M OST IMPORTANT DOCUMENT - SA Bank Copy

I/We confirm having received, read and understood our banking agreement, which is available at any of the branches of Standard Chartered Bank (‘Bank’) and which is also
available on the Bank’s website (www.sc.com/india) and agree to be bound by and abide by it or any other rules that may be in force from time to time. I/We specifically
understand and accept the following:

Savings Account Offering

Account ( as ap plicable) Parivaar aXcess Plus

Parivaar 2 in 1¹
Monthly Average Balance (MAB)#@ for upcountry locations for upcountry locations

Upcountry Locations :
Cuddapah, Mathura, Jalgaon, Saharanpur, Siliguri, Indore,
₹25,000 ₹10,000 ₹10,000 ₹10,000
Nagpur, Rajk ot, Dehradun, Bhopal, Chhindwara, Jodhpur,
Udaipur, Bareilly, Agra, Patna, Bhubaneswar, Proddatur, ( Across linked ( Across linked
savings accounts) savings accounts)
Cochin, Tr ivandrum, Ludhiana, Allahabad
Important monthly charges applicable on non maintenance of Monthly Average Balance (MAB)#
If the MAB < Desired MAB mentioned above 5% of shortfall² 5% of shortfall2 5% of shortfall2 5% of shortfall2
in MAB with in MAB with in MAB with in MAB with
Max cap of 600 Max cap of 500 Max cap of 500 Max cap of 500
Domestic non SCB ATM Transaction charges³
For Metro locations (Bangalore, Chennai, Delhi, Hyderabad,
Kolkata, Mumbai),
First 3 ATM (financial & non financial)transactions/month. Free* Free* Free* Free*
*if average monthly balance maintained
is >= INR 25000, first 5 transactions free
For Non Metro locations First 5 ATM
(financial & non financial) transactions/month.
Free* Free* Free* Free*
* if average monthly balance maintained is
>= INR 25000, first 10 transaction free
Subsequent transactions (in both metro and non metro location)
##
Free for SuperValue Savings Account if MAB of ₹25,000 is maintained. ₹20 ₹20 ₹20 ₹20
Debit Card Fees³
Platinum Debit Card- First & Subsequent Year’s Fee ₹200 ₹200 ₹200 ₹200
Platinum Debit Card- First & Subsequent Year’s Fee ₹199 ₹199 ₹199 ₹199
Cashback Platinum Debit Card- First &
Subsequent Year’s Fee ₹499 ₹499 ₹499 ₹499
Other important charges3
Cheque return charge- Cheque Issued by Customer
•First cheque return in the last 12 months ₹500 ₹500 ₹500 ₹500
•More than one cheque return in the last 12 months (per return) ₹750 ₹750 ₹750 ₹750
Cheque return charge - Cheque Deposited by Custome ₹150 ₹150 ₹150 ₹150
Electronic Clearing Se- rvice (ECS) return
•First ECS return in the last 12 months ₹500 ₹500 ₹500 ₹500
•More than one ECS return in the last 12 months (per return) ₹750 ₹750 ₹750 ₹750
Account Closed < 12 months⁶ ₹500 ₹500 ₹500 ₹500

Basic Savings Bank Deposit Account⁴ Basic Savings Bank Deposit Account - Small⁵
Balance requirements and charges applicable for non-maintenance thereof ²
Monthly Average Balance (MAB#) Not Applicable
Charge on non-maintenance of balance Not Applicable
Debit Card Fees³
Debit Card - First & Subsequent Year’s Fee Free
Domestic non SCB ATM Transaction charges³
First 5 ATM (financial & non financial) transactions/month Free
Subsequent transactions Free
Other Important Charges³
Electronic Clearing Service (ECS) / National Automated Clearing House (NACH) return
• First cheque return in the last 12 months ₹500
• More than one cheque return in the last 12 months (per return) ₹750
Cheque return charge – Cheque Deposited by Customer ₹150
Electronic Clearing Service (ECS) / National Automated Clearing House (NACH) return
• First cheque return in the last 12 months ₹500
• More than one cheque return in the last 12 months (per return) ₹750
Account closed < 6 months Free
Cheque book (local) / Standard Chartered Bank Channel (Branch & ATM) utilization charge Free
Monthly Average Balance (MAB) is the average of the daily closing balances in that month. More details overleaf. For staff accounts of SCB Group, there is no minimum average Monthly balance requirement.
@For Savings Account opened as a bundle along with Personal Loan product, the MAB requirement is Nil for the duration that the Personal Loan EMI repayment is from the SCB Savings Account.
On the maturity / preclosure of the Personal Loan, the MAB requirement will be as per the savings account variant held.
1. In-2 in 1 Accounts has following features:
• This facility allows you to link your fixed deposit accounts with your designated savings account (“2-in-1 account”). You can link as many fixed deposit accounts to your” 2-in-1 account provided that the fixed
Version Mid SA 08/21

