About Us

FILL EASY SOLUTION AND OFFERING

Public Sector Collaboration

Fill Easy works closely with Government institutes
and regulators to facilitate future development of
Digital Identity, providing new policy initiatives,
suggestions and frameworks on how to encourage
wider usage of GDI, facilitating commercial adoption,
and encouraging new use cases and opportunities Sharing with Professor Sun Dong, JP, Secretary
for Innovation, Technology and Industry

Some of the Public Institutes we are working with

OGCIO
HKMA/SFC/IA
HKUST
Fintech Association of HK
Hong Kong Science Park
Mimos Exclusive Exhibitor Invite @ OGCIO Tech Forum
FILL EASY SOLUTION AND OFFERING

Private Sector Collaboration

Fill Easy is a key solution provider for a wide
range of private enterprises, helping them to
provide system integration services for GDI,
through our core expertise in building and
integrating with government systems, using
state of the art deployment methodology, built
AWS StartupDay
to the strictest standards for cybersecurity and
data privacy

We have been featured widely in private events

as a key player in this upcoming technology

HKSTP API DAY 2023 Insurtech Insights Asia 2023

FILL EASY SOLUTION AND OFFERING

Public Sector Collaboration

Fill Easy is engaging with different RAs to propose
wider scale adoption of overseas GDIs, opening the
door for Non-F2F servicing for foreign clients -
enabling HK FIs to service retail individuals located
overseas

Our Role
Regulatory Research and Advisory
Stakeholder engagement
Technical Development and Integration of GDI
systems
Use case development
FILL EASY SOLUTION AND OFFERING

Policy Proposal - My Digital ID (Malaysia)

Fill Easy has been invited as one of the first
tech ventures to encourage commercial
adoption of MyDigital ID in Malaysia, assisting
the Malaysian government in facilitating
commerical integration of MyDigital ID in the
private sector

We plan to provide standardised software and

regulatory knowhow to the Malaysian markets
to access GDI
FILL EASY SOLUTION AND OFFERING

Policy Proposal - One Account (Macau)

Fill Easy has been invited as one of the first
tech ventures to encourage commercial
adoption of Macau“One Account” in Macau,
assisting the Macau government in
facilitating commercials integration of
Macau “One Account” in the private sector

We plan to provide standardised software and

regulatory knowhow to the Macau markets to
access GDI
FILL EASY SERVICE

Identity Authentication
Fill Easy covers 100% of all HK, Macau & Mainland clients through a combination of
government sources and manual verification, with a 100% accuracy rate

Automated Stream Fully legal, fulfills all security compliance

Data sourced directly from Government Sources - Technology and data transer involved have been
100% Validated by relevant authorities assessed and recognized by relevant authorities
Mainland IDV Data
MAINLAND IDV DATA

Mainland China - NFC ID Scan

Clients can tap their Mainland ID card to transfer data to Hong Kong, with data
sourced from the Ministry of Public Security

Key Highlights

Source Data is provided from all Chinese IDs

through an NFC tap

Fully legal under the GBA standard contract

for onboarding anywhere in GBA and
Mainland China

Information is verified by the Ministry of Public

Security 中国公安第三研究所 to ensure accuracy
MAINLAND IDV DATA

Document types and data provided

Provide you original copy of this data sourced from Ministry of Public Security

ID Cards Traveling Documents

MAINLAND IDV DATA

How we gurantee information quality

Identity information is stored directly

on the NFC Chip - our technology
enables this data to be read and
accessed by the FI, and verified against
Government sources on the mainland

This data is impossible to manipulate

by a fradulent party, as any tampering
of the data would lead to verification
failure
USE CASE-BANKS

Use Case - Remote Onboarding

Customers can be onboarded with one tap, verified data will then be
transferred to Hong Kong
Link to demo videos
Customers Skip
In-person visit to the branch/meeting agent
Manual form filling of ID details
Providing physical copies of identity
documents

Companies Get
Verified original copy from government
source
Eliminate back-office manual checks
ID card reading completed under 10
seconds
USE CASE-BANKS

Use Case - Counter Officer/Kiosk

Customers can be onboarded by tapping external NFC reader provided at branch

Link to demo videos

Customers Skip
Manual form filling of ID details
Providing physical copies of identity documents

Companies Get
Verified original copy from government source
Eliminate back-office manual checks
ID card reading completed under 10 seconds
CROSS BORDER DATA

GBA Standard Contract Approved

Our standard contract covers the full transfer of PII source data from Mainland China to Hong Kong

What the contract covers

Full coverage of ID Data and additional data sources

Individual information verified by the Ministry of Public Security
can be transferred to relevant Financial institutions, Government
Bodies and Regulators

Ability to transfer within HK to other third parties

Contract explicitly states we have the ability to transfer to
other third parties, subject to implementing certain
contractual terms

Data Tunnel fully owned within FE Group

Data that is requested will be transferred from Fill Easy
Guangzhou, and to Fill Easy Hong Kong through a
dedicated telco line
FILL EASY SOLUTION AND OFFERING

What our service covers

Standard project scope

System integration for frontend/backend

Provide standard SDKs, code modules and tooling to enable FIs
to quickly integrate with our prebuilt solution

Cross border Networking

Provides a ICP license and dedicated transit router to ensure
consistent uptime between Mainland China and Hong Kong

Legal and Regulatory Compliance

Provides system documentation, regulatory coordination
with data and financial regulators both sides of the border

Project Management
Alignment of client internal stakeholders (technical,
compliance, product, management), financial regulators
and data oversight bodies
iAM Smart & Macau One Account
GOVERNMENT DIGITAL IDENTITY

What is Digital Identity?

