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FHFA House Price Index Frequently Asked Questions
Published: Tuesday, August 29, 2023
Table of Contents 1. What is the value of the FHFA House Price Index (HPI)? 2. What transactions are covered in the FHFA HPI? 3. How is...
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Fannie Mae and Freddie Mac Assistance Options for Families Impacted by COVID-19 FAQs
Published: Thursday, August 25, 2022
View PDF What help is available for homeowners impacted by COVID-19?Homeowners unable to make their mortgage payments resulting from the impact of COVID-1...
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Enterprise Seller/Servicer Minimum Financial Eligibility Requirements Frequently Asked Questions
Published: Wednesday, August 17, 2022
View PDF 1. Why do the 2.0 Servicer Eligibility requirements include additional standards for large non-depositories? The requirements include additional standards for large non-de...
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Re-Proposal to Enhance Eligibility Requirements for Enterprise Single-Family Seller/Servicers
Published: Thursday, February 24, 2022
Overview As part of their risk management processes, Fannie Mae and Freddie Mac (the Enterprises) each have established an approval process for seller/servicers that includes both a...
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FAQs - Updated Eligibility Requirements for Enterprise Single-Family Seller/Servicers
Published: Friday, January 31, 2020
view PDF1. Why are the Enterprises updating their minimum financial eligibility requirements for Single-Family Seller/Servicers? The updated financial requirements further impro...
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FAQs - Principal Reduction Modification
Published: Thursday, April 14, 2016
1. What is the new Principal Reduction Modification program offered by Fannie Mae and Freddie Mac (the Enterprises)?The Enterprises, at the direction of the Federal Housing Finance Agency (F...
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Final Rule: Federal Home Loan Bank Membership FAQs
Published: Tuesday, January 12, 2016
VIEW PRINTABLE FAQS1. WHAT IS FHFA'S REGULATION ON FEDERAL HOME LOAN BANK MEMBERSHIP? FHFA's regulation on Federal Home Loan Bank (FHLBank) membership implements provisions of the Feder...
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Private Mortgage Insurer Draft Eligibility Requirements Frequently Asked Questions (FAQs)
Published: Thursday, July 10, 2014
(1) What is private mortgage insurance? Private mortgage insurance (PMI) protects a lender against loss if the borrower defaults on his or her mortgage loan. PMI premiums may be paid by the...
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HARP Phase II Q&A’s
Published: Monday, October 24, 2011
Why are you making these changes to HARP now? For some time, FHFA, Fannie Mae and Freddie Mac (the Enterprises), lenders, servicers and private mortgage insurers (MI’s) have been engaged in a...
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Servicing Alignment Initiative Frequently Asked Questions
Published: Thursday, April 28, 2011
Q1. What is the Servicing Alignment Initiative and why is FHFA directing it? The Servicing Alignment Initiative is a FHFA-led effort to establish consistent policies and processes for the ser...
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Questions and Answers on Conservatorship
Published: Sunday, September 7, 2008
Q:What is a conservatorship?A:A conservatorship is the legal process in which a person or entity is appointed to establish control and oversight of a Company to put it in a soun...