M&F Apparels

Cash flow forecast

Starting cash on hand $10,000.00 Starting date Feb 2025 Min Cash alert $ 2,000.00

Feb 2025 Mar 2025 Apr 2025 May 2025 Jun 2025 Jul 2025 Aug 2025 Sep 2025 Oct 2025 Nov 2025 Dec 2025 Jan 2026
Total
Cash on hand (beginning of mon $10,000.00 $ 8,050.00 $ 9,350.00 $ 890.00 $ 2,190.00 $ 13,590.00 $13,790.00 $15,290.00 $16,410.00 $14,360.00 $16,560.00 $18,780.00

Cash receipts

Cash sales $ 2,500.00 $ 3,000.00 $ 3,600.00 $3,000.00 $14,000.00 $ 6,000.00 $ 3,000.00 $ 2,800.00 $ 3,500.00 $ 4,000.00 $ 3,800.00 $ 4,200.00 $53,400.00

Returns and allowances $ 200.00 $ 200.00

Collections on accounts receivable $ -

Interest, other income $ -

Loan proceeds $ -

Owner contributions $ -

Other receipts $ -

Total cash receipts $ 2,500.00 $ 3,000.00 $ 3,400.00 $3,000.00 $14,000.00 $ 6,000.00 $ 3,000.00 $ 2,800.00 $ 3,500.00 $ 4,000.00 $ 3,800.00 $ 4,200.00 $53,600.00

Total cash available $12,500.00 $11,050.00 $12,750.00 $3,890.00 $16,190.00 $ 19,590.00 $16,790.00 $18,090.00 $19,910.00 $18,360.00 $20,360.00 $22,980.00

Cash paid out

Advertising $ 3,000.00 $ 3,000.00

Commissions and fees $ 250.00 $ 300.00 $ 360.00 $ 300.00 $ 1,400.00 $ 400.00 $ 300.00 $ 280.00 $ 350.00 $ 400.00 $ 380.00 $ 420.00 $ 5,140.00

Contract labor $ 200.00 $ 200.00 $ 200.00 $ 200.00 $ 200.00 $ 200.00 $ 1,200.00

Employee benefit programs $ -

Insurance (other than health) $ 4,000.00 $ 4,000.00 $ 4,000.00 $ 4,000.00 $16,000.00

Interest expense $ -

Materials and supplies (in COGS) $ 1,200.00 $ 1,200.00 $ 7,500.00 $1,200.00 $ 1,200.00 $ 1,200.00 $ 1,200.00 $ 1,200.00 $ 1,200.00 $ 1,200.00 $ 1,200.00 $ 1,200.00 $20,700.00

Meals and entertainment $ -

Mortgage interest $ -

Office expense $ -

Other interest expense $ -

Pension and profit-sharing plan $ -

Purchases for resale $ -

Rent or lease $ -

Rent or lease: vehicles, equipment $ -

Repairs and maintenance $ -

Supplies (not in COGS) $ -

Taxes and licenses $ -

Travel $ -

Utilities $ -

Wages (less emp. credits) $ -

Other expenses $ -

Other expenses $ -

Other expenses $ -

Miscellaneous $ -

Subtotal $ 4,450.00 $ 1,700.00 $11,860.00 $1,700.00 $ 2,600.00 $ 5,800.00 $ 1,500.00 $ 1,680.00 $ 5,550.00 $ 1,800.00 $ 1,580.00 $ 5,820.00 $46,040.00

Loan principal payment $ -

Capital purchases $ -

Other startup costs $ -

To reserve and/or escrow $ -

Owners' withdrawal $ -

Total cash paid out $ 4,450.00 $ 1,700.00 $11,860.00 $1,700.00 $ 2,600.00 $ 5,800.00 $ 1,500.00 $ 1,680.00 $ 5,550.00 $ 1,800.00 $ 1,580.00 $ 5,820.00 $46,040.00

Cash on hand (end of month) $ 8,050.00 $ 9,350.00 $ 890.00 $2,190.00 $13,590.00 $ 13,790.00 $15,290.00 $16,410.00 $14,360.00 $16,560.00 $18,780.00 $17,160.00

Other operating data

Sales volume (dollars)

Accounts receivable balance

Bad debt balance

Inventory on hand

Accounts payable balance

Depreciation
 M&F Apparels

Cash flow forecast

Month Cash on hand $20,000

February 2025 $ 10,000.00 $18,000

March 2025 $ 8,050.00 $16,000

April 2025 $ 9,350.00

$14,000
May 2025 $ 890.00
$12,000
June 2025 $ 2,190.00
$10,000
July 2025 $ 13,590.00

August 2025 $ 13,790.00 $8,000

September 2025 $ 15,290.00 $6,000

October 2025 $ 16,410.00 $4,000

November 2025 $ 14,360.00

$2,000
December 2025 $ 16,560.00
$-
January 2026 $ 18,780.00 Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
M&F Apparels

flow forecast
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