Financial Calculator / Mini

Goal Planner

Dynamic SIP Calculator

SIP Table

Growing SIP

Need Analysis

FutureValue / PresentValue / XIRR / IRR / CAGR / Weighted Average Return

Wall of Goals - Family Picture

Risk Profiling

Goal Planning Charts

 Main Menu Dynamic SIP Calculator

Monthly Quarterly Half Yearly Yearly

SIP Amount 39710 5000 25000 100000

No. of Years (Tenure) 2 25 20 15

Rate of Return - % Annualized 15 12 15 12

Maturity Amount 1103465 3036439 5681413 3727971

Investment Amount 953040 500000 1000000 1500000

 Main Menu SIP Maturity Table

Enter the Monthly SIP Amount

Tenure (In Years)

Returns 5 10 15 20 25 30
8% 367384 914730 1730191 2945102 4755132 7451797
9% 377121 967571 1892029 3339434 5605610 9153717
10% 387185 1024225 2072352 3796844 6634167 11302440
11% 397590 1084991 2273448 4328190 7880667 14022599
12% 408348 1150193 2497901 4946277 9394233 17474821
13% 419472 1220185 2748630 5666212 11235458 21866349
14% 430976 1295345 3028931 6505830 13479132 27464855
15% 442873 1376085 3342534 7486197 16217648 34616398
16% 455178 1462853 3693651 8632208 19565219 43768795
17% 467906 1556130 4087050 9973295 23663131 55502041
18% 481073 1656441 4528123 11544272 28686267 70567927
19% 494696 1764352 5022970 13386336 34851227 89941668
20% 508791 1880476 5578500 15548259 42426434 114889189
21% 523376 2005481 6202530 18087801 51744705 147054874
22% 538469 2140086 6903916 21073392 63218910 188576025
23% 554090 2285074 7692687 24586136 77361467 242232222
24% 570258 2441291 8580208 28722184 94808627 311640282
25% 586993 2609655 9579354 33595569 116350734 401508808
26% 604317 2791164 10704721 39341567 142969931 517970641
27% 622252 2986894 11972853 46120708 175887159 669017162
28% 640821 3198018 13402511 54123533 216620745 865065766
29% 660048 3425805 15014969 63576273 267059467 1119701535
30% 679958 3671630 16834358 74747593 329553651 1450646735
urity Table

5000

35
11469412
14708922
18983190
24641482
32154797
42159195
55514757
73385901
97350838
129550856
172894028
231333338
310246614
416955761
561436697
757290399
1023071618
1384107612
1874988422
2542977641
3452685208
4692470777
6383220591
 Main Menu
Growing SIP
Calculator

Tenure SIP SIP Increment Expected

In Year on Year Returns in Maturity
Amount Amount
Years in % %

5 5000 10 20 598387
10 2500 16 18 1426010
15 2000 10 15 2192592
Detail
20 1500 10 18 5913526 Calculations
25 2000 15 15 20628126
30 2000 15 15 51011403
35 2000 15 15 122664360
40 2000 15 15 288996553
 Detail Calculations for 5 Years Detail Calculations for 10 Years Detail Calculations
SIP Amount 5000 SIP Amount 2500
Increase In % 10 Increase In % 16
Tenure 5 Tenure 10
Expected Return 20 Expected Return 18

Years SIP Amount Value Year on Year Years SIP Amount Value Year on Year Years
1 5000 65817 1 2500 32603 1
2 5500 152656 2 2900 76800 2
3 6050 265786 3 3364 135694 3
4 6655 411701 4 3902 213129 4
5 7321 598387 5 4527 313853 5
6 5251 443726 6
7 6091 609960 7
8 7066 821423 8
9 8196 1088995 9
10 9507 1426010 10
11
12
13
14
15
Detail Calculations for 15 Years Detail Calculations for 20 Years Detail Calculations for 25 Years
SIP Amount 2000 SIP Amount 1500 SIP Amount
Increase In % 10 Increase In % 10 Increase In %
Tenure 15 Tenure 20 Tenure
Expected Return 15 Expected Return 18 Expected Return

