Business Gold Rewards p.

1/12
HILLSBOROUGH SCHOOL EMPLOY
TONY DIAZ
Closing Date 06/06/19 Next Closing Date 07/07/19 Account Ending 1-12008

Membership Rewards® Points

New Balance $162.49 Available and Pending as of 04/30/19
182,422
Please Pay By 06/21/19 For more details about Rewards, please
visit americanexpress.com/rewardsinfo
Payment is due upon receipt. We suggest you pay by the Please Pay By date. Account Summary
You may have to pay a late fee if your payment is not received by the Next
Closing Date. Previous Balance $5,929.98
Payments/Credits -$11,748.44
New Charges +$5,980.95
Fees +$0.00

New Balance $162.49

See page 2 for important information about your account.
Days in Billing Period: 30

See page 7 for Important Changes to Your Account Terms. Customer Care
Pay by Computer
See page 9 for a Notice Of Change To The Membership Rewards americanexpress.com/business
Program Terms & Conditions.
Customer Care Pay by Phone
1-800-492-3344 1-800-472-9297
Please note, your preset line is $10,500.00. You have spent $162.49.
See page 2 for additional information.

Please fold on the perforation below, detach and return with your payment

Payment Coupon Pay by Computer Pay by Phone Account Ending 1-12008

Do not staple or use paper clips americanexpress.com/ 1-800-472-9297
business Enter 15 digit account # on all payments.
Make check payable to American Express.

TONY DIAZ Please Pay By

HILLSBOROUGH SCHOOL EMPLOY 06/21/19
HILLSBRGH SCHOL EMPL
5126 N FLORIDA AVE Amount Due
TAMPA FL 33603 $162.49

Check here if your address or AMERICAN EXPRESS

phone number has changed. P.O. BOX 650448
Note changes on reverse side. DALLAS TX 75265-0448
 TONY DIAZ Account Ending 1-12008 p. 2/12

Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address
to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must
also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a
negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment
does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges.
Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we
accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required
by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no
effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid.
Permission for Electronic Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment
from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account
number and check serial number to your financial institution, unless the check is not processable electronically or a less costly process is available.
When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we
receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically
we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any
other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify
in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day.
How We Calculate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to calculate the balance on which
we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this
balance computation method and how resulting interest charges are determined. The method we use to calculate the ADB and interest results in daily
compounding of interest.
How to Avoid Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will
not charge interest on charges added to a Pay Over Time balance if you pay the Account Total New Balance by the due date each month.
Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We
will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more
than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the
conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges converted by establishments
will be billed at the rates such establishments use.
Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following
the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send
you a check for the credit balance within 30 days if the amount is $1.00 or more.

Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your
Account may be reflected in your credit report.

Customer Care & Billing Inquiries 1-800-678-0745 Hearing Impaired

International Collect 1-336-393-1111 TTY: 1-800-221-9950 Website: americanexpress.com
Large Print & Braille Statements 1-800-678-0745 FAX: 1-623-707-4442
Lost or Stolen Card 1-800-678-0745 In NY: 1-800-522-1897 Customer Care
Express Cash 1-800-CASH-NOW & Billing Inquiries Payments
P.O. BOX 981535 P.O. BOX 650448
EL PASO, TX DALLAS TX 75265-
79998-1535 0448

Change of Address
If correct on front, do not use.
Pay Your Bill with AutoPay
To change your address online, visit www.americanexpress.com/updatecontactinfo
For Name, Company Name, and Foreign Address or Phone changes, please call Customer Care. · Avoid late fees
Please print clearly in blue or black ink only in the boxes provided. · Save time
Deduct your payment from your bank
Street Address account automatically each month

Visit americanexpress.com/autopay
City, State today to enroll.
Zip Code

Area Code and

Home Phone
Area Code and
Work Phone For information on how we protect your
privacy and to set your communication
Email and privacy choices, please visit
www.americanexpress.com/privacy.
 Business Gold Rewards p. 3/12
HILLSBOROUGH SCHOOL EMPLOY
TONY DIAZ
Closing Date 06/06/19 Account Ending 1-12008

Payments and Credits

Summary

Total
Payments -$11,170.21
Credits
TONY DIAZ 1-12008 -$365.60
STEPHANIE P MACNEEL 1-12032 -$212.63
Total Payments and Credits -$11,748.44

