Wells Fargo Everyday Checking

December 16, 2024 Page 1 of 5

Questions?
ESMARO S VENEROS AGUIRRE Available by phone 24 hours a day, 7 days a week:
15144 DEVONNE DR We accept all relay calls, including 711
ALEDO TX 76008-2074 1-800-742-4932
En español: 1-877-727-2932

Online: wellsfargo.com
Write: Wells Fargo Bank, N.A. (808)
P.O. Box 6995
Portland, OR 97228-6995

You and Wells Fargo Account options

Thank you for being a loyal Wells Fargo customer. We value your trust in our A check mark in the box indicates you have these
company and look forward to continuing to serve you with your financial needs. convenient services with your account(s). Go to
wellsfargo.com or call the number above if you have
questions or if you would like to add new services.

Online Banking ÷ Direct Deposit ÷

Online Bill Pay Auto Transfer/Payment
Online Statements ÷ Overdraft Protection
Mobile Banking ÷ Debit Card
My Spending Report ÷ Overdraft Service

Other Wells Fargo Benefits

3 Things to watch out for when shopping online for the holidays

1. Fake Fraud alerts. Be careful if you receive a call or message about a fraudulent purchase. Always contact the merchant, your
bank or card provider directly to verify.
2. Bogus shipping notifications. Look out for texts or emails that say there's an issue or problem with your package delivery. Don't
click links or open attachments without verifying first.
3. Questionable sellers or sites. Watch out for sellers who pressure you to pay with a payment app, gift card or crypto. Only
purchase concert and sporting events tickets from the original legitimate site. Be cautious of buying a new kitten or puppy from a
social media ad. Meet the pet in person before paying.

Tip: Use a credit card to make online purchases if you can - it has additional security features built in.

How to donate safely this holiday season

This holiday season, safely support your favorite causes and avoid charity scams. Before donating, research new charities using a
resource like Better Business Bureau® or give.org.
December 16, 2024 Page 2 of 5

Statement period activity summary Account number: 5121564107

Beginning balance on 11/19 $4,676.02 ESMARO S VENEROS AGUIRRE
Deposits/Additions 2,425.52 Texas/Arkansas account terms and conditions apply
Withdrawals/Subtractions - 1,490.75 For Direct Deposit use
Routing Number (RTN): 111900659
Ending balance on 12/16 $5,610.79

Overdraft Protection
This account is not currently covered by Overdraft Protection. If you would like more information regarding Overdraft Protection and eligibility
requirements please call the number listed on your statement or visit your Wells Fargo branch.

Transaction history

Check Deposits/ Withdrawals/ Ending daily

Date Number Description Additions Subtractions balance
11/22 Daynes Craft Bar Direct Dep 241122 450062764822Eol 617.34 5,293.36
Veneros Aguirr,Esmar
11/25 Purchase authorized on 11/22 TX Dps Dl Office Austin TX 11.00
S304327784688817 Card 2982
11/25 Zelle to Marleny Hermana on 11/23 Ref #Pp0Y8Rtb7B 52.00
11/25 Zelle to Marleny Hermana on 11/23 Ref #Pp0Y8S6Sxk 12.00 5,218.36
11/26 Zelle to Fetin AL Zogayar on 11/26 Ref #Rp0Y8Yt8Rm 50.00 5,168.36
11/27 Daynes Craft Bar Direct Dep 241127 330071732485Eol 708.19
Veneros Aguirr,Esmar
11/27 Zelle to Marleny Hermana on 11/27 Ref #Pp0Y95W4Nt 25.00 5,851.55
11/29 Purchase authorized on 11/29 Wal-Mart #3431 Hudson Oaks TX 20.75 5,830.80
P000000582638843 Card 2982
12/2 Zelle to Marleny Hermana on 12/02 Ref #Pp0Y9Mlgqv 500.00 5,330.80
12/3 Zelle to Marleny Hermana on 12/03 Ref #Pp0Y9Q5L8B 38.00 5,292.80
12/4 Daynes Craft Bar Direct Dep 241204 744073423467Eol 396.60 5,689.40
Veneros Aguirr,Esmar
12/5 Zelle to Marleny Hermana on 12/05 Ref #Pp0Y9Wsr6N 500.00 5,189.40
12/6 Zelle to Garcia Maria on 12/06 Ref #Rp0Y9Xvbhq 100.00 5,089.40
12/11 Daynes Craft Bar Direct Dep 241211 782075063909Eol 703.39 5,792.79
Veneros Aguirr,Esmar
12/16 Zelle to Lujan Stacy on 12/16 Ref #Pp0Yby2G8L 1.00
12/16 Zelle to Lujan Stacy on 12/16 Ref #Pp0Yby2Jxg 51.00
12/16 Zelle to Marleny Hermana on 12/16 Ref #Pp0Ybynjl8 130.00 5,610.79
Ending balance on 12/16 5,610.79

