create a website

Switching costs and adverse selection in the market for credit cards: new evidence. (2005). Mester, Loretta ; Gordy, Michael ; Calem, Paul S..
In: Working Papers.
RePEc:fip:fedpwp:05-16.

Full description at Econpapers || Download paper

Cited: 8

Citations received by this document

Cites: 16

References cited by this document

Cocites: 50

Documents which have cited the same bibliography

Coauthors: 0

Authors who have wrote about the same topic

Citations

Citations received by this document

  1. A tale of two vintages: credit limit management before and after the CARD act and Great Recession. (2015). Santucci, Larry.
    In: Consumer Finance Institute discussion papers.
    RePEc:fip:fedpdp:15-01.

    Full description at Econpapers || Download paper

  2. Credit card debt and payment use. (2008). Stavins, Joanna ; Sprenger, Charles.
    In: Working Papers.
    RePEc:fip:fedbwp:08-2.

    Full description at Econpapers || Download paper

  3. The economics of credit cards, debit cards and ATMs: A survey and some new evidence. (2008). Rodríguez Fernández, Francisco ; Carbo Valverde, Santiago ; Saunders, Anthony ; Massoud, Nadia ; Rodriguez-Fernandez, Francisco ; Scholnick, Barry.
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:32:y:2008:i:8:p:1468-1483.

    Full description at Econpapers || Download paper

  4. A reassessment of market power among credit card banks. (2007). Shaffer, Sherrill ; Thomas, Lorein.
    In: Applied Financial Economics.
    RePEc:taf:apfiec:v:17:y:2007:i:9:p:755-767.

    Full description at Econpapers || Download paper

  5. Housing, credit and consumer expenditure. (2007). muellbauer, john.
    In: Proceedings - Economic Policy Symposium - Jackson Hole.
    RePEc:fip:fedkpr:y:2007:p:267-334.

    Full description at Econpapers || Download paper

  6. Do consumers choose the right credit contracts?. (2006). Souleles, Nicholas ; Agarwal, Sumit ; Liu, Chunlin ; Chomsisengphet, Souphala.
    In: Working Paper Series.
    RePEc:fip:fedhwp:wp-06-11.

    Full description at Econpapers || Download paper

  7. Consumer credit conditions in the United Kingdom. (2006). muellbauer, john ; Fernandez-Corugedo, Emilio .
    In: Bank of England working papers.
    RePEc:boe:boeewp:314.

    Full description at Econpapers || Download paper

  8. Do consumers choose the right credit contracts?. (2005). Agarwal, Sumit ; Liu, Chunlin ; Chomsisengphet, Souphala ; Souleles, Nicholas S..
    In: CFS Working Paper Series.
    RePEc:zbw:cfswop:200532.

    Full description at Econpapers || Download paper

References

References cited by this document

  1. Ausubel, Lawrence M., âAdverse Selection in the Credit Card Market,â Working Paper, University of Maryland, 1999.
    Paper not yet in RePEc: Add citation now
  2. Ausubel, Lawrence M., âThe Failure of Competition in the Credit Card Market,â American Economic Review, 81(1), March 1991, pp. 50-81.

  3. Avery, Robert B., Paul S. Calem, and Glenn B. Canner, âAn Overview of Consumer Data and Credit Reporting,â Federal Reserve Bulletin, 89, February 2003, pp. 47-73.

  4. Bailey, Jeff and Scott Kilman, âHereâs Whatâs Driving Some Lenders Crazy: Borrowers Who Think,â The Wall Street Journal, February 20, 1998, p. A1.
    Paper not yet in RePEc: Add citation now
  5. Berlin, Mitchell and Loretta J. Mester, âCredit Card Rates and Consumer Search,â Review of Financial Economics, 13, 2004, pp. 179-198.

  6. Black, Sandra E. and Donald P. Morgan, âMeet the New Borrowers,â Current Issues in Economics and Finance 5(3), Federal Reserve Bank of New York, February 1999.