SIP Amount Value Year on Year Years SIP Amount Value Year on Year Years SIP Amount
2000 25721 1 1500 19562 1 2000
2200 58148 2 1650 44906 2 2300
2420 98618 3 1815 77361 3 2645
2662 148705 4 1997 118531 4 3042
2928 210268 5 2196 170358 5 3498
3221 285493 6 2416 235188 6 4023
3543 376953 7 2657 315849 7 4626
3897 487673 8 2923 415756 8 5320
4287 621203 9 3215 539018 9 6118
4716 781712 10 3537 690585 10 7036
5187 974089 11 3891 876414 11 8091
5706 1204063 12 4280 1103669 12 9305
6277 1478344 13 4708 1380960 13 10701
6905 1804789 14 5178 1718634 14 12306
7595 2192592 15 5696 2129116 15 14151
16 6266 2627324 16 16274
17 6892 3231163 17 18715
18 7582 3962111 18 21523
19 8340 4845934 19 24751
20 9174 5913526 20 28464
21 32733
22 37643
23 43289
24 49783
25 57250
alculations for 25 Years Detail Calculations for 30 Years Detail Calculations for 35 Years
2000 SIP Amount 2000 SIP Amount 2000
15 Increase In % 15 Increase In % 15
25 Tenure 30 Tenure 35
15 Expected Return 15 Expected Return 15

Value Year on Year Years SIP Amount Value Year on Year Years SIP Amount Value Year on Year
25721 1 2000 25721 1 2000 25721
59434 2 2300 59434 2 2300 59434
103004 3 2645 103004 3 2645 103004
158681 4 3042 158681 4 3042 158681
229175 5 3498 229175 5 3498 229175
317749 6 4023 317749 6 4023 317749
428323 7 4626 428323 7 4626 428323
565595 8 5320 565595 8 5320 565595
735197 9 6118 735197 9 6118 735197
943866 10 7036 943866 10 7036 943866
1199651 11 8091 1199651 11 8091 1199651
1512164 12 9305 1512164 12 9305 1512164
1892863 13 10701 1892863 13 10701 1892863
2355404 14 12306 2355404 14 12306 2355404
2916038 15 14151 2916038 15 14151 2916038
3594095 16 16274 3594095 16 16274 3594095
4412547 17 18715 4412547 17 18715 4412547
 5398671 18 21523 5398671 18 21523 5398671
6584838 19 24751 6584838 19 24751 6584838
8009431 20 28464 8009431 20 28464 8009431
9717943 21 32733 9717943 21 32733 9717943
11764249 22 37643 11764249 22 37643 11764249
14212124 23 43289 14212124 23 43289 14212124
17137013 24 49783 17137013 24 49783 17137013
20628126 25 57250 20628126 25 57250 20628126
26 65838 24790889 26 65838 24790889
27 75714 29749841 27 75714 29749841
28 87071 35652022 28 87071 35652022
29 100131 42670970 29 100131 42670970
30 115151 51011403 30 115151 51011403
31 132424 60914731
32 152287 72665516
33 175130 86599063
34 201400 103110326
35 231610 122664360
 Detail Calculations for 40 Years
SIP Amount 2000
Increase In % 15
Tenure 40
Expected Return 15

Years SIP Amount Value Year on Year

1 2000 25721
2 2300 59434
3 2645 103004
4 3042 158681
5 3498 229175
6 4023 317749
7 4626 428323
8 5320 565595
9 6118 735197
10 7036 943866
11 8091 1199651
12 9305 1512164
13 10701 1892863
14 12306 2355404
15 14151 2916038
16 16274 3594095
17 18715 4412547
18 21523 5398671
19 24751 6584838
20 28464 8009431
21 32733 9717943
22 37643 11764249
23 43289 14212124
24 49783 17137013
25 57250 20628126
26 65838 24790889
27 75714 29749841
28 87071 35652022
29 100131 42670970
30 115151 51011403
31 132424 60914731
32 152287 72665516
33 175130 86599063
34 201400 103110326
35 231610 122664360
36 266351 145808581
37 306304 173187145
38 352249 205557814
39 405087 243811722
40 465850 288996553
 Need Analysis
Main Menu
Calculator

Future Value Needed 500000000

Tenure - In Years 10

Rate of Return - % Annualized 18

Monthly SIP Needed 1509260

One Time Investment Needed 95532233

 SWP-Systematic Withdrawal
Main Menu Calculator

How Many Years Withdrawal Possible? How Much Amount Should Be Invested?
Investment Amount 100000 How Much amount want to Withdraw 7000
Rate of Return in % 10 Rate of Return in % 15
Withdrawal Amount 24121 Withdrawal Frequency Quarterly
Withdrawal Frequency Quarterly For How Many Years 10
How Many Years 1.11 What Amount Should be Invested 143857

