DFLI

BOOK 1
THE NAVIGATORS
THE NAVIGATORS
DISCIPLES
FOR
LIFE
DISCIPLES
FOR
LIFE
UNIT 1
DISCIPLES F O R L I F E : U N I T 1
In order to do Unit 1 you must purchase the following items for each
person at a Christian Bookstore or on the Web.
Beginning with Christ • NavPress

Born to Reproduce • Dawson Trotman • NavPress
http://www.navpress.com
Tyranny of the Urgent • Charles E. Hummel • InterVarsity Press

My Heart Christ’s Home • Robert Boyd Munger • InterVarsity Press
http://www.gospelcom.net/cgi-ivpress/book_list.pl/subject=Business
Week Emphasis/Title To do in Class Assignment for

next week
one Orientation Read and Discuss: “Profile Memorize:

of a Disciple” “Beginning I Jn. 5:11,12
with Christ” Intro verse 1• Study I Jn. 5:11,12
Read Context and paraphrase Do context, Paraphrase,
Review verses daily
two Assurance of Salvation Discuss: Memorize:

I Jn. 5;11,12 I Jn. 5:11,12 Jn. 16:24
Read: Study: Jn. 16:24 , Do con-
“Reading & Marking” text, Paraphrase & define
BWC v. 2 • “Define Words” words, read & mark bible
three Assurance of Prayer Discuss: Memorize:

Jn. 16:24 Jn. 16:24 I Cor. 10:13
Read: Study: I Cor 10:13 , Do
Reflecting, BWC v.3 context, Paraphrase & Def.
“Observations/Questions” Words, R&M, Reflect
four Assurance of Victory Discuss: Memorize:
I Cor. 10:13 I Cor. 10:13 I Jn. 1:9
Read: “Recording” Study: I Jn. 1:9, Do all form,
BWC v.4, Ill/Pass-on- 4 R’s, Review, Read “Tyranny
able, Application of the Urgent”, do sheet
five Assurance of Forgiveness Discuss: Memorize:
I Jn. 1:9 I Jn. 1:9 Pro. 3:5,6
Read: “Responding” Study: Pro. 3:5,6 (all
BWC v.5 Discuss: parts), 4 R’s, daily QT
“Tyranny of the Urgent”
six Assurance of Guidance Discuss: Memorize:
Pro. 3:5,6 Pro. 3:5,6 II Cor. 5:17, Gal. 2:20
The Wheel, Study: II Cor. 5:17, Gal. 2:20
Faithfulness Partners Daily QT, (4 R’s)
DFL: THE TREE 3
A BIBLICA L P R O F I L E O F A D I S C I P L E
1. A disciple is a learner—open and teachable.
Proverbs 9:8-10; Matthew 4:19; John 6:60-66
2. A disciple puts Christ first in all areas of his/her life.

Matthew 6:9-13,24,33; Luke 9:23; John 13:13; II Corinthians 5:15
3. A disciple is committed to a life of purity and is taking steps to separate

from sin.
I Corinthians 6:19-20; Ephesians 4:22-5:5; Colossians 3:5-10;
I Thessalonians 4:3-7; Titus 2:12-14
4. A disciple has a daily devotional time and is developing his/her prayer life.
Psalm 27:4; 42:1,2; Mark 1:35; Luke 11:1-4; I Thessalonians 5:17,18;
James 1:5-7; 5:16
5. A disciple demonstrates faithfulness and a desire to learn and apply the Word
of God through hearing it preached and taught, reading it frequently, Bible
study, Scripture memory and meditation on the Scriptures.
John 8:31; Acts 2:42; 17:11; Colossians 3:16; II Tim 2:15
6. A disciple has a heart for witnessing, gives his/her testimony clearly and
presents the gospel regularly with increasing skill.
Matthew 28:18-20; Acts 1:8; 5:42; 14:21-23; 22:14,15; Romans 1:16;
I Corinthians 15:3,4; I Thessalonians 2:4
7. A disciple attends church regularly to worship God, to have his/her spiritual

needs met and to make a contribution to the body of believers.
Psalm 122:1; Acts 16:5; I Corinthians 12:12-27; Colossians 1:15-18;
Hebrews 10:25
8. A disciple fellowships regularly with other believers, displaying love

and unity.
John 17:22-26; Acts 2:44-47; 4:31-33; Ephesians 4:1-3; Hebrews 10:24;
I John 1:1-3
9. A disciple demonstrates a servant heart by helping others in practical ways.

Mark 10:42-45; Acts 6:1-4; II Corinthians 12:15; Philippians 2:25-30;
I Thessalonians 2:8,9
10. A disciple gives regularly and honors God with his/her finances.
Haggai 1:6-9; Malachi 3:10-11; I Corinthians 16:1,2; II Corinthians 8:9;
Philemon 14
11. A disciple demonstrates the fruit of the spirit by an attractive relationship

with Christ and others.
Acts 16:1,2; I Corinthians 13:4-7; Galatians 5:22-23; I Peter 2:18-23,
II Peter 1:5-8
DFL: THE TREE 4
CONTEXT
Before asking “What does this passage mean to me”, we should ask “What
did the writer of this passage mean when he first wrote it?” Understanding the
passage in its context will help us grasp this single, original meaning.
The verse “I can do everything through him who gives me strength” may have a
variety of meanings to those who hear the statement by itself. But when reading
this verse in context, Philippians 4:13, we see that these words of Paul focused
on his ability in God’s strength to always find contentment regardless of his
living conditions. This passage encourages us to know the Lord can strengthen
and help us even in times of financial and material need.
Although a passage of Scripture has many applications, it has only one primary
meaning. The context of the passage—which includes both the verses that
come before and the verses which follow—throws light on what the single
meaning is. Many faulty interpretations are the result of taking passages out of
the context and giving them a surface meaning.
Several years ago there was a communal group leader who advocated total
allegiance to himself alone. Members of this group indicated that their sole
allegiance to him was justified according to Proverbs 5:15— “Drink water from
your own cistern, running water from your own well.” They explained that the
leader was their cistern and well, and they were obligated to learn from him
alone. But this interpretation doesn’t agree with the context.
Read carefully Proverbs 5:1-20, which serves as the context for Proverbs 5:15.
On the basis of what you see in this chapter, what do you believe the writer
means by, “Drink water from your own cistern?”
Why do you think that this is what the writer means?
Any passage of Scripture has several contexts,

