E-mail instructions@stanlib.

com
Facsimile 0867 277 501 or 011 448 6666

Investment Form
Collective Investments (Unit Trusts)

A copy of this form must be sent to the Manager and the Financial Adviser must also retain a complete copy. In terms of the FAIS Act, the Financial Adviser that dealt with the Client must deliver
the original to the Client for safe custody.

SELECT THE APPLICABLE OPTION: NEW CLIENT EXISTING CLIENT

EXISTING STANLIB INVESTMENT ACCOUNT NUMBER:

EMPLOYEE NUMBER (STANLIB/ LIBERTY, STD BANK STAFF)

ENTITY TYPE

NATURAL PERSON INDIVIDUAL SOLE PROPRIETOR

OTHER ENTITY TYPES TRUST UNLISTED CLOSE PARTNERSHIP

COMPANY CORPORATION

ESTATE LATE LISTED COMPANY PENSION FUND MEDICAL AID

OTHER (E.G. CLUB, SOCIETY, SCHOOL, BODY CORPORATE, ESTATE AGENT, STOKVEL, ETC.)

IF OTHER, PLEASE SPECIFY

CLIENT DETAILS: NATURAL PERSON

INVESTMENT PROPOSAL NUMBER

TITLE

NAME/S

SURNAME

ID/PASSPORT NUMBER

DATE OF BIRTH - - COUNTRY OF

BIRTH
D D M M Y Y Y Y

NATIONALITY(IF COUNTRY OF BIRTH

IS NOT YOUR COUNTRY OF
NATIONALITY)

DO YOU HAVE DUAL CITIZENSHIP YES NO

If you have answered 'Yes' to the previous question or your country of birth or your nationality is not South Africa please complete the Tax
Information for Foreign Individuals Annexure available on our website, www.stanlib.com.

PASSPORT EXPIRY DATE - - COUNTRY OF

ISSUE
D D M M Y Y Y Y

CELLPHONE NUMBER - TELEPHONE -

(WORK)

TELEPHONE (HOME) -

EMAIL ADDRESS

INCOME TAX NUMBER

SOURCE OF FUNDS

SOURCE OF INCOME

COUNTRY OF RESIDENCE

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CLIENT DETAILS: OTHER ENTITY TYPES

All partnerships must complete the annexure available on www.stanlib.com and submit the completed form with the application form.
All entities are required to complete the Tax Information for Entities Annexure. This annexure is available on our website, www.stanlib.com
INVESTMENT PROPOSAL NUMBER

NAME OF ENTITY

TRADE NAME

DATE OF INCEPTION - -
D D M M Y Y Y Y

REGISTRATION NUMBER

INCOME TAX NUMBER

COUNTRY OF TAX RESIDENCE

CONTACT PERSON REPRESENTING OTHER ENTITY TYPES/ AUTHORISED TO ACT

TITLE

CONTACT NAME AND SURNAME

CELLPHONE NUMBER - TELEPHONE -

(W)

EMAIL ADDRESS

CLIENT'S PHYSICAL ADDRESS

COMPLEX / UNIT / HOUSE NUMBER

COMPLEX NAME / ESTATE

STREET NUMBER

STREET NAME / FARM NAME / AREA

NAME

SUBURB / DISTRICT

CITY / TOWN

COUNTRY CODE

CLIENT'S POSTAL ADDRESS

SAME AS PHYSICAL ADDRESS

PO BOX NUMBER

POST OFFICE NAME

POSTAL CODE

PRIVATE BAG NUMBER

POST OFFICE NAME

POSTAL CODE

POSTNET SUITE NUMBER

PRIVATE BAG NUMBER

POST OFFICE NAME CODE

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CORRESPONDENCE PREFERENCE

All statements, reports and notices will be sent to you in electronic format unless otherwise indicated.

Should you wish to receive correspondence via post, please select the tickbox below:

HARDCOPY (POSTED)

DIVIDENDS TAX
SARS will levy a withholdings tax on dividends rate of 15%. If you are an exempt entity or have a reduced rate, please indicate this below and
complete the corresponding declaration as an annexure to the application form. The declaration forms are available on www.stanlib.com and the
default rate of 15% will be applied if the annexure is not completed and submitted.

EXEMPT FROM DIVIDENDS TAX REDUCED DIVIDENDS TAX RATE

INVESTMENT SELECTION

LUMP SUM: BANK DEPOSIT LUMP SUM: ONCE OFF DEBIT RECURRING PLAN: RECURRING DEBIT ORDER

Complete the investment amount next to the portfolio selection in the space provided

Please Note:

1. In the interest of ‘best advice’ STANLIB promotes the use of a licensed Financial Adviser. Should a Financial Adviser, who must be contracted
with STANLIB, be used by the Client, STANLIB will pay the initial Financial Adviser and service charge, to the Financial Adviser for the services
rendered by the Financial Adviser to STANLIB in terms of section 3A(1)(a)(v) of the General Code of Conduct for Authorised Financial Services
Providers and Representatives issued by the Registrar of Financial Services Providers in terms of the Financial Advisory and Intermediary
Services Act, 2002.
2. Financial Adviser negotiates the initial charges with the Client and should depend on the level of professional advise/service rendered. STANLIB
may at its sole discretion, vary the percentage of the initial charge that it pays to the Financial Adviser.
3. If the Client chooses not to use a Financial Adviser service, no initial charge will be applied to the investment.
4. Service charges (annual administration charges) are set by the administrator.
5. If the initial Financial Adviser charge is not specified, zero fees will be applied. If the initial Financial Adviser charge specified is higher than the
maximum fee, the maximum will be applied.
6. STANLIB will not charge initial fees.

