The easiest way to apply for the Kohl's Credit Card is online, and you can get to the online application by clicking the “Learn More” button on WalletHub or by going directly to Capital One's website. Alternatively, you can apply by phone or in store.

Keep in mind that the Kohl's Credit Card requires fair credit, which means you need a 640+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily hurt your credit score. So, it's good to know what your chances are before applying. You can check your credit score for free here on WalletHub.

Ways to Apply for the Kohl's Credit Card

• Online: Applying online is the fastest and most straightforward way. You can do that by clicking “Learn More on sites like WalletHub or through Capital One's website. You will then need to fill in your personal and financial information.
• By Phone: Call the phone number on the issuer's website and follow the prompts to get connected with a customer service representative. You will then be guided through the application process.
• In Store: Visit a local Kohl's store and let a representative know that you would like to apply for the Kohl's Credit Card. Then, fill out the application with your personal and financial info.

How to Apply for the Kohl's Credit Card Online

1. Go to the application page on Capital One's website or click the “Learn More” button on sites like WalletHub to be taken there.
2. Read over the terms and conditions of the card to make sure you understand how the card works before you apply.
3. Fill in the requested personal information such as your name, address, phone number, SSN or ITIN, and date of birth.
4. Fill in the requested financial information such as your income, sources of income, employment status and housing status.
5. Authorize Capital One to do a hard pull of your credit report, which will help them evaluate if you are qualified to get the card.
6. Double check to make sure the application is complete and all the information is accurate.
7. Submit the application.

Once you've submitted your Kohl's Credit Card application, you may receive a decision right away. However, it can take Capital One up to 10 days to reach a decision. If approved, you'll get your new card in the mail within 7 to 10 business days.

The credit score you need for the Kohl's Credit Card  * is 640 or higher. That means people with a least fair credit have a shot at getting approved for this card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Kohl's Credit Card  *, too. Some other key criteria include your income, existing debt load, number of open accounts, recent...

Yes, the Kohl's Credit Card  * does have pre-approval. Current issuer customers may also receive pre-approved offers periodically by e-mail. And in some cases, issuer will mail people pre-approved offers for a specific credit card.

Getting pre-approved for a Kohl's Credit Card  * indicates that your chances of being approved for an account are very high, should you decide to apply. It does not mean that approval is guaranteed.

How to Check for Kohl's Credit Card  * Pre-Approval Online

1. Click...

The benefits of a Kohl's Card include a 40% discount on your first purchase within 30 days and 7.5% in rewards on qualifying Kohl's purchases. This card also offers $0 fraud liability protection and monthly credit bureau reporting, which are relatively common credit card benefits.

Kohl's Credit Card  * Benefits

• 7.5% in rewards on qualifying Kohl's purchases
• 40% discount on your first purchase within 30 days 
• $0 fraud liability protection
• Monthly credit bureau reporting

While these benefits aren't bad, the Kohl's Credit Card  * doesn't have as many benefits as a lot of the other credit cards...

You can check your Kohl's Credit Card application status anytime by calling (800) 564-5740. The issuer does not provide a tool to check your application status online at the moment.  

If you applied for a Kohl's Credit Card and did not receive instant approval, the issuer will send you a response by mail within 7-10 days. However, sometimes it may take the issuer up to 30 days to make a ruling. If you are approved, your Kohl's Credit Card should be...

You can make Kohl's Credit Card  * payment online, by phone, through the Capital One mobile app, by mail or at a branch. To pay Kohl's Credit Card  * bill online, log in to your online account and click on “Pay My Bill.” Then, choose how much to pay, when to pay it, and where the payment is coming from. Capital One does allow cardholders to set up automatic payments, too.

Ways to Make Kohl's Credit Card  * Payment

• Online:...

To talk to Kohl's Credit Card customer service, call the number on the back of your card and then enter your 16-digit card number. This process will get you in contact with a live representative who should be able to answer your questions or direct you to the appropriate department.

How to Talk to Kohl's Credit Card Customer Service by Phone

1. Call the Kohl's Credit Card customer service department. You can even use the number on the back...

The starting credit limit for the Kohl's Credit Card is $300. So everyone who gets approved is guaranteed $300+ in spending power.

But you could get more, because your credit limit will be determined based on your credit score, income and overall creditworthiness.

If you're not satisfied with your credit limit, you could request an increase online or by calling 1-800-955-7070 once your account has been open for at least 3 to 6...

You can check your Kohl's Credit Card balance either online or by calling customer service at (855) 564-5748. It's also possible to check your Kohl's Credit Card balance through Kohl's mobile app.

Here are some more details on how to check your Kohl's Credit Card balance:

• To check your balance online, log in to your Kohl's account to see your Kohl's Credit Card's balance.
• To hear your balance, call (855) 564-5748 or the number on the back of the card. Then, follow the prompts...

Yes, you can pay your Kohl's Credit Card  * bill by phone. To make your Kohl's Credit Card  * payment over the phone, call the number on the back of your card and follow the instructions from the automated menu, then enter your payment information. The process should only take a few minutes.

How to Pay Your Kohl's Credit Card  * Bill by Phone

1. Call Kohl's at the number on the back of your card.
2. Follow the automated menu options to initiate a payment.
3. Enter the requested information, such as your card number, the...