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    KK - BimaJyoti - 31-3-2024 11.16.7

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    expergpt

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    KK - BimaJyoti - 31-3-2024 11.16.7

    Uploaded by

    expergpt
    1 views5 pages

    Original Title

    kk_BimaJyoti_31-3-2024 11.16.7

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    1 views5 pages

    KK - BimaJyoti - 31-3-2024 11.16.7

    Uploaded by

    expergpt

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
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    860-Bima Jyoti

    .
    .

    Prepared By

    Ph:
    This is proposed to

    Proposer Details
    Name kk
    Age 31
    Plan Name 860-Bima Jyoti
    Sum Assured 1500000
    Policy Term 20
    PPT 15
    DAB Rider 0
    AD & DB Rider 1500000
    Term Rider 1500000
    CIR SA 1500000
    PWB Rider -

    First Year Premium


    YLY HLY QLY MLY
    134386 67917 34321 11441
    128599+5787 64992+2925 32843+1478 10948+493

    2nd year onwards


    YLY HLY QLY MLY
    131492 66454 33582 11194
    128599+2893 64992+1462 32843+739 10948+246

    Total Premium Rs.1975274


    Total Returns Rs.3000000

    Save Rs.360 per day for 15 yrs, and get a


    bulk amount of Rs.3000000 at Age:51
    Year Age Premium Natural Accidental Returns CashValue Loan

    2024 31 134386 3450000 4950000 0 0 0

    2025 32 131492 3525000 5025000 0 77159 69443

    2026 33 131492 3600000 5100000 0 152232 137008

    2027 34 131492 3675000 5175000 0 306936 276242

    2028 35 131492 3750000 5250000 0 385358 346822

    2029 36 131492 3825000 5325000 0 464905 418414

    2030 37 131492 3900000 5400000 0 542389 488150

    2031 38 131492 3975000 5475000 0 646074 581466

    2032 39 131492 4050000 5550000 0 757050 681345

    2033 40 131492 4125000 5625000 0 875641 788076

    2034 41 131492 4200000 5700000 0 1002200 901980

    2035 42 131492 4275000 5775000 0 1137109 1023398

    2036 43 131492 4350000 5850000 0 1280975 1152877

    2037 44 131492 4425000 5925000 0 1434181 1290762

    2038 45 131492 4500000 6000000 0 1597672 1437904

    2039 46 0 4575000 6075000 0 1772303 1595072

    2040 47 0 4650000 6150000 0 1959019 1763117

    2041 48 0 4725000 6225000 0 2159260 1943334

    2042 49 0 4800000 6300000 0 2382198 2143978

    2043 50 0 4875000 6375000 0 2507577 2256819

    2044 51 0 0 0 3000000 0 0

    0 0 1975274 0 0 3000000 0 0
    You have to pay the premium for 15 yrs
    (from Age:31 - Age:45)

    If you take the payment mode as yly then you have to pay Rs.134386 for the
    first year,from 2nd year onwards Rs.131492

    Totally you will pay Rs.1975274

    At Age-51 you will receive Rs.3000000

    Natural Risk Cover is Rs.3450000-Rs.4875000 as shown in the above


    table......For example
    In case of Natural Death at Age-36, Nominee will receive Rs.3825000

    Accidental Risk Cover is Rs.4950000-Rs.6375000 as shown in the above


    table......For example
    In case of Accidental Death at Age-36, Nominee will receive Rs.5325000

    If you close the policy you will receive the amount as shown in the above table
    under CashValue Column.....For example
    if you close at Age-38, you will receive Rs.646074

    You can take the loan as shown in the above table under Loan Column.....For
    example
    at Age-38, you can take a loan of Rs.581466

    Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V


    countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
    60 LBD
    ----NMS & NMG(Professional)----

    For Proposers under NMG(SAP) and NMG(NSAP) for others


    ----MER,Lipidogram,Elisa for HIV,RUA,Hb%----

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