How Much Amount Should I Withdraw? How Much Rate of Return Required?
Invested Amount 100000 Invested Amount 500000
Rate of Return in % 10 Amount want to Withdraw 30000
Withdrawal Frequency Quarterly Withdrawal Frequency Quarterly
For How Many Years 25 For How Many Years 25
How Much amount should I Withdraw 2731 Required Annual Rate of Return in % 23.93
 Main Menu Delay Cost In SIP

SIP Amount 5000

Tenure - In Years 15

Rate of Return - % Annualized 15

Maturity Amount 3342534

Delay In Months 5

Maturity Amount 3117147

Delay Cost 225386

 Main Menu EMI Calculator

Loan Amount 2500000

Rate of Interest In % 10.5

Tenure In Years 11

EMI 32011

Months Loan Amount EMI Interest Principal Rem Amount

132 2500000 32011 21875 10136 2489864
131 2489864 32011 21786 10225 2479639
130 2479639 32011 21697 10314 2469325
129 2469325 32011 21607 10405 2458920
128 2458920 32011 21516 10496 2448425
127 2448425 32011 21424 10587 2437837
126 2437837 32011 21331 10680 2427157
125 2427157 32011 21238 10774 2416384
124 2416384 32011 21143 10868 2405516
123 2405516 32011 21048 10963 2394553
122 2394553 32011 20952 11059 2383494
121 2383494 32011 20856 11156 2372338
120 2372338 32011 20758 11253 2361085
119 2361085 32011 20659 11352 2349734
118 2349734 32011 20560 11451 2338283
117 2338283 32011 20460 11551 2326731
116 2326731 32011 20359 11652 2315079
115 2315079 32011 20257 11754 2303325
114 2303325 32011 20154 11857 2291468
113 2291468 32011 20050 11961 2279507
112 2279507 32011 19946 12065 2267442
111 2267442 32011 19840 12171 2255271
110 2255271 32011 19734 12278 2242993
109 2242993 32011 19626 12385 2230608
108 2230608 32011 19518 12493 2218115
107 2218115 32011 19409 12603 2205512
106 2205512 32011 19298 12713 2192799
105 2192799 32011 19187 12824 2179975
104 2179975 32011 19075 12936 2167039
103 2167039 32011 18962 13050 2153989
102 2153989 32011 18847 13164 2140825
101 2140825 32011 18732 13279 2127547
100 2127547 32011 18616 13395 2114151
99 2114151 32011 18499 13512 2100639
98 2100639 32011 18381 13631 2087009
97 2087009 32011 18261 13750 2073259
96 2073259 32011 18141 13870 2059389
95 2059389 32011 18020 13991 2045397
94 2045397 32011 17897 14114 2031283
93 2031283 32011 17774 14237 2017046
92 2017046 32011 17649 14362 2002684
91 2002684 32011 17523 14488 1988196
90 1988196 32011 17397 14614 1973582
89 1973582 32011 17269 14742 1958839
88 1958839 32011 17140 14871 1943968
87 1943968 32011 17010 15001 1928967
86 1928967 32011 16878 15133 1913834
85 1913834 32011 16746 15265 1898569
84 1898569 32011 16612 15399 1883170
83 1883170 32011 16478 15533 1867637
82 1867637 32011 16342 15669 1851967
81 1851967 32011 16205 15806 1836161
80 1836161 32011 16066 15945 1820216
79 1820216 32011 15927 16084 1804132
78 1804132 32011 15786 16225 1787907
77 1787907 32011 15644 16367 1771540
76 1771540 32011 15501 16510 1755030
75 1755030 32011 15357 16655 1738375
74 1738375 32011 15211 16800 1721575
73 1721575 32011 15064 16947 1704627
72 1704627 32011 14915 17096 1687532
71 1687532 32011 14766 17245 1670287
70 1670287 32011 14615 17396 1652890
69 1652890 32011 14463 17548 1635342
68 1635342 32011 14309 17702 1617640
67 1617640 32011 14154 17857 1599783
66 1599783 32011 13998 18013 1581770
65 1581770 32011 13840 18171 1563600
64 1563600 32011 13681 18330 1545270
63 1545270 32011 13521 18490 1526780
62 1526780 32011 13359 18652 1508128
61 1508128 32011 13196 18815 1489313
60 1489313 32011 13031 18980 1470333
59 1470333 32011 12865 19146 1451188
58 1451188 32011 12698 19313 1431874
57 1431874 32011 12529 19482 1412392
56 1412392 32011 12358 19653 1392740
55 1392740 32011 12186 19825 1372915
54 1372915 32011 12013 19998 1352917
53 1352917 32011 11838 20173 1332744
52 1332744 32011 11662 20350 1312394
51 1312394 32011 11483 20528 1291866
50 1291866 32011 11304 20707 1271159
49 1271159 32011 11123 20889 1250270
48 1250270 32011 10940 21071 1229199
47 1229199 32011 10755 21256 1207943
46 1207943 32011 10570 21442 1186502
45 1186502 32011 10382 21629 1164873
44 1164873 32011 10193 21819 1143054
43 1143054 32011 10002 22009 1121045
42 1121045 32011 9809 22202 1098843
41 1098843 32011 9615 22396 1076446
40 1076446 32011 9419 22592 1053854
39 1053854 32011 9221 22790 1031064
38 1031064 32011 9022 22989 1008075