as this illustration shows:
1. Immediate context
2. The rest of the book
3. Other books of the Bible by the same author
4. All of scripture
All of these contexts can help illuminate the meaning of the passage you are
studying. For example, to gain a deeper understanding of what Paul meant by
“Love never fails” in I Corinthians 13:8, we can look at how the word love is
used in other verses of the 13th chapter, how it is used throughout the book
of I Corinthians, how it is used in the other twelve letters written by Paul, and
finally how it is used throughout the Old and New Testaments.
Use the space provided on the Verse Analysis form to record your thoughts on
the Context of the verse you are studying each week.
Taken from: Explore the Bible Yourself

Rick Yohn (NavPress, 1982) Pages 41, 42
DFL: THE TREE 5

PARAPHR A S E
When studying a verse or passage, it is usually helpful to take the time to put
the passage into your own words. This process helps quickly reveal how well
you understand the passage you are studying.
Think of how you would say what is said in the passage without changing the
meaning or basic context. Paraphrase a passage as if you were having to explain
it to someone younger or without Biblical knowledge—or think of how you
would explain the passage to an international friend.
It may be helpful to look at other paraphrases such as the Living Bible, the
Amplified Bible, the Phillips Version or The Message, by Eugene Peterson.
Following are some examples of how others have paraphrased Romans 12:1.
Use the space provided to add your own paraphrase.
1. Amplified: I appeal to you therefore, brethren, and beg of you in

view of [all] the mercies of God, to make a decisive dedication of
your bodies—presenting all your members and faculties—as a
living sacrifice, holy (devoted, consecrated) as well pleasing to God, which
is your reasonable (rational, intelligent) service and spiritual worship.
2. Living: And, so, dear brothers, I plead with you to give your
bodies to God. Let them be a living sacrifice, holy—the kind He can accept.
When you think of what He has done for you, is this too much to ask?
3. Phillips: With eyes wide open to the mercies of God, I beg you,
my brothers, as an act of intelligent worship, to give him your bodies, as a
living sacrifice, consecrated to him and acceptable by him.
4. Message: So here’s what I want you to do, God helping you:

Take your everyday, ordinary life–your sleeping, eating, going-to-work,
and walking-around life–and place it before God as an offering.
Embracing what God does for you is the best thing you can do
for him.
5. Yours:
Use the space provided on the Verse Analysis form to record your Paraphrase of the verse you
are studying each week.
DFL: THE TREE 6

VERSE AN A L Y S I S
Verse Studied
date-
Context
Paraphrase
Define Words
DFL: THE TREE 7

READING A N D M A R K I N G
In order to become an effective student of God’s Word it is essential to
bring tried and tested study habits with you as you study the Bible. One of
these foundational study habits is that of making notes or marks in material
as you read it.
You will quickly realize the advantage of marking in your Bible as you read.
The simple process of underlining, circling, making slashes in the margin or
numbering events and points of logic will unveil previously unrevealed truth
even in passages you have read many times.
In this course we all will strive to increase in our ability to become good
students of God’s Word and the simple practice of reading and marking in our
Bibles daily will contribute to this process. Use an inexpensive paperback Bible
with heavier paper for your reading and marking. You can use a ballpoint or a
fine felt-tip pen to mark in your Bible with the following symbols. The symbols
themselves mean only what you desire them to mean.
1. Brackets [ ]
2. Short diagonal lines /
3. Parallel diagonal lines in the margin //
4. Circles
5. Vertical lines in the margin |
6. Underlining
7. Notes in the margin Good
Verse!
You may choose to use all of these markings as you read, additional ones, or
only a few of these. The key is that you are reading and marking in order to help
you digest the material and to help you remember what you have read.
The skill or reading and marking in your Bible is illustrated in this passage
in Hebrews. //
Hebrews 12:14-17 (NIV)
14 Make every effort to[live in peace]with all men and to[be holy;][without
holiness no one will see the Lord.]15 See to it that no one misses the grace of
God and that no bitter root grows up to cause trouble and defile many. 16 See
Principle
that no one is sexually immoral, or is godless like Esau, who for a single meal
sold his inheritance rights as the oldest son. 17 Afterward, as you know, when
he wanted to inherit this blessing, he was rejected.//He could bring about no
change of mind,//though he sought the blessing with tears.
(Reading & Marking continued on next page)
DFL: THE TREE 8

READING A N D M A R K I N G ( C O N T I N U E D )
You may now practice on the passage below marking while you read. As you
do this exercise, you will want to 1) Pray that God will speak to you from His
Word, 2) Read the passage carefully, and 3) Mark the thoughts that impress
you the most. After you have read this passage, you will have an opportunity to
share one or two things that you have marked.
Romans 12:1-8 (NIV)

