Phixius by Nacha: A Secure Payment Information Network for Reducing Risk
What is Phixius
Account validation is vital to mitigating payment risk and for enabling accuracy of payment routing. Phixius by Nacha is a payment information network that delivers on these needs by linking account validation requesters with data responders. Phixius is a connected ecosystem that simplifies risk processes and eases frictions: one contract, one API gateway, and multiple validation opportunities.
Why Payment Information Requesters Choose Phixius
- With one Nacha contract, payment information requesters have access to our standard API gateway and all data responders on the Phixius network.
- No data sharing requirements: Phixius does not centralize data, is not a “give-to-get" model, nor does it require end-user registration.
- Connect with a growing list of data responders for account validation and other risk-based payment services via a single, secure platform.
- Phixius is committed to robust security practices through its SOC 2 Type 2 certification, which meets high standards of data security, confidentiality, and privacy.
Why Data Responders Choose to Partner with Phixius
- One contract with Nacha enables data responders to reach new clients with efficiency, lower customer acquisition costs, and expanded revenue opportunities.
- Monetize payment-related risk services by providing payment information to a wide range of requesters on the Phixius network.
- Phixius Data Responders show alignment with Nacha’s pursuit of enhanced payment validation and are seen as leaders and innovators for mitigating payment risk.
- Leverage the Nacha partnership and Phixius’ security, which has SOC 2 Type 2 Certification.