37 1008075 32011 8821 23190 984884
36 984884 32011 8618 23393 961491
35 961491 32011 8413 23598 937893
34 937893 32011 8207 23805 914088
33 914088 32011 7998 24013 890075
32 890075 32011 7788 24223 865852
31 865852 32011 7576 24435 841417
30 841417 32011 7362 24649 816769
29 816769 32011 7147 24864 791904
28 791904 32011 6929 25082 766822
27 766822 32011 6710 25301 741521
26 741521 32011 6488 25523 715998
25 715998 32011 6265 25746 690252
24 690252 32011 6040 25971 664280
23 664280 32011 5812 26199 638082
22 638082 32011 5583 26428 611654
21 611654 32011 5352 26659 584995
20 584995 32011 5119 26892 558102
19 558102 32011 4883 27128 530974
18 530974 32011 4646 27365 503609
17 503609 32011 4407 27605 476005
16 476005 32011 4165 27846 448159
15 448159 32011 3921 28090 420069
14 420069 32011 3676 28336 391733
13 391733 32011 3428 28583 363150
12 363150 32011 3178 28834 334316
11 334316 32011 2925 29086 305230
10 305230 32011 2671 29340 275890
9 275890 32011 2414 29597 246293
8 246293 32011 2155 29856 216437
7 216437 32011 1894 30117 186319
6 186319 32011 1630 30381 155939
5 155939 32011 1364 30647 125292
4 125292 32011 1096 30915 94377
3 94377 32011 826 31185 63192
2 63192 32011 553 31458 31733
1 31733 32011 278 31733 0
0 0 32011 Err:502 Err:502 Err:502
-1 Err:502 32011 Err:502 Err:502 Err:502
-2 Err:502 32011 Err:502 Err:502 Err:502
-3 Err:502 32011 Err:502 Err:502 Err:502
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-10 Err:502 32011 Err:502 Err:502 Err:502
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-35 Err:502 32011 Err:502 Err:502 Err:502
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-38 Err:502 32011 Err:502 Err:502 Err:502
-39 Err:502 32011 Err:502 Err:502 Err:502
-40 Err:502 32011 Err:502 Err:502 Err:502
-41 Err:502 32011 Err:502 Err:502 Err:502
-42 Err:502 32011 Err:502 Err:502 Err:502
-43 Err:502 32011 Err:502 Err:502 Err:502
-44 Err:502 32011 Err:502 Err:502 Err:502
-45 Err:502 32011 Err:502 Err:502 Err:502
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-47 Err:502 32011 Err:502 Err:502 Err:502
-48 Err:502 32011 Err:502 Err:502 Err:502
-49 Err:502 32011 Err:502 Err:502 Err:502
-50 Err:502 32011 Err:502 Err:502 Err:502
-51 Err:502 32011 Err:502 Err:502 Err:502
-52 Err:502 32011 Err:502 Err:502 Err:502
-53 Err:502 32011 Err:502 Err:502 Err:502
-54 Err:502 32011 Err:502 Err:502 Err:502
-55 Err:502 32011 Err:502 Err:502 Err:502
-56 Err:502 32011 Err:502 Err:502 Err:502
-57 Err:502 32011 Err:502 Err:502 Err:502
-58 Err:502 32011 Err:502 Err:502 Err:502
-59 Err:502 32011 Err:502 Err:502 Err:502
-60 Err:502 32011 Err:502 Err:502 Err:502
-61 Err:502 32011 Err:502 Err:502 Err:502
-62 Err:502 32011 Err:502 Err:502 Err:502
-63 Err:502 32011 Err:502 Err:502 Err:502
-64 Err:502 32011 Err:502 Err:502 Err:502
-65 Err:502 32011 Err:502 Err:502 Err:502
-66 Err:502 32011 Err:502 Err:502 Err:502
-67 Err:502 32011 Err:502 Err:502 Err:502
-68 Err:502 32011 Err:502 Err:502 Err:502
-69 Err:502 32011 Err:502 Err:502 Err:502
-70 Err:502 32011 Err:502 Err:502 Err:502
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 -74 Err:502 32011 Err:502 Err:502 Err:502
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-80 Err:502 32011 Err:502 Err:502 Err:502
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-86 Err:502 32011 Err:502 Err:502 Err:502
-87 Err:502 32011 Err:502 Err:502 Err:502
-88 Err:502 32011 Err:502 Err:502 Err:502
-89 Err:502 32011 Err:502 Err:502 Err:502
-90 Err:502 32011 Err:502 Err:502 Err:502
-91 Err:502 32011 Err:502 Err:502 Err:502
-92 Err:502 32011 Err:502 Err:502 Err:502
-93 Err:502 32011 Err:502 Err:502 Err:502
-94 Err:502 32011 Err:502 Err:502 Err:502
-95 Err:502 32011 Err:502 Err:502 Err:502
-96 Err:502 32011 Err:502 Err:502 Err:502
-97 Err:502 32011 Err:502 Err:502 Err:502
-98 Err:502 32011 Err:502 Err:502 Err:502
-99 Err:502 32011 Err:502 Err:502 Err:502
-100 Err:502 32011 Err:502 Err:502 Err:502
-101 Err:502 32011 Err:502 Err:502 Err:502
-102 Err:502 32011 Err:502 Err:502 Err:502
-103 Err:502 32011 Err:502 Err:502 Err:502
-104 Err:502 32011 Err:502 Err:502 Err:502
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-106 Err:502 32011 Err:502 Err:502 Err:502
-107 Err:502 32011 Err:502 Err:502 Err:502
 Human Life Value for
Main Menu
Insurance Purpose