1 Therefore, I urge you, brothers, in view of God’s mercy, to offer
your bodies as living sacrifices, holy and pleasing to God--this is your
spiritual act of worship. 2 Do not conform any longer to the pattern
of this world, but be transformed by the renewing of your mind. Then
you will be able to test and approve what God’s will is--his good,
pleasing and perfect will. 3 For by the grace given me I say to every
one of you: Do not think of yourself more highly than you ought, but
rather think of yourself with sober judgment, in accordance with the
measure of faith God has given you. 4 Just as each of us has one body
with many members, and these members do not all have the same
function, 5 so in Christ we who are many form one body, and each
member belongs to all the others. 6 We have different gifts, according
to the grace given us. If a man’s gift is prophesying, let him use it
in proportion to his faith. 7 If it is serving, let him serve; if it is
teaching, let him teach; 8 if it is encouraging, let him encourage; if
it is contributing to the needs of others, let him give generously; if
it is leadership, let him govern diligently; if it is showing mercy, let
him do it cheerfully.
Where To Read In Your Bible

1. If consistently reading the Bible is fairly new to you, you might want
to start with
books in the New Testament. (Mark or John are suggestions.)
2. Finish reading all of one book before starting another.
3. Perhaps the two most difficult books in the Bible are Leviticus and
Revelation. You
may want to put off reading these two until after you’ve read many
of the others.
4. Instead of reading the Gospels consecutively, intersperse them with
other books.
5. When you are ready to begin reading in the Old Testament, you might
pick one of the following: Genesis, Joshua, I & II Samuel, I & II Kings,
Psalms or Proverbs.
DFL: THE TREE 9

DEFINE W O R D S
An important step in doing profitable verse analysis Bible study is defining
words. While Webster’s dictionary is very helpful in defining the English words
in a Bible passage, it is inadequate in giving the literal meanings of Hebrew or
Greek words or phrases. To check the definition of a biblical word, the average
person must rely on other resources.
Often a Bible dictionary will give a more thorough and comprehensive

description of a word or topic. Using James Strong’s Exhaustive Concordance
of the Bible, Young’s Analytical Concordance of the Bible, or another concor-
dance will help you find the actual Hebrew or Greek words used in a passage.
These particular books also give brief definitions of the particular words, but a
Hebrew or Greek lexicon will give you further insights.
Other background materials which will prove helpful in defining New Testa-
ment words are Vine’s Expository Dictionary of New Testament Words and
Vincent’s Word Studies in the New Testament. Girdlestone’s Old Testament
Synonyms is a good reference for Old Testament word studies.
Good commentaries, explaining the literal meaning of biblical words and

phrases will also be helpful. Thus without a command of the Hebrew and Greek
languages you can profit in your study of the Scriptures from the excellent
scholarship and research available in a few well-chosen books.
Taken in part from: Search the Scriptures

The Navigators, (NavPress, 1974),
Page 61
DFL: THE TREE 10

Verse Studied
date-
Context
Paraphrase
Define Words
DFL: THE TREE 11

REFLECTI N G
Reading and marking in your Bible is the foundational step in a daily
devotional time. This is the process of carefully reading God’s Word and then
marking verses or sections of what you have read in a way to help you discern
how God is speaking to you as well as help you remember what you have read
through the day.
After you have completed reading and marking your Bible for the day you
will find it beneficial to take time to review all that you have marked and to
prayerfully consider those verses to help you discern what God may be saying
to you at this time. This is the step of Reflecting. Take a few moments to check
your heart and review what God has been showing you as well as what He
might be revealing to you at this time in your life.
It is important to reflect over all that you have marked until one key thought
surfaces. If you try to remember too many thoughts you will have a difficult
time remembering any key thoughts.
In Psalm 119, the psalmist declares that God’s Word counsels us (vs 24),
revives us (vs 50) and gives us understanding (vs 104) and direction (vs 105). It
is important to reflect on what we marked in order to discover what God would
want us to carry with us each day as well as to understand what major lessons
we are learning from our daily fellowship with Him.
Study tip: The simple practice of making a star in the margin by the
key thought for the day will help you to remember what you were
thinking about that day as you look back over the chapters you have
been reading for the last several days.
As you read and mark in your Bible, take time to reflect over the verses
you have marked and take one thought to carry with you as you continue to
fellowship with God through the remainder of the day.
DFL: THE TREE 12

OBSERVA T I O N S A N D Q U E S T I O N S
Observation is the act of seeing; taking notice of things as they really are;
the art of awareness. Observation depends upon two root attitudes—an open
mind and a willing spirit.
Too often people approach Bible study with preconceived notions. Their
attitude is, “Don’t confuse me with the facts, my mind is made up!” An open
mind is necessary for effective study.
A willing spirit is necessary because whenever you guard an area of your
life you hinder understanding. The man who is unwilling to be changed in his
marriage will not even see his needs as a husband. The woman who refuses to
admit to vanity in her life will probably not see it condemned in the scriptures.
Accurate observations are the result of reading with diligence, purposeful-
ness, thoughtfulness and inquiry. Reading is not a lazy man’s art. Reading until
the Word jogs the mind and heart requires quality time. As you study, read for
the message, not the mileage.
“Observation demands concentration! The purpose is to saturate yourself thor-

oughly with the content of a passage. Like a sponge you should absorb every-
thing that is before you.” —Oleta Wald
It will help to record what you observe. As you write down your thoughts
they become clearer. Many people find in helpful to ask questions as a reporter
would when investigating a story for a newspaper. Use questions like those
listed below to aid in your observations:
Who Who are the people involved?

