Loan amount EMI Tenor Rate if intt PF Exc GST PF Inc GST Insurance

20000 1400 18 27.58% 1.00% 1.18% 2.95%

25000 1750 18 27.58% 1.00% 1.18% 2.95%
30000 2100 18 27.58% 1.00% 1.18% 2.95%
35000 2450 18 27.58% 1.00% 1.18% 2.95%
40000 2800 18 27.58% 1.00% 1.18% 2.95%
45000 3150 18 27.58% 1.00% 1.18% 2.95%
50000 3500 18 15.58% 1.00% 1.18% 1.50%
Hospicash Total deductions Net Disbursal
500 1326 18674
500 1533 23468
500 1739 28261
500 1945 33055
500 2152 37848
500 2359 42642
500 1840 48160
Option -1 Final Option -1 Final
GST 18%
0% Insurance 1.50% 0%
Disbursement Amt. 20000 Processing 1.18% Disbursement Amt. 25000
Intt Rate 29.37% Tenor 12 Intt Rate 29.54% Tenor
34.07% 34.27%
Sr No. EMI I&II Prin. Intt. Prin OS Sr No. EMI I&II Prin.
0 (20,000) 20,000 0 (25,000)

1 1,990 1,010.94 979.06 18,989 1 2,490 1,259.00

2 1,990 1,525.22 464.78 17,464 2 2,490 1,905.50
3 1,990 1,562.55 427.45 15,901 3 2,490 1,952.41
4 1,990 1,600.79 389.21 14,301 4 2,490 2,000.48
5 1,990 1,639.98 350.02 12,661 5 2,490 2,049.73
6 1,990 1,680.12 309.88 10,980 6 2,490 2,100.19
7 1,990 1,721.24 268.76 9,259 7 2,490 2,151.90
8 1,990 1,763.37 226.63 7,496 8 2,490 2,204.88
9 1,990 1,806.53 183.47 5,689 9 2,490 2,259.17
10 1,990 1,850.75 139.25 3,839 10 2,490 2,314.79
11 1,990 1,896.05 93.95 1,942 11 2,490 2,371.78
12 1,990 1,942.46 47.54 - 12 2,490 2,430.17
20,000.00 3,880.00 25,000.00
 Option -1 Final
GST 18% GST 18%
Insurance 1.50% 0% Insurance 1.50%
Processing 1.18% Disbursement Amt. 30000 Processing 1.18%
12 Intt Rate 29.66% Tenor 12
34.41%
Intt. Prin OS Sr No. EMI I&II Prin. Intt. Prin OS
25,000 0 (30,000) 30,000

1,231.00 23,741 1 2,990 1,507.06 1,482.94 28,493

584.50 21,836 2 2,990 2,285.78 704.22 26,207
537.59 19,883 3 2,990 2,342.27 647.73 23,865
489.52 17,883 4 2,990 2,400.17 589.83 21,465
440.27 15,833 5 2,990 2,459.49 530.51 19,005
389.81 13,733 6 2,990 2,520.27 469.73 16,485
338.10 11,581 7 2,990 2,582.56 407.44 13,902
285.12 9,376 8 2,990 2,646.39 343.61 11,256
230.83 7,117 9 2,990 2,711.80 278.20 8,544
175.21 4,802 10 2,990 2,778.82 211.18 5,765
118.22 2,430 11 2,990 2,847.51 142.49 2,918
59.83 - 12 2,990 2,917.88 72.12 -
4,880.00 30,000.00 5,880.00
Option -1 Final Option -1 Final
GST 18% GST
0% Insurance 1.50% 0% Insurance
Disbursement Amt. 35000 Processing 1.18% Disbursement Amt. 40000 Processing
Intt Rate 29.74% Tenor 12 Intt Rate 29.37% Tenor 12
34.50% 34.07%
Sr No. EMI I&II Prin. Intt. Prin OS Sr No. EMI I&II Prin. Intt.
0 (35,000) 35,000 0 (40,000)

