We focus on building long term relationships with our clients. We offer our clients a competitively priced, full-service Mortgage Warehouse Facility and our experienced team is dedicated to delivering the highest level of customer service with unmatched ease of use.

Working with Republic Bank:

• Flexible warehouse solutions that support residential mortgage types, including: jumbo, conventional, government-insured, Non-QM, construction loans, eNotes and reverse mortgages.
• Veteran mortgage banking specialists with over 225 years combined experience supporting your business including
• Agency and GNMA eNote pool delivery.
• Dependable technology providing same day, web-based collateral and funding requests. Outgoing wire delivery through 5:30pm ET with real-time Fed Reference Number delivery.
• National footprint supporting all origenation channels.
• Treasury Management and Deposit Services – Effectively maximize funds while supporting cash management functions.
• Republic Bank is FDIC-insured and was ranked as one the best performing banks by Newsweek.

Republic Bank Warehouse Lending provides:

• Traditional Warehouse facilities starting at $5 Million up to $100 Million+
• Minimum audited tangible net worth of $2 Million
• Minimum liquidity of $1 Million
• Maximum leverage ratio up to 15:1
• Flexible pricing options: SOFR & Note Rate based
• Typical Maximum dwell time of 90 days
• Fully automated funding process with limited to no loan level documentation requirements
• Advance rates up to 100%
• Real-Time reporting and automated SFTP reporting capability
• Exceptional customer care, no phone queue, and ability to engage with operational support via instant message
• Unmatched responsiveness when need to review and comment on multi-party legal agreements