What What happened? What ideas are expressed? What was the result?
Where Where did this take place? What is the setting?
When When did this take place? What was the historical period?
Why What is the purpose? What is the stated reason?
How How are things accomplished? How well? How quickly? By what
method?
Proper observation is the foundation upon which good interpretation and

application are built. As you focus on a verse, record your observations in the
section marked OBSERVATIONS/QUESTIONS on the Verse Analysis form.
Questions:
To saturate the verse you are studying with provocative questions will
take time and effort but it often leads to rewarding meditations. As you
grow in your knowledge and understanding of the Bible, you will have
more questions and they will be increasingly penetrating and significant.
DFL: THE TREE 13

OBSERVA T I O N S A N D Q U E S T I O N S
First Thessalonians 1:5 says, “for our gospel came to you not only in word,
but also in power and in the Holy Spirit and with full conviction. You know
what kind of men we proved to be among you for your sake.” At first you might
not have any questions. A closer look may cause you to ask:
“Are ‘power’, ‘in the Holy Spirit’ and ‘in full conviction’ three expressions
which mean the same thing?”
“What manner of men were they among the Thessalonians?” (see Acts 17)
“Shouldn’t Paul’s motivation be for Jesus’ glory rather than ‘for your sake’?”
There is no limit to the number or variety of questions for any particular

verse or passage. Use the section marked OBSERVATIONS/QUESTIONS to
record as may questions and answers as you can come up with. It is not a
requirement to have an answer for each question you record. Another person
in your discussion group may have an answer when you arrive to discuss your
study or you may have to save answering your question for a later study.
DFL: THE TREE 14

Verse Studied
date-
Context
Paraphrase
Define Words
DFL: THE TREE 15

Observations and Questions
Illustrations/Pass-on-Able
Application
DFL: THE TREE 16

RECORD I N G
The steps of Reading and Marking in your Bible as well as Reflecting on

what you have read have helped you to come away from your Bible reading
with your mind on one key thought for the day.
Once you have selected the key verse or phrase from what you have read, you
will find it greatly beneficial to Record your thoughts on that verse. As you
write on paper what impressed you about the verse you marked, you will find
yourself thinking more deeply about that verse.
The step of Recording will also help you to apply the verse to your life instead
of just simply adding it to your Bible knowledge. It is important to be a doer of
the Word and not just a hearer. (James 1:22)
Many people have found this step of Recording their thoughts on what they
read in the Bible to be the greatest help in deepening their fellowship with
Christ as well as developing consistency in their daily communication with
God.
Read and Mark the following passage then use the “Quiet Time Record” to
write down your thoughts from this passage.
Date ______________ Record what you Read ________________________
Record Your Reflections

______________________________________________________________________________
______________________________________________________________________________
______________________________________________________________________________
Record Your Response

______________________________________________________________________________
______________________________________________________________________________
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QUITE TIM E R E C O R D
q SUNDAY q THURSDAY
Date ______________ Date ______________

Record what you Read __________ Record what you Read __________
Record Your Reflections Record Your Reflections
______________________________________________________________________________ ______________________________________________________________________________
______________________________________________________________________________ ______________________________________________________________________________
______________________________________________________________________________ ______________________________________________________________________________
Record Your Response Record Your Response
______________________________________________________________________________ ______________________________________________________________________________
______________________________________________________________________________ ______________________________________________________________________________
q MONDAY q FRIDAY
Date ______________ Date ______________

______________________________________________________________________________ ______________________________________________________________________________
______________________________________________________________________________ ______________________________________________________________________________
______________________________________________________________________________ ______________________________________________________________________________
______________________________________________________________________________ ______________________________________________________________________________
______________________________________________________________________________ ______________________________________________________________________________
q TUESDAY q SATURDAY
Date ______________ Date ______________

______________________________________________________________________________ ______________________________________________________________________________
______________________________________________________________________________ ______________________________________________________________________________
______________________________________________________________________________ ______________________________________________________________________________
______________________________________________________________________________ ______________________________________________________________________________
______________________________________________________________________________ ______________________________________________________________________________
q WEDNESDAY
Date ______________
Record what you Read __________
______________________________________________________________________________
______________________________________________________________________________
______________________________________________________________________________
______________________________________________________________________________
______________________________________________________________________________
DFL: THE TREE 18
ILL USTRA T I O N / P A S S - O N - A B L E
The preceding four steps in the Verse Analysis format are primarily geared
toward helping you gain increased understanding and correct interpretation of
the verse you are studying. The final two steps we will begin looking at today
will increase your ability to pull your thoughts together to enable you to share
them with others as well as arrive at a life-changing application.
When studying a verse or passage as you have been for the last several weeks,
you will find it beneficial to organize your findings in such a way so that you
can easily remember them or share them with others. Many times this step will
simply be an outline of the major teachings of the verse or you may collect your
thoughts in the form of a drawing, illustration or chart. You will want to branch
out and experiment with a variety of approaches.
Examine the following illustrations or pass-on-ables to help you further under-

stand how you might put your thoughts together.
In the section marked ILLUSTRATION/PASS-ON-ABLE on the Verse Analy-

sis form try your hand at creating a summary in a form that will enable you to
reap the most from the verse or passage you have studied this week.
DFL: THE TREE 19

APPLICAT I O N
Application is putting God’s Word into practice—recognizing the voice of
the Lord and responding accordingly. “When I think of Thy ways, I turn my
feet to Thy testimonies; I hasten and do not delay to keep Thy commandments”
(Psalm 119:59,60).
The benefit of Bible study is not derived from the method, the technique, or
diligent efforts to decipher the text. The benefit is in obeying the voice of the
Lord—receiving what He says and putting it into practice. Application doesn’t
happen by osmosis nor by chance—application is by intent!
Application starts with the willing acceptance of truth. A right response to
Scripture is characterized by trust, obedience, praise and thanksgiving. The
application may include remembering an impressive truth, changing a wrong
attitude or taking a positive action.
Respond to God, not a rule book! Responses are to be motivated by love. The
goal is to glorify God by pleasing Him in every area of life. An unwillingness to
apply the Scriptures personally may develop mere intellectual knowledge and
spiritual insensitivity to the Lord and to people.
The following list of seven directive questions may help you apply the word
to your life.
1. Is there an example for me to follow?
2. Is there a sin for me to avoid?
3. Is there a command for me to obey?
4. Is there a promise for me to claim?
5. What does this particular passage teach me about God,
or about Jesus Christ?
6. Is there a difficulty for me to explore?
7. Is there something in this passage that I should pray about today?
How to Write an Application