Maximum Maximum Service

Lump sum investment Recurring debit order
Initial Charge (excl. VAT)
Financial
Initial Initial
Portfolio Class Adviser
Financial Financial Financial
Minimum Investment Minimum Investment Charge Total
Adviser Adviser Adviser
amount amount amount amount (excl. charge
Charge Charge Portion
VAT)
(excl. VAT) (excl. VAT)
INCOME
STANLIB Money Market Fund*
R R25 000 % R2 000 % 0.00% 0.50% 0.00%

STANLIB Aggressive Income

A R5 000 % R500 % 1.80% 1.25% 0.25%
Fund
STANLIB Enhanced Yield Fund
A R5 000 % R500 % 0.15% 0.55% 0.10%

STANLIB Extra Income Fund

R R5 000 % R500 % 0.30% 0.63% 0.00%

STANLIB Flexible Income Fund

A R5 000 % R500 % 0.60% 1.00% 0.00%

STANLIB Income Fund

R R5 000 % R500 % 0.60% 0.75% 0.00%

PRESERVATION
STANLIB Absolute Plus Fund
A R5 000 % R500 % 3.00% 1.50% 0.50%

GROWTH
STANLIB Aggressive Fund of
A R5 000 % R500 % 3.00% 0.50% 0.50%
Funds
STANLIB ALSI 40 Fund
A R5 000 % R500 % 3.00% 0.42% 0.00%

STANLIB Balanced Cautious

A R5 000 % R500 % 3.00% 1.50% 0.50%
Fund
STANLIB Balanced Fund
A R5 000 % R500 % 3.00% 1.50% 0.50%

STANLIB Capital Growth Fund

A R5 000 % R500 % 3.00% 1.50% 0.50%

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 Maximum Maximum Service
Lump sum investment Recurring debit order
Initial Charge (excl. VAT)
Financial
Initial Initial
Portfolio Class Adviser
Financial Financial Financial
Minimum Investment Minimum Investment Charge Total
Adviser Adviser Adviser
amount amount amount amount (excl. charge
Charge Charge Portion
VAT)
(excl. VAT) (excl. VAT)
STANLIB Conservative Fund of
A R5 000 % R500 % 3.00% 0.50% 0.50%
Funds
STANLIB Equity Fund
A R500 % R50 % 3.00% 1.50% 0.50%

STANLIB Global Balanced

A R5 000 % R500 % 3.00% 1.50% 0.50%
Feeder Fund
STANLIB Global Balanced
A R5 000 % R500 % 3.00% 1.50% 0.50%
Cautious Feeder Fund
STANLIB Global Equity Feeder
A R5 000 % R500 % 3.00% 1.50% 0.50%
Fund
STANLIB Global Property Feeder
A R5 000 % R500 % 3.00% 1.55% 0.30%
Fund
STANLIB Moderate Fund of
A R5 000 % R500 % 3.00% 0.50% 0.50%
Funds
STANLIB Moderately Aggressive
A R5 000 % R500 % 3.00% 0.50% 0.50%
Fund of Funds
STANLIB Moderately
A R5 000 % R500 % 3.00% 0.50% 0.50%
Conservative Fund of Funds
STANLIB Property Income Fund
A R5 000 % R500 % 3.00% 1.30% 0.30%

STANLIB Shari'ah Equity Fund

A R5 000 % R500 % 3.00% 1.50% 0.50%

MULTI-MANAGER
STANLIB Multi-Manager
A R5 000 % R500 % 0.60% 1.35% 0.00%
Absolute Income Fund
STANLIB Multi-Manager All Stars
A R5 000 % R500 % 3.00% 0.90% 0.50%
Equity Fund of Funds
STANLIB Multi-Manager
A R5 000 % R500 % 3.00% 2.40% 0.50%
Balanced Fund
STANLIB Multi-Manager Flexible
A R5 000 % R500 % 3.00% 1.30% 0.30%
Property Fund
STANLIB Multi-Manager Low
A R5 000 % R500 % 3.00% 1.00% 0.50%
Equity Fund of Funds
STANLIB Multi-Manager Medium
A R5 000 % R500 % 3.00% 1.00% 0.50%
Equity Fund of Funds
STANLIB Multi-Manager Real
A R5 000 % R500 % 3.00% 2.50% 0.50%
Return Fund

OTHER
Initial Financial Adviser Charge (excl.
Portfolio Lump sum investment amount Recurring debit order
VAT)

TOTAL:

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BANKING DETAILS

New investments Additional investment

Account name:STANLIB Collective Investments (RF) Limited Account name: STANLIB Collective Investments (RF) Limited
Bank: Standard Bank Bank: Standard Bank
Branch code: 051001 Branch code: 051001
Account number: 000402184 Account number: 000403245
Reference for a new UT Account: Surname and Identity number Reference for existing UT Account: Account number

DEPOSIT REFERENCE

DEPOSIT AMOUNT R .

DEPOSIT DATE - -
D D M M Y Y Y Y

DEPOSIT REFERENCE E.G. ID

NUMBER, CONTRACT NUMBER ETC

DEBIT ORDER DETAILS FOR A ONCE OFF DEBIT

ONCE OFF DEBIT AMOUNT R .

