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PRULink Assurance Account Plus is a variable life insurance product, payable during the lifetime of the Life Insured, that provides living, disability,
accident and death benefits. The living benefits are partially and fully withdrawable values, subject to decreasing surrender charges for top-ups (if
applicable), which are taken from the policy's share in the separate fund(s). The Accelerated Total and Permanent Disability Benefit accelerates a
percentage of the Sum Assured, while the Accidental Death and Disablement Benefit is on top of the Sum Assured. The Death Benefit is the total of the
Sum Assured and the Policy’s Fund Value. Optional benefits can be attached to this product.
This product is a variable contract. The benefits, namely the partial and full withdrawal values and the actual Death Benefit at time of death, all depend on
the investment experience of separate account(s) linked to the policy. If the fund value becomes insufficient to pay for applicable charges, the policy
automatically terminates, and all benefits end. The applicable charges are explained in the Important Illustration Notes page.
THE INVESTMENT RISKS ASSOCIATED W ITH THIS PRODUCT ARE BORNE SOLELY BY THE POLICYOW NER.
If, after buying the Policy, you decide it is not suitable to your needs, simply complete and submit the appropriate form and return the
Policy Booklet with your Policy Data Page to us for cancellation within fifteen (15) days from the date you receive them. W e will refund the
Regular Premium you paid in full.
I have read and understood the disclosures and the contents of this Sales Illustration. My agent has explained to my satisfaction the principal features
of the Policy, the contents of this Sales Illustration and the manner in which the variable benefits will reflect the investment experience of the separate
account(s). I fully understand the terms and conditions of this Policy and that when buying this Policy, I am assuming all investment risks associated
with it.
I have read and understood my Investment Risk Profile in the Suitability Assessment Form and have made an assessment of my risk appetite with the
help of my agent. I have taken my Investment Risk Profile into consideration in my choice of fund allocation.
I also understand that in the event of a claim, my Policy, including any optional benefits, will terminate if the aggregate amount of claim(s) paid under
the Accelerated Total and Permanent Disability Benefit and/or Accelerated Life Care Benefit is equal to the Basic Cover (Sum Assured) under the
Policy, exclusive of any optional benefits.
I have been provided all relevant sales materials which have helped me assess the suitability of this product to my needs.
In addition, I understand that Pru Life UK has the right to vary the Insurance Charge, Policy Fee, Annual Management Charge, and any Rider Charge
and Extra Charge in the future, but will not do so without the prior approval of the Insurance Commission.
JEZREEL KEYSER
Applicant-owner
ASTRID KEYSER
Proposed Lif e Insured
This Sales Illustration shall form part of the Insurance Contract if the Policy is issued. For more information on what constitutes the
entire Insurance Contract, please ask your servicing agent or refer to your Policy Booklet.
The PRULink Bond Fund seeks to achieve an optimal level of income in the medium-term together with long-term capital growth
through investments in fixed income securities, and money market instruments.
The PRULink Managed Fund seeks to optimize medium- to long-term capital and income growth through investment in fixed income
securities, money market instruments, and shares listed on the Philippine Stock Exchange.
The PRULink Growth Fund seeks to optimize medium- to long-term capital and income growth, with an emphasis on strong capital
growth, through a greater focus of investment in shares of stocks listed in the Philippines. The Fund also invests in fixed income
securities, and money market instruments.
The PRULink Equity Fund seeks to optimize medium- to long-term capital growth through investments in shares of stocks listed in the
Philippines.
The PRULink Proactive Fund seeks to optimize medium- to long-term capital and income growth with emphasis on dynamic asset
allocation by fund managers through investment in fixed income securities, money market instruments, and shares of stocks listed in the
Philippines.
The PRULink Equity Index Tracker Fund seeks to provide long-term capital growth by tracking the overall performance of the Philippine
Stock Exchange index (PSEi or the index). It invests, in the same allocation weight, in 30 publicly listed companies comprising the index.
It aims to provide a returm same as the performance of the PSEi. The Fund, structured as a feeder fund, invests in PRUInvest PH
Equity Index Tracker Fund Class V managed by Pru Life UK Investments.
The PRULink Global Equity Navigator Fund - PhP Unhedged Share Class (the Fund) seeks to provide a combination of income and
capital growth over the medium term by primarily investing in various equity markets around the world through exchange traded funds,
direct equities, index futures, and derivatives. Structured as a feeder fund, the Fund invests in Global Equity Navigator Fund Class D
managed by Eastspring Investments. It may also invest in fixed-income securities and money market instruments issued or guaranteed
by the US government, its agencies, and instrumentalities.