Open government verified data enabling companies to verify users online, use
personal data stored by the government , or digitally sign documents

Government data can help companies...

Reduce onboarding time by 80%

Use more data while maintaining ... however, this data is

100% Data accuracy extremely difficult to access
for businesses of all sizes
Ensure full compliance with local law
and regulations
GOVERNMENT DIGITAL IDENTITY

Why is accessing this data so hard?

To access this data, a company would need to:

Create a business entity in the respective country

Prepare all regulatory filings and apply for data access

Research 1,000+ pages of system documentation

... for the 195 countries
Build a new system to access the data over 3+ months worldwide by 2030
Fulfill all regulations for data, privacy, branding
and cybersecurity

Meet all ongoing maintenance, reporting and

monitoring requirements
HOW WE HELP CLIENTS

Solution - iAM Smart & Macau One Account

Standard, regulatory proven Value add to Clients
software modules to access
government digital identities, self- Save time, money and expertise
hosted or deployed through our
2 days to integrate fully with each Digital Identity
subsidiaries worldwide around the world, using 2 APIs

Eliminate regulatory headache

Template and system fulfills all regulatory, cybersecurity
and data requirements of all Digital Identities

Integrate-and-forget
All ongoing maintenance, updates and regulatory
changes is handled by us
ONBOARDING EFFICIENCY GAINS/UX IMPROVEMENTS

Benefits - iAM Smart & Macau One Account

Customers can be onboarded
-80% +20% in under 1 minute, with 100% data accuracy
from the Hong Kong government
Reduction in time it takes Increase in Customers
for consumers to onboard completing digital
onboarding
Financial institutions save up to
HKD280 per application, for each type
of financial product and service,
+15% -100% through using a government digital
Increase in application time it takes to approve identity
approvals due to better applications, enabling
data instant onboarding

90% of applicants prefer online

*Based on our own internal testing and benchmarks, and industry research, compared applications, with 50% of refusing to
to existing facial scan and ID scan technology onboard due to bad customer experience
HOW WE HELP CLIENTS
Demo Link

Digital Onboarding
Customers can be onboarded with two clicks,
leveraging government data

Customers Skip
ID Scan
Facial Scan
Address Proof Upload
Form Filling of Personal Details

Companies Get
Verified Government Data with 0% Fraud
Successful applications increase by 20%
Save HKD280 per application Customer can provide all information to the issuer bank
within two steps using iAM Smart
 HOW WE HELP CLIENTS
Demo Link
Digital Onboarding - Agent/Branch
Customers can be onboarded* with one QR Scan,
leveraging government data

Customers Skip
ID Scan
Address Proof Upload
Form Filling of Personal Details
Signature Specimen

Companies Get
Instant client notification of onboarding results
Digitisation of paper records
Single Sign On (SSO) for future website/app

*Onboarding Flow is applicable for banking, insurance and investment, for website, app or
tablet - extracts from relevant regulation is attached in the appendix
 Demo video
IAM SMART USE CASE

Use Case - IAM Smart Digital Signing

Use Digital Certificates to sign documents and prevent modifications

Key Features: Key Benefits:

Creation of certified documents Widely accepted by government, industries, and
Certificate is attached to the PDF with timestamp regulators
and other information for verification Prevent disputes regarding documents
Badge will still appear when it's sent to 3rd
party
Takes around 1 minute to sign
IAM SMART USE CASE

Use Case - IAM Smart Digital Signing

SAMPLE 1 - Verified PDF SAMPLE 3 - Invalid PDFs will be alerted

SAMPLE 2 - Verified PDF

 IAM SMART USE CASE

Use Case - IAM Smart Digital Signing

STEP 1 - SCAN QR CODE WITH IAM SMART STEP 2 - UPLOAD FILE STEP 3 - CHECK VERIFICATION CODE AND
AGREE TO SIGN ON IAM SMART APP
Demo video
Road Map
PRODUCTION 2024 Q1 2024 Q2

2024 Q3
 Fill Easy is an HKSTP incubated Company, founded by a team of
Fintech Professionals, aiming to drive the adoption of Digital ID
both in Hong Kong and around the world

https://fill-easy.com/
THANK YOU FOR YOUR TIME! matthewlee@fill-easy.com
REACH OUT TO US FOR QUESTIONS. +852 9340 2483
Appendix
CROSS BORDER DATA

Challeges we solved
New regulation in March 2023 prevents the B2B
transfers of all sensitive personal data, unless the
entities submit a security assessment / standard
Cross border
contract, with limits on data types & number of users
Regulation

Cross border data is highly regulated, with limitations

exist on how the data is transferred, and the data
Data Source user/controller must be localized in China
Regulation

The Great Firewall serves as a significant roadblock to

information transfer, preventing foreign IP addresses
Connectivity from accessing Chinese websites, and vice versa
Issues
CROSS BORDER DATA

Dataflow for Cross Border Data

APPROVED BY REGULATORS

HKMA has indicated that it will fully

accept iAM Smart as a digital
onboarding solution, with explicit
guidance regarding record keeping
requirements, and how iAM Smart
meets customer identification and
verification requirements