Regular Premium VUL Product Variants (Peso)

Key Features SUN FLEXILINK SUN MAXILINK 100 SUN MAXILINK BRIGHT SUN MAXILINK PRIME

ISSUE AGE 0 to 70 0 to 60 0 to 65

Regular Premium, 5-pay Regular Premium, 10-pay

PRODUCT TYPE Regular Premium payment may exceed beyond payment may exceed beyond
5 years if FV is insufficient 10 years if FV is insufficient

COVERAGE PERIOD Up to age 88 Up to age 100 Up to age 88 Up to age 88

MINIMUM FACE 0-54: Ps. 250,000* Band1: Ps. 200,000

55 & up: Ps. 200,000* Ps. 350,000 Ps. 350,000
AMOUNT *Sun FlexiLink is only available at Face Amount below 700K Band 2: Ps. 1,000,000

DEATH BENEFIT 100% of the Face Amount 200% of the Face Amount

TYPE OF APPLICATION Regular Underwriting

Bond, Balanced, MyFuture, Equity, Growth PLUS, Index, Captains, Opportunity Tracker Fund, Money Market*
AVAILABLE FUNDS *Money Market is only available when doing fund switching

TDB ADB, CIB, TDB, ADB, ADDD, CIB,

OPTIONAL RIDERS ADB, TDB, HIB, CIB, ADDD, FCI, FCIM & WPD, WPDD HIB, WPD, WPDD HIB, WPD, WPDD

85%|5%|5% 80%|5%|5% up to the 65%|5%|5% up to the

PREMIUM CHARGE 30%|5%|5%
up to the 10th year 10th year 5th year

MONTHLY PERIODIC 0%|50%|5% up to the

0%|50%|25%|5%|5% 0%|15%|5%|5%|5% 0%|40%|20%|5%|5%
CHARGE 10th year

COST OF INSURANCE Based on Net Amount at Risk and Tabular Insurance Rate
 Regular Premium VUL Product Variants (Peso)

Key Features SUN FLEXILINK SUN MAXILINK 100 SUN MAXILINK BRIGHT SUN MAXILINK PRIME

A premium holiday is when you take a break

from premium payment for a certain period of time

Available in SunSMART
PREMIUM HOLIDAY NOT AVAILABLE
Option 1: INPUT: Excess Premium & No. of Paying Years;
OUTPUT: Projected Fund Value per duration
Option 2: INPUT: Excess Premium, Target FV, Target Period;
OUTPUT: No. of Paying Years
Option 3: INPUT: No. of Paying Years, Target FV, Target Period;
OUTPUT: Required Excess Premium to reach Target Fund

EXCESS PREMIUM is the premium paid in excess of the annual regular premium

FUND SWITCHING Allowed

It’s a facility where you can change the allocation of the fund for your future/succeeding payments only
FUND ALLOCATION
A charge of Ps. 750 (USD 15) in excess of the 4 free changes per policy year

1 free partial withdrawal w/n a policy year.

FUND WITHDRAWAL
A charge of 1% of the amount withdrawn in excess of 1 free partial withdrawal w/n a policy year

Allowed
AUTO DEBIT
(monthly*, quarterly, semi-annually, annually) *the monthly mode is available after the first payment of one quarterly premium

Allowed
AUTO CHARGE (up to Ps. 100,000 per modal payment: monthly*, quarterly, semi-annually or annually) *the monthly mode is available after the first payment of one quarterly premium

LOYALTY BONUS 2% of average monthly fund balance for the past 5 years payable starting at the end of the
(not guaranteed) 10th policy year and every 5 years thereafter
 Regular Premium VUL Product Variants (Dollar)

Key Features SUN MAXILINK BRIGHT

SUN FLEXIDOLLAR

ISSUE AGE 0 to 70

PRODUCT TYPE Regular Premium

COVERAGE PERIOD Up to age 88

MINIMUM FACE
AMOUNT 0-49: USD 10,000 50-54: USD 8,000 55 & up: USD 6,000

DEATH BENEFIT 100% of the Face Amount

TYPE OF APPLICATION Regular Underwriting

AVAILABLE FUNDS Dollar Bond, Global Income Fund, Global Opportunity Fund, Global Growth Fund

OPTIONAL RIDERS ADB, TDB, WPD

PREMIUM CHARGE 85%|5%|5% up to the 10th year

MONTHLY PERIODIC
0%|50%|25%|5%|5%
CHARGE

COST OF INSURANCE Based on Net Amount at Risk and Tabular Insurance Rate
 Regular Premium VUL Product Variants (Dollar)

Key Features SUN MAXILINK BRIGHT

SUN FLEXIDOLLAR

A premium holiday is when you take a break from premium payment for a certain period of time

PREMIUM HOLIDAY Available in SunSMART

Option 1: INPUT: Excess Premium & No. of Paying Years; OUTPUT: Projected Fund Value per duration
Option 2: INPUT: Excess Premium, Target FV, Target Period; OUTPUT: No. of Paying Years
Option 3: INPUT: No. of Paying Years, Target FV, Target Period; OUTPUT: Required Excess Premium to reach Target Fund

is the premium paid in excess of the annual regular premium

EXCESS PREMIUM
Allowed

It’s a facility where you can switch from one fund (existing) to another fund (new)
FUND SWITCHING
1% charge in excess of the 4 free switches per policy year

It’s a facility where you can change the allocation of the fund for your future/succeeding payments only
FUND ALLOCATION A charged of Ps. 750 (USD 15) in excess of the 4 free changes per policy year

1 free partial withdrawal within a policy year.

FUND WITHDRAWAL
A charge of 1% of the amount withdrawn in excess of 1 free partial withdrawal w/n a policy year

Allowed
AUTO DEBIT (monthly*, quarterly, semi-annually, annually) *the monthly mode is available after the first payment of one quarterly premium

LOYALTY BONUS 2% of average monthly fund balance for the past 5 years payable starting at the end
(not guaranteed) of the 10th policy year and every 5 years thereafter