1 3,490 1,755.12 1,734.88 33,245 1 3,980 2,021.90 1,958.10

2 3,490 2,666.06 823.94 30,579 2 3,980 3,050.44 929.56
3 3,490 2,732.14 757.86 27,847 3 3,980 3,125.10 854.90
4 3,490 2,799.85 690.15 25,047 4 3,980 3,201.59 778.41
5 3,490 2,869.24 620.76 22,178 5 3,980 3,279.95 700.05
6 3,490 2,940.35 549.65 19,237 6 3,980 3,360.23 619.77
7 3,490 3,013.22 476.78 16,224 7 3,980 3,442.48 537.52
8 3,490 3,087.90 402.10 13,136 8 3,980 3,526.74 453.26
9 3,490 3,164.43 325.57 9,972 9 3,980 3,613.06 366.94
10 3,490 3,242.86 247.14 6,729 10 3,980 3,701.50 278.50
11 3,490 3,323.23 166.77 3,406 11 3,980 3,792.10 187.90
12 3,490 3,405.60 84.40 (0) 12 3,980 3,884.91 95.09
35,000.00 6,880.00 40,000.00 7,760.00
 Option -1 Final Option -1
18% GST 18%
1.50% 0% Insurance 1.50%
1.18% Disbursement Amt. 45000 Processing 1.18% Disbursement Amt.
Intt Rate 29.47% Tenor 12 Intt Rate 29.54%
34.18% 34.27%
Prin OS Sr No. EMI I&II Prin. Intt. Prin OS Sr No. EMI I&II
40,000 0 (45,000) 45,000 0 (50,000)

37,978 1 4,480 2,269.95 2,210.05 42,730 1 4,980

34,928 2 4,480 3,430.72 1,049.28 39,299 2 4,980
31,803 3 4,480 3,514.96 965.04 35,784 3 4,980
28,601 4 4,480 3,601.28 878.72 32,183 4 4,980
25,321 5 4,480 3,689.71 790.29 28,493 5 4,980
21,961 6 4,480 3,780.31 699.69 24,713 6 4,980
18,518 7 4,480 3,873.14 606.86 20,840 7 4,980
14,992 8 4,480 3,968.25 511.75 16,872 8 4,980
11,379 9 4,480 4,065.70 414.30 12,806 9 4,980
7,677 10 4,480 4,165.53 314.47 8,640 10 4,980
3,885 11 4,480 4,267.82 212.18 4,373 11 4,980
- 12 4,480 4,372.63 107.37 - 12 4,980
45,000.00 8,760.00
Final
GST 18%
0% Insurance 1.50%
50000 Processing 1.18%
Tenor 12

Prin. Intt. Prin OS

50,000

2,518.01 2,461.99 47,482

3,811.00 1,169.00 43,671
3,904.82 1,075.18 39,766
4,000.96 979.04 35,765
4,099.46 880.54 31,666
4,200.39 779.61 27,465
4,303.81 676.19 23,162
4,409.76 570.24 18,752
4,518.33 461.67 14,233
4,629.57 350.43 9,604
4,743.55 236.45 4,860
4,860.34 119.66 -
### 9,760.00
Option -1 Final Option -1 Final
GST 18%
0% Insurance 2.25% 0%
Disbursement Amt. 20000 Processing 1.18% Disbursement Amt. 25000
Intt Rate 29.35% Tenor 18 Intt Rate 29.70% Tenor
-28.58% -28.10%
Sr No. EMI I&II Prin. Intt. Prin OS Sr No. EMI I&II Prin.
0 (20,000) 20,000 0 (25,000)

