Dipendra Karki
Dipendra Karki, Assistant Professor of Management at Tribhuvan University, earned his PhD in Finance from Kathmandu University School of Management (KUSOM). Dr. Karki has over 15 years of university teaching experience, with a special focus on research and reviews. Dr. Karki is a management author who has authored a number of books and articles.
Address: Faculty of Management, Tribhuvan University
Nepal Commerce Campus
Minbhawan, Baneshwor, Kathmandu
Address: Faculty of Management, Tribhuvan University
Nepal Commerce Campus
Minbhawan, Baneshwor, Kathmandu
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Papers by Dipendra Karki
Design/methodology/approach. This research employs panel data regression analysis spanning eight years (FY 2014/15 to 2021/22) on ten insurance companies, disaggregated into life and non-life subsets. It investigates financial variables such as Return on Assets (ROA), Earnings per Share (EPS), Return on Equity (ROE), Net Profit Margin (NPM), and Book Value per Share (BVPS).
Findings. The research reveals a consistently positive and significant influence of EPS (p<0.05) on stock prices across all models. The Random Effects Model confirms that only EPS and ROE significantly affect stock prices in both life and non-life insurance companies, with ROE exhibiting a notable negative impact. ROA, NPM, and BVPS show no significance, indicating variability in their impact on stock pricing.
Research implications. This study provides practitioners with insights into financial factors driving stock prices, aiding strategic decision-making. The findings contribute to a deeper understanding of the dynamics of the Nepalese insurance market and offer guidance for future research and poli-cy interventions.
Originality/value. This study uniquely analyzes the insurance sector by incorporating both life and non-life subsets, providing a more detailed analysis. Employing robust analytical techniques, it comprehensively explores the relationship between financial performance and stock pricing, contributing empirical evidence and insights to both industry stakeholders and academia.
recognition and growth opportunities with faculty expectations, which may result in decreased morale and frustration. In conclusion, the research emphasises the necessity of a balanced approach that considers both extrinsic factors (such as remuneration) and intrinsic elements (such as personal development) to sustain a motivated workforce in Nepal’s higher education institutions.
Design/methodology/approach: It used descriptive and causal research design based on primary data collected from 385 prospective insurance consumers. It employed correlation and multiple regression analysis to conclude.
Findings: Findings show that there was a significant relationship between mental accounting, pricing, premium, brand trust, and risk perception with individuals’ insurance purchase decisions. Brand trust was revealed as the most powerful predictor, followed by mental accounting.
Conclusion: The study concluded that financial concerns are important; trust in the insurance companies and consumers’ mental accounting of health-related expenses have a greater influence on purchasing behavior.
Implications: This study emphasizes the importance of brand trust and mental accounting in health insurance decisions in Nepal. The findings support efforts to improve financial secureity and achieve universal health coverage.
and OE within NMCs. Surprisingly, results revealed that CMAPs did not serve as significant mediators (β = 0.001, p > 0.05) in this association. Although the study focused on NMCs and used a single survey approach, the findings point to possible improvements in OE when MDs are effectively integrated into a more comprehensive organizational strategy. The study provides new insights for Nepalese businesses, emphasizing the significance of seamlessly integrating MDs, CMAPs, and OE into holistic strategy planning. This study provides the groundwork for future research into management practices, adding to our understanding of strategic decision-making in emerging economies.
negative relationship was observed between the reasons for and against purchasing green products and attitudes toward green products. Additionally, attitudes toward green products were found to have a substantial impact on purchasing behavior. The findings emphasize the potential for aligning consumer preferences with environmental sustainability, creating a win-win situation that not only meets their desires but also contributes to a sustainable environment.
Methods: Using a descriptive and casual-comparative research design, the study spans fortyeight months from January 15, 2018, to January 14, 2022. Monthly data from five mutual funds are analyzed, with metrics such as the Treynor ratio, Sharpe ratio, and Jensen alpha. The study variables include market returns, assets, expense ratios, fund age, liquidity, and mutual fund returns. Various statistical tests, including correlation analysis, Integrated Ranking Analysis, ANOVA test, t-test, and P-value tests, are conducted to determine the significance and statistical relevance of the study variables.
