Sample ECL Model
Sample ECL Model
Step 1: Historical aging for the period October 2021 to September 2023
2,189,192 973,768
907,850 613,404
614,012 676,263
575,940 260,243
530,221 968,493
529,530 725,048
528,712 220,711
185,267 527,678
998,912 175,552
834,093 994,329
636,285 831,900
225,158 634,282
721,026 225,547
860,422 491,131
130,211 802,572
947,482 120,641
284,729 797,185
180,290 284,564
440,715 45,019
141,121 329,726
991,847 127,081
579,618 657,288
642,400 575,069
908,571 632,111
1,019,916 908,731
524,520 881,943
751,132 156,237
285,532 748,616
612,370 285,644
842,622 602,424
1,213,418 834,815
844,206 639,018
408,940 638,525
3,178,614 385,339
679,144 562,301
10,423 667,110
Overdue >360 days / Historical
Credit Loss Rate
Unrecoverable Impairment Loss