1 1,420 441.70 978.30 19,558 1 1,780 542.43

2 1,420 941.66 478.34 18,617 2 1,780 1,174.64
3 1,420 964.69 455.31 17,652 3 1,780 1,203.71
4 1,420 988.28 431.72 16,664 4 1,780 1,233.51
5 1,420 1,012.45 407.55 15,651 5 1,780 1,264.04
6 1,420 1,037.21 382.79 14,614 6 1,780 1,295.33
7 1,420 1,062.58 357.42 13,551 7 1,780 1,327.39
8 1,420 1,088.57 331.43 12,463 8 1,780 1,360.24
9 1,420 1,115.19 304.81 11,348 9 1,780 1,393.91
10 1,420 1,142.47 277.53 10,205 10 1,780 1,428.41
11 1,420 1,170.41 249.59 9,035 11 1,780 1,463.77
12 1,420 1,199.03 220.97 7,836 12 1,780 1,500.00
13 1,420 1,228.36 191.64 6,607 13 1,780 1,537.12
14 1,420 1,258.40 161.60 5,349 14 1,780 1,575.17
15 1,420 1,289.18 130.82 4,060 15 1,780 1,614.16
16 1,420 1,320.71 99.29 2,739 16 1,780 1,654.11
17 1,420 1,353.01 66.99 1,386 17 1,780 1,695.05
18 1,420 1,386.10 33.90 - 18 1,780 1,737.01
20,000.00 5,560.00 ### 25,000.00
 Option -1 Final
GST 18% GST 18%
Insurance 2.25% 0% Insurance 2.25%
Processing 1.18% Disbursement Amt. 30000 Processing 1.18%
18 Intt Rate 29.35% Tenor 18
-28.58%
Intt. Prin OS Sr No. EMI I&II Prin. Intt. Prin OS
25,000 0 (30,000) 30,000

1,237.57 24,458 1 2,130 662.56 1,467.44 29,337

605.36 23,283 2 2,130 1,412.49 717.51 27,925
576.29 22,079 3 2,130 1,447.03 682.97 26,478
546.49 20,846 4 2,130 1,482.42 647.58 24,996
515.96 19,582 5 2,130 1,518.68 611.32 23,477
484.67 18,286 6 2,130 1,555.82 574.18 21,921
452.61 16,959 7 2,130 1,593.87 536.13 20,327
419.76 15,599 8 2,130 1,632.85 497.15 18,694
386.09 14,205 9 2,130 1,672.79 457.21 17,021
351.59 12,776 10 2,130 1,713.70 416.30 15,308
316.23 11,313 11 2,130 1,755.61 374.39 13,552
280.00 9,813 12 2,130 1,798.55 331.45 11,754
242.88 8,276 13 2,130 1,842.54 287.46 9,911
204.83 6,700 14 2,130 1,887.60 242.40 8,023
165.84 5,086 15 2,130 1,933.77 196.23 6,090
125.89 3,432 16 2,130 1,981.06 148.94 4,109
84.95 1,737 17 2,130 2,029.51 100.49 2,079
42.99 - 0.00 18 2,130 2,079.15 50.85 -
7,040.00 234,428.60 30,000.00 8,340.00 281,002.24
Option -1 Final Option -1
GST 18%
0% Insurance 2.25%
Disbursement Amt. 35000 Processing 1.18% Disbursement Amt.
Intt Rate 29.60% Tenor 18 Intt Rate 29.35%
-28.24% -28.58%
Sr No. EMI I&II Prin. Intt. Prin OS Sr No. EMI I&II
0 (35,000) 35,000 0 (40,000)

1 2,490 763.28 1,726.72 34,237 1 2,840

2 2,490 1,645.47 844.53 32,591 2 2,840
3 2,490 1,686.06 803.94 30,905 3 2,840
4 2,490 1,727.65 762.35 29,178 4 2,840
5 2,490 1,770.26 719.74 27,407 5 2,840
6 2,490 1,813.93 676.07 25,593 6 2,840
7 2,490 1,858.68 631.32 23,735 7 2,840
8 2,490 1,904.53 585.47 21,830 8 2,840
9 2,490 1,951.51 538.49 19,879 9 2,840
10 2,490 1,999.65 490.35 17,879 10 2,840
11 2,490 2,048.97 441.03 15,830 11 2,840
12 2,490 2,099.51 390.49 13,730 12 2,840
13 2,490 2,151.30 338.70 11,579 13 2,840
14 2,490 2,204.37 285.63 9,375 14 2,840
15 2,490 2,258.75 231.25 7,116 15 2,840
16 2,490 2,314.46 175.54 4,802 16 2,840
17 2,490 2,371.56 118.44 2,430 17 2,840
18 2,490 2,430.06 59.94 - - 18 2,840
35,000.00 9,820.00 328,096.05
Final Option -1 Final
GST 18% GST 18%
0% Insurance 2.25% 0% Insurance 2.25%
40000 Processing 1.18% Disbursement Amt. 45000 Processing 1.18%
Tenor 18 Intt Rate 29.54% Tenor 18
-28.31%
Prin. Intt. Prin OS Sr No. EMI I&II Prin. Intt. Prin OS
40,000 0 (45,000) 45,000