ONCE OFF DEBIT DATE - -

D D M M Y Y Y Y

A maximum of R1 000 000 may be debited from a client's bank account within a 45 day period. I hereby authorise the Manager to arrange with my
bank for the payment of the investment amounts as indicated above, including amendments that may be made during the life of the investment on
the specific day as indicated. Debits can only be loaded 2 business days after receiving the completed information.

DEBIT ORDER DETAILS FOR A RECURRING DEBIT ORDER

DEBIT ORDER PREFERRED DATE COMMENCEMENT DATE - -

D D M M Y Y Y Y

PAYMENT FREQUENCY MONTHLY QUARTERLY BI-ANNUALLY ANNUALLY

BANKING DETAILS FOR A ONCE OFF DEBIT/ RECURRING DEBIT ORDER

BANK

BRANCH BRANCH CODE

ACCOUNT NUMBER

ACCOUNT TYPE CHEQUE SAVINGS TRANSMISSION

ACCOUNT HOLDER'S ID NUMBER

ACCOUNT HOLDER'S NAME

SIGNATURE OF BANK ACCOUNT

HOLDER/ AUTHORISED SIGNATORY

If the debit order is funded by a 3rd party (spouse included):

* For individuals: Certified copy of the third party’s identity document with a specimen signature.
* For entities: Standard Bank – Bank account mandate * Other banks – Letter from the bank confirming signing authority and a certified copy of
identity document with a specimen signature of the signatory/ies.

ANNUAL CONTRIBUTION INCREASE

Should you wish to increase your recurring debit order automatically each year, please indicate this below:

PERCENTAGE INCREASE PER ANNUM 5% 10% 15% 20%

EFFECTIVE MONTH -
M M Y Y Y Y

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 INCOME DISTRIBUTION
All distributions will be reinvested as per the investment selection unless otherwise instructed.

Income Distribution Method

Portfolio
Reinvest into Pay into Reinvest into
Current Portfolio Bank Account Another Portfolio

BANKING DETAILS FOR PAYMENTS

Payments to third party bank accounts are not allowed. Payments can only be paid into an account in the name of the client.

BANK

BRANCH BRANCH CODE

ACCOUNT NUMBER

ACCOUNT TYPE CHEQUE SAVINGS TRANSMISSION

ACCOUNT HOLDER'S ID NUMBER

ACCOUNT HOLDER'S NAME

ATM LINKING REQUEST (ONLY AVAILABLE TO STANDARD BANK ACCOUNT HOLDERS)

LINK ALL MY/OUR STANLIB ACCOUNTS LINK ONLY THE STANLIB ACCOUNTS SPECIFIED BELOW

Portfolio name Investment Account number

If the account number or the card that you use to access Standard Bank Internet Banking is different from the account details used for ATM banking,
please complete below. If the name of the cardholder is not the same as the Investor, a Power of Attorney/Mandate must be attached.

STANDARD BANK CARD NUMBER (USED FOR INTERNET BANKING)

ACCOUNT HOLDERS NAME

ACCOUNT TYPE CHEQUE STANDARD BANK MASTERCARD SAVINGS TRANSMISSION

PHASE-IN OPTION
The Phase-in option allows you to invest money into the Standard Bank Money Market Fund and switch this money into another portfolio over a
certain period. The amount to be phased in will be calculated in accordance with the percentage selected based on the original amount stipulated
below, until the balance in the Standard Bank Money Market Fund has reduced to zero. Any distribution amounts payable from the Money Market
portfolio will be reinvested into the first portfolio indicated below.

Phase Into Percentage

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PLEASE PHASE IN THE AMOUNT OF R . ON THE OF THE
MONTH

PHASE IN FREQUENCY MONTHLY QUARTERLY BI-ANNUALLY ANNUALLY

COMMENCEMENT DATE - -
D D M M Y Y Y Y

REGULAR INCOME OPTION (CASH FLOW PLAN)

The regular income option allows you to invest money in a specific portfolio and then repurchase from that portfolio on a regular basis. Note: the
commencement date of the regular income option refers to the date the Manager will process the transaction. Payment can take up to 2 business
days, depending on your bank.

LOAD A NEW REGULAR INCOME OPTION YES NO

CHANGE AN EXISTING REGULAR INCOME OPTION YES NO

CANCEL REGULAR INCOME OPTION YES NO

Portfolio Choice Amount

TOTAL R

PAYMENT FREQUENCY MONTHLY QUARTERLY BI-ANNUALLY ANNUALLY

COMMENCEMENT DATE - - PREFERRED DATE - -

D D M M Y Y Y Y D D M M Y Y Y Y

FINANCIAL SERVICES PROVIDER

1. The Client hereby confirms that he/she has appointed/hereby appoints the Financial Services Provider (FSP) whose FSB licence number is
disclosed below for purposes of his/her dealings with the Manager.
2. The Client agrees that the Manager will pay the Financial Services Provider (FSP) the charges as set out in this application form. Where the FSP is
a legal entity (e.g a company or a close corporation) the FSP is represented herein by the natural person identified in the relevant block below. Where
the FSP has a Category II FAIS licence and the Client has mandated the FSP (or it’s Representative) to act on his/her behalf in terms of a written
agreement a copy of the written agreement must be provided to the Manager. The Manager will not act on instructions from the FSP if it has not
received a copy of this agreement. The Manager is obliged by law to decline any instructions from an FSP who is not properly licensed with the
Financial Services Board.
3. Where the Client has terminated his FSP’s appointment, it is the Client’s responsibility to advise the Manager of such termination immediately. On
receipt of such written notification, the Manager will cease payment of all charges, other than accrued charges to the FSP.
4. The Client understands that where he/she changes FSP the consequences of such change may result in different or new fund and fees
structures.

