PO Box 9004 • Boulder, CO 80301

elevationscu.com • 800.429.7626

FRANCISCO XAVIER STAGG

312 SW 190TH TER
EMBROKE PINES,FL 33029

Account Information
Account Number : 8453900248 Statement Period : 12-22-21 to 03-22-22 Page: 1

Suffix: 00 MEMBERSHIP SAVINGS

Trans.
Transaction Description Withdrawal Deposit Balance
Date
12-22 Balance Forward 25.00
02-14 Withdrawal Transfer To Share 0008 -25.00 0.00
03-22 Ending Balance 0.00
1 Withdrawals for -25.00
YTD Dividends Paid : 0.00
2021 YTD Dividends Paid : 0.00

Suffix: 08 BUFF ONE BANKING CHECKING

Trans.
Transaction Description Withdrawal Deposit Balance
Date
12-22 Balance Forward 8,646.87
12-23 Deposit ACH VENMO 2,999.86 11,646.73
TYPE: CASHOUT ID: 5264681992 CO: VENMO
12-27 Deposit ACH VENMO 2,997.56 14,644.29
TYPE: CASHOUT ID: 5264681992 CO: VENMO
01-09 Deposit ACH VENMO 2,998.95 17,643.24
TYPE: CASHOUT ID: 5264681992 CO: VENMO
01-11 Withdrawal ACH DISCOVER BANK -15,100.00 2,543.24
TYPE: ETRANSFER ID: 3770527921
CO: DISCOVER BANK NAME: FRANCISCO XAVIER STAGG
02-14 Deposit Transfer From Share 0000 25.00 2,568.24
02-14 Withdrawal ACH CHASE CREDIT CRD -2,990.89 -422.65
TYPE: AUTOPAYBUS ID: 4760039224
CO: CHASE CREDIT CRD
02-14 Withdrawal Courtesy Pay fee -31.00 -453.65
02-15 Deposit ACH VENMO 2,999.75 2,546.10
TYPE: CASHOUT ID: 5264681992 CO: VENMO
02-23 Deposit ACH VENMO 2,998.65 5,544.75
TYPE: CASHOUT ID: 5264681992 CO: VENMO
02-25 Deposit ACH VENMO 2,996.78 8,541.53
TYPE: CASHOUT ID: 5264681992 CO: VENMO
03-22 Ending Balance 8,541.53
7 Deposits for 18,016.55
3 Withdrawals for -18,121.89
YTD Dividends Paid : 0.00
2021 YTD Dividends Paid : 0.00
Total for this period Total year-to-date
Total Overdraft Fees $31.00 $31.00
Total Returned Item Fees $0.00 $0.00
3 Withdrawals and Other Charges for 18,121.89
7 Deposits and Other Credits for 18,016.55

EACH TRANSACTION WITH A # TO THE LEFT IS EFFECTIVE DATED

SEE REVERSE SIDE FOR IMPORTANT INFORMATION.
ALL ACCOUNTS EXCEPT SHARE DRAFT ACCOUNTS, ARE NOT TRANSFERABLE AS DEFINED IN REGULATION D. PRINTED ON RECYCLED PAPER
 How to Report Lost or Stolen Debit Cards or Activate Your Debit Card: To report a lost or stolen Visa Debit Card
CHECKING ACCOUNT RECONCILEMENT 24/7, call 888.241.2510 within the US or 909.941.1398 outside of the US
This form is provided to assist you in balancing your checkbook.