Bible study without application leads to vain knowledge. Knowledge is only
in the mind while application is in the life.
“The Scriptures were not given to increase our knowledge but to change our
lives.” —D.L. Moody
Recording your application will help you clarify what you plan to do. It also
encourages you to be specific. It is easy to say, “I am going to pray more.”
That type of application is seldom put into practice. It is far more meaningful
to write down, “ I am going to spend the first five minutes of my lunch break
each day in prayer.”
The following four steps may help you write applications. This is called
the “4-P Plan”.
1. PRINCIPLE - What is the truth I want to apply?
2. PROBLEM - What is my need?
3. PLAN - What is my plan of action?
4. PROGRESS - How can I check how I’m doing?
Use the space marked APPLICATION in your Verse Analysis to develop a
“4-P” application for your next Bible study at the conclusion of your study .
Taken in part from: Search the Scriptures, The Navigators, (NavPress 1976), Pages 17, 35, 70
DFL: THE TREE 20

Verse Studied
date-
Context
Paraphrase
Define Words
DFL: THE TREE 21

Application
DFL: THE TREE 22

A DISCUS S I O N O F T Y R A N N Y O F T H E U R G E N T
“It seems to me that perfection of means and confusion of goals seem to
characterize our age.” —Albert Einstein
“The good is the enemy of the best.” —Unknown
1. Define the word urgent as used in Tyranny of the Urgent.
2. Define the word important as used in Tyranny of the Urgent.
3. In the space below, jot down thoughts that most impressed you from your
reading of Tyranny of the Urgent.
4. During your discussion of this material, jot down the best thoughts shared
by others.
Taken from: The 2:7 Series, Course 1, Page 25

The Navigators, (NavPress 1983)
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RESPOND I N G
The final step in what will be called from now on as your Quiet Time is
Responding. Once you’ve finished Recording your thoughts from what you’ve
Read and Marked and Reflected upon, you will want to pray over what you
have been thinking. Do you need to ask for God’s help in growing in a certain
area? Do you need to confess an ungodly attitude or action? Maybe you need to
thank God for what He has revealed to you or what He has done for you. The
step of Responding completes the cycle of communication to enable fellowship
with God during your daily Quiet Time.
In our communication with God, there must be time for both listening and
speaking. Just as we respond to another person when he or she speaks to us,
so we should respond to God verbally when He speaks to us. The following
diagram shows the difference between poor and effective communication with
God.
God Speaks through His Word Prayer to God
On the left, we see the Christian listening as God speaks through the Bible.
After reading, he prays (on the right). But the topics of his prayer are unrelated
to what God has just said to him. We would not be so rude as to ignore the
statements of a human friend to pursue our own subjects of conversation. Yet
we sometimes inadvertently do this with God. This is poor communication.
Respond back to God

in Prayer
God Speaks through His Word
Prayer lists, etc.
This diagram illustrates effective communication. As God impresses the truth

on the Christian’s heart, he responds back to God in prayer. For example,
praying for understanding, or asking for strength to apply a truth, or simply
giving thanks or praise in response to a specific verse or passage. He responds
to God in prayer as he reads as well as after he completes his reading. He then
proceeds to pray other prayers not related to his reading.
Taken in part from: The 2:7 Series, Course 1, The Navigators, (NavPress 1983), Page 27, 28
DFL: THE TREE 24

q SUNDAY q THURSDAY
Date ______________ Date ______________

______________________________________________________________________________ ______________________________________________________________________________
______________________________________________________________________________ ______________________________________________________________________________
______________________________________________________________________________ ______________________________________________________________________________
______________________________________________________________________________ ______________________________________________________________________________
______________________________________________________________________________ ______________________________________________________________________________
q MONDAY q FRIDAY
Date ______________ Date ______________

______________________________________________________________________________ ______________________________________________________________________________
______________________________________________________________________________ ______________________________________________________________________________
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q WEDNESDAY
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DFL: THE TREE 25
Verse Studied
date-
Context
Paraphrase
Define Words
DFL: THE TREE 26

Application
DFL: THE TREE 27

The key to living a victorious, Spirit-filled Christian life is Jesus Christ as
the center and Lord of all we do. With Christ in control, life is balanced and
effective. The Wheel illustrates this Christ-centered life.
Christ the Center—

Galatians 2:20; John 15:5;
Colossians 1:27
Obedience to Christ—
John 14:21; Romans 12:1,2;
Luke 6:46
The Word—I Peter 2:2;
II Timothy 3:16,17;
Joshua 1:8
Prayer—Matthew 7:7;
Philippians 4:6,7;
John 15:7
Fellowship—
Matthew 18:20;
Hebrews 10:24,25;
I John 1:3
Witnessing—
Matthew 4:19;
Romans 1:16;
I Peter 3:15
• Just as the driving force in a wheel comes from the hub, so the power of
the Christian life comes from Jesus Christ the Center. He lives in us in the
person of the Holy Spirit, whose expressed purpose is to glorify Christ. The rim
represents the Christian responding to Christ’s Lordship through wholehearted,
day-by-day obedience to Him.
• The spokes show the means by which Christ’s power becomes operative in our
lives. We maintain personal contact with God through the vertical spokes—the
Word and prayer. The Word is our spiritual food as well as our sword for
spiritual battle. It is the foundational spoke for effective Christian living.
• Opposite this is the spoke representing Prayer. Through prayer we have direct
communication with our heavenly Father and receive provision for our needs.
As we pray we show our dependence upon and trust in Him.
• The horizontal spokes concern our relationship to people—believers, through
Christian fellowship; and unbelievers, through witnessing. Fellowship centered
around the Lord Jesus Christ provides the mutual encouragement, admonition
and stimulation we all need.
• The first three spokes prepare us for passing on to others all that we have
received from the Lord. This is accomplished through Witnessing, sharing our
own experience of Christ and declaring and explaining the Gospel, God’s power
to save.
DFL: THE TREE 28

