Don't Forget

CUSTOMER STATEMENT
Account Number 231 356 760 853O

New Balance $2100.31 #
Payment Due Date 02/20/2023
Check box if address,

Minimum Payment Due $461.51
telephone or email has
changed. Print changes on
back.
Enter amount enclosed

Company name MUST show through window of payment envelope.
DIANE LEE
203 BURGUNDY LN
LEAGUE CITY TX 77573-1917
231356760530044021003100461519
Please detach and return top portion with remittance
Late Payment Warning: If we do not receive your minimum payment by the date listed above you may have to pay a $10.00 late fee.
Minimum Payment Warning: Making only minimum payment will increase the amount of interest you pay and the time it takes to repay your balance.
If you make no additional charges You will pay off the balance shown on And you will end up paying an
using this card each month you pay… this statement in about… estimated total of…
Only the minimum payment 4 years $3123.10
$79.12 3 years $2848.32
And you will save $274.78
Payment Information
If you would like information about credit counselling services in your area, call 1-800-410-3545
New balance $2100.31 Payment Due Date 02/20/2023 Minimum Payment $461.51
To make a payment by phone call 800-243-0576. Please have your account number ready. Write us at
1112 7th Ave., Monroe WI 53566-1364. To place an order call, 800-659-6473 or visit us at Countrydoor.com
Transactions
DATE REFERENCE NO DESCRIPTION PURCHASES/ PAYMENTS/

CHARGES CREDITS
12/30/2022 ACHP000509 PAYMENT THANK YOU 150.00

FEES
01/11/2023 LC0093662117 LATE CHARGE 10.00
INTEREST CHARGED
01/23/2023 FC09990316 FINANCE CHARGE 32.34
Your account is far past due! Please pay at once to avoid an embarrassing call from a collection agency.
PAYMENTS AND CREDITS RECEIVED AFTER 01/23/2023 WILL APPEAR ON YOUR NEXT STATEMENT
2022 Totals Year to Date

Total fees charged in 2022: $433.91
Total interest charged in 2022: $373.85
*** Don't forget *** You can make payments online at countrydoor.com/pay
Summary of Account Activity
Your account number is 231 356 760 853O
Subtract ADD ADD PURCHASES/ NEW BALANCE
PREVIOUS BALANCE PAYMENTS OTHER CREDITS INTEREST CHARGED FEES CHARGED BALANCE TRANSFERS
$2207.97 $150.00 $0.00 32.34 $10.00 $0.00 $2100.31
NO OF DAYS IN AVERAGE DAILY CLOSING PAST DUE MINIMUM PAYMENT
BILLING PERIOD BALANCE DATE AMOUNT DUE
33 $1848.01 01/23/2023 $396.51 $461.51

Interest Charge Calculations
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Balance Subject to Balance Subject to
Annual Percentage Rate Interest Rate Interest Charged Annual Percentage Rate Interest Rate Interest Charged
(APR) (APR)
21.000 % $1848.01 $32.34
Monthly Minimum FINANCE CHARGE is $.75
TO ENSURE TIMELY RECIEPT OF YOUR PAYMENT WE SUGGEST YOU MAIL NO LATER THAN 02/12/2023
NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION
FINANCE CHARGES
The FINANCE CHARGE is on the front of this statement. We reserve the right to change credit terms upon advance written notice to you,
as required by law. Conforming payments must be mailed individually, with a payment coupon, to the address shown on the payment
return envelope; payable by check or money order in U.S. dollars; and drawn on a U.S. Institution. Conforming payments must be
received in the envelope provided and must not be stapled, paperclipped or folded. Nonconforming payments may not be credited to your
account for up to five business days after receipt. Payments received after 5:00 p.m. will be credited on the next business day. Early
payments or payments in excess of minimum payment due result in smaller FINANCE CHARGES. There is no FINANCE CHARGE if the
first statement is paid in full within 25 days of the statement date. If on any subsequent statement your New Balance is paid in full within
25 days of the statement date, there will be no further FINANCE CHARGE.
• If your account uses the ADJUSTED BALANCE method, we figure the FINANCE CHARGE on your account by applying the
applicable periodic rate to the “adjusted balance” of your account. To get the adjusted balance, we take the balance you owed at the
end of the previous cycle and subtract any unpaid FINANCE CHARGES and any payments and add credits received during the
present billing cycle.
• If your account uses the AVERAGE DAILY BALANCE method, we figure the FINANCE CHARGE on your account by applying the
applicable periodic rate to the “average daily balance” of your account (including current transactions). To get the “average daily
balance,” we take the beginning balance of your account each day, add any new purchases (except MA, MN, MT and NM where new
purchases will be included as of the start of the next billing cycle), and subtract any payments or credits or unpaid FINANCE
CHARGES. This gives us the daily balance. Then we add up all the daily balances for the billing cycle and divide the total by the
number of days in the billing cycle. This gives us the “average daily balance.”
Payments received will be applied first to FINANCE CHARGES (if any) and then to amounts financed in the order charged to your
account. You agree that we may accept late or partial installment payments from you without losing any of our rights. You agree not to
send us payments marked “paid in full,” “without recourse,” or with similar language. If you send such a payment, you agree that we may
accept it without losing any of our rights under any agreement between you and us. All written communications concerning disputed
amounts, including any check or other payment instrument that indicates that the payment constitutes “payment in full” of the amount
owed or that is tendered with other conditions or limitations or as full satisfaction of a disputed amount, must be mailed or delivered to
Special Account Handling, 1112 7thAve, Monroe WI 53566. No payment will operate as an accord and satisfaction without the prior written
consent of one of our senior officers.
By mailing your check to us you authorize us to process the transaction as a check or an electronic deduction via ACH debit entry from
your checking account. Funds may be deducted from your bank account within 24hours. Please call us at 608-324-3060 if you do not want
your check processed in this way.
Returned checks may be processed electronically.
BILLING RIGHTS
Keep this notice for future use. This notice contains important information about your rights and our responsibilities under the Fair Credit
Billing Act.
Notify Us in Case of Errors or Questions About Your Bill. If you think your bill is wrong, or if you need more information about a
transaction on your bill, write to us (on a separate sheet): CREDIT DEPARTMENT at the address on the front of this statement. Write to
us as soon as possible. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem
appeared. You can telephone us, but doing so will not preserve your rights.
In your letter, give us the following information
• Your name and account number.
• The dollar amount of the suspected error.
• Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe
the item you are not sure about.
Your Rights and Our Responsibilities After We Receive Your Written Notice
We must acknowledge your letter within 30days unless we have corrected the error by then. Within 90 days we must
either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to
collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question,
including finance charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any
questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that
are not in question.
If we find that we made a mistake on your bill, you will not have to pay for any finance charges related to any questioned amount. If we
didn't make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned
amount. In either case, we will send you a statement of the amount you owe and the date that it
is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy
you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question
about your bill. And, we must tell you the name of any one we reported you to. We must tell anyone we report you to that the matter has
been settled between us when it finally is.
If we don't follow these rules, we can't collect the first $50 of the questioned amount, even if your bill was correct.

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CUSTOMER STATEMENT

Account Number 231 356 760 853O

Payment Due Date 02/20/2023

Check box if address,

Enter amount enclosed

DATE REFERENCE NO DESCRIPTION PURCHASES/ PAYMENTS/

12/30/2022 ACHP000509 PAYMENT THANK YOU 150.00

2022 Totals Year to Date

33 $1848.01 01/23/2023 $396.51 $461.51

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