Detail *Indicates posting date

Payments Amount
05/16/19* TONY DIAZ ONLINE PAYMENT - THANK YOU -$5,717.35
06/06/19* TONY DIAZ ONLINE PAYMENT - THANK YOU -$5,452.86
Credits Amount
05/25/19 TONY DIAZ THE HOME DEPOT 279 -$365.60
TAMPA FL
HOME SUPPLY WAREHOUSE
05/14/19 STEPHANIE P MACNEEL DOUBLE TREE -$212.63
TALLAHASSEE FL
Arrival Date Departure Date
04/21/19 04/27/19
00000000
LODGING

New Charges
Summary
Total
TONY DIAZ 1-12008 $1,032.62
IRAN ALICEA 1-12016 $682.97
STEPHANIE P MACNEEL 1-12032 $4,265.36
Total New Charges $5,980.95

Detail
TONY DIAZ
Card Ending 1-12008
Amount
05/17/19 GINOS RESTAURANT & BAR TAMPA FL $50.04
8139331089
05/24/19 THE HOME DEPOT 279 TAMPA FL $292.86
HOME SUPPLY WAREHOUSE
05/24/19 THE HOME DEPOT 279 TAMPA FL $689.72
HOME SUPPLY WAREHOUSE
IRAN ALICEA
Card Ending 1-12016
Amount
05/07/19 LA CASONA RESTAURANT 650000010490079 TAMPA FL $190.08
8134149774
05/14/19 WATER.COM - WATER/COFFEE SRVC Lakeland FL $34.79
800-492-8377

Continued on reverse
 TONY DIAZ Account Ending 1-12008 p. 4/12

Detail Continued
Amount
05/24/19 ACCO BRANDS (800)365-9327 NY $50.53
800-565-5396
05/25/19 LONGHORN STEAK 0125240 0000 TAMPA FL $142.27
407-245-5589
05/30/19 KEURIG GREEN MOUNTAI 866-901-2739 VT $43.40
180009004 336032
06/03/19 WATER.COM - WATER/COFFEE SRVC Lakeland FL $59.41
800-492-8377
06/06/19 SP * DESKTOPSUPPLIES HAMDEN CT $162.49
2032480003
STEPHANIE P MACNEEL
Card Ending 1-12032
Amount
05/07/19 TECO/PEOPLES GAS 813-223-0800 FL $111.57
UTILITY
05/07/19 KUBRA/TECO CONV FEE 800-766-6616 NJ $2.75
UTILITY
05/07/19 BRIGHT HOUSE NETWORK 317-972-9700 FL $170.79
CABLE TV
05/08/19 UNITED AIRLINES HOUSTON TX $635.60
UNITED AIRLINES
From: To: Carrier: Class:
TAMPA INTERNATIONA WASHINGTON DULLES UA 00
TAMPA INTERNATIONA UA 00
Ticket Number: 01624522994732 Date of Departure: 07/08
Passenger Name: MACNEEL/STEPHANIEPEARL
Document Type: PASSENGER TICKET
05/08/19 UNITED AIRLINES HOUSTON TX $635.60
UNITED AIRLINES
From: To: Carrier: Class:
TAMPA INTERNATIONA WASHINGTON DULLES UA 00
TAMPA INTERNATIONA UA 00
Ticket Number: 01624522994743 Date of Departure: 07/08
Passenger Name: ALICEA/IRAN
Document Type: PASSENGER TICKET
05/08/19 UNITED AIRLINES HOUSTON TX $635.60
UNITED AIRLINES
From: To: Carrier: Class:
TAMPA INTERNATIONA WASHINGTON DULLES UA 00
TAMPA INTERNATIONA UA 00
Ticket Number: 01624522994754 Date of Departure: 07/08
Passenger Name: MCCOLISTER/JACKIELYNN
Document Type: PASSENGER TICKET
05/08/19 UNITED AIRLINES HOUSTON TX $635.60
UNITED AIRLINES
From: To: Carrier: Class:
TAMPA INTERNATIONA WASHINGTON DULLES UA 00
TAMPA INTERNATIONA UA 00
Ticket Number: 01624522994765 Date of Departure: 07/08
Passenger Name: GUTIERREZ/STEPHANIEJENNI
Document Type: PASSENGER TICKET
05/09/19 GEICO AUTO (800)841-3000 DC $467.65
INSURANCE
05/10/19 UBER TRIP HELP.UBER.COM CA $7.38
HELP.UBER.COM
05/12/19 MELLOW MUSHROOM BRANDON FL $73.14
RESTAURANT
05/13/19 UBER TRIP HELP.UBER.COM CA $7.74
HELP.UBER.COM