  7. Calem, Paul S. and Loretta J. Mester, âConsumer Behavior and the Stickiness of Credit Card Interest Rates,â American Economic Review, 85(5), December 1995, pp. 1327-1336.

  8. Crook, Jonathan, âAdverse Selection and Search in the Bank Credit Card Market,â Credit Research Centre, University of Edinburgh, June 2002.
    Paper not yet in RePEc: Add citation now
  9. Furletti, Mark, âCredit Card Pricing Developments and Their Disclosure,â Discussion Paper, Payment Cards Center, Federal Reserve Bank of Philadelphia, January 2003.

  10. Gross, David, and Nicholas Souleles, âAn Empirical Analysis of Personal Bankruptcy and Delinquency,â Review of Financial Studies, 15, Spring 2002, pp. 319-347.

  11. Kennickell, Arthur B., âMultiple Imputation in the Survey of Consumer Finances,â Federal Reserve Board SCF Bibliography, September 1998, www.federalreserve.gov/pubs/oss/oss2/papers/impute98.pdf and www.federalreserve.gov/pubs/oss/oss2/papers/impute98.fig.pdf.
    Paper not yet in RePEc: Add citation now
  12. Kennickell, Arthur B., âRevisions to the Variance Estimation Procedure for the SCF,â Federal Reserve Board SCF Bibliography, October 2000, www.federalreserve.gov/pubs/oss/oss2/papers/ variance.pdf.
    Paper not yet in RePEc: Add citation now
  13. Kerr, Sougata, and Lucia Dunn, âConsumer Search Behavior in the Changing Credit Card Market,â Department of Economics, Ohio State University, September 2002.

  14. Mester, Loretta J., âWhy Are Credit Card Rates Sticky?â Economic Theory, 4, May 1994, pp. 505-530.

  15. Stango, Victor, âCompetition and Pricing in the Credit Card Market,â Review of Economics and Statistics 82(3), August 2000, pp. 489-508.

  16. Stango, Victor, âPricing with Consumer Switching Costs: Evidence from the Credit Card Market,â Journal of Industrial Economics 50(4), December 2002, pp. 475-492.

Cocites

Documents in RePEc which have cited the same bibliography

  1. Consumer behavioural biases in competition: A survey. (2011). Zhou, Jidong ; Huck, Steffen.
    In: MPRA Paper.
    RePEc:pra:mprapa:31794.

    Full description at Econpapers || Download paper

  2. Digitization of Retail Payment. (2010). Chakravorti, Sujit ; Bolt, Wilko.
    In: DNB Working Papers.
    RePEc:dnb:dnbwpp:270.

    Full description at Econpapers || Download paper

  3. Estimating Discount Functions with Consumption Choices over the Lifecycle. (2007). Tobacman, Jeremy ; Repetto, Andrea ; Laibson, David.
    In: Economics Series Working Papers.
    RePEc:oxf:wpaper:341.

    Full description at Econpapers || Download paper

  4. Estimating Discount Functions with Consumption Choices over the Lifecycle. (2007). Tobacman, Jeremy ; Repetto, Andrea ; Laibson, David.
    In: NBER Working Papers.
    RePEc:nbr:nberwo:13314.

    Full description at Econpapers || Download paper

  5. Liquidity Constraints and Imperfect Information in Subprime Lending. (2007). Levin, Jonathan ; Einav, Liran ; Adams, William .
    In: NBER Working Papers.
    RePEc:nbr:nberwo:13067.

    Full description at Econpapers || Download paper

  6. The Bankruptcy Abuse Prevention and Consumer Protection Act: means-testing or mean spirited?. (2007). Morgan, Donald ; Ashcraft, Adam ; Dick, Astrid A..
    In: Staff Reports.
    RePEc:fip:fednsr:279.

    Full description at Econpapers || Download paper

  7. Defining and detecting predatory lending. (2007). Morgan, Donald.
    In: Staff Reports.
    RePEc:fip:fednsr:273.

    Full description at Econpapers || Download paper

  8. Racial dispersion in consumer credit interest rates. (2007). Edelberg, Wendy .
    In: Finance and Economics Discussion Series.
    RePEc:fip:fedgfe:2007-28.