883.41 1,956.59 39,117 1 3,200 984.13 2,215.87 44,016

1,883.31 956.69 37,233 2 3,200 2,116.30 1,083.70 41,900
1,929.37 910.63 35,304 3 3,200 2,168.40 1,031.60 39,731
1,976.56 863.44 33,327 4 3,200 2,221.79 978.21 37,509
2,024.90 815.10 31,302 5 3,200 2,276.49 923.51 35,233
2,074.43 765.57 29,228 6 3,200 2,332.54 867.46 32,900
2,125.16 714.84 27,103 7 3,200 2,389.97 810.03 30,510
2,177.14 662.86 24,926 8 3,200 2,448.81 751.19 28,062
2,230.38 609.62 22,695 9 3,200 2,509.10 690.90 25,552
2,284.93 555.07 20,410 10 3,200 2,570.88 629.12 22,982
2,340.82 499.18 18,070 11 3,200 2,634.18 565.82 20,347
2,398.07 441.93 15,672 12 3,200 2,699.03 500.97 17,648
2,456.72 383.28 13,215 13 3,200 2,765.48 434.52 14,883
2,516.80 323.20 10,698 14 3,200 2,833.57 366.43 12,049
2,578.36 261.64 8,120 15 3,200 2,903.34 296.66 9,146
2,641.42 198.58 5,478 16 3,200 2,974.82 225.18 6,171
2,706.02 133.98 2,772 17 3,200 3,048.06 151.94 3,123
2,772.20 67.80 - -0.00 18 3,200 3,123.11 76.89 -
40,000.00 11,120.00 374,669.90 45,000.00 12,600.00 421,763.53
 Option -1 Final
GST 18%
0% Insurance 2.25%
Disbursement Amt. 50000 Processing 1.18%
Intt Rate 29.35% Tenor 18
-28.58%
Sr No. EMI I&II Prin. Intt. Prin OS
0 (50,000) 50,000

1 3,550 1,104.27 2,445.73 48,896

2 3,550 2,354.14 1,195.86 46,542
3 3,550 2,411.72 1,138.28 44,130
4 3,550 2,470.70 1,079.30 41,659
5 3,550 2,531.13 1,018.87 39,128
6 3,550 2,593.03 956.97 36,535
7 3,550 2,656.45 893.55 33,879
8 3,550 2,721.42 828.58 31,157
9 3,550 2,787.98 762.02 28,369
10 3,550 2,856.17 693.83 25,513
11 3,550 2,926.02 623.98 22,587
12 3,550 2,997.58 552.42 19,589
13 3,550 3,070.90 479.10 16,518
14 3,550 3,146.00 404.00 13,372
15 3,550 3,222.95 327.05 10,150
16 3,550 3,301.77 248.23 6,848
17 3,550 3,382.52 167.48 3,465
- 18 3,550 3,465.25 84.75 - 6.316E-13
50,000.00 13,900.00 468,337.16
Loan amount EMI Tenor Rate if intt PF Exc GST PF Inc GST Insurance Hospicash
20000 1400 18 Err:509 1.00% 1.18% 2.25% 750
25000 1750 18 Err:509 1.00% 1.18% 2.25% 750
30000 2100 18 Err:509 1.00% 1.18% 2.25% 750
35000 2450 18 Err:509 1.00% 1.18% 2.25% 750
40000 2800 18 Err:509 1.00% 1.18% 2.25% 750
45000 3150 18 Err:509 1.00% 1.18% 2.25% 750
50000 3500 18 Err:509 1.00% 1.18% 2.25% 750
Total deductions Net Disbursal
1436 18564
1608 23393
1779 28221
1951 33050
2123 37877
2195 42805
2466 47534
Loan amount EMI
40000 2800
45000 3150
50000 3500