ACCOUNT A B I L I T Y P A R T N E R S
Unit 1 • Week 1 Unit 1 • Week 4
Partner Name ________________ Partner Name ________________
Meeting Date & Place _________ Meeting Date & Place _________
_____________________________ _____________________________
# of Quiet Times _____________ # of Quiet Times _____________
# of Scripture Reviews ________ # of Scripture Reviews ________
# of Verses Memorized ________ # of Verses Memorized ________
Prayer Requests Prayer Requests
____________________________ ____________________________
____________________________ ____________________________
____________________________ ____________________________

_____________________________ _____________________________
____________________________ ____________________________
____________________________ ____________________________
____________________________ ____________________________

_____________________________ _____________________________
____________________________ ____________________________
____________________________ ____________________________
____________________________ ____________________________
DFL: THE TREE 29

DISCIPLES
FOR
LIFE
UNIT 2
DISCIPLES F O R L I F E : U N I T 2
Week Emphasis/Title To do in Class Assignment for

next week
one Christ the Center Discuss: Memorize:

II Cor. 5:17 II Cor. 5:17 Rom. 12:1, Jn. 14:21
Gal. 2:20 Read: Study Jn 14:21, Daily QT,
Christ the Center/Pie 4 R’s, Read: “My Heart
Illustration Christ’s Home”, Do sheet
two Obedience to Christ Discuss: Memorize:
Rom. 12:1 Jn. 14:21, My Heart II Tim. 3;16, Josh 1:8
Jn. 14:21 Christ Home Study: II Tim 3:16, Daily
Read: QT, 4 R’s, Daily Review
Stages of Obedience
three The Word Discuss: Memorize:

II Tim. 3:16 II Tim. 3:16 Jn 15:7, Phil 4:6,7
Josh. 1:8 Read: Study: Phil 4:6,7, Daily QT,
The “Hand Illustration” 4 R’s,
four Prayer Discuss: Memorize:

Jn. 15:7 Phil 4:6,7, Matt 18:20, Heb 10:24,25
Phil. 4:6,7 Read: “Prayer Lists” Study: Heb 10:24,25, Daily
QT, 4 R’s, Daily review
five Fellowship Discuss: Memorize:

Matt. 18:20 Heb. 10:24,25 Matt. 4:19, Rom 1:16
Heb. 10:24,5 Study: Rom 1:16, Daily
QT, 4 R’s, Read: “Born to
Reproduce”
six Witnessing Discuss: Memorize:
Matt. 4:19 Rom 1:16, “Born to II Cor. 5:17, Gal. 2:20
Rom. 1:16 Reproduce” Study: II Cor. 5:17, Daily QT,
Read: 4 R’s and Review
“Andrew Lists”
DFL: THE TREE 31
THE TOPI C A L M E M O R Y S Y S T E M
As you memorize the verses in this study from the Topical Memory
System (TMS), you can either purchase the TMS from a Christian bookstore,
www.navpress.com, or write out the verses on verse cards. The topics should be
memorized along with the verses as the topic provides a ‘mental hook’ to enable
you to recall the verse when you have a corresponding need. The reference
should be memorized and quoted before and after the verse as it is often the
most difficult part of the verse to remember. Write out your cards like below.
Series A: Live the New Life

Christ the Center 2 Corinthians 5:17/Galatians 2:20
Obedience to Christ Romans 12:1/John 14:21
God’s Word 2 Timothy 3:16/Joshua 1:8
Prayer John 15:7/Philippians 4:6-7
Fellowship Matthew 18:20/Hebrews 10:24-25
Witnessing Matthew 4:19/Romans 1:16
Series B: Proclaim Christ

All Have Sinned Romans 3:23/Isaiah 53:6
Sin’s Penalty Romans 6:23/Hebrews 9:27
Christ Paid the Penalty Romans 5:8/1 Peter 3:18
Salvation Not by Works Ephesians 2:8-9/Titus 3:5
Must Receive Christ John 1:12/Revelation 3:20
Assurance of Salvation 1 John 5:13/John 5:24
Series C: Rely on God’s Resources

His Spirit I Corinthians 3:16/2:12
His Strength Isaiah 41:10/Philippians 4:13
His Faithfulness Lam. 3:22-23/Numbers 23:19
His Peace Isaiah 26:3/1 Peter 5:7
His Provision Romans 8:32/Philippians 4:19
His Help in Temptation Hebrews 2:18/Psalm 119:9,11
Series D: Be Christ’s Disciple

Put Christ First Matthew 6:33/Luke 9:23
Separate From the World 1 John 2:15-16/Romans 12:2
Be Steadfast 1 Corinthians 15:58/Hebrews 12:3
Serve Others Mark 10:45/2 Corinthians 4:5
Give Generously Proverbs 3:9-10/2 Cor. 9:6-7
Develop World Vision Acts 1:8/Matthew 28:19-20
Christ the Center II Corinthians 5:17 Series E: Grow in Christlikeness

Love John 13:34-35/1 John 3:18
Therefore, if anyone is in Christ, he is
Humility Philippians 2:3-4/1 Peter 5:5-6
a new creation; the old has gone, the
new has come! Purity Ephesians 5:3/1 Peter 2:11
Honesty Leviticus 19:11/Acts 24:16
II Corinthians 5:17 Faith Hebrews 11:6/Romans 4:20-21
Good Works Galatians 6:9-10/Matthew 5:16
DFL: THE TREE 32
CHRIST T H E C E N T E R
The picture below illustrates different stages of development in the Christian
life and points out the crucial stage of Lordship for a Growing Christian to
become a disciple and laborer. Recognizing the Lordship of Christ and living
with Him as the center of all that we do is foundational to discipleship and
laboring in the harvest. Look at the different calls that Jesus & his disciples gave
to discover these stages of growth.
New Christian Laborer