    Full description at Econpapers || Download paper

  9. Consumer behavior and payment choice : 2006 conference summary. (2007). Stavins, Joanna ; Schuh, Scott ; Littman, Dan ; Carten, Margaret.
    In: Public Policy Discussion Paper.
    RePEc:fip:fedbpp:07-4.

    Full description at Econpapers || Download paper

  10. Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts. (2007). Zinman, Jonathan ; Karlan, Dean.
    In: Working Papers.
    RePEc:egc:wpaper:956.

    Full description at Econpapers || Download paper

  11. Financing constraints and fixed-term employment contracts. (2006). Cuñat, Vicente ; Caggese, Andrea ; Cuat, Vicente.
    In: Economics Working Papers.
    RePEc:upf:upfgen:1010.

    Full description at Econpapers || Download paper

  12. Credit Card Debt and Consumption: Evidence from Household-Level Data. (2006). Dunn, Lucia ; Ekici, Tufan .
    In: Working Papers.
    RePEc:osu:osuewp:06-01.

    Full description at Econpapers || Download paper

  13. Borrowing by U.S. households. (2006). Weinberg, John.
    In: Economic Quarterly.
    RePEc:fip:fedreq:y:2006:i:sum:p:177-194:n:v.92no.3.

    Full description at Econpapers || Download paper

  14. Predatory lending in rational world. (2006). Yilmaz, Bilge ; Bond, Philip ; Musto, David K..
    In: Working Papers.
    RePEc:fip:fedpwp:06-2.

    Full description at Econpapers || Download paper

  15. Payment card rewards programs and consumer payment choice. (2006). Hayashi, Fumiko ; Ching, Andrew.
    In: Payments System Research Working Paper.
    RePEc:fip:fedkpw:psrwp06-02.

    Full description at Econpapers || Download paper

  16. Do consumers choose the right credit contracts?. (2006). Souleles, Nicholas ; Agarwal, Sumit ; Liu, Chunlin ; Chomsisengphet, Souphala.
    In: Working Paper Series.
    RePEc:fip:fedhwp:wp-06-11.

    Full description at Econpapers || Download paper

  17. An Empirical Analysis of Payment Card Usage. (2006). Rysman, Marc.
    In: Boston University - Department of Economics - Working Papers Series.
    RePEc:bos:wpaper:wp2006-002.

    Full description at Econpapers || Download paper

  18. A Simple Test of Adverse Events and Strategic Timing Theories of Consumer Bankruptcy. (2005). Sabarwal, Tarun ; Gan, Li.
    In: NBER Working Papers.
    RePEc:nbr:nberwo:11763.

    Full description at Econpapers || Download paper

  19. Shrouded Attributes, Consumer Myopia, and Information Suppression in Competitive Markets. (2005). Laibson, David ; Gabaix, Xavier.
    In: NBER Working Papers.
    RePEc:nbr:nberwo:11755.

    Full description at Econpapers || Download paper

  20. Bank Credit Cycles. (2005). He, Ping ; Gorton, Gary.
    In: NBER Working Papers.
    RePEc:nbr:nberwo:11363.

    Full description at Econpapers || Download paper

  21. Money Illusion in the Stock Market: The Modigliani-Cohn Hypothesis. (2005). Polk, Christopher ; Cohen, Randolph B. ; Vuolteenaho, Tuomo .
    In: NBER Working Papers.
    RePEc:nbr:nberwo:11018.

    Full description at Econpapers || Download paper

  22. Borrowing by U.S. households. 2005 annual report of the Federal Reserve Bank of Richmond. (2005). Weinberg, John.
    In: Annual Report.
    RePEc:fip:fedrar:y:2005:p:4-16.

    Full description at Econpapers || Download paper

  23. Switching costs and adverse selection in the market for credit cards: new evidence. (2005). Mester, Loretta ; Gordy, Michael ; Calem, Paul S..
    In: Working Papers.
    RePEc:fip:fedpwp:05-16.