FINANCIAL ADVISER 1

FSP LICENCE NO:

STANLIB ID

NAME OF SOLE PROPRIETOR OR

NAME OF REPRESENTATIVE

FICA AND BUSINESS REQUIREMENTS

Unless previously provided to the Manager, please send verified/certified copies of the documents set out below. These are used to verify the identity of the Investor. Strictly, only clear, legible
copies of identity and other documents will be accepted, the Manager reserves the right to ask for further documentation

Individual/ Sole Proprietor: South Africa Individual/ Sole Proprietor: Foreign

Green, bar-coded Identity document Valid Passport
If not available valid reason why identity document could not be provided together Proof of physical residential address
with a valid Passport or valid driver’s licence Authority to act (if applicable) : power of attorney / letter of appointment from the
Proof of physical residential address court and Identity document, physical residential address and contact details of
Authority to act (if applicable) : power of attorney / letter of appointment from the persons authorised to act
court and Identity document, physical residential address and contact details of Unlisted companies: Foreign

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 persons authorised to act Official Document of Incorporation (or CoR 17.1)
Birth certificate (for minors under 18 years) and proof of authority (where minor is Registration Certificate (CoR 17.3)
assisted by legal guardian) If trading in RSA, documents for RSA unlisted companies
Unlisted companies: South African Authority to act : Directors' Resolution
Certificate of Incorporation (CM1 or CoR 15.1/CoR 14.1) Identity document/Passport, details of physical residential address and contact
Certified copy of Change of Name, if applicable (CM9 or CoR 9.1 or 2) details of related parties and persons authorised to act
Notice of Registered Office and Postal Address (CM22 or CoR 21) Proof of physical business address and trading/operating name
Current list of Directors (CM29 or CoR 39) Close corporations
Authority to act : Directors' Resolution and/or Delegation of Authority Founding Statement and Certificate of Incorporation (CK1)
In respect of the Principal Executive Officer , each Director, each Authorised Amended Founding Statement (CK2), (If applicable)
person, and each shareholder holding more than 25% of the voting rights of the Authority to act : Members' Resolution
company: Identity document, physical residential address and contact details of each
Certified copy of the Identity document member, persons authorised to act and of the Person Exercising Executive control
Proof of residential address and contact details over the CC.
Proof of physical business address and trading/operating name Proof of physical business address and trade name
Trusts
Trust deed or other founding document Conversion of Close Corporation (If a Close Corporation converts to another entity type, the

Authority to act : letter of authority from the Master of the High Court and trustees' following forms are applicable )

resolution
Form CoR 18.1 – Application to convert a Close Corporation
Identity document, physical residential address and contact details of each trustee,
Form CoR 18.3 – Registration Certificate
each beneficiary, the founder and the persons authorised to act
Other entities (Legal persons)
Proof of registered address of Master of High Court (stamp on letter of authority)
Founding Document/Document of Constitution/Registration Certificate
Partnerships
Schools: Registration Certificate issued by the relevant Department of Education
Partnership Agreement
Private schools must be registered with the Department of Education in terms of
Authority to act: Partners' Resolution
Section 46 of the Schools Act
Identity document, physical residential address and contact details of all the
Public Schools: Government Gazette which stipulates the full name of the school
partners and persons authorised to act and of the Person Exercising Executive
Regulated Funds: Certificate of Registration/Letter from regulator confirming that the
control of the partnership
entity has been registered and copy of the Rules of the Fund - must bear the stamp
Professional partnerships
of the Regulator
Certain Partnerships consisting of more than (20) partners which are incorporated in
Churches and other Non Profit Organisations: registration certificate issued by the
terms of Section 30(2) of Company’s Act 61 of 1963 which are recognized in terms
Non Profit Organisation Directorate
of the relevant Government Gazettes examples are: Attorneys, Notaries and
Governmental bodies other than municipalities: Government Gazette which includes
Conveyancers, Public Accountants and Auditors, Medical Practitioners,
the name of the relevant Municipality/ Governmental Body and proof of investment
Pharmacists, Professional Engineers, Quantity Surveyors, Stockbrokers and
mandate
Architect
Authority to act : Authorised Signatories' Resolution
Registration certificate (provide proof of registration of the partnership by a
Identity document, details of physical residential address and contact details of
regulatory body)
Person/s Authorised to act and of the of the Person Exercising Executive control
Partners Resolution (Authority to act)
Proof of physical business address
Identity document residential and contact details for Persons Authorised to Act and
Deceased estates
of the Person Exercising Executive control of the partnership
Letter of Executorship/Letter of Authority
Proof of physical business address
Authority to act: special power of attorney (if applicable)/ executors'/ authorised

Listed companies signatories' resolution

Identity document, details of physical residential address and contact details of
Registration Certificate (Registrar of Companies or equivalent regulator- foreign persons authorised to act
companies) Medical aids
Documentary evidence of listing (printout from the official website of the stock Registration certificate (Council for Medical Schemes)
exchange on which the entity is listed is required) Authority to act : trustees' resolution
Authority to act : Directors' resolution Identity document, physical residential address and contact details of trustees and
Identity document proof of residence and contact details of persons authorised to persons authorised to act
act Proof of physical business address
Pension funds
Registration certificate (Registrar of Pension Funds)
Authority to act : trustees' resolution
Identity document, of persons authorised to act
Details of Residential Address and contact details of the Trustees and persons
authorized to act