Continued on next page

 Business Gold Rewards p. 5/12
HILLSBOROUGH SCHOOL EMPLOY
TONY DIAZ
Closing Date 06/06/19 Account Ending 1-12008

Detail Continued
Amount
05/13/19 UBER TRIP HELP.UBER.COM CA $1.00
HELP.UBER.COM
05/15/19 AUTO LOAN ACCEPTANCE C 605-338-5786 SD $480.24
605-338-5786
05/16/19 THE TAMPA CLUB 813-2296028 FL $140.00
8132296028
05/17/19 LOVE LUSH LASHES Plant City FL $81.25
squareup.com/receipts
05/18/19 SHIPT*ORDER BIRMINGHAM AL $58.25
+12055022500
05/26/19 DOORDASH*MCDONALDS SAN FRANCISCO CA $22.26
6506819470
05/27/19 DOORDASH*MCDONALDS SAN FRANCISCO CA $19.47
6506819470
05/28/19 DOORDASH*MCDONALDS SAN FRANCISCO CA $25.36
6506819470
05/30/19 DOORDASH*MCDONALDS SAN FRANCISCO CA $27.92
6506819470
05/31/19 DOORDASH*MCDONALDS SAN FRANCISCO CA $26.19
6506819470

Fees

Amount

Total Fees for this Period $0.00

2019 Fees and Interest Totals Year-to-Date

Amount
Total Fees in 2019 $0.00
Total Interest in 2019 $0.00
TONY DIAZ Account Ending 1-12008 p. 6/12
 Business Gold Rewards p. 7/12
HILLSBOROUGH SCHOOL EMPLOY
TONY DIAZ
Closing Date 06/06/19 Account Ending 1-12008

Notice of Important Changes to Your Account Terms

We are making changes to your American Express Cardmember Agreement referenced in this notice. We
encourage you to read this notice, share it with Additional Card Members on your account, and file it for future
reference. The detailed change(s) to your Cardmember Agreement can be found after the below summary chart.

Important Changes to Your Account Terms

The following is a summary of the changes that are being made to your account terms effective on
September 1, 2019. For more detailed information, please see the Detail of Changes to your Cardmember
Agreement that can be found on the following page.

The late payment fee will be changed from $38 or 2.99% of any past due Pay in Full amount, whichever is
greater, to $39 or 2.99% of any past due Pay in Full amount, whichever is greater. The returned payment
fee will be changed from $38 to $39.

For Card Members with a billing address in Puerto Rico, effective September 1, 2019, if we do not receive
your Minimum Payment Due before the next Closing Date, you may be assessed a late fee, regardless of
whether you have ever previously been assessed a late fee.

Revised Terms, as of September 1, 2019

Late Payment Fee $39 or 2.99% of any past due Pay in Full amount,
whichever is greater.
Returned Payment Fee $39.

ID 12766

See the following page(s) for the Detail of Change(s) to your Cardmember Agreement.

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TONY DIAZ Account Ending 1-12008 p. 8/12

Detail of Changes to Your Cardmember Agreement

This notice amends your American Express Cardmember Agreement ("Agreement") as described below. Any
terms in the Cardmember Agreement conflicting with this change are completely replaced. Terms not changed by
this notice continue to apply. If you have any questions, please call the number on the back of your Card.

Late Payment Fees and Returned Payment Fees

Effective September 1, 2019, the Fees section on page 1 of Part 1 of the Cardmember Agreement is amended
by deleting the Penalty Fees row and replacing it with the following:
Penalty Fees
• Late Payment $39 or 2.99% of any past due Pay in Full amount, whichever is greater.
• Returned Payment $39.

