CashPro® Online

Technical Resources: Bank Administration Institute Codes

Introduction

The Bank Administration Institute (BAI) codes are unique identifiers that allow you to differentiate the types of
transactions that post to your accounts. All banks use BAI2 transaction codes to reference account status, summary,
and detail transactions. BAI2 is the second version of this standard and has been in place since 1986.
The following table describes available BAI Codes:
# Code Name # Code Name
010 Opening Ledger Balance 059 Current Available (CRS Suppressed)
011 Average Opening Ledger MTD 060 Current Available
012 Average Opening Ledger YTD 061 Average Current Available MTD
015 Closing Ledger Balance 062 Average Current Available YTD
020 Average Closing Ledger MTD 063 Total Float
021 Avg Closing Ldgr-Previous Month 065 Target Balance
022 Aggregate Balance Adjustments 066 Adjusted Balance
024 Avg Closing Ldgr YTD-Previous Month 067 Adjusted Balance MTD
025 Average Closing Ledger YTD 068 Adjusted Balance YTD
030 Current Ledger Balance 070 0-Day Float
037 ACH Net Position 072 1-Day Float
039 Open Avail + Tot Same-Day ACHDTC Deposits 073 Float Adjustment
040 Opening Available 074 2 or More Days Float
041 Average Opening Available MTD 075 3 or More Days Float
042 Average Opening Available YTD 076 Adjustment to Balances
043 Average Available-Previous Month 077 Average Adjustment to Balances MTD
044 Disbursing Opening Available Balance 078 Average Adjustment to Balances YTD
045 Closing Available 079 4-Day Float
050 Average Closing Available MTD 080 5-Day Float
051 Average Closing Available-Last Month 081 6-Day Float
054 Average Closing Available YTD-Last Month 082 Average 1-Day Float MTD
055 Average Closing Available YTD 083 Average 1-Day Float YTD
056 Loan Balance 084 Average 2-Day Float MTD
057 Mutual Fund Balance 085 Average 2-Day Float YTD

CashPro® Online Quick Reference Card 1

 # Code Name # Code Name
086 Transfer Calculation 172 Deposit Correction
087 Target Balance Deficiency 173 Bank Prepared Deposit
088 Total Funding Requirement 174 Other Deposit
100 Total Credits 175 Check Deposit Package
101 Total Credit Amount MTD 176 Re-presented Check Deposit
102 Number of Credits 178 List Post Credits
105 Credits Not Detailed 180 Total Loan Proceeds
106 Deposits Subject to Float 182 Total Bank Prepared Deposits
107 Total Adjustment Credits YTD 184 Draft Deposit
108 Credit (any type) 185 Total Miscellaneous Deposits
109 Total Current Day Lockbox CR 186 Total Cash Letter Credits
110 Total Lockbox Deposits CR 187 Cash Letter Credit
115 Lockbox Deposit 188 Total Cash Letter Adjustments
116 Item in Lockbox Deposit 189 Cash Letter Adjustment
118 Lockbox Adjustment Credit 190 Total Incoming Money Transfers
120 EDI Transaction Credit (Summary) 191 Individual Incoming Internal Money TRF
121 EDI Transaction Credit (Detail) 195 Incoming Money Transfer
122 EDIBANX Credit Received 196 Money Transfer Adjustment
123 EDIBANX Credit Return 198 Compensation
130 Total Concentration Credits 200 Total Automatic TRF Credits
131 Total DTC Credits 201 Individual Automatic Transfer Credits
135 DTC Concentration Credit 202 Bond Operations Credit
136 Item in DTC Deposit 205 Total Book Transfer Credits
140 Total ACH Credits 206 Book Transfer Credit
142 ACH Credit Received 207 Total International Money Transfer Credit
143 Item in ACH Deposit 208 Individual International Money TRF Credit
145 ACH Concentration Credit 210 Total International Credits
146 Total Bank Card Deposits 212 Foreign Letter of Credit
147 Credit Card Deposit CR 213 Letter of Credit
150 Tot Preauth Pmt Credits 214 Foreign Exchange of Credit
154 Sweep Investment Credit 215 Total Letters of Credit
155 Preauthorized Draft Credit 216 Foreign Remittance Credit
156 Item IN Preauthorization DRFT CR 218 Foreign Collection Credit
160 Total ACH Disbursing Funding Credits 221 Foreign Check Purchase
162 Corp Trade Pmt Settlement 222 Foreign Checks Deposited
163 Total Corp Trade Payment Credit 224 Commission
164 Corporate Trade Payment Credit 226 International Money Market Trading
165 Preauthorized ACH Credit 227 Standing Order
166 ACH Settlement 229 Misc. International Credit
167 ACH Settlement Credits 230 Total Security Credits
168 ACH Credit Return 231 Total Collection Credits
169 Misc. ACH Credit 232 Sale of Debt Security
170 Total Other Check Deposits 233 Securities Sold
171 Individual Loan Deposit 234 Sale of Equity Security