    Full description at Econpapers || Download paper

  24. Elasticities of Demand for Consumer Credit. (2005). Zinman, Jonathan ; Karlan, Dean.
    In: Working Papers.
    RePEc:egc:wpaper:926.

    Full description at Econpapers || Download paper

  25. Observing Unobservables: Identifying Information Asymmetries with a Consumer Credit Field Experiment. (2005). Zinman, Jonathan ; Karlan, Dean.
    In: Working Papers.
    RePEc:egc:wpaper:911.

    Full description at Econpapers || Download paper

  26. Estimating Discount Functions with Consumption Choices over the Lifecycle. (2005). Tobacman, Jeremy ; Repetto, Andrea ; Laibson, David.
    In: Levine's Bibliography.
    RePEc:cla:levrem:784828000000000643.

    Full description at Econpapers || Download paper

  27. Determinants of Borrowing Limits on Credit Cards. (2005). Dey, Shubhasis ; Mumy, Gene.
    In: Staff Working Papers.
    RePEc:bca:bocawp:05-7.

    Full description at Econpapers || Download paper

  28. Lines of Credit and Consumption Smoothing: The Choice between Credit Cards and Home Equity Lines of Credit. (2005). Dey, Shubhasis.
    In: Staff Working Papers.
    RePEc:bca:bocawp:05-18.

    Full description at Econpapers || Download paper

  29. Non-maturity deposits with a fidelity premium. (2004). Laurent, Marie-Paule .
    In: Working Papers CEB.
    RePEc:sol:wpaper:04-016.

    Full description at Econpapers || Download paper

  30. Multihoming in the Market for Payment Media: Evidence from Young Finnish Consumers. (2004). Takalo, Tuomas ; Hyytinen, Ari.
    In: Discussion Papers.
    RePEc:rif:dpaper:893.

    Full description at Econpapers || Download paper

  31. An Index to Track Credit Card Debt and Predict Consumption. (2004). Dunn, Lucia ; Stec, Jeffery A. ; Ekici, Tufan ; Lavrakas, Paul J..
    In: Working Papers.
    RePEc:osu:osuewp:04-04.

    Full description at Econpapers || Download paper

  32. Are Prices ‘Sticky’ Online? Market Structure Effects and Asymmetric Responses to Cost Shocks in Online Mortgage Markets. (2004). Baye, Michael ; Arbatskaya, Maria.
    In: Working Papers.
    RePEc:iuk:wpaper:2004-01.

    Full description at Econpapers || Download paper

  33. Theory of credit card networks: a survey of the literature. (2003). Chakravorti, Sujit.
    In: Consumer Finance Institute discussion papers.
    RePEc:fip:fedpdp:03-09.

    Full description at Econpapers || Download paper

  34. Context, conflict, weights, and identities: some psychological aspects of decision making. (2003). Shafir, Eldar .
    In: Conference Series ; [Proceedings].
    RePEc:fip:fedbcp:y:2003:i:jun:n:48:x:5.

    Full description at Econpapers || Download paper

  35. The changing U.S. financial system : some implications for the monetary transmission mechanism. (2002). Gordon H. Sellon, Jr., .
    In: Economic Review.
    RePEc:fip:fedker:y:2002:i:qi:p:5-35:n:v.87no.1.

    Full description at Econpapers || Download paper

  36. Strategic responses to regulatory threat in the credit card market. (2002). Stango, Victor.
    In: Working Paper Series.
    RePEc:fip:fedhwp:wp-02-02.

    Full description at Econpapers || Download paper

  37. Consumer Response to Changes in Credit Supply: Evidence from Credit Card Data. (2001). Souleles, Nicholas ; Gross, David.
    In: Center for Financial Institutions Working Papers.
    RePEc:wop:pennin:01-10.

    Full description at Econpapers || Download paper

  38. Debt Revolvers for Self Control. (2001). Haliassos, Michael ; Bertaut, Carol C..
    In: University of Cyprus Working Papers in Economics.
    RePEc:ucy:cypeua:0208.