Enter Ending Balance shown on this Special Rules For Visa Debit Card: If you think your receipt is wrong, or if you need more information about a
statement. transaction on your statement or receipt, write Elevations Credit Union Card Services, P.O. Box 9004, Boulder, CO
80301-9004 on a separate sheet or fax to 303.402.5180 as soon as possible. Elevations must hear from you no later
than 60 days after we sent you the FIRST statement on which the error or problem appeared. You can telephone
Enter Credits Outstanding Elevations at 888.346.4412, but doing so will not preserve your rights, and we may ask for your request in writing.
(Deposits you entered in your In your letter, give Elevations the following information:
checkbook register but which do not
appear on this statement.) - Include your name, address, phone number and card number.
- The date and dollar amount of the suspected error.
Date Amount - Describe the error and explain, as clearly as you can, why you believe there is an error. If you need more
information, describe the item you are not sure about.
- Your signature.
In Case of Errors or Questions About Your Electronic Transfers:
• telephone us at 303.443.4672 or 800.429.7626
add (+) to above • or write us at PO Box 9004, Boulder, CO 80301-9004
• or use secure email messaging through ElevationsCU.com (regular email is not secure),
Total Credits Outstanding +
as soon as you can, if you think your statement is wrong, or if you need more information about a transfer listed on
the statement. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem
or error appeared. Include the information listed above in steps 1 through 4. We will investigate your complaint and
will correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the
Enter Debits Outstanding amount you think is in error so that you will have use of the money during the time it takes us to complete our
(Debits or checks you entered in your investigation.
checkbook register but which do not YOUR BILLING RIGHTS
appear on this statement.) KEEP THIS NOTICE FOR FUTURE USE
This notice contains important information about your rights
Date/Check # Amount
and our responsibilities under the Fair Credit Billing Act.
Notify Us in Case of Errors or Questions About Your Statement: If you think your statement is wrong, or if you
need more information about a transaction on your statement, write us on a separate sheet of paper at the Credit
Union’s address listed on your statement, or contact us using secure email messaging through ElevationsCU.com as
soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the
error or problem appeared. You can telephone us, but doing so will not preserve your rights. Elevations Credit Union
is not required to investigate any potential errors, and you may have to pay the amount in question.
In your letter, give us the following information:
1. Account Information: Your name and account number.
2. Dollar amount: The date and dollar amount of the suspected error.
3. Description of problem: Describe the error and explain, as clearly as you can, why you believe there is an error. If
you need more information, describe the item you are not sure about.
4. Include: Your signature.
If you have authorized us to automatically pay a bill from your savings or checking account, you can stop the payment
on any amount you think is wrong. To stop the payment, your letter must reach us 3 business days before an
automatic payment is scheduled to occur.
Your Rights and Our Responsibility After We Receive Your Written Notice: We must acknowledge your letter
within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or
explain why we believe the statement is correct.
After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can
continue to send statements to you for the amount you question, including FINANCE CHARGES, and we can apply
any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are
investigating, but you are still obligated to pay the parts of your statement that are not in question.
If we find that we made a mistake, you will not have to make up any missed payments on the questioned amount. If
we do not believe there was a mistake, you will have to pay the amount in question, along with applicable interest and
fees. In either case, we will send you a statement of the amount you owe and the date that a payment is due.
If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation
subtract (-) does not satisfy you and you write to us within 10 days telling us that you still refuse to pay, we must tell anyone we
from above report you to that you have a question about your statement. We must tell you the name of anyone we reported you
to. We must tell anyone we report you to when the matter has been settled between us.
Total Debits Outstanding -
If we do not follow these rules, we cannot collect the first $50 of the questioned amount, even if your statement was
correct.

equals (=)

This amount should equal your =

check register balance

If you do not balance:

• Verify addition and subtraction above and in your check Making only the minimum payment will increase the interest you pay and the time it takes to
register. repay your balance. For more information, call 800.429.7626.
• Compare the dollar amount of checks listed on this
statement with the check amount listed in your check Definitions:
register.
Annual Percentage Yield (APY) = the projected percentage rate of return assuming the
• Compare the dollar amount of deposits listed on this
principal amount remains in the account for 365 days or the term of the account.
statement with the deposit amount recorded in your
check register. Annual Percentage Yield Earned (APYE) = the actual dividends earned for the dividend or
statement period as a percentage of the actual average daily balance in the account.