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    Mixing - 30-10-2023 10.20.47

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    bakulbaswas036
    Dhjnvdshjkk

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    Mixing - 30-10-2023 10.20.47

    Uploaded by

    bakulbaswas036
    6 views5 pages
    Dhjnvdshjkk

    Original Title

    _mixing_30-10-2023 10.20.47

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    Dhjnvdshjkk

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    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    6 views5 pages

    Mixing - 30-10-2023 10.20.47

    Uploaded by

    bakulbaswas036
    Dhjnvdshjkk

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
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    Plan Mixing

    Prepared By

    Ph:
    This is proposed to

    Proposer Details
    Name
    Age 27
    Sum Assured 300000
    Term 18
    PPT 18
    DAB Rider 0
    AD & DB Rider 300000
    Term Rider 0
    CIR SA 0

    First Year Premium


    YLY HLY QLY MLY
    19398 9796 4947 1649

    2nd Year Onwards


    YLY HLY QLY MLY
    18980 9585 4840 1614

    Total Premium Rs.322246


    Total Returns Rs.504900

    Save Rs.52 per day and get an amount of


    Rs.504900 during the term
    Year Age Premium Natural Accidental Returns CashValue Loan

    2023 27 19398 311700 611700 0 0 0

    2024 28 18980 323400 623400 0 11136 10020

    2025 29 18980 335100 635100 0 22809 20527

    2026 30 18980 346800 646800 0 45361 40824

    2027 31 18980 358500 658500 0 56755 51079

    2028 32 18980 370200 670200 0 68242 61417

    2029 33 18980 381900 681900 0 79874 71885

    2030 34 18980 393600 693600 0 96713 87040

    2031 35 18980 405300 705300 0 115071 103562

    2032 36 18980 417000 717000 0 135002 121501

    2033 37 18980 428700 728700 0 157327 141593

    2034 38 18980 440400 740400 0 179981 161982

    2035 39 18980 452100 752100 0 205257 184730

    2036 40 18980 463800 763800 0 232589 209329

    2037 41 18980 478500 778500 0 263307 236976

    2038 42 18980 491700 791700 0 290449 261404

    2039 43 12229 336600 536600 163900 203635 183271

    2040 44 5919 172700 272700 168300 105170 94653

    2041 45 0 0 0 172700 0 0

    0 0 0 0 0 0 0 0

    0 0 322246 0 0 504900 0 0
    You have to pay the premium for 18 yrs
    (from Age:27 - Age:44)

    If you take the payment mode as yly then you have to pay Rs.19398 for the first
    year,from 2nd year onwards Rs.18980

    You will receive the amount as shown in the above table under Returns Column

    Total premium is Rs.322246 and Total Returns are Rs.504900

    Natural Risk Cover is as shown in the above table under Natural column.....For
    example In case of Natural Death at Age-32, Nominee will receive Rs.370200

    Accidental Risk cover is as shown in the above table under Accidental


    column.....For example In case of Accidental Death at Age-32, Nominee will
    receive Rs.670200

    If you close the policy you will receive the amount as shown in the above table
    under CashValue Column.....For example
    if you close at Age-34, you will receive Rs.96713

    You can take the loan as shown in the above table under Loan Column.....For
    example
    at Age-34, you can take a loan of Rs.87040

    Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V


    countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
    60 LBD
    ----NMS & NMG(Professional)----

    For Proposers under NMG(SAP) and NMG(NSAP) for others


    ----NMG & NMG(NSAP)----
    Disclaimer : The Benefits shown in this presentation are calculated based on the
    current bonus rates, Actual values may vary depends on the corporation profits and
    experience

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