    Full description at Econpapers || Download paper

  39. Competition and innovation in the consumer e-payments market? considering the demand, supply, and public policy issues. (2001). McHugh, Timothy ; Mantel, Brian.
    In: Occasional Paper; Emerging Payments.
    RePEc:fip:fedhop:eps-2001-4.

    Full description at Econpapers || Download paper

  40. Who pays for credit cards?. (2001). Emmons, William ; Chakravorti, Sujit.
    In: Occasional Paper; Emerging Payments.
    RePEc:fip:fedhop:eps-2001-1.

    Full description at Econpapers || Download paper

  41. Screening Through Bundling. (2001). Miravete, Eugenio.
    In: Penn CARESS Working Papers.
    RePEc:cla:penntw:3b8e0b3847b08b90e8570987ca5d133b.

    Full description at Econpapers || Download paper

  42. Competition in Loan Contracts. (2001). Rajan, Uday ; Parlour, Christine A..
    In: American Economic Review.
    RePEc:aea:aecrev:v:91:y:2001:i:5:p:1311-1328.

    Full description at Econpapers || Download paper

  43. The Personal Discount Rate: Evidence from Military Downsizing Programs. (2001). Warner, John ; Pleeter, Saul .
    In: American Economic Review.
    RePEc:aea:aecrev:v:91:y:2001:i:1:p:33-53.

    Full description at Econpapers || Download paper

  44. Consumer Response to Changes in Credit Supply: Evidence from Credit Card Data. (2000). Souleles, Nicholas ; Gross, David B..
    In: Center for Financial Institutions Working Papers.
    RePEc:wop:pennin:00-04.

    Full description at Econpapers || Download paper

  45. An Interview with Barbara Bergmann: Leading feminist economist. (2000). Lisa F. Saunders, Mary C. King, .
    In: Review of Political Economy.
    RePEc:taf:revpoe:v:12:y:2000:i:3:p:305-316.

    Full description at Econpapers || Download paper

  46. Household portfolios in the United States. (2000). Starr, Martha ; Bertaut, Carol .
    In: Finance and Economics Discussion Series.
    RePEc:fip:fedgfe:2000-26.

    Full description at Econpapers || Download paper

  47. Is commercial banking a distinct line of commerce?. (2000). King, Frank B. ; Padhi, Michael S. ; Woosley, Lynn W..
    In: Economic Review.
    RePEc:fip:fedaer:y:2000:i:q4:p:39-58:n:v.85no.4.

    Full description at Econpapers || Download paper

  48. Regulation, Competition and Risk in the Market for Credit Cards. (2000). Scholnick, Barry.
    In: Canadian Public Policy.
    RePEc:cpp:issued:v:26:y:2000:i:2:p:171-181.

    Full description at Econpapers || Download paper

  49. Empirical Investigation of Credit Card Default. (1999). Dunn, Lucia ; Kim, Tae Hyung.
    In: Working Papers.
    RePEc:osu:osuewp:99-13.

    Full description at Econpapers || Download paper

  50. Credit Cards and the Poor. (1997). Hagstrom, Paul ; Bird, E. J. ; Wild, R..
    In: Institute for Research on Poverty Discussion Papers.
    RePEc:wop:wispod:1148-97.

    Full description at Econpapers || Download paper

Coauthors

Authors registered in RePEc who have wrote about the same topic

Report date: 2025-02-25 22:59:28 || Missing content? Let us know

CitEc is a RePEc service, providing citation data for Economics since 2001. Sponsored by INOMICS. Last updated October, 6 2023. Contact: CitEc Team.

pFad - Phonifier reborn

Pfad - The Proxy pFad of © 2024 Garber Painting. All rights reserved.

Note: This service is not intended for secure transactions such as banking, social media, email, or purchasing. Use at your own risk. We assume no liability whatsoever for broken pages.


Alternative Proxies:

Alternative Proxy

pFad Proxy

pFad v3 Proxy

pFad v4 Proxy