Totals $2,425.52 $1,490.75

The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when
your transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed.

Monthly service fee summary

For a complete list of fees and detailed account information, see the disclosures applicable to your account or talk to a banker. Go to
wellsfargo.com/feefaq for a link to these documents, and answers to common monthly service fee questions.

Fee period 11/19/2024 - 12/16/2024 Standard monthly service fee $10.00 You paid $0.00

How to avoid the monthly service fee Minimum required This fee period
Have any ONE of the following each fee period
• Minimum daily balance $500.00 $4,676.02 ÷
December 16, 2024 Page 3 of 5

Monthly service fee summary (continued)

How to avoid the monthly service fee Minimum required This fee period
• Total amount of qualifying electronic deposits $500.00 $2,425.52 ÷
• Age of primary account owner 17 - 24
• Account is linked to a Wells Fargo Campus ATM Card or Campus Debit Card 1 0
RC/RC

IMPORTANT ACCOUNT INFORMATION

ATM Cash Deposit Security Limitations

Effective November 6, 2024, the section of the Deposit Account Agreement titled "Depositing Funds," subsection titled "Our right to
decline deposits," is deleted and replaced with the following:

Our right to decline deposits

We may decline all or part of a deposit, including cash, for any reason. This could happen, for example, if a payee isn't a co-owner,
authorized signer, or authorized representative on your account, we can't verify an endorsement, the check was issued from a credit
account, the dollar amount of the deposit, the check looks suspicious, or it's a non-U.S. item. If we decline a deposit that you mailed
to us, we may return it to you at your cost (including charging you for postage and handling to return foreign currency coin or
paper), or retain any invalid checks or other documents included in the deposit without crediting your account, at our discretion.
There are limits on the total dollar amount of checks that can be deposited at Wells Fargo ATMs per transaction. We may decline
ATM check deposits that exceed $1 million. For security reasons there may also be limits on the dollar amount or frequency of cash
deposits you can make at Wells Fargo ATMs.

If we cannot verify an endorsement, we can also decline to pay, cash, or send the item for collection. We can require that all
endorsers be present and that you deposit the item instead of cashing it.

Non-account owners are not allowed to deposit cash into consumer accounts. For business accounts, any person wanting to make
a cash deposit must provide an acceptable form of identification before we accept a cash deposit.

Wells Fargo Deposit Account Agreement: Changes To Consumer Arbitration Agreement And Other Dispute Resolution Provisions

Effective November 6, 2024, we are updating the Wells Fargo Deposit Account Agreement. This includes changes to the dispute
resolution provisions. Wells Fargo greatly values and appreciates its relationships with its customers. These changes are designed
to ensure that in the unlikely event that a dispute arises between us, that there are streamlined procedures in place to ensure a fair
and efficient process in arbitration.

The changes to the arbitration agreement applicable to Consumer Accounts ("Arbitration Agreement" or "Agreement") can be found
at pp. 38-39 of the Wells Fargo Deposit Account Agreement, including: (a) the party initiating arbitration must sign the arbitration
demand and include certain information in its demand; (b) any party may request to have the arbitration conducted by a video or
in-person hearing or through written submissions, with certain exceptions; (c) like in federal court, the arbitrator may issue
sanctions or order cost shifting under certain circumstances consistent with the Federal Rules of Civil Procedure; (d) all issues are for
the arbitrator to decide, except that issues relating to whether an arbitration agreement exists or whether a dispute falls within that
agreement, or whether the agreement is enforceable, are for a court to decide; and (e) a small claims court will determine whether a
dispute falls within its jurisdiction if a party chooses to have a claim brought to such a court.

