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    Spending Habits of Financial Mangement Students

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    maria rose
    1. This study aims to determine the spending habits and financial management of students at Batangas State University, specifically those studying Financial Management. 2. It examines students' profiles, how they allocate their allowances to expenses like food, games, school costs, clothes, and personal items, and whether spending habits are related to surrounding influences or financial attitudes. 3. Previous research found students often lack financial readiness and planning, spending is linked to factors like gender and age, and parental influence on money management skills can impact saving behaviors.

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    Spending Habits of Financial Mangement Students

    Uploaded by

    maria rose
    859 views2 pages
    1. This study aims to determine the spending habits and financial management of students at Batangas State University, specifically those studying Financial Management. 2. It examines students' profiles, how they allocate their allowances to expenses like food, games, school costs, clothes, and personal items, and whether spending habits are related to surrounding influences or financial attitudes. 3. Previous research found students often lack financial readiness and planning, spending is linked to factors like gender and age, and parental influence on money management skills can impact saving behaviors.

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    Spending Habits of Financial Mangement students

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    1. This study aims to determine the spending habits and financial management of students at Batangas State University, specifically those studying Financial Management. 2. It examines students' profiles, how they allocate their allowances to expenses like food, games, school costs, clothes, and personal items, and whether spending habits are related to surrounding influences or financial attitudes. 3. Previous research found students often lack financial readiness and planning, spending is linked to factors like gender and age, and parental influence on money management skills can impact saving behaviors.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    859 views2 pages

    Spending Habits of Financial Mangement Students

    Uploaded by

    maria rose
    1. This study aims to determine the spending habits and financial management of students at Batangas State University, specifically those studying Financial Management. 2. It examines students' profiles, how they allocate their allowances to expenses like food, games, school costs, clothes, and personal items, and whether spending habits are related to surrounding influences or financial attitudes. 3. Previous research found students often lack financial readiness and planning, spending is linked to factors like gender and age, and parental influence on money management skills can impact saving behaviors.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    of 2

    Topic 1

    Spending Habits of Financial Management students in Batangas State University

    Statement of the problem

    This study aims to determine and improve the spending habits of Financial
    Management students of Batangas State University.

    Specifically, this sought answers for the following questions:

    1. What is the profile of the respondents in terms of:


    1.1. Gender
    1.2. Age
    1.3. Allowance
    1.4. Financial Capacity
    2. How do respondents manage their spending habits with regards to:
    2.1 Games
    2.2 Food
    2.3 School Expenses
    2.4 Clothes
    2.5 Personal expenses
    3. Is there a significant difference on Spending habits and financial attitude?
    4. How may the responses on the expenses be compared?
    5. Is there a significant relationship between Spending habits and the expenses
    incurred by the people that surrounds an individual?
    6. Does Spending habits significantly affect the financial behavior of a person?
    7. What strategies may be proposed to effectively improve the spending habits of
    a person?
    8. Can the students handle their own expenses?

    Theoretical Framework
    Eskelson (2005), According to an attrition study conducted by Idaho State
    University, lack of financial management is a key reason that students do not complete
    a degree. Cummins et al., (2009) seeks to investigate with the financial attitudes and
    spending habits of students among Freshmen College. The results of this study showed
    that college students may not be ready to handle with the financial situations faced by
    them and youth have no planning for their expenses. S. Furnham (1999) in his study
    focused on the saving and spending habits of children. Findings showed that over 80
    percent of the respondents indicated that their parents do not give them extra money.
    Results showed also that there is a significant correlation between gender and the
    amount of money to spend while males spend more than females. Leiser & Ganin
    (1996) studied the impact of parental influence on saving and spending of children.
    They have distinguished parents into two categories. First category of parents avoid
    talking about financial matters and important purchases in front of their children. They
    do not involve the adolescents in financial matters. Second are those parents who act
    on the assumption that children need to be trained to be economically independent in
    the future. In the second case they believe that the child will learn the value of money
    and get motivated to save. Ranjith (2002) study revealed that the increase in age leads
    to increase in tendency to save and decrease in risk taking attitude. Wilkinson (2008)
    “According to the life-cycle hypothesis any change in wealth should produce an identical
    effect on consumption, no matter what is the source of the wealth change”. Weaver
    (1992), financial management capabilities are essential not only to students’ personal
    success but also their academic success. Students able to manage their finances are
    likely to organize their lives and manage their time in a way conducive to good
    academic progress.

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