equity or
continuing) and ownership (referred to as equity or
strata). In non-equity cooperatives, occupancy rights are
sometimes granted subject to an occupancy agreement,
which is similar to a lease.
• In equity cooperatives, occupancy rights are sometimes
granted by way of the purchase agreements and legal
instruments registered on the title. The corporation's
articles of incorporation and bylaws as well as occupancy
agreement specifies the cooperative's rules.
 Multipurpose cooperatives
• multi-purpose cooperative-combines 2 or
more of the business activities of these
different types of cooperatives, e.g credit
lending and production, production and
provision of goods and services, etc.