Instead of rolling down roads, their motorboat floats down rivers — and it’s as cozy as a woodland cabin. Think of it as a floating R.V.

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Images for Charter Yacht Phinisi 50 - 5 Cabins - Komodo and Raja Ampat, Indonesia: This luxury crewed sailing yacht is a magnificent Phinisi schooner, accommodating up to 10 guests in exclusive luxury on extended yacht charters throughout Indonesia.

My husband and I began to reevaluate our future plans when I was unexpectedly downsized from a corporate career. We’d always enjoyed weekend sailing trips business-casual wardrobe. With the newfound freedom, we decided to upgrade to a larger sailboat and made the leap to move aboard shortly after. It’s no secret that housing costs and rents are increasing.

Our cozy Bayliner....