Biodata

C.
R ANANTHANRAYANAN IYER
Seeking senior level assignments in Banking operations with an organisation of repute.
SNAPSHOT
Accomplished Regional Manager having 32 years of demonstrated career success as an officer in the bank,in
handling the entire Banking Operations encompassing Strategic Planning / New Setups, Sales & Marketing, Credit
Management, Client Servicing, Statutory Com1pliance & Team Management. Deft in designing/ implementing
systems and procedures with proven ability to maximise efficiency in operations. Demonstrative excellence in
handling cash management services and general banking operations. Supervising customer service operations for
rendering & achieving quality services. Adept at analysing market trends to provide critical inputs for formulating
selling and marketing strategies. Supervising team members to ensure efficiency in sales operations & meeting of
targets. Excellent relationship management skills with experience in statutory compliances and smooth business
operations.
EMPLOYMENT PROFILE
Since September 83 with a Leading Nationalised bank. Presently working as a Senior Regional
Manager.
Career Path
Officer
Branch Manager (Scale- 1)
Manager/Branch Manager (Scale-II)
Branch Manager (Scale-III)
Regional Manager
Chief Internal Auditor of the Zone
Senior Regional Manager (DGM)
Deputy General Manager
KEY RESULT AREAS
STRATEGIC PLANNING/ NEW SETUPS
September 83- Mar92

March 1992 Oct 1993
Oct 1993 Aug 2001
Aug2001 May 2007
June 2007 April 2011
April 2011 April 2012
April 2012 April 2015
Since 2015
Establishing goals & developing plans for the achievement of these goals.
Creating, managing and streamlining start-ups. Preparing long term & short term plans, resulting in tangible
programmes for acquisitions & technology induction.
BANKING OPERATIONS
Managing the complete branch operations with key focus on bottom line profitability by ensuring optimal
utilization of available resources.
Implementing policies/ procedures for the all round development of banks & reducing overall costs to the bank
through various means.
Handling front-end operations for savings, current & fixed deposits, involved in cash management for branch &
extending priority banking services.
Preparing reports with justifications and conducting audits for the same.
Liaising with various branches for smooth execution of branch activities & other operational aspects such as
documentation & cash management.
Streamlining the service systems and developing new systems for enhancing efficiency.
Following the process /procedure of the bank & the guidelines of RBI for approving the documents.
Ensuring compliance to rules and regulations of Reserve Bank of India including latest circulars and
notifications.
Handling corporate consortium advances.
Taking classes to Bank staff in Basel-II compliance
SALES & MARKETING

Driving sales initiatives to achieve business goals.
Implementing sales promotional activities as a part of brand building/market development effort.
Conducting detailed market study to analyze the latest market trends and tracking competitor activities and
providing valuable inputs for fine tuning the selling and the marketing strategies.
CREDIT MANAGEMENT
Appraising credit proposals & scrutinizing relevant documents before sanctioning / disbursing the credit,
ensuring compliance with organizational credit policies.
Performing the functions of assessing creditworthiness of companies in different industries and taking
adequate steps to ensure receipt of payments and recovery of bad debts.
Undertaking regular monitoring of borrower accounts and maintaining an update on the developments in
relevant industries.
CLIENT SERVICING
Assessing the customer feedback, through feedback from branches and, evaluating areas of improvements.
Handling the request and complaints of the entire branches that are escalated ensuring that they are resolved
within the stipulated TAT.
TEAM MANAGEMENT
Leading, mentoring & monitoring the performance of the team to ensure efficiency in process operations &
meeting of individual & group targets.
Creating & sustaining a dynamic environment that fosters development opportunities & motivates high
performance amongst team members.
The Attainments:
Brought in the consortium accounts 500 Crores with the status of leader of the consortium for the bank.
Our region was the second best region among 80 regions in the country in the performance.
Adopted various cost savng measures in the area of Cash Management,staff deployement etc.
Introduced district wise recovery teams for follow up of NPA accounts.
Could bring down the NPA levels to a substantial extend.
Developed the Bancassurance business in big way generating substantial income.
ACADEMIC CREDENTIALS
MBA (Finance) from IGNOU in 2000
B.Sc from Calicut university 1976
=======================================================================
CERTIFICATIONS
CAIIB in 1987
PERSONAL DETAILS
Date of Birth
Location preference
: 16th November, 1955

: Bangalore, Coimbatore.

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C.

KEY RESULT AREAS

STRATEGIC PLANNING/ NEW SETUPS

September 83- Mar92

SALES & MARKETING

Introduced district wise recovery teams for follow up of NPA accounts.

Could bring down the NPA levels to a substantial extend.

Developed the Bancassurance business in big way generating substantial income.

: 16th November, 1955

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