Health Savings Accounts (HSA) are available to member employees who enroll in a High Deductible Health Plan (HDHP). Each month, the plan automatically credits a portion of the health plan premium into the employee’s HSA, based on the employee’s eligibility as of the first day of the month. If an employee has an HSA, they can also choose to pay their deductible and/or qualified medical expenses that do not count towards their deductible.

Eligible Federal employees who are enrolled in HDHPs can make pre–tax allotments to their HSAs through the Federal Flexible Benefits Plan (FEDFLEX). For more information, visit the OPM Health Savings Account website.