deposit accounts and the 2-in-1 account have the same account holders w ith the same operating man dates.
• Interest earned on the linked fixed deposits accounts will be credited to your 2-in-1 account at quarterly intervals unless you instruct us otherwise.
• You can also withdraw monies in your 2-in-1 accounts from ATMs and Netbanking. The maximum amount you can withdraw is the sum of the entire balance in your 2-in-1 account p us 95% of the “break value”
of all your l inked fixed deposit accounts. Break value is the ( principal plus interest payable if the fixed deposit is uplifted on that day) minus (penal interest plus TDS if applicable).
• If you need to withdraw amounts in excess of what is available in your 2-in-1 account, you authorise us to (without your further instruction) break your last created linked fixed d eposit accounts for the mount of
the shortfall. T he balance remaining in that fixed deposit account will continue earning interest at the rate applicable for the residual balance. We will charge you our usual penalty fee for breaking your fixed
deposits prematurely. If you have more than one linked fixed deposit account, we will uplift the latest created fixed deposit account first.
• If Term Deposit > 10000 then MAB requirement will be waived
2. Shortfall is calculated based on difference between required minimum MAB & actual MAB in a given month.
• Customers who fail to maintain required minimum MAB will be charged 5% of the shortfall as per SOSC. Customer Copy
• In case of a shortfall in a particular month (M0), a notification is sent to customers in the subsequent month (M1). If the shortfall remains in the month of notification (M1) or 30 days from the date of
communication, charges will be levied on the shortfall in the shortfall month (M0).
3. All charges above are exclusive of duties and taxes as applicable. GST will be levied at the applicable rates in force on all taxable supplies with effect from a date to be notified by the Government.
4. Any resident Indian can open a Basic Savings Bank Deposit Account. ABSBDA Account with Standard Chartered Bank can be opened only in single name. If the customer has any other existing savings bank
deposit account in Standard Chartered Bank, then the customer consents to the bank closing the existing savings bank deposit account within 30 days of the date of opening the Basic Savings Bank Deposit
Account.
5. Basic Savings - Small Deposit Account will be frozen if the
• Value of all credits during the financial year exceeds Rs.1,00,000, or
• Day end account balance exceeds Rs.50,000, or
• Total withdrawals in a month exceed Rs.10000, or
• Customer is unable to submit valid KYC documents to the bank within 24 months of account opening.
6. This charge is not applicable in case the account is closed within 14 days from the date the account is opened
7. For Staff accounts of SCB group, no debit card fees applicable
Please note:
• Savings Bank Interest Rate may be changed from time to time at the sole discretion of the Bank.
• I/We confirm that I/we have verified the identity of the bank officer before handing over the initial payment for opening the account. I/We have not handed over cash to the officer for opening the a ccount
except where I/we have visited the bank branch personally. I have not been i ncentivized by a gift/discount for opening the account.
• I/We confirm that I have received and understood all terms and conditions as mentioned in the customer copy of the MID.
• Withdrawals using withdrawal slips supplied by the Bank can only be made in case of Savings account opened by individuals and by the account holder in person.
• I/We understand that there might be transaction restriction on the account incase the Know Your Customer (KYC) documents submitted by me/us are found incomplete insufficient during internal review by
the bank after the account has been opened. The account might be closed i ncase I/we are not able to provide complete KYC documents as per the requirement.
• I/we understand that deposits held with the bank are covered by the provisions of the deposit insurance & Credit Guarantee Corporation Act 1961.
• Bank reserves the right to close if the funding cheque has return unpaid.
• Accounts which are not operated for a period of greater than two years are classified as dormant. consequently the bank will allow operations only after completion of due diligence by the bank. Any Debit
/ Atm card due for renewal will not be issued. Bank does not levy Account activation charges for dormant accounts.
• Accounts which are not operated for a period of greater than 10 years or more will automatically be marked as an “unclaimed Account” wherein credits and debits in the account will be restricted and the
account will be placed on hold
• Raising transaction dispute for Electronic Banking Transactions*
You have to promptly report any unauthorised transaction including electronic banking transaction** on the account/ card to the Bank either through Phone Banking, Email Channel, Online Banking or Branch,
ensuring that there is no delay in reporting. Your liability for the unauthorised transaction due to third party breach will be determined in accordance with the Banks Policy on Limited Liability of Customers in
Unauthorised Electronic Banking Transactions (“Policy”), which is available on the Banks website. Your ‘liability’ is linked to the time frame within which you report any unauthorised transaction on the account
card to the Bank, and more details on that are available in the Policy. If the investigation done by the Bank is incomplete or inconclusive within 10 working days from the date of notification by you of the
unauthorised transaction, the Bank will provide a provisional credit or a shadow credit of the disputed amount to you (in accordance with the Policy). The provisional credit or shadow credit shall be value dated
(subject to the unauthorised transaction being reported to the Bank within 7 working days) to be as date of the transaction, in case of debit card/ bank account so that you do not suffer loss of interest. You will
not be able to utilise the amount that is provisionally credited to your account, pending the investigation by the Bank. If the investigation outcome reveals that there has been negligence compromise of the
secured credentials by you, then the provisional credit or the shadow credit will be reversed by the Bank.
**electronic banking transactions can be divided into two categories:
• Remote/online payment transactions (transactions that do not require physical payment instruments to be presented at the point of transactions e.g. internet banking, mobile banking, card not present (CNP) transactions), Pre-paid Payment Instruments (PPI),
and
• Face-to-face/ proximity payment transactions (transactions which require the physical payment instrument such as a card or mobile phone to be present at the point of transaction e.g. ATM, POS, etc.).