CashPro® Online Quick Reference Card 2

 # Code Name # Code Name
235 Sweep-Principal CR 303 Total Wire Transfers In-FF
236 Maturity of Debt Security 304 Total Wire Transfers-In-CHF
237 Individual Collection Credit 305 Total Fed Funds Sold
238 Sweep-Dividends CR 306 Fed Funds Sold
239 Total Banker’s Acceptance Credits 307 Total Trust Credits
240 Coupon Collections-Banks 308 Trust Credit
241 Bankers’ Acceptance 309 Total Value-Dated Funds
242 Collection of Interest Income 310 Total Commercial Deposits
243 Matured Fed Funds Purchased 315 Total International Credits-FF
244 Interest/Matured Principal Payment 316 Total International Credits-CHF
245 Monthly Dividends 318 Total Foreign Check Purchased
246 Commercial Paper 319 Late Deposit
247 Capital Charge 320 Total Securities Sold-FF
248 Savings Bond Sales Adjustment 321 Total Securities Sold-CHF
249 Misc. Security Credit 324 Total Securities Matured-FF
250 Total Checks Posted and Returned 325 Total Securities Matured-CHF
251 Total Debit Reversals 326 Total Securities Interest
252 Debit Reversal 327 Total Securities Matured
254 Posting Error Correction Credit 328 Total Securities Interest-FF
255 Check Posted and Returned 329 Total Securities Interest-CHF
256 Total ACH Return Items 330 Total Escrow Credits
257 Individual ACH Return Item 331 Individual Escrow Credits
258 ACH Reversal Credit 332 Total Misc. Securities Credits-FF
260 Total Rejected Credits 336 Total Misc. Securities Credits-CHF
261 Individual Rejected Credit 338 Total Securities Sold
263 Overdraft 340 Total Broker Deposits
266 Return Item 341 Total Broker Deposits-FF
268 Return Item Adjustment 342 Broker Deposit
270 Total ZBA Credits 343 Total Brokers Deposits-CHF
271 Net Zero-Balance Amount 344 Individual Back Value Credit
274 Cumulative ZBA or Disbursement Credits 345 Item in Brokers Deposit
275 ZBA Credit 346 Sweep Interest Income
276 CMA Float Adjustment Credit 347 Sweep-Trans From Mutual Fund
277 CMA Credit Transfer 348 Futures Credit
278 ZBA Credit Adjustment 349 Sweep Principal Credit
280 Total Controlled Disbursing Credits 350 Total Sweep Credits
281 Individual Controlled Disbursing Credit 351 Individual Investment Sold
285 Total DTC Disbursing Credits 352 Total Cash Center Credits
286 Individual DTC Disbursing Credit 353 Cash Center Credit
293 Cash Letter Credit 354 Interest Credit
294 Total ATM Credits 355 Investment Interest
295 ATM Credit 356 Total Credit Adjustment
301 Commercial Deposit 357 Credit Adjustment
302 Correspondent Bank Deposit 358 YTD Adjustment Credit