The updates also include changes to the Additional Terms and Services, located at pp. 42-43 of the Wells Fargo Deposit Account
Agreement, including: (a) modifications to the class action waiver applicable in arbitration and litigation; and (b) the addition of a
venue provision noting that if the Arbitration Agreement is ever deemed not applicable, then, except for disputes brought in small
December 16, 2024 Page 4 of 5

claims court, the parties consent to the jurisdiction of the state or federal courts in the state whose laws govern the consumer's
account.

The revised Deposit Account Agreement, effective November 6, 2024, is available at

www.wellsfargo.com/online-banking/consumer-account-fees/, by calling the Bank at the number listed on your account statement,
or by visiting a branch.

NEW YORK CITY CUSTOMERS ONLY -- Pursuant to New York City regulations, we request that you contact us at 1-800-TO WELLS
(1-800-869-3557) to share your language preference.

Other Wells Fargo Benefits

Help take control of your finances with a Wells Fargo personal loan.
Whether it's managing debt, making a large purchase, improving your home, or paying for unexpected expenses, a personal loan
may be able to help. See personalized rates and payments in minutes with no impact to your credit score.
Get started at wellsfargo.com/personalloan.
December 16, 2024 Page 5 of 5

Worksheet to balance your account Important Information You Should Know

Follow the steps below to reconcile your statement balance with your • To dispute or report inaccuracies in information we have furnished to a
account register balance. Be sure that your register shows any interest Consumer Reporting Agency about your accounts.
paid into your account and any service charges, automatic payments or Wells Fargo Bank, N.A. may furnish information about deposit accounts to
ATM transactions withdrawn from your account during this statement Early Warning Services. You have the right to dispute the accuracy of
period. information that we have furnished to a consumer reporting agency by
A Enter the ending balance on this statement. $ writing to us at Overdraft Collection and Recovery, P.O. Box 5058, Portland,
OR 97208-5058. Include with the dispute the following information as
B List outstanding deposits and other available: Full name (First, Middle, Last), Complete address, The account
credits to your account that do not appear on number or other information to identify the account being disputed, Last
this statement. Enter the total in the column four digits of your social security number, Date of Birth. Please describe the
to the right. specific information that is inaccurate or in dispute and the basis for the
dispute along with supporting documentation. If you believe the
Description Amount information furnished is the result of identity theft, please provide us with
an identity theft report.
• If your account has a negative balance: Please note that an account
overdraft that is not resolved 60 days from the date the account first
became overdrawn will result in closure and charge off of your account. In
this event, it is important that you make arrangements to redirect recurring
deposits and payments to another account. The closure will be reported to
Total $ + $ Early Warning Services. We reserve the right to close and/or charge-off
your account at an earlier date, as permitted by law. The laws of some
C Add A and B to calculate the subtotal. = $ states require us to inform you that this communication is an attempt to
collect a debt and that any information obtained will be used for that
D List outstanding checks, withdrawals, purpose.
other debits to your account that do not appear
• In case of errors or questions about your electronic transfers:
on this statement. Enter the total in the column
Telephone us at the number printed on the front of this statement or write
to the right.
us at Wells Fargo Bank, P.O. Box 6995, Portland, OR 97228-6995 as soon as
you can, if you think your statement or receipt is wrong or if you need
Number/Description Amount more information about a transfer on the statement or receipt. We must
hear from you no later than 60 days after we sent you the FIRST statement
on which the error or problem appeared.
1. Tell us your name and account number (if any).
2. Describe the error or the transfer you are unsure about, and explain
as clearly as you can why you believe it is an error or why you need
more information.
3. Tell us the dollar amount of the suspected error.
We will investigate your complaint and will correct any error promptly. If
we take more than 10 business days to do this, we will credit your account
for the amount you think is in error, so that you will have the use of the
money during the time it takes us to complete our investigation.
• In case of errors or questions about other transactions (that are not
electronic transfers):
Promptly review your account statement within 30 days after we made it
available to you, and notify us of any errors.
• To download and print an Account Balance Calculation Worksheet (PDF) to
help you balance your checking or savings account, enter
www.wellsfargo.com/balancemyaccount in your browser on either your
computer or mobile device.

- $
Total $
E Subtract D from C to calculate the
adjusted ending balance. This amount should be
the same as the current balance shown in your
register. = $ ©2 021 We lls Fargo Bank, N.A. All rights res erved . Member FDIC . NMLSR ID 39980 1