I /We hereby declare that the contact details provided by me/us including my/our Current Residential Address and/or my/our Permanent Address are complete and correct in all respects.
I / We authorize Standard Chartered Bank or any agents appointed by them to verify these details. I/We further understand and acknowledge that the Bank may restrict transactions/close my/our account(s) in
case the above mentioned details are found to be incomplete/incorrect.

Opening deposit : A signed cheque has been collected from me/us as the initial account opening deposit as per the following details:

Cheque No.: _______________________ Date: __________________ Bank: ____________________________ Amount ______________________ Favouring: ________________________

Customer Comments, if any: ____________________________________________________________________________ Date of signing the MID: ____________________________

Signature of 1st Signature of 2nd

Account holder Account holder

Name of 1st Account holder Name of 2nd Account holder

For Official Use only:

DSR Name: ____________________________________ Referring PSID Code: ______________________ Signature of DSR: __________________________Signature of TM: ____________________________

Methodology for Calculation of Monthly Average Balance

The average Monthly balance for an account is calculated as per the calendar month i.e. January, February etc. For a new account, opened in the middle of a calendar
month the average balance is arrived at on the basis of number of days the account has been live in that month.

Date Narration Deposit Withdrawal Balance

1/1/2014 Opening Balance - - 0

1/1/2014 By clearing 1,50,000 - 1,50,000
5/1/2014 By clearing 1,00,000 - 2,50,000
20/1/2014 Cash Withdrawal - 50,000 2,00,000
31/1/2014 - - - 2,00,000

Calculation of Average Balance

Total balance
From To Balance Number of Days (Balance X No. of Days)

1/1/2014 4/1/2014 1,50,000 4 6,00,000

5/1/2014 19/1/2014 2,50,000 15 37,50,000
20/1/2014 31/1/2014 2,00,000 12 24,00,000
Sum = 31 Sum = 67,50,000

Average Balance (Sum of Product / Number of Days) = 2,17,742

Phone Banking Numbers:

Allahabad, Amritsar, Bhopal, Bhubaneshwar, Chandigarh, Cochin / Ernakulam, Coimbatore, Indore, Jaipur,
3940 444/ 6601 444
Jalandhar,Kanpur, Lucknow, Ludhiana, Nagpur, Patna, Rajkot, Surat, Vadodara / Baroda
Version Mid SA 08/21

Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune 3940 4444/ 6601 4444

Gurgaon & Noida 011-3940 4444/ 6601 4444

Cuttack, Dehradun, Guwahati, Jalgaon, Mathura, Mysore, Proddatur, Saharanpur, 1800 345 1000*
Thiruvananthpuram, Vishakhapatnam
Siliguri 1800 345 5000*