Need Base Approach

Spouse Age 30
Spouse Life Expectancy 85
STEP 1

Monthly Expense 30000

Rate of Inflation 8
Return Expected in % for Investment Insurance C 9
Insurance Need for Spouse 15510843
Others Goals
Child Education Current Cost Years Left Inflation in %
Child 1 500000 20 10 600197
Child 2 500000 22 10 611260
Child 3 0
STEP 2

Child Marriage Current Cost Years Left Inflation in %

Child 1 600000 23 8 485387
Child 2 600000 24 8 480934
Child 3 0

Need For Insurance to Protect all Goals 17688621

+ Current Loans 1300000

- Current Insurance Cover 5000000
STEP 3

- Current Investments (Equity,Real Estate,Debt) 2500000

Final Insurance Cover Needed 11488621

 Insurance Need Analysis on Human Life Value Basis
Current Age 30
Retirement Age 60
Yearly Income 500000
Yearly Income Increment Exp. In % 10
Total Earning in his working life span 82247011
Return Expected in % for Investment Insurance C 8
Human Life Value 8173489
+ Current Loans 1000000
- Current Insurance Cover 500000
Insurance Cover Needed 8673489
 Future/Present Value, XIRR, IRR, CA
Main Menu
Weighted Average Return

Future Value Calculator - Single Investment like FD/Bond/Debenture Present Value Calculator - Single Investmen
Compounding Factor
Yearly Half Yearly Quarterly Monthly
Present Value 500 500 500 500 Future Value
Tenure - In Years 10 10 10 10 Tenure - In Years
Rate of Interest - % 7.2 12.5 12 12 Rate of Interest - %
Future Value 1002 1681 1631 1650 Present Value

XIRR Calculator XIRR Calculator use

when cash flows are
Investment / irregular
Date
Withdrawal

Date should be 5-Feb-09 -1072000

enter like 2-Nov-12 1100000
1Aug2012,
30June2012, Investment should be
15Sep2012 enter with (-) minus
sign and withdrawal is
enter normally
 XIRR/CAGR 0.69%

