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    Letter of Submission

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    Deshi Gamer
    Tasmia Tazin submits her internship report on the financial performance evaluation of Sonali Bank Limited to her supervisor Fatema Tuz Zohra. In the report, she analyzes key financial ratios of Sonali Bank over the last five years from 2014 to 2018 to assess the bank's profitability, liquidity, leverage, and efficiency. Some positive ratios indicate the bank's good current ratio, cash ratio, investment to deposit ratio, and net profit margin. However, the debt ratio, times interest earned ratio, total asset turnover, return on assets, and return on equity need close examination. Tasmia provides recommendations, including improving services, reducing costs, focusing on social welfare and economic development,

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    Letter of Submission

    Uploaded by

    Deshi Gamer
    44 views6 pages
    Tasmia Tazin submits her internship report on the financial performance evaluation of Sonali Bank Limited to her supervisor Fatema Tuz Zohra. In the report, she analyzes key financial ratios of Sonali Bank over the last five years from 2014 to 2018 to assess the bank's profitability, liquidity, leverage, and efficiency. Some positive ratios indicate the bank's good current ratio, cash ratio, investment to deposit ratio, and net profit margin. However, the debt ratio, times interest earned ratio, total asset turnover, return on assets, and return on equity need close examination. Tasmia provides recommendations, including improving services, reducing costs, focusing on social welfare and economic development,

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    Tasmia Tazin submits her internship report on the financial performance evaluation of Sonali Bank Limited to her supervisor Fatema Tuz Zohra. In the report, she analyzes key financial ratios of Sonali Bank over the last five years from 2014 to 2018 to assess the bank's profitability, liquidity, leverage, and efficiency. Some positive ratios indicate the bank's good current ratio, cash ratio, investment to deposit ratio, and net profit margin. However, the debt ratio, times interest earned ratio, total asset turnover, return on assets, and return on equity need close examination. Tasmia provides recommendations, including improving services, reducing costs, focusing on social welfare and economic development,

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    44 views6 pages

    Letter of Submission

    Uploaded by

    Deshi Gamer
    Tasmia Tazin submits her internship report on the financial performance evaluation of Sonali Bank Limited to her supervisor Fatema Tuz Zohra. In the report, she analyzes key financial ratios of Sonali Bank over the last five years from 2014 to 2018 to assess the bank's profitability, liquidity, leverage, and efficiency. Some positive ratios indicate the bank's good current ratio, cash ratio, investment to deposit ratio, and net profit margin. However, the debt ratio, times interest earned ratio, total asset turnover, return on assets, and return on equity need close examination. Tasmia provides recommendations, including improving services, reducing costs, focusing on social welfare and economic development,

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    of 6

    Letter of submission

    15th October 2020

    Fatema Tuz Zohra


    Lecturer of School of Business
    Britannia University, Cumilla
    Bangladesh

    Subject: Submission of Internship Report

    Dear Madam,
    I would like to inform you that I have completed my internship report on topic "Financial
    performance Evaluation of Sonali Bank limited" of Bangladesh. I have collected information
    from all available sources in a realistic way. While preparing report, I have tried to follow your
    instruction based on systematic manner I sincerely hope that this report meets your approval and
    also expects that I will get your kind consideration regarding acceptance of this report.
    Sincerely Yours,

    ……………………..
    (Tasmia Tazin)
    ID No:1603010015
    Batch: Fall’16 (12 semester)
    School of business Major in Finance minor in Marketing
    Britannia University, Cumilla
    Declaration

    This is Tasmia Tazin, hereby declares that the present internship report on “Financial
    Performance Evaluation of Sonali Bank Limited a study on BISE Building Branch”
    uniquely prepared by me after completion of three months internship of Sonali Bank limited I
    also confirm that this report is only prepared for my academic requirement. The work has not
    been published in any Journal or Magazine, any other university or institution for any degree
    apprenticeship and student fellowship. This report is my original work and prepared for
    academic purpose which is a part of BBA program.

    ……………………..
    (Tasmia Tazin)
    ID No:1603010015
    11th Batch
    Batch: Fall’16 (12 semester)
    School of business Major in Finance
    Britannia University, Cumilla
    Supervisor's certificate

    This is to certify that Tasmia Tazin, a student of BBA Program, major in Finance and Banking
    Britannia University, Cumilla bearing ID No. 1603010015, Batch has successfully completed the
    Internship Report titled on “Financial Performance Evaluation of Sonali Bank Limited a
    study on BISE Building Branch" under my supervision and monitoring. I wish his success at
    every sphere of life.

    Supervisor

    …………………..
    Fatema Tuz Zohra,
    Lecturer of School of Business
    Britannia University, Cumilla
    Bangladesh
    Acknowledgement

    I am so happy to declare that I have completed my internship report within the deadline by great
    blessings of almighty I am really owed to some special people who helped me to prepare the
    report with a great courage. I am most grateful to my internship supervisor Fatema Tuz Zohra for
    providing a detailed feedback and support all the time on this report. My special thanks go to
    (SPO) and some officers of different decks of Sonali Bank Limited, BISE Building Branch,
    Cumilla for their guideline, assistance, intimacy and for their valuable time as well. Their
    continuous assistance makes me to have a car idea about how Financial Performance evaluation
    of Sonali Bank is going on. Without their contribution it would not have been possible for me to
    finish the Internship. In writing the report, I have taken help from different books, journals and
    other scholastic articles. I thank all those authors I am also indebted to my loving friends and
    senior brothers for their assistance in my report preparation.

    Finally, I extend my thanks to all of my well-wishers for their co-operation during this important
    task
    Executive summary

    This report is an analysis of the financial operations and performance of Sonali Bank limited for
    last five years. This report will provide an assessment and analysis of the profitability, liquidity,
    leverage position and activity conditions of the SBL using figures from the financial statements
    for the last five financial years 2014-2018 The report is divided into the following six parts-
    Introduction, Overview of SBL, Special study on BISE Building Branch, Cumilla, An analysis
    and findings of Financial Performance of Sonali Bank Limited, Recommendation & Conclusion.
    The main purpose of my report is to analyze financial performance of SBL, pointing out some
    ratios that hinder the performance and pointing out some suggestions. In my analysis, the
    positive ratios of Banks performance are current ratio, cash ratio, capacity ratio, investment to
    deposit ratio net profit margin, EPS, equity to net loan ratio. The ratio which need to close
    investigation is- Debt ratio, times interest earned ratio, total asset turnover, ROA and ROE. My
    suggestion is broadly described in Recommendation part. In brief, the Bank should recover from
    the old trend of banking system to innovative system that means structural and technological
    development, less harassment to client providing fast services, low leverage and more efficiency
    in management. As this is a nationalized bank, the bank should give emphasize on welfare of the
    country and economic development with various social services. The 233 loss branches are the
    main concern of SBL where the proper treatment should be made. The loss branches are
    increasing year to year. A proper utilization of human resources can be a good solution and
    training facility to unskilled employees

    Finally, the preparation of report helps to get a practical knowledge about research arena adding
    value to my practical life. This research inspired to make my dream true to be a researcher in my
    favorite area that is Finance. Key words: SBL, Financial Performance, ROA, ROE, ATM, EPS,
    Profitability

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