*Toll-free
 M OST IMPORTANT DOCUMENT - SA Customer Copy

I/We confirm having received, read and understood our banking agreement, which is available at any of the branches of Standard Chartered Bank (‘Bank’) and which is also
available on the Bank’s website (www.sc.com/india) and agree to be bound by and abide by it or any other rules that may be in force from time to time. I/We specifically
understand and accept the following:

Savings Account Offering

Account ( as ap plicable) Parivaar aXcess Plus

Parivaar 2 in 1¹
Monthly Average Balance (MAB)#@ for upcountry locations for upcountry locations

Upcountry Locations :
Cuddapah, Mathura, Jalgaon, Saharanpur, Siliguri, Indore,
₹25,000 ₹10,000 ₹10,000 ₹10,000
Nagpur, Rajk ot, Dehradun, Bhopal, Chhindwara, Jodhpur,
Udaipur, Bareilly, Agra, Patna, Bhubaneswar, Proddatur, ( Across linked ( Across linked
savings accounts) savings accounts)
Cochin, Tr ivandrum, Ludhiana, Allahabad
Important monthly charges applicable on non maintenance of Monthly Average Balance (MAB)#
If the MAB < Desired MAB mentioned above 5% of shortfall² 5% of shortfall2 5% of shortfall2 5% of shortfall2
in MAB with in MAB with in MAB with in MAB with
Max cap of 600 Max cap of 500 Max cap of 500 Max cap of 500
Domestic non SCB ATM Transaction charges³
For Metro locations (Bangalore, Chennai, Delhi, Hyderabad,
Kolkata, Mumbai),
First 3 ATM (financial & non financial)transactions/month. Free* Free* Free* Free*
*if average monthly balance maintained
is >= INR 25000, first 5 transactions free
For Non Metro locations First 5 ATM
(financial & non financial) transactions/month.
Free* Free* Free* Free*
* if average monthly balance maintained is
>= INR 25000, first 10 transaction free
Subsequent transactions (in both metro and non metro location)
##
Free for SuperValue Savings Account if MAB of ₹25,000 is maintained. ₹20 ₹20 ₹20 ₹20
Debit Card Fees³
Platinum Debit Card- First & Subsequent Year’s Fee ₹200 ₹200 ₹200 ₹200
Platinum Debit Card- First & Subsequent Year’s Fee ₹199 ₹199 ₹199 ₹199
Cashback Platinum Debit Card- First &
Subsequent Year’s Fee ₹499 ₹499 ₹499 ₹499
Other important charges3
Cheque return charge- Cheque Issued by Customer
•First cheque return in the last 12 months ₹500 ₹500 ₹500 ₹500
•More than one cheque return in the last 12 months (per return) ₹750 ₹750 ₹750 ₹750
Cheque return charge - Cheque Deposited by Custome ₹150 ₹150 ₹150 ₹150
Electronic Clearing Se- rvice (ECS) return
•First ECS return in the last 12 months ₹500 ₹500 ₹500 ₹500
•More than one ECS return in the last 12 months (per return) ₹750 ₹750 ₹750 ₹750
Account Closed < 12 months⁶ ₹500 ₹500 ₹500 ₹500

Basic Savings Bank Deposit Account⁴ Basic Savings Bank Deposit Account - Small⁵
Balance requirements and charges applicable for non-maintenance thereof ²
Monthly Average Balance (MAB#) Not Applicable
Charge on non-maintenance of balance Not Applicable
Debit Card Fees³
Debit Card - First & Subsequent Year’s Fee Free
Domestic non SCB ATM Transaction charges³
First 5 ATM (financial & non financial) transactions/month Free
Subsequent transactions Free
Other Important Charges³
Electronic Clearing Service (ECS) / National Automated Clearing House (NACH) return
• First cheque return in the last 12 months ₹500
• More than one cheque return in the last 12 months (per return) ₹750
Cheque return charge – Cheque Deposited by Customer ₹150
Electronic Clearing Service (ECS) / National Automated Clearing House (NACH) return
• First cheque return in the last 12 months ₹500
• More than one cheque return in the last 12 months (per return) ₹750
Account closed < 6 months Free
Cheque book (local) / Standard Chartered Bank Channel (Branch & ATM) utilization charge Free
Monthly Average Balance (MAB) is the average of the daily closing balances in that month. More details overleaf. For staff accounts of SCB Group, there is no minimum average Monthly balance requirement.
@For Savings Account opened as a bundle along with Personal Loan product, the MAB requirement is Nil for the duration that the Personal Loan EMI repayment is from the SCB Savings Account.
On the maturity / preclosure of the Personal Loan, the MAB requirement will be as per the savings account variant held.
1. In-2 in 1 Accounts has following features:
• This facility allows you to link your fixed deposit accounts with your designated savings account (“2-in-1 account”). You can link as many fixed deposit accounts to your” 2-in-1 account provided that the fixed
Version Mid SA 08/21

