Saving up a deposit has become one of the biggest challenges facing young people today. #savemoney #savemoneyformortgage #homedeposit #housedeposit #moneysavintips

The Hidden Cost of Home Ownership Most Buyers Forget 38% of renters can buy a home. With a 580 credit score, you might be able to get a $139,000 house for 3.5% down. Your down payment could be a $2800 stimulus check & a $2000 tax refund. Contact me.

You diligently research creative saving methods, download all the budgeting apps, immediately deposit checks and gifts from family members, and even pick up a few side gigs on nights and weekends so that you can save money for the down payment on a house.After many months (or, more likely, years), you finally feel like you have enough money stashed away to buy a house within your budget.

When buying a home, finding a large down payment can be difficult, but if you have money saved in a 401k you might be wondering if you should use it, and here are some PROs and CONs to consider.

What is a hard money lender? The term may conjure up visions of crooked-nosed guys who'll cut off your pinkie finger if you flake on hard money loans.

A relatively new home financing option — the energy efficient mortgage — can let home buyers qualify for larger loans than they might otherwise, while improving their homes with environmentally friendly, cost-cutting upgrades that can reduce energy bills. An energy efficient mortgage (EEM) is a great way to help a family improve their home and save money while doing good for the environment, and securing one is a lot simpler than you might think.

The debt burden can weigh heavily on individuals and families, creating financial instability and stress. Therefore, an effective strategy for managing and reducing this debt is crucial. This article explores two popular paths toward debt relief: Do-It-Yourself (DIY) methods and professional debt relief services. We will delve into what each approach involves, their potential benefits […] The post Debt Relief Strategies: DIY Vs. Professional Services appeared first on TechBullion.

According to a report from the Federal Reserve, the median homeowner has 38 times the household wealth of renters in America. Homeownership builds equity by providing forced savings, which can put many homeowners in a better financial position than renters.

When buying a home, most people will need to know how to get a mortgage, navigate the loan approval process, and get to the closing table. Here's how it works.