Growing Christian Disciple
LORDSHIP
A. Call to Repentance = New Christian • Matthew 4:17; Acts 3:19

B. Call to Follow Him = Growing Christian • Matthew 4:19;
Colossians 2:6
C. Call to Lordship = Fully Devoted Follower • Luke 9:23;
Luke 14:26,27,33
D. Call to Maturity = Disciple • John 8:31,32; John 13:34,35; John 15:8
E. Call to Minister to Others = Laborer • Matthew 28: 19,20;
Colossians 1:28,29
PIE ILLUSTRATION
Lordship can be defined as a decision of the will to place all known areas
of one’s life under the control of Jesus Christ. The Pie Illustration (below)
illustrates some of the areas of a believer’s life with Christ as the Lord over
each area. In the circle next to the illustration draw a picture of your own life.
What is in the center right now? What are the other areas that are a part of
your life?
Use of Relationships
Free Time with the
Opposite
Sex
Family
Material
Relationships
Possessions
CHRIST
Career
Education Goals
Relationships
with Others
DFL: THE TREE 33
Verse Studied
date-
Context
Paraphrase
Define Words
DFL: THE TREE 34

Application
DFL: THE TREE 35

A DISCUS S I O N O F M Y H E A R T C H R I S T ’ S H O M E
What were the issues involved and what spoke to you in the following areas as
you read “My Heart Christ’s Home”?
The Study
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The Dining Room
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The Living Room
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The Workroom
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The Rec Room
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The Bedroom
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The Hall Closet
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Transferring the Title
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DFL: THE TREE 36

Verse Studied
date-
Context
Paraphrase
Define Words
DFL: THE TREE 37

Application
DFL: THE TREE 38

STAGES O F O B E D I E N C E
Obedience is tied into a lordship decision. You cannot separate obedience
and submission. Bob Boardman, a missionary to Japan, has identified the fol-
lowing five stages of obedience. It is good to evaluate our life in light of them
periodically.
1. “I am going to do what I want to do no matter what God wants.”

Many Christians instinctively realize that this is wrong, but they still
live according to this pattern. Essentially they do not want Christ to rule
their life.
2. “If God will give me what I want first, then I will give Him an even
exchange.” This is bargaining with God, based on what I think is an
equal exchange. (e.g. If God will give me the job that I want, I will give
Him some of my time in exchange.)
3. “If God will give me what I want first, then I will give Him what
He wants.” This also bargaining with God. This stage is similar to the
second stage, but includes a willingness to give God what He wants.
4. “I will give God what He wants first, then in faith believe that He will
give me what I want.” This has finally reversed the “me-first” approach,
but it is still a form of bargaining. I am expecting God to do something
for me when I have done something for Him.
5. “I will give God whatever He wants, regardless of whether He gives
me what I want.” This is Lordship in practice. This is a crucial stage
in our obedience.
Taken from:
Essentials of Discipleship
Francis M. Cosgrove, Jr., (NavPress 1980), Page 47
DFL: THE TREE 39

Verse Studied
date-
Context
Paraphrase
Define Words
DFL: THE TREE 40

Application
DFL: THE TREE 41

HAND ILL U S T R A T I O N
Hear
1 0:17
Rom Read
ev 1:3
R
Study
17:11
Acts ize
1 1 Memor
19: 9,
Psa 1
Meditate
:2,.3
Psa 1
The “Word Hand” shows the five methods of learning from the Bible. Each
of these methods is important.
Hearing
Hearing the word from godly pastors and teachers provides insight into others’
study of the Scriptures as well as stimulating your own appetite for the Word.
Reading
Reading the Bible gives an overall picture of God’s Word. Many people find it
helpful to use a daily reading program which takes them systematically through
the Bible.
Studying
Studying the Scriptures leads to personal discoveries of God’s truths. Writing
down these discoveries helps you organize and remember them.
Memorizing
Memorizing God’s Word enables use of the Sword of the Spirit to overcome
Satan and temptations...to have it readily available for witnessing or helping
others with a “word in season.”
Meditation
Meditation is the thumb of the Word Hand, for it is used in conjunction with
each of the other four methods. Only as you meditate on God’s Word—thinking
of its meaning and application to your life—will you discover its transforming
power at work within you.
Taken from:
The Personal Growth Series
The Navigators
DFL: THE TREE 42

Verse Studied
date-
Context
Paraphrase
Define Words
DFL: THE TREE 43

Application
DFL: THE TREE 44

PRAYER L I S T S
Earlier we looked at and discussed the four kinds of prayer easily remem-
bered by the acrostic ACTS:
A—Adoration (for who He is)
C—Confession (recalling sins against Him and others; asking for cleansing)
T—Thanksgiving (for what He has done)
S—Supplication (for others and yourself)
This pattern for personal prayer is used by many Christians around the world.
It helps keep your mind focused while praying.
You may also have had some experience in keeping a prayer list. God is not
limited to only working at the request of praying believers, but it seems evident
from Scripture that He delights to work on behalf of those who faithfully ask
according to His will.
It is God’s response to prayer that truly brings Him glory. There is no better
way to glorify God than to credit Him when He acts on account of prayer.
This is most easily done by keeping track of the requests you are making so
that when He answers, you will know it and can give Him the glory through
prayer and thanksgiving.
The prayer sheets found in the prayer section of your notebook will come in
handy when recording your requests as well as God’s answers—whether they
be “yes”, “no”, or “later”. Begin this week, if you haven’t yet, to give Him the
glory by recording your prayer on the prayer sheets provided.
Requests Answers
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DFL: THE TREE 45