deposit accounts and the 2-in-1 account have the same account holders w ith the same operating man dates.
• Interest earned on the linked fixed deposits accounts will be credited to your 2-in-1 account at quarterly intervals unless you instruct us otherwise.
• You can also withdraw monies in your 2-in-1 accounts from ATMs and Netbanking. The maximum amount you can withdraw is the sum of the entire balance in your 2-in-1 account p us 95% of the “break value”
of all your l inked fixed deposit accounts. Break value is the ( principal plus interest payable if the fixed deposit is uplifted on that day) minus (penal interest plus TDS if applicable).
• If you need to withdraw amounts in excess of what is available in your 2-in-1 account, you authorise us to (without your further instruction) break your last created linked fixed d eposit accounts for the mount of
the shortfall. T he balance remaining in that fixed deposit account will continue earning interest at the rate applicable for the residual balance. We will charge you our usual penalty fee for breaking your fixed
deposits prematurely. If you have more than one linked fixed deposit account, we will uplift the latest created fixed deposit account first.
• If Term Deposit > 10000 then MAB requirement will be waived
2. Shortfall is calculated based on difference between required minimum MAB & actual MAB in a given month.
• Customers who fail to maintain required minimum MAB will be charged 5% of the shortfall as per SOSC. Customer Copy
• In case of a shortfall in a particular month (M0), a notification is sent to customers in the subsequent month (M1). If the shortfall remains in the month of notification (M1) or 30 days from the date of
communication, charges will be levied on the shortfall in the shortfall month (M0).
3. All charges above are exclusive of duties and taxes as applicable. GST will be levied at the applicable rates in force on all taxable supplies with effect from a date to be notified by the Government.
4. Any resident Indian can open a Basic Savings Bank Deposit Account. ABSBDA Account with Standard Chartered Bank can be opened only in single name. If the customer has any other existing savings bank
deposit account in Standard Chartered Bank, then the customer consents to the bank closing the existing savings bank deposit account within 30 days of the date of opening the Basic Savings Bank Deposit
Account.
5. Basic Savings - Small Deposit Account will be frozen if the
• Value of all credits during the financial year exceeds Rs.1,00,000, or
• Day end account balance exceeds Rs.50,000, or
• Total withdrawals in a month exceed Rs.10000, or
• Customer is unable to submit valid KYC documents to the bank within 24 months of account opening.
6. This charge is not applicable in case the account is closed within 14 days from the date the account is opened
7. For Staff accounts of SCB group, no debit card fees applicable
Please note:
• Savings Bank Interest Rate may be changed from time to time at the sole discretion of the Bank.
• I/We confirm that I/we have verified the identity of the bank officer before handing over the initial payment for opening the account. I/We have not handed over cash to the officer for opening the a ccount
except where I/we have visited the bank branch personally. I have not been i ncentivized by a gift/discount for opening the account.
• I/We confirm that I have received and understood all terms and conditions as mentioned in the customer copy of the MID.
• Withdrawals using withdrawal slips supplied by the Bank can only be made in case of Savings account opened by individuals and by the account holder in person.
• I/We understand that there might be transaction restriction on the account incase the Know Your Customer (KYC) documents submitted by me/us are found incomplete insufficient during internal review by
the bank after the account has been opened. The account might be closed i ncase I/we are not able to provide complete KYC documents as per the requirement.
• I/we understand that deposits held with the bank are covered by the provisions of the deposit insurance & Credit Guarantee Corporation Act 1961.
• Bank reserves the right to close if the funding cheque has return unpaid.
• Accounts which are not operated for a period of greater than two years are classified as dormant. consequently the bank will allow operations only after completion of due diligence by the bank. Any Debit
/ Atm card due for renewal will not be issued. Bank does not levy Account activation charges for dormant accounts.
• Accounts which are not operated for a period of greater than 10 years or more will automatically be marked as an “unclaimed Account” wherein credits and debits in the account will be restricted and the
account will be placed on hold
• Raising transaction dispute for Electronic Banking Transactions*
You have to promptly report any unauthorised transaction including electronic banking transaction** on the account/ card to the Bank either through Phone Banking, Email Channel, Online Banking or Branch,
ensuring that there is no delay in reporting. Your liability for the unauthorised transaction due to third party breach will be determined in accordance with the Banks Policy on Limited Liability of Customers in
Unauthorised Electronic Banking Transactions (“Policy”), which is available on the Banks website. Your ‘liability’ is linked to the time frame within which you report any unauthorised transaction on the account
card to the Bank, and more details on that are available in the Policy. If the investigation done by the Bank is incomplete or inconclusive within 10 working days from the date of notification by you of the
unauthorised transaction, the Bank will provide a provisional credit or a shadow credit of the disputed amount to you (in accordance with the Policy). The provisional credit or shadow credit shall be value dated
(subject to the unauthorised transaction being reported to the Bank within 7 working days) to be as date of the transaction, in case of debit card/ bank account so that you do not suffer loss of interest. You will
not be able to utilise the amount that is provisionally credited to your account, pending the investigation by the Bank. If the investigation outcome reveals that there has been negligence compromise of the
secured credentials by you, then the provisional credit or the shadow credit will be reversed by the Bank.
**electronic banking transactions can be divided into two categories:
• Remote/online payment transactions (transactions that do not require physical payment instruments to be presented at the point of transactions e.g. internet banking, mobile banking, card not present (CNP) transactions), Pre-paid Payment Instruments (PPI),
and
• Face-to-face/ proximity payment transactions (transactions which require the physical payment instrument such as a card or mobile phone to be present at the point of transaction e.g. ATM, POS, etc.).

