Operasi Kad Kredit Di Malaysia

Credit Card Operations In Malaysia

RM Juta/Unit (juta) RM million/Unit (million)

URUSNIAGA BAGI TEMPOH URUSNIAGA PADA AKHIR TEMPOH
TRANSACTIONS DURING THE PERIOD TRANSACTIONS AS AT END OF PERIOD
Tempoh Bilangan Jumlah Belian Jumlah Pendahuluan Tunai Bilangan Kad Dalam Edaran Amaun Had Jumlah Baki Tertunggak dari Pemegang Kad
Urusniaga Kredit
Menggunakan No. of Cards in Dibenarkan2
Kad 1 Total Purchases Total Cash Advances Circulation Total Outstanding Balances Due from Cardholders
Dalam Malaysia Luar Negara Dalam Malaysia Luar Negara Kad Utama Kad Tambahan Baki Semasa Baki Melebihi Tempoh
In Malaysia Abroad In Malaysia Abroad Overdue Balances
Pemegang Pemegang Pemegang <3 Bulan >3 hingga 6 >6 Bulan
Pemegang Kad Kad Kad Pemegang Kad Kad Pemegang Kad Bulan
Tempatan Asing Tempatan Tempatan Asing Tempatan
Amount of
No. of Card Local Foreign Local Local Foreign Local Principal Supplementary Credit Line Current >3 To 6
Period Transactions 1 Cardholders Cardholders Cardholders Cardholders Cardholders Cardholders Cards Cards Extended 2 Balances <3 Months Months >6 Months
2000 - 12,593.3 2,665.2 1,710.6 1,952.9 238.5 182.3 2.29 0.53 22,429.9 6,512.6 446.5 140.7 228.8
2001 - 16,166.8 3,021.4 1,773.8 1,986.0 227.1 181.5 2.84 0.59 23,927.1 7,680.9 806.8 192.4 178.5
2002 126.85 20,733.5 3,537.0 2,153.9 2,225.5 262.8 191.8 3.63 0.73 29,924.1 9,373.6 819.1 240.4 151.9
2003 146.44 24,776.4 3,643.4 2,172.8 2,222.8 259.4 187.9 4.22 0.88 35,853.0 10,506.7 1,187.9 261.8 270.4
2004 164.12 29,592.9 4,472.1 2,654.4 2,425.3 345.4 201.7 5.37 1.21 43,869.3 12,308.5 1,271.7 308.3 338.2
2005 184.56 34,661.9 3,987.5 3,285.8 2,752.2 372.1 196.9 6.62 1.20 57,130.3 14,569.8 1,399.4 384.7 334.0

2006 Jan./ Jan. 17.13 3,341.0 339.9 257.9 215.1 30.5 13.4 6.67 1.20 57,687.0 14,658.2 1,500.7 390.2 349.3
Feb./ Feb . 14.77 2,761.5 329.4 280.1 218.8 30.7 14.2 6.72 1.21 58,873.4 14,433.6 1,637.2 386.2 360.1
Mac/ Mar . 16.79 3,239.1 363.7 328.4 250.8 32.1 15.5 6.80 1.23 60,002.9 14,432.6 1,615.8 386.3 422.5
Apr./ Apr . 15.97 3,032.1 324.9 312.4 236.1 30.0 14.6 7.07 1.06 60,898.2 14,724.1 1,661.8 412.3 198.6
Mei/ May 17.61 3,308.2 347.3 357.8 266.4 31.9 16.3 7.20 1.06 62,292.4 15,002.9 1,620.9 394.6 194.7
Jun/ Jun. 16.82 3,155.4 340.9 395.0 260.2 32.1 17.6 7.35 1.05 63,607.5 15,317.1 1,622.2 403.4 186.1
Jul./ Jul. 17.64 3,342.0 381.8 378.9 267.0 38.2 17.0 7.45 1.05 65,316.8 15,554.1 1,759.6 412.2 203.6
Ogos/ Aug. 18.45 3,492.9 401.0 394.7 265.6 39.9 16.3 7.52 1.06 65,969.6 15,983.2 1,738.9 414.6 213.3
Sept./ Sept. 17.55 3,368.5 418.6 420.9 267.7 32.3 16.9 7.63 1.08 67,321.4 16,254.2 1,796.7 434.8 211.4
Okt./ Oct. 18.48 3,503.1 366.7 424.7 252.9 32.4 15.2 7.71 1.08 68,787.8 16,468.0 1,865.0 460.6 223.2
Nov./ Nov. 17.93 3,409.3 388.0 450.6 245.8 24.6 17.8 7.69 1.08 69,954.3 16,614.9 1,918.4 470.6 235.2
Dis./ Dec. 19.64 3,873.4 331.3 505.4 255.9 24.0 19.1 7.71 1.12 71,335.8 17,216.8 1,905.2 491.6 251.7
2007 Jan./ Jan. 19.68 3,858.6 528.2 422.6 252.5 36.1 17.2 7.82 1.13 72,473.2 17,435.3 1,793.0 503.2 275.4
Feb./ Feb . 18.21 3,525.2 419.6 386.4 223.6 32.7 14.6 7.88 1.14 73,173.7 17,721.8 1,913.8 445.9 272.8
Mac/ Mar . 18.67 3,714.3 439.2 389.0 260.8 34.3 18.3 7.94 1.14 75,379.5 17,546.8 1,845.5 417.4 238.9
Apr./ Apr . 18.40 3,565.8 443.1 379.5 241.4 30.7 16.4 8.01 1.15 75,995.2 17,748.3 1,955.8 433.9 242.4
Mei/ May 19.81 3,869.1 448.0 407.8 265.7 35.3 16.1 8.12 1.15 77,837.0 17,933.0 1,896.3 435.8 250.5
Jun/ Jun. 19.30 3,799.6 417.1 419.5 258.5 32.2 16.6 8.18 1.16 78,675.1 18,736.3 1,916.9 439.6 261.4
Jul./ Jul. 20.22 4,042.1 509.2 431.2 261.1 38.9 16.4 8.28 1.17 79,792.3 19,047.7 1,824.4 442.1 272.4
Ogos/ Aug. 20.21 4,150.5 480.1 421.0 257.9 40.5 17.0 8.22 1.15 81,143.3 19,422.2 1,859.5 446.4 267.9
Sept./ Sept. 19.52 3,983.0 418.2 433.6 244.9 28.6 16.9 8.37 1.16 80,688.3 19,513.2 1,929.1 447.3 84.7
Okt./ Oct. 21.11 4,311.3 438.3 473.4 251.7 32.3 15.9 8.54 1.17 82,997.3 19,676.9 1,920.6 436.4 88.8
Nov./ Nov. 20.02 4,181.4 424.6 478.1 259.1 32.8 15.8 8.63 1.17 84,802.4 19,975.7 1,908.8 435.3 69.2
1 Data mengenai 'Bilangan Urusniaga Menggunakan Kad' dikumpulkan mulai tahun 2002. 1 Data on 'No. of Card Transactions' was collected beginning 2002.
2 Data mengenai 'Amaun Had Kredit Dibenarkan' dikumpulkan mulai tahun 1999. 2 Data on 'Amount of Credit Line Extended' was collected beginning 1999.