Flood Insurance 101: What Homeowners Need to Know

Final expense policy could be the last big decision of your life. An independent agent will ensure that it will be for your benefit only and not the insurance company.

It's important to know that a standard homeowners insurance policy typically doesn't cover flood damage. And because floods can occur anywhere, you should consider purchasing a separate flood insurance policy. Flood insurance is issued through the National Flood Insurance Program (NFIP), which is managed by FEMA, or may be sold by some private insurers. A local insurance agent can help you purchase flood insurance.

This is one of the first questions homeowners ask — or should ask — when they are shopping for insurance for their home: “Does homeowners insurance cover water damage?” The answer they are given is “it depends,” and such is the way with understanding what homeowners insurance covers and what it does not. Read this...

A report says the Trump administration plans to roll out a plan that would redefine how risk is calculated under the National Flood Insurance Program.

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Flood Insurance What is Flood Insurance? Flooding is a peril to any business, whether you're inland or...

Find out how flood insurance works, what it covers and how to buy a separate flood insurance policy.