CAGR Calculator
Compounding Factor
Single Yearly Half Yearly Quarterly Monthly
Present Value 700 100000 15000 10000 15000
Tenure - In Years 100 10 10 10 10
Future Value 5000000 1500000 1500000 500000 5000000
CAGR 9.28% 8.73% 29.59% 4.44% 18.10%

Main Menu
Present Value, XIRR, IRR, CAGR,
Weighted Average Return

resent Value Calculator - Single Investment like FD/Bond/Debenture

Compounding Factor
Yearly Half Yearly Quarterly Monthly
1000 1000 1000 1000
10 10 10 10
12.5 12 12 12
308 312 307 303

IRR Calculator use

when cash flows
IRR Calculator are regular
Investment /
Periods
Withdrawal

0 -100000 Investment should

be enter with (-)
1 0 minus sign and
2 5000 withdrawal is enter
3 0 normally
4 0
5 2000
6 0
7 0 Enter (0) Zero if there
is no cash flow in
8 0 particular month/year.
9 0
 Enter (0) Zero if there
is no cash flow in
particular month/year.

10 0
11 0
12 150000
IRR 4.00%

Weighted Average Returns

Asset Classes Investments Exp. Returns
A 80 15.00%
B 20 8.00%
C
D
E
F
Total Amount Invested 100
Weighted Average Exp Returns 13.60%
 Main Menu

Input Input

Input Input
Paste Family Picture
Here
Input Input

Input Input
 Main Menu
Risk Profiling
Questionnaire

The risk profiling questionnaire is meant to measure the risk tolerance as well as time horizon in investing.
The questionnaire is designed to show which type of investment approach may suit you best. Each answer
would be given a point. The total score would suggest the appropriate risk profile for you.
Our Advice: There are not any right or wrong answers, please follow your instincts and answer the question.
Please answer the following questions by selecting only one response to each question.

(1) What is Your Current Age? (5) How many people depend on you
A 18 to 30 years old financially?
B 31 to 40 years old A 0
C 41 to 50 years old B 1
D 51 to 60 years old C 1, but someone who work
E Above 60 years old D 2 to 3
Select the Answer C E More than 3
(2) How many months of expenses can your Select the Answer C
emergency fund cover? (6) In order to achieve high returns I am
A I currently have no emergency fund willing to choose high risk investments.
B Less than 3 months A Strongly Agree
C 4 to 6 months B Agree
D 7 to 9 months C Neutral
E More than 9 months D Disagree
Select the Answer D E Strongly disagree
(3) What percentage of your monthly income Select the Answer D
can be invested? (7) What Is your expected rate of return from
A 0 to 10% your investments?
B 11 to 20% A Potential return of 6% per anuum
C 21 to 30% B Potential return of 10% per anuum
D More than 30% C Potential return of 12% per annum
E I currently have no income D Potential return of 15% per annum
Select the Answer C E Potential return of more than 15% per annum
Select the Answer E

(4) When do you expect to liquidate your (8) I would start to worry about my investments
investment? if my portfolio value falls
A Less than 1 year A Less than 5% per anuum
B 1 to 2 years B 5%-10% per anuum
C 3 to 5 years C 10%-20% per anuum
D 6 to 7 years D 20%-30% per annum
E More than 7 years E More than 30% per annum
Select the Answer C Select the Answer B
(9) Maximum Allocation in your current (11) What is your primary Investment objective?
Portfolio pertains to A Capital Preservation
A Savings and Fixed Deposits B Capital Appreciation
B Bonds C Retirement Planning
C Equities D Children Education
D Mutual Funds E Future Lifestyle Improvement
E Derivatives Option, swaps and futures Select the Answer D
Select the Answer D (12) What is your annual take home income?
(10) I prefer to keep capital safe rather than A Under INR 2,00,000
have high returns B INR 2,00,000 to 5,00,000
A Strongly Agree C INR 5,00,000 to 10,00,000
B Agree D INR 10,00,000 to 20,00,000
C Neutral E Over INR 20,00,000
D Disagree Select the Answer B
E Strongly disagree (13) Do you have any borrowings other than
Select the Answer B home loan?
A Yes
B No
Select the Answer A

Question No. A B C D E Points

1 5 4 3 2 1 3
2 1 2 3 4 5 4
3 2 3 4 5 1 4
4 1 2 3 4 5 3
5 5 3 4 2 1 4
6 5 4 3 2 1 2
7 1 2 3 4 5 5
8 1 2 3 4 5 2
9 1 2 3 4 5 4
10 1 2 3 4 5 2
11 1 5 3 2 4 2
12 1 2 3 4 5 2
13 5 1 5