Late Payment Fee

Effective September 1, 2019, the Fees section on page 2 of Part 1 of the Cardmember Agreement is amended
by deleting the Late Payment row in its entirety and replacing it with the following:
Late Payment $39 if you do not pay the Amount Due (Minimum Payment Due if you have a
Pay Over Time balance) on a billing statement before the next Closing Date.
For each following Closing Date that an amount past due remains unpaid, we
may charge a fee of the greater of $39 or 2.99% of any past due Pay In Full
amounts.
Your late fee will not exceed the Amount Due or any limit established by
applicable law.
Paying late may also result in a penalty APR. See When the penalty APR will
apply above.

Returned Payment Fee

Effective September 1, 2019, the Fees section on page 2 of Part 1 of the Cardmember Agreement is amended
by deleting the Returned Payment row and replacing it with the following:
Returned Payment $39 if your payment is returned unpaid the first time we present it to your
bank. A returned payment may also result in a penalty APR for Pay Over Time
balances. See When the penalty APR will apply above.

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 Business Gold Rewards p. 9/12
HILLSBOROUGH SCHOOL EMPLOY
TONY DIAZ
Closing Date 06/06/19 Account Ending 1-12008

®
Notice of Important Changes to the Membership Rewards Program Terms
®
We are making changes to the Membership Rewards Program Terms & Conditions referenced in this notice.
We encourage you to read this notice and file it for future reference. The detailed changes to your Membership
Rewards Program Terms & Conditions can be found after the below summary chart.

Summary of Changes
Effective Immediately
About The Program We are removing the option for a Basic Business Card Member to allow their
Additional Business Card Members to have their own Membership Rewards
program account.
Effective June 6, 2019
Getting Points ®
Card Members with an American Express Gold Card will be eligible to earn three
(3) additional points (for a total of four (4) points) at restaurants worldwide; three
(3) additional points (for a total of four (4) points) on the first $25,000 of eligible
purchases per calendar year at supermarkets located in the U.S. (superstores
and warehouse clubs are not considered supermarkets); and two (2) additional
points (for a total of three (3) points) for airfare on a scheduled flight charged
directly with passenger airlines or at amextravel.com (Charter flights and private
jet flights are excluded).
About The Program, ®
The Blue for Students Card will no longer be part of the Membership Rewards
Getting Points, Using program.
Points
Effective September 1, 2019
Forfeiting and Effective for billing periods having payment due dates on or after September
Getting Points Back 1, 2019, we are changing the Membership Rewards Terms and Conditions to
provide that, for certain eligible Cards, we must receive your payment of the
amount due on your Linked Account by the payment due date for a billing period,
instead of by the closing date of the next billing period, in order for you to avoid
forfeiting the points that you would have earned for that billing period.
Using Points We are changing the Membership Rewards Terms and Conditions to provide that
an Additional Card must be issued to an Additional Card Member at least 90 days
prior to linking your Membership Rewards program account to that Additional
Card Member's frequent customer program account.
Effective September 28, 2019
We will be cancelling existing Additional Membership Rewards program accounts held by Additional
Business Card Members. Enrolled Additional Business Card Members will have until October 31, 2019, to
redeem accumulated points. All Additional Business Card Members who currently have their own additional
program account will receive notification regarding the cancellation of their account. Beginning September
28, 2019, purchases charged on Additional Business Cards will earn points for the Basic Business Card
Member's program account.

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TONY DIAZ Account Ending 1-12008 p. 10/12

Effective October 31, 2019

About The Program, We are deleting all references to Additional Business Card Member program
Getting Points, accounts in the Membership Rewards Terms & Conditions.
Forfeiting and
Getting Points Back,
Using Points
ID 12776

See the following page(s) for the Detail of Changes to the Membership Rewards Program Terms & Conditions.

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 Business Gold Rewards p. 11/12
HILLSBOROUGH SCHOOL EMPLOY
TONY DIAZ
Closing Date 06/06/19 Account Ending 1-12008

Detail of Changes to the Membership Rewards Program Terms & Conditions

This notice amends the Membership Rewards Program Terms & Conditions (the "Terms & Conditions") as
described below. Any terms in the Terms & Conditions conflicting with this change are completely replaced.
Terms not changed by this notice continue to apply. If you have any questions, please call the number on the
back of your Card.

A. Effective Immediately, the second paragraph of the Who Can Use The Program & Annual Fees sub-section
of the About The Program section is amended by deleting the following sentences:
For a Business Card account, any Additional Business Card Members can be permitted to have their
own separate program account by the Basic Business Card Member. In order to permit any Additional
Business Card Members to have their own separate program account, the Basic Business Card Member
must be enrolled in the program.