Proof of physical residential address: One of the following documents reflecting name and physical residential address (must be less than 3 months old) is required for proof of address:

Utility bill (must be less than 3 months old, unless otherwise specified) Spouse/partner
Current lease or rental agreement
Bank statement Any of above documents for spouse, together with marriage certificate or if not available;

Municipal rates and taxes invoice Affidavit from person co-habiting with client, providing:

Valid television licence

Name, identity number and physical residential address of client and co-habitant
Mortgage statement
Relationship between client and co-habitant
Telkom account
Confirmation that residential address is shared
Valid motor vehicle licence
Insurance policy Parent:
Tax return (less than 1 year old)
Letter from bank manager, medical practitioner, accountant, or attorney, on a formal Any of above documents for parent

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 letterhead, stating that they know the client for three years and confirming physical Must be accompanied by the child's birth certificate (for a minor)
address
Letter on letterhead, signed by board of trustees, directors’ etc. confirming physical If above documentation not available:

business address
Visit to physical address by a STANLIB employee, or
Correspondence from a body corporate or shareblock association
Payslip or salary advice Affidavit from client (as a last resort), providing:

All address verification documents must be valid and reflect the name and the current Name, identity number and physical residential address
physical address of the client (legal property descriptions are also acceptable - e.g. erf/stand Confirmation that client resides at physical residential address
numbers).

If a 3rd party is acting on behalf of the investor the following is required:

1. Proof of authority i.e. power of attorney, mandate, resolution, court order, letters of appointment by the Master of the High Court.
2. Documents as for Individual FICA above, for the person who is acting on behalf of the Investor and a specimen signature on the ID/ passport.
3. If the Investor is a minor, the application form must be signed by the legal guardian.

This section details the documentation required from clients (individuals and entities) for SARS foreign tax reporting.

FATCA AND BUSINESS REQUIREMENTS

The Governments of the Republic of South Africa and the United States of America (USA) have entered into an Agreement in terms of which each party has agreed to share information allowing for
the improvement of tax compliance between the countries in respect of financial assets held within their boundaries with the overall aim to improve information gathering from financial institutions.

What this means for you as a client is that STANLIB is legally obliged to provide South African Revenue Service (SARS) with certain information you provide to STANLIB when you invest or
transact with us. SARS in turn will pass such information to the Inland Revenue Services of the USA. STANLIB, in complying with its obligations to SARS may make use of the services of other
Affiliate Companies in its group of companies in collating, interpreting, storing and forwarding of your information to SARS.

Individuals: Foreign Unlisted Companies: South African

Proof of Naturalization as a South African Proof of registration as a Financial Institution: i.e is the entity registered as a Bank as
Proof of Dual Citizenship, if you have been issued with a South African identity defined in the Banks Act or a Financial Services Provider as defined in FAIS registered
Document as entity that is regulated by CISCA, LTIA or STIA
Tax registration certificate Copy/extract of share register showing all persons/entities that own more than 25% of
US TIN number or equivalent registration number in country of dual citizenship the issued share capital

Unlisted Companies: Foreign Close Corporations

In respect of the Principal Executive Officer , each Director, each Authorised person, Proof of registration as a Financial Institution: i.e is the entity registered as a Bank as

and each shareholder holding more than 25% of the voting rights and/or shares of the defined in the Banks Act or a Financial Services Provider as defined in FAIS

company: or registered as entity that is regulated by CISCA, LTIA or STIA

Partnerships
Certified copy of the Identity document
Proof of residential address and contact details for Partnership
Proof of residential address and contact details
Proof of registration as a Financial Institution: i.e is the entity registered as a Bank as
US TIN number or equivalent registration number in country of registration
defined in the Banks Act or a Financial Services Provider as defined in FAIS registered
Proof of registration as a bank or a financial services provider or a collective
as entity that is regulated by CISCA, LTIA or STIA
investments scheme
Copy/extract of share register showing all persons/entities that own more than 25% of
Professional Partnerships
the issued share capital

Listed Companies In respect of the Principal Executive Officer , each Partner, each Authorized person,

Documentary evidence listing (printout from the official website of the stock exchange on which and each shareholder holding more than 25% of the voting rights and/or shares of the

the entity is listed is required); company:

Certified copy of Change of Name, if applicable (CM9 or CoR 9.1 or 2) Certified copy of the Identity document

Notice of Registered Office and Postal Address (CM22 or CoR 21) Proof of residential address and contact details
Proof of registration as a Financial Institution: i.e is the entity registered as a Bank as
In respect of the Principal Executive Officer , each Director, each Authorised person,
defined in the Banks Act or a Financial Services Provider as defined in FAIS registered
and each shareholder holding more than 25% of the voting rights and/or shares of the
as entity that is regulated by CISCA, LTIA or STIA
company:
Copy/extract of share register showing all persons/entities that own more than 25% of
Certified copy of the Identity document
the issued share capital.
Proof of residential address and contact details
Proof of registration as a Financial Institution: i.e is the entity registered as a Bank as Medical Aid Funds
defined in the Banks Act or a Financial Services Provider as defined in FAIS or List of members who has a right to more than 5% of the fund:
registered as entity that is regulated by CISCA, LTIA or STIA
The identity document and proof of address ( same requirements as for an individual)
Copy/extract of share register showing all persons/entities that own more than 25% of
the issued share capital. Pension Funds
List of members who has a right to more than 5% of the fund:
Authority to act: Directors resolution:
The identity document and proof of address ( same requirements as for an individual)

Copy/extract of share register showing all persons/entities that own more than 25% of
the issued share capital.