Calculate My Risk Level

Your Risk Score 42
Your Risk Profile Aggressive

Total Score Risk Profile

10 -- 17 Conservative
 18 -- 24 Moderately Conservative
25 -- 31 Balanced
32 -- 38 Moderately Aggressive
>= 39 Aggressive

Signature of Client
Name of Client
Date

Disclaimer :-The results of this questionnaire are derived from information that you have provided. We accepts no responsibility or liability for the accuracy or completeness of
the information given. The information provided is used as a general guide to help you assess your risk profile. This questionnaire and the results are not to be constructed as an
offer or solicitation for the subscription, purchase or sale of any mutual fund and they should not be considered as any form of investment advice. Investment in any securities
(including mutual funds) is subject to investment risk, including the possible loss of principal amount invested. Past performance and any forecast is not necessarily indicative of
the future or likely performance of the fund. Read all scheme related documents carefully before investing.
n 15% per annum

t objective?
 Main Menu Goal Planning Calculators

Client Name :- Mr. A

Retirement Planning
Current Age 57
Retirement Age 65
Life Expectancy (Living Life) 75
Monthly Expense 24642.4
Assumed Inflation in % 7
Rate of Return in % 15
Corpus Required at Retirement 3570609
Current Provision - SIP 0
Expected Rate of Return % 0
Current Provision - OneTime
Expected Rate of Return %
Required Investment - SIP 19443
Required Investment - OneTime 1167238

Child Education Planning (Upto 3 Children)

Child 1 Name Child 2 Name
Current Age 0 Current Age 0
Age at time of taking Admission 0 Age at time of taking Admission 0
Current Cost for Particular Education 0 Current Cost for Particular Education 0
Assumed Inflation in % 7 Assumed Inflation in % 7
Rate of Return in % 15 Rate of Return in % 15
Corpus Required at Time of Admission 0 Corpus Required at Time of Admission 0
Current Provision - SIP 0 Current Provision - SIP 0
Expected Rate of Return % 0 Expected Rate of Return % 0
Current Provision - OneTime 0 Current Provision - OneTime 0
Expected Rate of Return % 0 Expected Rate of Return % 0
Required Investment - SIP #NUM! Required Investment - SIP #NUM!
Required Investment - OneTime 0 Required Investment - OneTime 0

Child Marriage Planning (Upto 3 Children)

Child 1 Name Navin Child 2 Name
Current Age 23 Current Age
Age at time of Marriage 28 Age at time of Marriage
Current Cost of Marriage 450000 Current Cost of Marriage
Assumed Inflation in % 7 Assumed Inflation in % 7
Rate of Return in % 15 Rate of Return in % 15
Corpus Required at Time of Marriage 631148 Corpus Required at Time of Marriage 0
Current Provision - SIP 0 Current Provision - SIP 0
Expected Rate of Return % 0 Expected Rate of Return % 0
Current Provision - OneTime 0 Current Provision - OneTime 0
Expected Rate of Return % 0 Expected Rate of Return % 0
Required Investment - SIP 7126 Required Investment - SIP #NUM!
Required Investment - OneTime 313792 Required Investment - OneTime 0

House/Land Planning Car Planning

After How Many Years you wish 2.5 After How Many Years you wish 0
Current Cost of Desired House 3000000 Current Cost of Desired Car 0
Assumed Inflation in % 5 Assumed Inflation in % 10
Rate of Return in % 15 Rate of Return in % 15
Corpus Required at Time of Buying 3389179 Corpus Required at Time of Buying 0
Current Provision - SIP 0 Current Provision - SIP 0
Expected Rate of Return % 0 Expected Rate of Return % 0
Current Provision - OneTime 0 Current Provision - OneTime 0
Expected Rate of Return % 0 Expected Rate of Return % 0
Required Investment - SIP 93808 Required Investment - SIP #NUM!
Required Investment - OneTime 2389736 Required Investment - OneTime 0

Yearly Vacation/Domestic Tour Planning Social/Gifting/Parental Planning

How Many Years you wish to go on Tour 0 After How Many Years you wish 0
Current Cost of Desired Tour(Yearly) 0 Current Cost of Desired Goal 0
Assumed Inflation in % 8 Assumed Inflation in % 8
Rate of Return in % 15 Rate of Return in % 15
After How Many Years to Go 0 Corpus Required at Time of Buying 0
Current Provision - SIP 0
Expected Rate of Return % 0
Current Provision - OneTime 0
Expected Rate of Return % 0
Required Investment - SIP 0 Required Investment - SIP #NUM!
Required Investment - OneTime 0 Required Investment - OneTime 0