PRAYER J O U R N A L
Requests Answers
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DFL: THE TREE 46

Requests Answers
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DFL: THE TREE 47

Requests Answers
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DFL: THE TREE 48

ANDREW L I S T
“Andrew, Simon Peter’s brother, was one of the two who had heard what
John had said and who had followed Jesus. The first thing Andrew did was to
find his brother Simon and tell him, ‘We have found the Messiah’ (that is the
Christ). And he brought him to Jesus...” John 1:40-42a
Andrew was excited about meeting Jesus. The first thing he did was to tell
his brother Peter, because he wanted Peter to meet Jesus as well. Who comes
to mind for you when you think of friends or family that you would like to
meet Jesus?
A key to seeing people come to saving faith in Jesus Christ is to be specifi-
cally praying for them and “having them on your heart.” Keeping an “Andrew
List” helps you do this.
Five Steps for Setting up an Andrew List

1. Pray for wisdom; ask for the Lord’s guidance.
2. List the names of 10 non-Christians your are in contact with.
These could be relatives, people at work, people in class, friends
from high school, people you live around, and others. You can
add other names to the list later as they come to mind. (Use the next
page to make your list.)
3. Sift through the list and determine those whom you would consider
a priority to reach for Christ. Ten guidelines for determining priorities
are listed in the next section. Remember that determining these priorities
does not imply that one person is better than or more important than
another, they are just to help you determine where your gospel witness
can be the most effective.
4. Make a final list of five people that you have determined are the highest
priority. (Use the next page to make your final list.)
5. Begin to pray daily for these people.
Guidelines for Determining Your Final List

1. Those who you think are closest to coming to Christ.
2. Those with whom you have frequent, close communication.
3. Those who have shown spiritual interest.
4. Those who are being prayed for regularly. Perhaps you have been doing
so or you know of others who have been praying.
5. Those whose respect and friendship you have.
6. Those you may have a limited time to reach:
a. Those moving out of your area.
b. Those who may not have long to live.
7. Those who have a Christian marriage partner.
8. Those to whom others have given a testimony or presented the gospel
9. Those for whom the Holy Spirit has given you a recurring spiritual
concern.
10.Those whom God brings across your path repeatedly.
DFL: THE TREE 49

ANDREW L I S T
My Andrew List:
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
Final List:
1.
2.
3.
4.
5.
Taken in part from:

The 2:7 Series, Course 4
(NavPress, 1979), Pages 20,21
DFL: THE TREE 50

q SUNDAY q THURSDAY
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q MONDAY q FRIDAY
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q WEDNESDAY
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DFL: THE TREE 51
q SUNDAY q THURSDAY
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DFL: THE TREE 52
q SUNDAY q THURSDAY
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q MONDAY q FRIDAY
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DFL: THE TREE 53
q SUNDAY q THURSDAY
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DFL: THE TREE 54
q SUNDAY q THURSDAY
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DFL: THE TREE 55
q SUNDAY q THURSDAY
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DFL: THE TREE 56
Verse Studied
date-
Context
Paraphrase
Define Words
DFL: THE TREE 57

Application
DFL: THE TREE 58

Verse Studied
date-
Context
Paraphrase
Define Words
DFL: THE TREE 59

Application
DFL: THE TREE 60

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BOOK 1

Beginning with Christ • NavPress

Tyranny of the Urgent • Charles E. Hummel • InterVarsity Press

Week Emphasis/Title To do in Class Assignment for

one Orientation Read and Discuss: “Profile Memorize:

two Assurance of Salvation Discuss: Memorize:

three Assurance of Prayer Discuss: Memorize:

2. A disciple puts Christ first in all areas of his/her life.

3. A disciple is committed to a life of purity and is taking steps to separate

7. A disciple attends church regularly to worship God, to have his/her spiritual

8. A disciple fellowships regularly with other believers, displaying love

9. A disciple demonstrates a servant heart by helping others in practical ways.

11. A disciple demonstrates the fruit of the spirit by an attractive relationship

Why do you think that this is what the writer means?

Any passage of Scripture has several contexts,

Taken from: Explore the Bible Yourself

DFL: THE TREE 5

1. Amplified: I appeal to you therefore, brethren, and beg of you in

4. Message: So here’s what I want you to do, God helping you:

DFL: THE TREE 6

DFL: THE TREE 7

Hebrews 12:14-17 (NIV)

(Reading & Marking continued on next page)

DFL: THE TREE 8

Romans 12:1-8 (NIV)

Where To Read In Your Bible

DFL: THE TREE 9

Often a Bible dictionary will give a more thorough and comprehensive

Good commentaries, explaining the literal meaning of biblical words and

Taken in part from: Search the Scriptures

DFL: THE TREE 10

DFL: THE TREE 11

DFL: THE TREE 12

“Observation demands concentration! The purpose is to saturate yourself thor-

Who Who are the people involved?

Proper observation is the foundation upon which good interpretation and

DFL: THE TREE 13

There is no limit to the number or variety of questions for any particular

DFL: THE TREE 14

DFL: THE TREE 15

Observations and Questions

DFL: THE TREE 16

The steps of Reading and Marking in your Bible as well as Reflecting on

Date ______________ Record what you Read ________________________

Record Your Reflections

Record Your Response

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Date ______________ Date ______________

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Examine the following illustrations or pass-on-ables to help you further under-

In the section marked ILLUSTRATION/PASS-ON-ABLE on the Verse Analy-

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How to Write an Application

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Observations and Questions

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“The good is the enemy of the best.” —Unknown

1. Define the word urgent as used in Tyranny of the Urgent.

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