TERMS AND CONDITIONS

1. Net Asset Value (NAV): Prices are calculated on a NAV basis, which is the total value of all assets in the Portfolio including any income accrual and less any permissible deductions from the
Portfolio divided by the number of participatory interests in issue. Permissible deductions include brokerage, Securities Transfer Tax, auditor's fees, bank charges, trustee/custodian fees and the
service charge levied by the Manager.
2. Initial Financial Adviser Charges: The initial Financial Adviser charge is deducted from the full investment value and the remaining amount is allocated to the selected investment options. Any
additional investment will incur an initial Financial Adviser charge. The charge is set at a maximum of 3.00% (excluding VAT) of investments made in the equity portfolios and the asset allocation

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portfolios, and may range from 0.60% to 1.80%(excluding VAT) in the fixed-interest portfolios.
3. Service Charge (levied monthly incl. VAT): The service charge for the individual portfolios is accrued daily and levied monthly on the market value of the portfolio. Certain portfolios have a
performance based service charge which shall be a variable amount that may either increase or decrease, depending on whether the Manager has added or detracted value for the portfolio relative
to a passive investment in the portfolio's benchmark. Please refer to the latest fact sheet(s) for more details. The service charge is normally deducted from the income received by the portfolios.
The Portfolio Charges document (including Performance Fee Frequently Asked Questions) is available on www.stanlib.com
4. Performance Fees: Where fees are not accrued daily, the fee accrual is lagged and rolling measurement periods are used, certain participatory interest holders may carry a lower proportion of
the performance fee relative to performance enjoyed, whilst other Clients may carry a higher proportion of the performance fee relative to performance enjoyed. Where underlying portfolios charge
implicit performance fees (i.e. implicit in their unit prices), participatory interest holders may carry these performance fees regardless of whether the top-tier portfolio or mandate has out-performed
its own benchmark. The Portfolio Charges document (including Performance Fee Frequently Asked Questions) is available on www.stanlib.com ("Investment for Individuals" section).
5. Total Expense Ratio: The Total Expense Ratio (TER) of a portfolio is a measure of the portfolio's assets that were relinquished as operating costs expressed as a percentage of the daily
average value of the portfolio calculated over a period of usually a financial year. Typical expenses which are deducted from a portfolio include service charges, taxes, trustee fees and audit fees.
The TERs can be located on the Fact Sheets and the Portfolio Charges document which is available on www.stanlib.com ("Investment for Individuals" section).
6. Switching: A "switch" involves selling participatory interests (units) in one portfolio and investing the proceeds in another portfolio. The Manager does not normally charge initial Financial
Adviser charges twice, other than in the instance where the original entry was into a portfolio with lower charges than the portfolio into which the Client will be investing. Accordingly, the Client will
have to pay in the difference in the initial Financial Adviser charges. However, the Client and the Financial Adviser may agree on a different arrangement to that mentioned above, in which case an
initial Financial Adviser charge as agreed, between the Client and the Financial Adviser, will be charged on the switch transaction. As costs may change from time to time, please consult with
your authorised Financial Adviser.
7. Income Distributions: Income distributions are made at regular intervals for all portfolios. Portfolios either declare distributions monthly, quarterly (31 March, 30 June, 30 September, 31
December), bi-annually (30 June, 31 December), or annually (31 December). These distributions are paid by no later than the last working day of the following month. Please refer to the latest fact
sheet(s) for more details.
8. Money Market Portfolios: The price of each participatory interest (unit) is aimed at a constant value for all Money Market Portfolios. The total return to the Client is primarily made up of interest
received but, may also include any gain or loss made on any particular instrument. In most cases this will merely have the effect of increasing or decreasing the daily yield, but in an extreme case
it can have the effect of reducing the capital value of the portfolio. The minimum transaction amount for this portfolio is R2,000. The initial minimum lump sum investment is R25,000. If the
balance of the account is below R2'000, any repurchase instruction will result in the total balance being redeemed. If the balance of the account is above R2'000, any repurchase request below
R2,000 will result in the minimum transaction amount of R2,000 being redeemed.
9. Electronic Transactions: the Client agrees that the Manager shall be entitled to implement all instructions and applications of whatever nature received on their Internet site, by telephone, by fax
or any other electronic medium and which appear to emanate from the Client. The Manager is indemnified against any losses, claims or damages arising from acting on such instructions and/or
applications, notwithstanding that it may later be proved that any such instruction was not given by the Client. The Client agrees that the electronic records of all instructions and applications
processed by/or on behalf of him/her or which purport to be processed on behalf of the Client via the Manager's Internet site, telefax, telephone or any other electronic medium shall constitute
prima facie proof of the contents of such instructions and applications.
10. Payments: Redemptions, regular income options and income distribution payments can only be made into an account in the name of the Client. No third party or cheque payments will be
made.
11. Shari'ah Compliant Portfolios: In terms of Shari'ah Law, the Manager will purify the dividend income earned by automatically deducting all non-permissible income from the total dividend
income distribution due to the investor. The income, nett of non-permissible income, is then applied according to the investor's further instructions, i.e. either reinvested or paid to the investor's
bank account. All non-permissible income deducted will be donated on behalf of investors to charitable organizations, as directed by the Shari'ah Supervisory Board. Non-permissible income
sources include interest income earned from companies invested in. The quantum of non-permissible income will be determined by the fund manager and approved by Shari'ah Supervisory Board
which will typically be a percentage of the total dividend income that accrued to the portfolio, e.g. 5%. For example, the Shari'ah Board determined that 5% of all dividends that accrued to the
portfolio are non-permissible. A proportionate amount of the dividend income due to the investor (i.e. 5%) will be deemed to be non-permissible and will be deducted from the total dividend income
distribution due to the investor and donated on behalf of the investor to charitable organizations, as directed by the Shari'ah Supervisory Board. Investors must take note that their statements and
the statutory tax certificates (I.T. 3 (b)) will indicate the total income distributed to them, net of non-permissible income It is also important to note that certain permissible income received by the
portfolio is deemed to be interest income in terms of the Income Tax Act, as amended from time to time, and will be reflected as such. Investors are accordingly advised to seek appropriate tax
advice as to the potential tax consequences they may be subjected to. Investors should note that all income paid by the fund is purified before being paid out to investors.