Main Menu
Goal Planning Calculators

Generate Report

hildren)
Child 3 Name
Current Age
Age at time of taking Admission
Current Cost for Particular Education
Assumed Inflation in %
 Rate of Return in %
Corpus Required at Time of Admission 0
Current Provision - SIP
Expected Rate of Return %
Current Provision - OneTime
Expected Rate of Return %
Required Investment - SIP #NUM!
Required Investment - OneTime 0

ildren)
Child 3 Name
Current Age
Age at time of Marriage
Current Cost of Marriage
Assumed Inflation in %
Rate of Return in %
Corpus Required at Time of Marriage 0
Current Provision - SIP
Expected Rate of Return %
Current Provision - OneTime
Expected Rate of Return %
Required Investment - SIP #NUM!
Required Investment - OneTime 0

Foreign Tour Planning

After How Many Years you wish
Current Cost of Tour
Assumed Inflation in %
Rate of Return in %
Corpus Required at Time of wish 0
Current Provision - SIP
Expected Rate of Return %
Current Provision - OneTime
Expected Rate of Return %
Required Investment - SIP #NUM!
Required Investment - OneTime 0

Charity/Other Planning
After How Many Years you wish 0
Charity Amount 0
Assumed Inflation in % 8
Rate of Return in % 15
Corpus Required at Time of wish 0
Current Provision - SIP 0
Expected Rate of Return % 0
Current Provision - OneTime 0
Expected Rate of Return % 0
Required Investment - SIP #NUM!
Required Investment - OneTime 0

Generate Report
 Main Menu Back to Goal Planning Goal Planning Report

Client Name :- Mr. A

Assumed
Age at the
Time of Assumed Rate of Existing Existing
Current Future Return to Provision in Provision in
Goals Name Goal/Years Current Cost Inflation
Age Left for in % Cost/Corpus Achieve Monthly One Time
Future Mode Mode
Goals
Goal in %

Retirement Planning
Mr. A 57 65 24642.4 7 3570609 15 0 0
Child Education Planning
Child 1 0 0 0 0 7 0 15 0 0
Child 2 0 0 0 0 7 0 15 0 0
Child 3 0 0 0 0 0 0 0 0 0
Total For Education
Child Marriage Planning
Child 1 Navin 23 28 450000 7 631148 15 0 0
Child 2 0 0 0 0 7 0 15 0 0
Child 3 0 0 0 0 0 0 0 0 0
Total For Marriage
House/Land Planning
2.5 3000000 5 3389179 15 0 0
Car Planning
0 0 10 0 15 0 0
Foreign Tour Planning
0 0 0 0 0 0 0
Yearly Vacation/Domestic Tour Planning
0 0 8 0 15 0 0
Social/Gifting/Parental Planning
0 0 8 0 15 0 0
 Charity Planning
0 0 8 0 15 0 0

Total 3474642.4 7590936 0 0

Note : Figures are approx. and not guaranteed. Target return is assumed. They may be difference in actual return. The planning is for long term. There can also be negative return in the short term
panic in such situations. We will do regular review of the portfolio together and take appropriate decisions.
lanning Report

Monthly
One Time
Investment
Needed Investment Needed

19443 1167238

0 0
0 0
0 0
0 0

7126 313792
0 0
0 0
7126 313792

93808 2389736

0 0

0 0

0 0

0 0
 0 0

120377 3870767

lso be negative return in the short term. You should not

ons.
 SIP Amount

Retirement Planning 19443 16.15

Child Education Planning 0 0.00
Child Marriage Planning 7126 5.92
House/Land Planning 93808 77.93
Car Planning 0 0.00
Foreign Tour Planning 0 0.00
Yearly Vacation/Domestic Tour Planning 0 0.00
Social/Gifting/Parental Planning 0 0.00
Charity Planning 0 0.00
Total 120377
Retirement Planning 16.15
Child Education Planning 0.00
Child Marriage Planning 5.92
House/Land Planning 77.93
Car Planning 0.00
Foreign Tour Planning 0.00
Yearly Vacation/Domestic Tour Planning 0.00
Social/Gifting/Parental Planning 0.00
Charity Planning 0.00