B. Effective June 6, 2019, the Getting Additional Points sub-section of the Getting Points section is amended by
®
deleting the bullets in the American Express Gold Card section and replacing with the following:
• Three (3) additional points (for a total of four (4) points) at restaurants worldwide.
• Three (3) additional points (for a total of four (4) points) on the first $25,000 of eligible purchases
per calendar year at supermarkets located in the U.S. (superstores and warehouse clubs are not
considered supermarkets).
• Two (2) additional points (for a total of three (3) points) for airfare on a scheduled flight charged
directly with passenger airlines or at amextravel.com (Charter flights and private jet flights are
excluded).

®
C. Effective June 6, 2019, the terms and conditions of the Membership Rewards program are amended to
®
delete all mentions of the Blue for Students Card.

D. Effective September 1, 2019, the first paragraph of the For Making Late Payments subsection of the
Forfeiting and Getting Points Back section is amended and restated as follows:
If your Linked Account is a consumer Card account or a Blue for Business Credit Card account, a
Blue for Business Plus Credit Card account, a Platinum Business Credit Card account, a Business
Management Credit Card account, or a Business Membership Rewards Credit Card account, you must
pay the amount due on your Linked Account statement so that we receive your payment by the payment
due date shown on that statement. If your Linked Account is any other kind of Business Card account
or a Corporate Card account, you must pay the amount due on your Linked Account statement so that
we receive your payment by the closing date of the next billing period. If you don't, you may forfeit all the
points that you earned during the period covered by the statement.

E. Effective September 1, 2019, the last paragraph of the Who can transfer points of the Transferring Points To
Frequent Customer Programs subsection of the Using Points section is amended and restated as follows:

If you are eligible to transfer points, you'll see this option listed in the Travel category on
membershiprewards.com. The frequent customer program account that you transfer points into must be
held by you or an Additional Card Member linked to your program account provided that an Additional
Card must be issued to the Additional Card Member at least 90 days prior to linking your program
account to that Additional Card Member's frequent customer program account.

F. Effective October 31, 2019, we are deleting all references to Additional Business Card Member program
accounts in the Membership Rewards Terms & Conditions:

1. The second paragraph of the Who Can Use The Program & Annual Fees subsection of the About
The Program section is amended by deleting the following sentence:
We will cancel an Additional Business Card Member's participation in the program and, if
applicable, separate program account if the Basic Business Card Member exits the program.

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TONY DIAZ Account Ending 1-12008 p. 12/12

2. The third paragraph of the Who Can Use The Program & Annual Fees subsection of the About The
Program section is amended by deleting the following sentence:
Additional Business Card Members who have a separate program account may not link other
program-eligible Cards to the separate program account created for them as an Additional
Business Card Member.

3. The first paragraph of the Buying Points subsection of the Getting Points section is amended by
deleting the second sentence in its entirety.

4. The third sentence of the second paragraph of the Buying Points subsection of the Getting Points
section is amended to read:
If you have a Card enrolled in Membership Rewards when you enroll a second Card, the Cards
may be linked to the same program account.

5. The third paragraph of the For Making Late Payments subsection of the Forfeiting and Getting
Points Back section is deleted in its entirety.

6. The second paragraph of the For Canceling Your Account subsection of the Forfeiting and Getting
Points Back section is amended to read:
If you voluntarily cancel your enrollment in the program, but you keep at least one American
®
Express Card open and is not past due or canceled, you'll have up to 30 days from the date of
cancellation to use any points in your program account.

7. The third paragraph of the For Canceling Your Account subsection of the Forfeiting and Getting
Points Back section is amended to read:
If you voluntarily cancel your enrollment in the program and you don't keep open any American
Express Cards, all points in your program account will be immediately forfeited.

8. The second sentence of the second paragraph of the Who can transfer points sub-subsection of
the Transferring Points To Frequent Customer Programs subsection of the Using Points section is
amended to read:
If you have a Card enrolled in Membership Rewards when you enroll another Card, the Cards
may be linked to the same program account.

9. The last sentence of the Excise tax offset fee sub-subsection of the Transferring Points to
Frequent Customer Programs subsection of the Using Points section is deleted in its entirety.

CMLENDDMRUS0316