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    LPE2301 SCL WORKSHEET 6 SEM2.19.20 (7 June 2020)

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    Muhammad Fikri
    This document is a worksheet for a presentation on the benefits of financial literacy among students. It includes an incomplete presentation script to be filled in with transition signals. The two major benefits discussed are helping students manage expenditures and achieve financial goals. First, financial literacy enables students to distinguish needs from wants and make good financial decisions to manage budgets for living expenses. It also allows them to have savings from an early age and wisely manage student loans. Second, financial literacy is important for achieving both short-term goals like personal purchases and emergency funds, as well as long-term goals such as starting a business or retirement, which require good saving and investing habits. Students who learn financial navigation will tend to have more savings and money for large

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    LPE2301 SCL WORKSHEET 6 SEM2.19.20 (7 June 2020)

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    Muhammad Fikri
    511 views2 pages
    This document is a worksheet for a presentation on the benefits of financial literacy among students. It includes an incomplete presentation script to be filled in with transition signals. The two major benefits discussed are helping students manage expenditures and achieve financial goals. First, financial literacy enables students to distinguish needs from wants and make good financial decisions to manage budgets for living expenses. It also allows them to have savings from an early age and wisely manage student loans. Second, financial literacy is important for achieving both short-term goals like personal purchases and emergency funds, as well as long-term goals such as starting a business or retirement, which require good saving and investing habits. Students who learn financial navigation will tend to have more savings and money for large

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    This document is a worksheet for a presentation on the benefits of financial literacy among students. It includes an incomplete presentation script to be filled in with transition signals. The two major benefits discussed are helping students manage expenditures and achieve financial goals. First, financial literacy enables students to distinguish needs from wants and make good financial decisions to manage budgets for living expenses. It also allows them to have savings from an early age and wisely manage student loans. Second, financial literacy is important for achieving both short-term goals like personal purchases and emergency funds, as well as long-term goals such as starting a business or retirement, which require good saving and investing habits. Students who learn financial navigation will tend to have more savings and money for large

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    511 views2 pages

    LPE2301 SCL WORKSHEET 6 SEM2.19.20 (7 June 2020)

    Uploaded by

    Muhammad Fikri
    This document is a worksheet for a presentation on the benefits of financial literacy among students. It includes an incomplete presentation script to be filled in with transition signals. The two major benefits discussed are helping students manage expenditures and achieve financial goals. First, financial literacy enables students to distinguish needs from wants and make good financial decisions to manage budgets for living expenses. It also allows them to have savings from an early age and wisely manage student loans. Second, financial literacy is important for achieving both short-term goals like personal purchases and emergency funds, as well as long-term goals such as starting a business or retirement, which require good saving and investing habits. Students who learn financial navigation will tend to have more savings and money for large

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    UPM-CALC/SEM2/2019-20/LPE2301/SCL WORKSHEET 6

    LPE2301 ACADEMIC INTERACTION AND PRESENTATION


    SCL WORKSHEET 6

    WEEK 8 (PREPARING CONTENT)

    Name : Muhammad Fikri Bin Mohd Najib


    Matric No. : 203354
    Group : 112
    Due date : 7 June 2020

    Exercise 1

    This is a part of a presentation script entitled The Benefits of Financial Literacy among
    Students. Fill in the blanks with the correct transition signals to show transition of main
    ideas, supporting ideas and details.

    There are two major benefits of financial literacy among students that I’m going to talk about
    today which are helping students to manage expenditure and achieving their financial goals.
    1
    Firstly , the benefit of financial literacy among students is it can help to manage
    expenditure. As students, financial literacy enables you to distinguish between wants and
    needs. To illustrate this 2, you would only purchase things that you need the most and would
    3
    not spend on unnecessary things yet , you will learn to make good financial decisions as
    you have to manage your budget well for living expenses, books, tuition fees and etc.
    4
    Besides Staffordshire University Financial Services, financial management is an important
    skill and knowledge that need to be practised among students for future career. In addition ,5
    with financial literacy, you would be able to have savings at early age. Then ,6 you can
    manage your study loan wisely so you can repay the loan later. Next 7 with proper spending,
    8
    you can monitor your spending and have consistency in savings. Chen said that when
    finance topics are included in university courses, it will positively impact the decisions,
    saving and spending habits in adulthood.

    Achieving financial goals is the good 9 benefit why financial literacy is important for you. I’ve
    divided this point into two parts which are short-term goals and long-term goals. This is just
    like ,10 it is necessary for you to set your short-term and long-term goals. Short-term goals
    are your more immediate expenses. Although timelines vary, these are the things you will
    spend money on generally within a few months or years. For example ,11 personal goods,
    12
    travelling, emergency fund, credit card debts and etc. Roger stated in her research that
    people born between 1980 and 1984 on average, carry, more of credit card debt than their

    Page 1 of 2
    UPM-CALC/SEM2/2019-20/LPE2301/SCL WORKSHEET 6

    13
    parents did at their age. At the same time managing long-term goals is also essential.
    Long-term goals usually take more than five years to achieve. These goals typically involve
    more money and regular attention than short-term goals. These goals require you to develop
    good saving and investing habits. The example can be seen 14 in starting a business, paying
    15
    off a mortgage, retirement fund and others. However Berger in his article “How much do
    you really need to retire?” that students who learn to navigate the world of debt and credit
    will tend to have more money for savings, which can help pay for large expenses without
    relying on credit, and they can set aside money for retirement accounts.

    Submission:
    Submit the completed Exercise 1 PDF format.

    Page 2 of 2

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