I /We hereby declare that the contact details provided by me/us including my/our Current Residential Address and/or my/our Permanent Address are complete and correct in all respects.
I / We authorize Standard Chartered Bank or any agents appointed by them to verify these details. I/We further understand and acknowledge that the Bank may restrict transactions/close my/our account(s) in
case the above mentioned details are found to be incomplete/incorrect.

Opening deposit : A signed cheque has been collected from me/us as the initial account opening deposit as per the following details:

Cheque No.: _______________________ Date: __________________ Bank: ____________________________ Amount ______________________ Favouring: ________________________

Customer Comments, if any: ____________________________________________________________________________ Date of signing the MID: ____________________________

Signature of 1st Signature of 2nd

Account holder Account holder

Name of 1st Account holder Name of 2nd Account holder

For Official Use only:

DSR Name: ____________________________________ Referring PSID Code: ______________________ Signature of DSR: __________________________Signature of TM: ____________________________

Methodology for Calculation of Monthly Average Balance

The average Monthly balance for an account is calculated as per the calendar month i.e. January, February etc. For a new account, opened in the middle of a calendar
month the average balance is arrived at on the basis of number of days the account has been live in that month.

Date Narration Deposit Withdrawal Balance

1/1/2014 Opening Balance - - 0

1/1/2014 By clearing 1,50,000 - 1,50,000
5/1/2014 By clearing 1,00,000 - 2,50,000
20/1/2014 Cash Withdrawal - 50,000 2,00,000
31/1/2014 - - - 2,00,000

Calculation of Average Balance

Total balance
From To Balance Number of Days (Balance X No. of Days)

1/1/2014 4/1/2014 1,50,000 4 6,00,000

5/1/2014 19/1/2014 2,50,000 15 37,50,000
20/1/2014 31/1/2014 2,00,000 12 24,00,000
Sum = 31 Sum = 67,50,000

Average Balance (Sum of Product / Number of Days) = 2,17,742

Phone Banking Numbers:

Allahabad, Amritsar, Bhopal, Bhubaneshwar, Chandigarh, Cochin / Ernakulam, Coimbatore, Indore, Jaipur,
3940 444/ 6601 444
Jalandhar,Kanpur, Lucknow, Ludhiana, Nagpur, Patna, Rajkot, Surat, Vadodara / Baroda
Version Mid SA 08/21

Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune 3940 4444/ 6601 4444

Gurgaon & Noida 011-3940 4444/ 6601 4444

Cuttack, Dehradun, Guwahati, Jalgaon, Mathura, Mysore, Proddatur, Saharanpur, 1800 345 1000*
Thiruvananthpuram, Vishakhapatnam
Siliguri 1800 345 5000*

*Toll-free