12. General
12.1. Collective investment schemes in securities are generally medium to long term investments
12.2. The value of participatory interests may go down as well as up and past performance is not necessarily a guide to the future.
12.3. An investment in the participations of a collective investment scheme in securities is not the same as a deposit with a banking institution.
12.4. Where exit charges are applicable, participatory interests are redeemed at the net asset value where after the exit charge is deducted and the balance is paid to the Client.
12.5. A Portfolio of a collective investment scheme in securities may borrow up to 10% of the market value of the Portfolio to bridge insufficient liquidity as a result of the redemption of
participatory interests, and may also engage in scrip lending.
12.6. Where different classes of participatory interests apply to certain Portfolios, they would be subject to different charges.
12.7. A schedule of charges and maximum charges is available on request from the Manager. Commission and incentives may be paid and if so, would be included in the overall costs.
Ongoing commission may be paid to Financial Advisers. Such ongoing commission, if applicable, will be paid by the Manager from the service charge paid to it. Details of such ongoing
commission paid by the Manager to the Financial Adviser on record in respect of your investment are available on request from the Manager.
12.8. The exposure limit to a single security in certain Portfolios can be greater than is permitted for other Portfolios in terms of the Collective Investment Schemes Control Act, 2002. Details
are available from the Manager.
12.9. A Fund of Funds Portfolio only invests in other portfolios of collective investment schemes, which levy their own charges, which could result in a higher cost structure for these portfolios.
12.10. A Feeder Fund Portfolio only invests in the participatory interests (units) of a single portfolio of a collective investment scheme, apart from assets in liquid form.
12.11. The Manager reserves the right to close certain Portfolios from time to time in order to manage them more efficiently. More details are available from the Manager.
12.12. The holdings of offshore investments in certain portfolios are subject to current South African Reserve Bank Regulations.
12.13. Forward pricing is used.
12.14. Fluctuations or movements in exchange rates may cause the value of underlying offshore investments to go up or down.
12.15. The Manager undertakes to repurchase participatory interests at the price calculated according to the requirements of the Collective Investment Schemes Control Act, 2002, and on the
terms and conditions of the relevant Deeds.
12.16. Payment will be made within 14 days of receipt of a valid repurchase form or regular income request. Please note that there is a 21-day clearance period for cheques and direct deposits,
a 45-day clearance period for once off and recurring debit orders. A maximum of R500,000 can be collected as a once off debit transaction in a 45 day period per bank account.
12.17. Any capital gain realised on the disposal of a participatory interest in a collective investment scheme is subject to Capital Gains Tax (CGT).
12.18. The Manager is obliged to report on the weighted average cost method for CGT purposes.
12.19. All portfolios are valued on a daily basis at 17h00 with the exception of some of the Fund of Funds portfolios and Feeder Fund portfolios, which are valued at 11h00. Transactions will
receive the price of the same day if received prior to 15h30.
12.20. The Client confirms that neither the Manager nor any of its staff provided any advice and that the Client has taken particular care to consider whether the investment is appropriate
considering the unique investment objectives, financial situation and particular needs.
12.21. All bank accounts supplied for the duration of this investment will be verified with the relevant banks prior to the investment being placed.
12.22. Conflicts of interest disclosure: the Manager shall, wherever possible avoid situations causing a conflict of interest. Where it is not possible to avoid such conflict: the Manager shall
advise the Client, of such conflict in writing at the earliest reasonable opportunity and shall mitigate the conflict of interest in accordance with its Conflict of Interest Management Policy. A copy
of this Policy is available on the STANLIB website. The Manager is part of the Standard Bank Group of companies and both the Liberty Agency and SBFC financial Advisers are permitted to sell
various STANLIB Collective Investments (RF) Limited products. Stonehouse Capital holds equity interests in various FSP's which may result in an unavoidable conflict of interest. Clients of
StoneHouse Capital partners are encouraged to familiarize themselves with the conflict of interest disclosures, as required by their FAIS license, prior to engagement. The Client may at any
time terminate the Financial Adviser's appointment. It is the Client's responsibility to advise the Manager of such termination in writing. Upon receipt of such notification The Manager will cease
payment of any further service charge to the Financial Adviser. However the client understands that this will not result in a lower annual service charge as the full service charge will now be paid
to the Manager.
12.23. Dividends tax: SARS will levy a withholdings tax on dividends at a rate of 15% with effect from 1st April 2012. If you are an exempt entity or if you are liable for dividends tax at a reduced
rate then please download and complete the Exemption form or the Reduced Rates form. These forms are available on STANLIB's website. The default rate of 15% will be applied to all
investors if an Exemption from tax or the Reduced rates form is not supplied at the time we receive your Investment application form.

