Monthly Family Budget For The Month Of January

Total Projected Cost Total Actual Cost Total Difference Projected Monthly Income
$474,380 $363,797 $228,133 Income 1 $250,000
Income 2 $150,000
Housing Projected Cost Actual Cost Difference Extra income $50,000
Mortgage or rent $1,000 $1,000 $0 Total monthly income $450,000
Second mortgage or
$0 $0 $0
rent
Phone $300 $100 $200 Actual Monthly Income
Electricity $300 $125 $175 Income 1 $4,000
Gas $200 $35 $165 Income 2 $1,200
Water and sewer $250 $8 $242 Extra income $300
Cable $150 $39 $111 Total monthly income $5,500
Waste removal $100 $10 $90
Maintenance or Projected balance
$250 $0 $250 ($24,380)
repairs
Supplies $0 $0 $0 Actual balance ($358,297)
Other $100 $0 $100 Difference ($333,917)
Total $2,650 $1,317 $1,333

Transportation Projected Cost Actual Cost Difference Loans Projected Cost Actual Cost Difference
Vehicle 1 payment $5,000 $5,000 $100 Personal $0 $0
Vehicle 2 payment $2,000 $2,000 $150 Student $0 $0
Bus/taxi fare $1,000 $1,000 $50 Credit card $0 $0
Insurance $3,500 $3,500 $25 Credit card $0 $0
Licensing $5,500 $5,500 $10 Credit card $0 $0
Fuel $2,000 $2,000 $10 Other $0 $0
Maintenance $1,000 $1,000 $5 Total $0 $0 $0
Other $500 $500 $20
Total $20,500 $20,500 $370 Entertainment Projected Cost Actual Cost Difference
Video/DVD $500 $100 $400
Insurance Projected Cost Actual Cost Difference CDs $500 $500 $500
Home $50,000 $10,000 $40,000 Movies $1,000 $250 $750
Health $20,000 $15,000 $5,000 Concerts $2,500 $2,500 $25,000
Life $30,000 $2,500 $27,500 Sporting events $300 $100 $200
Other $0 $0 $0 Live theater $0 $0 $0
Total $100,000 $27,500 $72,500 Other $0 $0 $0
Total $4,800 $3,450 $26,850
Food Projected Cost Actual Cost Difference
Groceries $20,000 $20,000 Taxes Projected Cost Actual Cost Difference
Dining out $5,000 $5,000 Federal $80,000 $80,000 $80,000
Other $6,000 $6,000 State $5,000 $5,000 $5,000
Total $31,000 $0 $31,000 Local $2,500 $2,500 $2,500
Other $150 $150 $150
Children Projected Cost Actual Cost Difference Total $87,650 $87,650 $87,650
Medical $30,000 $30,000 $0
Clothing $15,000 $15,000 $0 Personal Care Projected Cost Actual Cost Difference
School tuition $5,000 $5,000 $0 Medical $1,500 $1,000 $500
School supplies $3,500 $500 $3,000 Hair/nails $0 $0 $0
Organization dues
$15,000 $15,000 $0 Clothing $2,500 $2,500 $2,500
or fees
Lunch money $3,600 $3,600 $0 Dry cleaning $30 $30 $30
Child care $8,000 $8,000 $0 Health club $1,000 $1,000 $1,000
Toys/games $1,000 $100 $900 Organization dues/fees $0 $0 $0
Other $250 $250 $0 Other $0 $0 $0
Total $81,350 $77,450 $3,900 Total $5,030 $4,530 $4,030

Legal Projected Cost Actual Cost Difference Pets Projected Cost Actual Cost Difference
Attorney $0 $0 $0 Food $500 $500 $500
Alimony $0 $0 $0 Medical $0 $0 $0
Payments $0 $0 $0 Grooming $0 $0 $0
Other $0 $0 $0 Toys $0 $0 $0
Total $0 $0 $0 Other $0 $0 $0
Total $500 $500 $500
Savings/
Projected Cost Actual Cost Difference
Investments
Retirement account $0 $0 $0 Gifts and Donations Projected Cost Actual Cost Difference
Investment account $100,000 $100,000 $0 Charity 1 $100 $100 $0
College $25,000 $25,000 $0 Charity 2 $500 $500 $0
Other $15,000 $15,000 $0 Charity 3 $300 $300 $0
Total $140,000 $140,000 $0 Total $900 $900 $0