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Paluwagan 2019-2020: Jan-15 Jan-30 Feb-15 Feb-30 Mar-15 Mar-30 Apr-15 Apr-30 May-15 May-30 Jun-15 Jun-30

The document is a record of paluwagan, or a rotating savings and credit association, for 15 members over 2019-2020. It shows the monthly contributions of PHP 400 each by members from January to December. Terms are provided for loans from the paluwagan, including 3% monthly interest for members and 5% monthly interest for non-members. A section is included for recording loans made each month along with the interest balances. The total contribution amount for the year from all members is PHP 144,000.

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vince mallari
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193 views

Paluwagan 2019-2020: Jan-15 Jan-30 Feb-15 Feb-30 Mar-15 Mar-30 Apr-15 Apr-30 May-15 May-30 Jun-15 Jun-30

The document is a record of paluwagan, or a rotating savings and credit association, for 15 members over 2019-2020. It shows the monthly contributions of PHP 400 each by members from January to December. Terms are provided for loans from the paluwagan, including 3% monthly interest for members and 5% monthly interest for non-members. A section is included for recording loans made each month along with the interest balances. The total contribution amount for the year from all members is PHP 144,000.

Uploaded by

vince mallari
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
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Paluwagan 1st Half

Jan-15 Jan-30 Feb-15 Feb-30 Mar-15 Mar-30 Apr-15 Apr-30 May-15 May-30 Jun-15 Jun-30
2019-2020 Total

Php 400.00 / fortnight


1 Raquel Bautista 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
2 Rannie Boy Dela Rosa 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
3 Gracielle Lagatao 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
4 Geneece Legaspi 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
5 Vincent Mallari 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
6 Kathlyn Marcellano 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
7 Alminda Montalla 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
8 Rochelle Morillo 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
9 Robert John Movilla 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
10 Mary Grace Pancho 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
11 Krizia Dae Pascual-Ebue 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
12 Nida Rosal 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
13 Emmanuel Sanchez 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
14 Brigham Trapsi 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
15 Vincent Villafania 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 72,000.00
15 shares

Terms & Conditions:


3% interest for members applying for loan, to be paid within 6 months upon receiving. Interest will be charged monthly.
5% interest for non-members applying for loan w/a member as co-maker, shuold be paid w/in 3 months only with monthly interest.
Maximum allowable loan is equal to the total yearly share of a member.
You cannot be a co-maker if a previous loan has not been settled.
If you withdraw your share before the end collection year, you waive your claim for any interests to be received.
All collected interest shall be divided equally based on the number of share by each member.
Paluwagan 2nd Half
Jul-15 Jul-30 Aug-15 Aug-30 Sep-15 Sep-30 Oct-15 Oct-30 Nov-15 Nov-30 Dec-15 Dec-30
2019-2020 Total

Php 400.00 / fortnight


1 Raquel Bautista 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
2 Rannie Boy Dela Rosa 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
3 Gracielle Lagatao 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
4 Geneece Legaspi 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
5 Vincent Mallari 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
6 Kathlyn Marcellano 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
7 Alminda Montalla 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
8 Rochelle Morillo 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
9 Robert John Movilla 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
10 Mary Grace Pancho 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
11 Krizia Dae Pascual-Ebue 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
12 Nida Rosal 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
13 Emmanuel Sanchez 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
14 Brigham Trapsi 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
15 Vincent Villafania 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 400.00 4,800.00
6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 72,000.00
15 shares
Grand Total 144,000.00

Terms & Conditions:


3% interest for members applying for loan, to be paid within 6 months upon receiving. Interest will be charged monthly.
5% interest for non-members applying for loan w/a member as co-maker, shuold be paid w/in 3 months only with monthly interest.
Maximum allowable loan is equal to the total yearly share of a member.
You cannot be a co-maker if a previous loan has not been settled.
If you withdraw your share before the end collection year, you waive your claim for any interests to be received.
All collected interest shall be divided equally based on the number of share by each member.
LOANS
MONTHLY INTEREST
JANUARY FEBRUARY MARCH APRIL MAY JUNE
Loan made Loan
Date of Loan Loan Loan Loan Loan Loan Loan
by: amount Intere Balanc Intere Balanc Intere Balanc Intere Balanc Intere Balanc Intere Balanc
amoun amoun amoun amoun amoun amoun
t paid st e t paid st e t paid st e t paid st e t paid st e t paid st e
LOANS
MONTHLY INTEREST
JULY AUGUST SEPTEMBER OCTOBER NOVEMBER DECEMBER
Loan made Loan
Date of Loan Loan Loan Loan Loan Loan Loan
by: amount Intere Balanc Intere Balanc Intere Balanc Intere Balanc Intere Balanc Intere Balanc
amoun amoun amoun amoun amoun amoun
t paid st e t paid st e t paid st e t paid st e t paid st e t paid st e

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