13. FICA: The Client hereby agrees to provide all documentation and information required in terms of the Financial Intelligence Centre Act, No. 38 of 2001, and understands that the Manager is
prohibited from processing any transactions on the Client's behalf until all such documentation and information has been received unless the FICA submission and declaration has been
completed by the Financial Adviser.

14. Statements
14.1. Clients in the STANLIB Money Market Fund will receive consolidated statements monthly if the investment value is greater than R25 000. Quarterly statements will be issued to clients if
their investment value fall below R25 000.
14.2. All other Clients will receive consolidated statements quarterly.
14.3. IT3B and IT3C documents will be sent to Clients by May each year.
14.4. A Client can register on STANLIB Online and access statements 24 hours a day in a secured environment

15. Cooling off rights: Due to the nature of this product, cooling off rights are not applicable to Collective Investment Schemes.
16. Non-residents and Emigrants: Foreign money must be sent to our bank account via Standard Bank International Trade Services swift code SBZAZAJJ and can be transferred in foreign currency
or SA Rands. Standard Bank International Trade Services will contact Clients who have sent foreign currency, regarding the conversion date, unless the spot rate or a conversion date is specified
with the payment. Clients have 30 days from receipt to convert. The Manager is not responsible for confirming the conversion date or spot rate.
17. Trustees: Standard Chartered Bank, 4 Sandown Valley Crescent, Sandton, 2196, Johannesburg. Telephone: (011) 217 6600
18. Query Support and Middle Office: STANLIB Compliance and Complaints,PO Box 202, Melrose Arch, 2076 Telephone: 0860 123 003
19. Complaints: Should the Client wish to lodge a complaint with STANLIB regarding the services being provided, the Client can locate STANLIB's Complaints procedure on

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www.stanlib.com/contactus/pages/furtherqueries.aspx, alternatively the Client can send an email to rateus@stanlib.com
20. STANLIB is a member of the Liberty Group of companies. Liberty is a full member of the Association for Savings & Investments South Africa (ASISA).
21. This application form and the relevant trust deed in respect of the STANLIB Collective Investments Scheme will form the agreement between the investor and the Manager. The investment will
be administered in terms of the Collective Investment Schemes Control Act, 45 of 2002 (The Act)
22. Contact details: STANLIB Collective Investments (RF) Limited Reg. No. 1969/003468/06. 17 Melrose Boulevard, Melrose Arch, 2196 | P O Box 202, Melrose Arch, 2076; T + 27 (0)11 448 6000 |
F 086 727 7505/+ 27 (0)11 448 6666; E contact@stanlib.com | W www.stanlib.com

FICA DECLARATION

TO BE COMPLETED BY FINANCIAL ADVISERS NOT SUBMITTING FICA DOCUMENTATION

I confirm that I am the primary accountable institution (as described in the FICA regulations) in respect of the investor on whose behalf I am establishing a business relationship or concluding a
single transaction with the Manager (the secondary accountable institution). I confirm that I have established and verified the identity of the investor in terms of section 21 of FICA. I confirm that I
will keep a record of the investor’s records as is required in terms of section 21 of FICA. I will make available copies of these documents and details of the verification procedures followed on
request from any party entitled thereto in terms of FICA within 5 business days of request

DATE - -

SIGNATURE OF FINANCIAL ADVISER D D M M Y Y Y Y

SIGNED AT

DECLARATION

I/we hereby apply for participatory interests (units) in the above selected portfolio(s) and understand that this investment will be subject to the Deeds
governing the scheme(s) administered by the Manager.
I/we hereby agree to provide all documentation and information required in terms of the Financial Intelligence Centre Act, No. 38 of 2001, and
understand that The Manager is prohibited from processing any transaction on my behalf until all such documentation and information has been
provided. Any money received by the Manager that is not accompanied by the required documentation will be held in the money market portfolio until
said documentation is received.
The Client and the Financial Adviser, by signing this form, state and declare that they have each read and understood the terms and conditions
pertaining to the investment; including but not limited to Investment Objective, Information on Net Asset Value, Charges, Risk Factors, Income
Accruals and declare that the Manager and Financial Adviser charges as indicated on this application form are correct; warrant that all statements
given by each of them in this application form are true and correct in every aspect; and that such statements shall form the basis of the contract
which is to be entered into with the Manager as well as the contract between the Client and the Financial Adviser.
The Client understands that in terms of the Financial Advisory and Intermediary Services Act, 2002 (“FAIS”), his Financial Adviser must be
mandated by a licensed FSP as a representative with the necessary FAIS sub - categories to act on the Client's behalf and that it is also the Client's
responsibility to determine whether his Financial Adviser has the necessary authorization. (FSB toll free number: 0800 110443). If a financial adviser
is not mandated as required by the Financial Services Board, the Manager is obliged by law to decline any instructions from such Financial Adviser.
The Manager may and will accept instructions on the strength of the Client’s signature.

DATE - -
SIGNATURE OF CLIENT/ D D M M Y Y Y Y
AUTHORISED SIGNATORY
SIGNED AT

DATE - -

SIGNATURE OF FINANCIAL ADVISER D D M M Y Y Y Y

SIGNED AT

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