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Self Assessment Paper-3

ECONOMICS
UNSOLVED
run~ Allowtd , 3 houi,, Mwn,um M .ults: 80

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s2 I Ot WML ISC Slffljllo !MIiian Papt11. ECONOMICS. C~I~
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t•l Both "'5ertion ond l\c.bona,e lrUi' .llld R..,son ,. the <"'1'«1 ~ oc luotrtion
tb) 8oll1 A.ssertion ond ltchOtl arc Ink bti1 Re.bOn i:; not !ho, <llffffl np1.on.U,on ol """-'rt.on
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U\41 <'0rN:Ct opti(rl\. !i£j) (Anal)'~) II)
~lion IA): I 1-c.,I '1Ml,:i1 k m•-"-'•ntd lJ'l tmu.., ol b<,rn><>ini;-
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Sec:tlon•B (32muks)
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IAppllc•UonJ 111

(Ill \\,lh 1M i1<•lp 01 A d1.1/\1.un, n.pWn !ht- rcl•lloruhlp t>et.wi:en AR •nd Mil u1 • !Im, und<r omp.-rl«t romp,ttuoon..
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ilnn to 1111' 11'1..imum bp!41n 1hr >llu•hOI> with lh.- help <>I • Jwgum fl)nlu:,1;,f f:ll
till M_.nl,h w,•11t l11 lh, v"f),•l.thlr m.ui.tt t r., .;,,..n,,•,1 llµt """Y""' ii ..U."I( ~nJ bu~11111 Ill, V"l\•l•bl,- .ti lhe
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94 I O:SWAAL ISG,.Simple ~sllOI) PapeFS, ECONOMICS. G,lass-12

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otO>nomy? !;p) [Un.!U!Wld.l:ngJ fl )

Sectlon-c [3Zroadcs]
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lncn:.l.<t:Ui lhe v.uiablc l ; i m , r ~ Camnwnt [U n d ~ 161 sm
(ll) ., hi,S<""'nlm•nt lmpu.1in,g f"d' «ilini;,; nol •iw.,~ go<>W fo, lhum,.....,y; fu.UJ~ ih• 11,t.1t<n1cnL
[Un.!CDUtl<IJ.ngt 1?1
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th, pritt C>I • <ull'fflllC!Jly, Eq,l.w\ thr fothD th~l att t<fpun,<il,i,, 1,,. IL
jUndnstancfini:J 161 r1
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Numln.ll LOP. 1u...i ...w..tlngj 14) P:,,___ _..,.
llil C&kuf,,t,, GNI' •I ~C from 11-.· lolk....,n11 d.L, bv ,mn,; lncorn• n1<ll-.od •nJ
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M Nel h,du«t u-. 60
t<il Comneh!,ation ul .,,,..i.,,,.,.., 91.111
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Iii C.kul.thng NotulNI ll>C'1me ltuM Ille V.1lur - "'1d1'll M1<llll>J only ln'1~,e< thr •l!Jlni; ol lhc ,•:iJu~ ..J1Ck'J u,
th., pr.odu(I> ond ~i<>,t prudWlri.l hy 01. Jil!<'tenl ,..,..,.. "'"'"' O•W\ln But .uu ~It\(' ol Ill• uun,:. ..... ""'
inCll<loJ ln tho akul.11""1 ol N.Jbo<Ul ln<ume In 1h I• 1t1<!1hod llilllf\, lUnd,.st.uidb>i;J ff)
(til Prom th• fullo"-·lni; cuta. alcuhu< CNP"'I' .and Noth>1"'1 lncoo•~ b\ u>Ulg, >luc- .id<l.'1 n><thud:
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(,-'I) v.iw. o1 !D.1nml!di.11r Mo<l<tn 1..twy s«to< 115
s11111111 011111io11 Papers I 95
t.tll 0.1>rcdolion 20
.!!!_d1ttet ,.,_,._
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11.t) Sul>-ldv 10
(r) Net t.lctor mro- lrum 1btu.lJ 4

ll. Rud lh• p,...g, gln n b•Jow ••J ,uuw•r lM ciuntlo,u tl\JI (olluw,:
Al>°"' M.1rc:h-d 21124, 58 9 p,,r rent ul the ll'Tm d<p<>oib ol b.ank,' c,micd lnt.,..I uto ~....., 7 p;,r cent and 8
per Cffll (.Jg,tln>I 30.3 pc,r rent l!( fl),.•• •I M•nh..-nd :?112.JJ
The, sh>ro al t,nn d,po,ii. (l'Os) olttring 7 ptt <ml •nJ .abo!'° tnt,'f1'!1 rol< h'" fUmp<d tu W.4 p,r cent ol banks'
li>bl TDs .as at /o;Llrch-end 2024, •&•ln•t 33.7 per «nl ii> 11 M,,rch,end 21.123
A dti1l down ol RBI ~t.l •how thdt b at M.ir<lwnd 21lll, 58 9 por rtnl ul tht lttm dq,o<llll (TO:!) ol bank/
camrd inlt'tt11 rate bclwrrn 7 prr crnl and 8 per crnt (•11,1lru1 JIJJ per nn1 of 1 Ot u •• l.w-ch-md W23) Md .5.5
per ant ol 1hr TDs corri<d lntcre•I r.tt •""'• s per ,.,n, l•,i.,ln,t 3 4 fl'"
ernt or 1 t>, •• ot ~w-dl-<nd 20?3).
fore..unple, 1M hlghot ln1« ..1 role !hot Sutr &nlo. ol lndl.a (cuuntry'• Llrgat b.ankl b cvncntly otrulng ii 7 pe,
trnt on • Tl) ol ·2 y,on bl 1,,. thon 3 ~•-• dur.u...,._
Th• hlghe,-t lnt"1'al rote tho! HDFC &nk (l.uge<t pm•te ..ctur l,,\nk) lt <urr~ntli ull<nllj\ 1> 7.25 P<'• ccnt un •
TD ol 18 month. to 1..,, thon ?I months" dur.auon.
Tho lugh<st intfft'SI r.11cth,1 AU Small Finance 11.ltu.lLlrg.,.t >""'II fin.m« bo.nl..~l'lll b <urr~ntly ulfotlnjl i>ll pc,r
cent on • TO ol " 18 month5" dur,tion.
!>m.all (INl\tt b•nb •uch •• Ulllv•n •nd Sw yod.a, .,., ollmng 8 I"'' c.nt pha lnt<tt>I rat• un <crlJln mu1urltv
budtt<
The hlghot lntett>t r>~ lh.ll UJJt,~n SFB and Suryod.ay SFB .,. <urrently ollcnng b 8.50 ptr Otnt (on• 1 D ol " 15
nwn1h>" dunt'°"I •nd 8.65 P'"
cent (on• lD cl ·2 )l'.ln & 2 day•• duration) .5ottnr. Tit, llmdu ll111/111Ys Un,
(I) ldtnhl) I.ht- lunct10n Iii.ii 1hr CumnlCl'Cl.l! &nks l)ftform u per the artic~. SUie 1b ,••flDII! w•~-
llnt• rp••t•ll ont Ill
fill 0.bnt f<rm 0.pu,li.. lll•c.alll Ill
(Ill) "Commcrd.11 8,inl., pL>y • huge role ln cre•llon ol credit· Expiilln. IUndeal•ndl ngl 121
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