10-01-2024 Policy Doc

Objects In this document
are simpler than they seem.
Zuno Private Car Liability Only Insurance

Policy Schedule
Intermediary name: Girnar Insurance Brokers Private Limited
Intermediary reference code: 2210000456 Contact: 7551196989
Intermediary sales person’s name:
Intermediary sales person’s Contact:
POS UID Aadhaar No/PAN: Category:
Policy Details
Policy servicing office: MUMBAI Policy No: 950033415
Period of Insurance:From 00:00:00 of 03/01/2024 TO 23:59:59 of 02/01/2025
Insured’s Name: Mr. Virender
Insured’s Address: A 311 CHAUHAN MOUHALLA MADANPUR KHADAR SARITA VIHAR New Delhi 110076, DELHI
Insured’s ID: NA Policy Issued On: 31/12/2023
Co-Insurance details: NA Geographical Area: India
Proposal/Cover note No: 6591b04a8a39550001333f63 Zone: A
We Love Your Car too

Here are your car’s important details. Please check if you’ve provided the correct ones ?
Vehicle details
Registration mark & Engine Chassis Make Model Variant CC Year of Seating capacity
place of registration No. No. manufacture including driver
DL03CCM7981 & Delhi HA504 MAJG FORD FIGO TITANIU 1498 2017 5
South: Sheikh Sarai 23 XXMTK MOT ASPIRE M1.5 T
GHA50 ORS DCI
423
1
Zuno Private Car Liability Only Insurance | UIN: IRDAN159P0001V01201718
How have we worked out your premium?
'Own damage', as the term suggests, covers harm or loss to your own vehicle.
Liability
Base premium including premium for TPPD ₹ 3416 PA ₹
Trailers (Endt. IMT-) ₹ NA a) Owner Driver ₹ NA
CNG/LPG Bi-fuel Kit ₹ NA b) Unnamed Passenger Cover (Endt. ₹ NA
IMT-16)
Geographical area extn. (Endt. IMT-) ₹ NA c) Paid Driver (Endt. IMT-28) Legal ₹ NA
Liability
Total ₹ 3416
Add: d) Legal Liability To Employees ₹ NA
e) Legal Liability Soldier Sailors Airman ₹ NA
g) For any other extras ₹ NA
Total liability premium ₹ 3416 Sub total (additions) ₹
Add: IGST/UGST @18% ₹ 615 Discount for reduction in TPPD limit ₹ NA
CGST @9% ₹0
SGST @9% ₹0 Total ₹0
Final premium ₹ 4031
P.A. Cover for Owner – Driver under section III (CSI) - ₹ NA
Did you love someone else before we met?

It’s OK, we’ll deal with it. Here are the details of your last insurer.
Previous insurer: NA
Previous policy No: NA Expiry on: NA
Who’s your nominee?

It’s always good to have a nominee, and you did the right thing by naming one. Given
below are the details.
Name and age of nominee: LEGAL HEIR (34) Relationship with insured: Spouse
Name of appointee (if nominee is minor): NA
Relationship of appointee with nominee: NA
Red, orange or green?

What kind of loss/damage is covered, and what isn’t ? As a thumb rule here, are a few things
you should remember.
Use of the vehicle:
The Policy covers the use of the vehicle for any purpose except Motor Trade, hiring or reward, carrying goods (other than samples or
personal luggage), organized racing, pacemaking, speed testing, teliability trials etc.
Who can drive?
The driver can be anybody including the insured, provided he/she holds an effective driving license at the time of the accident and is
not disqualified from holding a license. However, the driver must satisfy the requirements of Rule 3 of the Central Motor Vehicles Rules,
1989.
2
Loss/damage to others:
Section II-1 (i) of your policy, covers you for liability for an amount of 750000 /- in case of loss/damage to someone else’s property, or
unlimited liability for injury/death to other third parties in case you have an accident,
This is most important! Slow down here.

Although we’d love to cover your vehicle without exception, we can’t. Your policy covers loss to your vehicle only if all the terms are
met.
And any payment we make because of terms appearing in this schedule or to comply with the Motor Vehicles Act, 1988,
isrecoverable from you. You should definitely read the clause, ‘Avoidance of certain terms and right of recovery’ in your policy
wording. Warranted that the Assured named herein/owner of the vehicle insured holds a valid Pollution Under Control (PUC)
Certificate on the date of commencement of the Policy and renews and maintains valid and effective PUC Certificate during the
duration of the Policy period. If the PUC is not found valid on the date of loss, the company shall repudiate any claim made under
the Policy. Subject to Endt. Nos. & memorandum __xxxx__ printed/attached here.
Date of duly signed proposal 31/12/2023.
In witness whereof this Policy has been signed at Mumbai on this 31st day of December, 2023
Receipt No. f8031e6e-c0b5-49d7-a192-720c0cd0c1a0 Date 31/12/2023
Consolidated stamp duty paid vide letter of authorisation No.CSD/558/2022/39 dated 29-Nov-2019 at General Stamp Office,
Mumbai.
Received premium payment of `4031. vide instrument / reference No YHMP2189583805. dated 31/12/2023. against receipt No.
f8031e6e-c0b5-49d7-a192-720c0cd0c1a0
It is certified that your policy and this schedule have been issued according to the provisions of Chapter X and Chapter XI of the
Motor Vehicles Act, 1988.
Address of issuing office: 2nd Floor, Tower 3, B Wing ,

Kohinoor City Mall, Kohinoor City, Kirol Road, Kurla For Zuno General Insurance
(W), Mumbai 400070 Limited
Date of issue: 31/12/2023
Authorized Signatory
Tax is not payable under reverse charge by the recipient

GST registration No.: 27AAECE2328J1ZO HSN/SAC code: 9971
Description of goods or service: General Insurance Place of supply: Mumbai
Service
State: Delhi Code: 07
We hereby declare that though our aggregate turnover in any preceding financial year from 2017-18 onwards is more than the
aggregate turnover notified under sub-rule (4) of rule 48, we are not required to prepare an invoice in terms of the provisions of
the said sub-rule.
Zuno General Insurance Limited, (Formerly known as Edelweiss General Insurance Company Limited) Registered Office: 2nd Floor,
Tower 3, Wing B, Kohinoor City Mall, Kohinoor City, Kirol Road, Kurla (West), Mumbai - 400 070, IRDAI Regn. No.: 159, CIN:
U66000MH2016PLC273758, Reach us on: 1800 12000 (Toll-Free), 022 42312000 (Call charges applicable) Email:
support@hizuno.com, Website: www.hizuno.com, Issuing/Corporate Office: +91 22 4272 2200, Grievance Redressal Officer: +91 22
4931 4422, Dedicated Toll-Free Number for Grievance: 1800 120 216216. Trade logo displayed above belongs to Zuno General
Insurance Limited under license.
3

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Objects In this document

are simpler than they seem.

Zuno Private Car Liability Only Insurance

We Love Your Car too

P.A. Cover for Owner – Driver under section III (CSI) - ₹ NA

Did you love someone else before we met?

Who’s your nominee?

Red, orange or green?

This is most important! Slow down here.

Address of issuing office: 2nd Floor, Tower 3, B Wing ,

Tax is not payable under reverse charge by the recipient

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