Note: The PRULink Global Equity Navigator Fund is subject to currency risks as a PhP unhedged share class.
The Fund Manager, Eastspring Investments (Singapore) Limited ("Eastspring Investments") is an ultimately wholly owned subsidiary of Prudential plc of
the United Kingdom. Eastspring Investments and Prudential plc are not affiliated in any manner with Prudential Financial, Inc., a company whose principal
place of business is in the United States of America, or with the Prudential Assurance Company, a subsidiary of M&G plc, a company incorporated in the
United Kingdom. Eastspring Investments is the asset management arm of Prudential plc in Asia, and has been managing Pru Life Insurance Corporation of
U.K.'s ("Pru Life UK") underlying funds for its unit-linked or investment-linked product portfolio since Pru Life UK pioneered the PRULink product line in
2002.
*The Fund Manager of PRULink Equity Index Tracker Fund is Pru Life UK Investments, an investment arm and a wholly-owned subsidiary of Pru Life
UK. Pru Life UK Investments is registered under the name Pru Life UK Asset Management and Trust Corporation.
PROTECTION BENEFITS
Enjoy the advantage of having a comprehensive plan complete with additional protection benefit(s) which enhances the PRULink Assurance Account
Plus policy you are going to purchase.
You have chosen the benefits below:
ILLUSTRATION OF BENEFITS
PRULink Equity Index Tracker Fund
PROJECTED BENEFITS
Partial
Annual Premium Top-up Amount Withdrawal Fund Allocation** FULL WITHDRAWAL VALUE
Policy Year Attained Age
(in PhP) (in PhP) Amount (in PhP) LOW CURRENT HIGH
(in PhP) (4.00 %)* (6.00%)* (10.00 %)*
1 1 18,000.00 - - - - - -
Global
Equity
Navigator
Money Equity Index Fund -
Bond Managed Growth Equity Proactive
Fund Name Market Tracker PhP
Fund Fund Fund Fund** Fund
(Fund Launch Date) Fund Fund Unhedged
(Sep. 24, 2002) (Sep. 24, 2002) (Jul. 22, 2005) (Jul. 19, 2005) (Feb. 17, 2009)
(Feb. 17, 2009) (Aug. 24, 2020) Share
Class
(Nov. 08,
2021)
Compound Annual
Investment Return based
6.39 % 6.96 % 8.28 % 9.71 % 6.82 % 0.89 % N/A N/A
on completed years
(since fund launch)
Average Annual
Investment Return for
7.40 % 5.50 % 1.01 % 0.04 % 2.78 % 2.14 % N/A N/A
the last 36 months
preceding June 30, 2021
*Returns are from fund launch date and are not on full year.
**The Equity Fund served as an underlying fund of the Managed and Growth Fund prior to the Equity Fund's launch date.
The assets in our unit funds are valued on a daily basis using the marked-to-market valuation method.
The unit prices of Pru Life UK's unit funds are published every Friday on major newspapers, or you may log on to our website www.prulifeuk.com.ph for
the latest unit prices.
Francis P. Ortega
EVP and Chief Financial Officer
Date of Certification: August 11, 2021
I acknowledge that:
I have applied with Pru Life UK for a Variable Life Insurance Policy and have reviewed the illustrations that show how a life insurance
Policy could perform using Pru Life UK's assumptions and based on the Insurance Commission's guidelines on investment returns.
I understand that since the fund performance may vary, the values of my units are not guaranteed and will depend on the actual
performance at any given period and that the value of my Policy could be less than the capital invested. The unit values of my Variable
Life Insurance Policy are periodically published.
I understand that the investment risks under the Policy are to be borne solely by me, as the Policyowner.
I confirm that:
a. I have been furnished with copies of the Sales Illustration/Quotation Proposal, Product Highlight Sheet, and any other relevant
sales materials ("Materials");
b. The Materials have been properly, completely and satisfactorily explained to me; and
c. I have fully understood the Materials.
I hereby declare that I accept, agree with, and understand the features, benefits, nature, limitations, exclusions, risks, terms and
conditions of the Policy that I am applying to purchase and that corresponding Surrender Charges will be deducted if I partially or fully
withdraw or surrender my Policy within five (5) years from policy issuance and, for top-ups, from the date such top-ups are made.
JEZREEL KEYSER
Applicant's signature over printed name
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