How Does Land Title Affect Access to Credit? Empirical Evidence from an Emerging Economy

Caio Piza and Mauricio José Serpa Barros de Moura ()
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Mauricio José Serpa Barros de Moura: International Finance Corporation, World Bank Group

Working Paper Series from Department of Economics, University of Sussex Business School

Abstract: This paper studies the effects property rights on credit access using a unique data set based on a Brazilian land-titling program affecting 85,000 families. The causal role of land title is isolated by comparing two communities in Osasco, where some residential units are allocated titles and others not. Survey data is collected from residents before and after the title granting. In order to estimate land title impact, we have undertaken the Difference-in- Differences methodology. Some of our results suggest that land title increases the access to credit for about 60%. Additionally, land title impact by gender and credit type is presented and also positive.

Keywords: Property Rights; Land Title; Credit; Difference-in-Difference; and Differencein- Differences Matching Estimator (search for similar items in EconPapers)
JEL-codes: D23 J22 O43 (search for similar items in EconPapers)
Date: 2011-04
New Economics Papers: this item is included in nep-agr and nep-ure
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Citations: View citations in EconPapers (3)

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Persistent link: https://EconPapers.repec.org/RePEc:sus:susewp:2211

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