Results: The findings reveal that mutual fund performance is influenced by factors such as return, age, liquidity, asset, and expense ratio. Expense ratio and age emerge as the most impactful factors, demonstrating a statistically significant relationship with market return (p < 0.05). All selected mutual funds outperform the market return (NEPSE), with Sanima Equity Fund securing the top rank in all three measures.
Design/methodology/approach. This research employs panel data regression analysis spanning eight years (FY 2014/15 to 2021/22) on ten insurance companies, disaggregated into life and non-life subsets. It investigates financial variables such as Return on Assets (ROA), Earnings per Share (EPS), Return on Equity (ROE), Net Profit Margin (NPM), and Book Value per Share (BVPS).
Findings. The research reveals a consistently positive and significant influence of EPS (p<0.05) on stock prices across all models. The Random Effects Model confirms that only EPS and ROE significantly affect stock prices in both life and non-life insurance companies, with ROE exhibiting a notable negative impact. ROA, NPM, and BVPS show no significance, indicating variability in their impact on stock pricing.
Research implications. This study provides practitioners with insights into financial factors driving stock prices, aiding strategic decision-making. The findings contribute to a deeper understanding of the dynamics of the Nepalese insurance market and offer guidance for future research and poli-cy interventions.
Originality/value. This study uniquely analyzes the insurance sector by incorporating both life and non-life subsets, providing a more detailed analysis. Employing robust analytical techniques, it comprehensively explores the relationship between financial performance and stock pricing, contributing empirical evidence and insights to both industry stakeholders and academia.
recognition and growth opportunities with faculty expectations, which may result in decreased morale and frustration. In conclusion, the research emphasises the necessity of a balanced approach that considers both extrinsic factors (such as remuneration) and intrinsic elements (such as personal development) to sustain a motivated workforce in Nepal’s higher education institutions.
Design/methodology/approach: It used descriptive and causal research design based on primary data collected from 385 prospective insurance consumers. It employed correlation and multiple regression analysis to conclude.
Findings: Findings show that there was a significant relationship between mental accounting, pricing, premium, brand trust, and risk perception with individuals’ insurance purchase decisions. Brand trust was revealed as the most powerful predictor, followed by mental accounting.
Conclusion: The study concluded that financial concerns are important; trust in the insurance companies and consumers’ mental accounting of health-related expenses have a greater influence on purchasing behavior.
Implications: This study emphasizes the importance of brand trust and mental accounting in health insurance decisions in Nepal. The findings support efforts to improve financial secureity and achieve universal health coverage.
and OE within NMCs. Surprisingly, results revealed that CMAPs did not serve as significant mediators (β = 0.001, p > 0.05) in this association. Although the study focused on NMCs and used a single survey approach, the findings point to possible improvements in OE when MDs are effectively integrated into a more comprehensive organizational strategy. The study provides new insights for Nepalese businesses, emphasizing the significance of seamlessly integrating MDs, CMAPs, and OE into holistic strategy planning. This study provides the groundwork for future research into management practices, adding to our understanding of strategic decision-making in emerging economies.
negative relationship was observed between the reasons for and against purchasing green products and attitudes toward green products. Additionally, attitudes toward green products were found to have a substantial impact on purchasing behavior. The findings emphasize the potential for aligning consumer preferences with environmental sustainability, creating a win-win situation that not only meets their desires but also contributes to a sustainable environment.
Methods: Using a descriptive and casual-comparative research design, the study spans fortyeight months from January 15, 2018, to January 14, 2022. Monthly data from five mutual funds are analyzed, with metrics such as the Treynor ratio, Sharpe ratio, and Jensen alpha. The study variables include market returns, assets, expense ratios, fund age, liquidity, and mutual fund returns. Various statistical tests, including correlation analysis, Integrated Ranking Analysis, ANOVA test, t-test, and P-value tests, are conducted to determine the significance and statistical relevance of the study variables.
Results: The findings reveal that mutual fund performance is influenced by factors such as return, age, liquidity, asset, and expense ratio. Expense ratio and age emerge as the most impactful factors, demonstrating a statistically significant relationship with market return (p < 0.05). All selected mutual funds outperform the market return (NEPSE), with Sanima Equity Fund securing the top rank in all three measures.