For many, December means spending lots of money on presents, food, travel, and other things to get you through the end of the year. And after we stretch our wallets, January’s often for taking stock and planning for the year to come.

Doing some holiday shopping? Here’s a type of gift card scam to look out for: scammers can get the gift card number and PIN before you buy the card. So if gift cards are on your holiday shopping list, keep reading.

During the holidays, adding a dog, cat, or other adorable animal to the family is top of mind for many, and scammers know it. While there are lots of fur babies waiting for their forever home, scammers try to take advantage of the situation by posting fake ads for pets — all designed to take your money and leave you in the doghouse. Here’s what to know.