CashPro® Online Quick Reference Card 3

 # Code Name # Code Name
359 Interest Adjustment Credit 410 Total YTD Adjustment
360 Total Checks Less Wire TRF and Returned Checks 412 Total Debits Excluding Returned Items
361 Grand Total Credits Less Grand Total Debits 415 Lockbox Debit
362 Correspondent Collection 416 Total Lockbox Debits
363 Correspondent Collection Adjustment 418 Lockbox Adjustment Debit
364 Loan Participation 420 EDI Transaction Debits
366 Coin & Currency Deposited 421 EDI Transaction Debit
367 Food Stamp Letter 422 EDIBANX Transaction Debit
368 Food Stamp Adjustment 423 EDIBANX Settlement Debit
369 Clearing Settlement Credit 430 Total Payable Through Drafts
370 Total Back Value Credits 435 Payable Through Draft
372 Back Value Adjustment 445 ACH Concentration Debit
373 Customer Payroll 446 Total ACH Disbursing Funding Debits
374 FRB Statement Recap 447 ACH Prefunding Settlement DR
376 Savings Bond Letter or Adjustment 450 Total ACH Debits
377 Treasury Tax and Loan Credit 451 ACH Debit Received
378 Transfer of Treasury Credit 452 Item in ACH Disbursement or Debit
379 FRB Gov’t Checks Cash Letter Credit 454 Sweep Investment Debit
381 FRB Gov’t Check Adjustment 455 Preauthorized ACH Debit
382 FRB Postal Money Order Credit 462 Account Holder Initiated ACH Debit
383 FRB Postal Money Order Adjustment 463 Corporate Trade Payment Debits
384 FRB Cash Letter Auto Charge Credit 464 Corporate Trade Payment Debit
385 Total Universal Credits 465 Corporate Trade Pmt Settlement
386 Fed Settlement Adjustment CR 466 ACH Settlement
387 FRB Fine Sort Cash Letter Credit 467 ACH Settlement Debits
388 FRB Fine Sort Adjustment 468 ACH Debit Return
389 Total Freight Pmt Credits 469 Miscellaneous ACH Debit
390 Total Miscellaneous Credits 470 Total Check Paid
391 Universal Credit 471 Total Check Pd Cumulative MTD
392 Freight Payment Credit 472 Cumulative Checks Paid
393 Itemized Credit Over $10,000 474 Certified Check Debit
394 Cumulative Credits 475 Check Paid
395 Check Reversal 476 Federal Reserve Bank Letter Debit
397 Float Adjustment 477 Bank Originated Debit
398 Miscellaneous Fee Refund CR 478 Total List Post Debits
399 Miscellaneous Credit 479 List Post Debit
400 Total Debits 480 Total Loan Payments
401 Total Debit Amount MTD 481 Individual Loan Payment Debit
402 Number of Debits 482 Total Bank Originated Debits
403 Today’s Total Debits 484 Draft
405 Tot DR Less Wire TR 485 DTC Debit
406 Debits Not Detailed 486 Total Cash Letter Debits
408 Float Adjustment Debit 487 Cash Letter Debit
409 Debit (any type) 489 Cash Letter Adjustment

CashPro® Online Quick Reference Card 4

 # Code Name # Code Name
490 Total Outgoing Money Transfer 550 Total Deposited Items Returned
491 Individual Outgoing Internal Money Transfer 551 Total Credit Reversals
493 Customer Terminal Initiated Money Transfer 552 Credit Reversal
495 Outgoing Money Transfer 554 Posting Error Correction Debit
496 Money Transfer Adjustment 555 Deposited Item Returned
498 Compensation 556 Tot ACH Return Items
500 Total Automatic Transfer Debits 557 Individual ACH Return Item
501 Individual Automatic Transfer Debit 558 ACH Reversal Debit
502 Bond Operations Debit 560 Total Rejected Debits
505 Total Book Transfer Debits 561 Individual Rejected Debit
506 Book Transfer Debit 563 Overdraft
507 Total International Money Trf Debit 564 Overdraft Fee
508 Individual International Money Trf Debits 566 Return Item
510 Total Intl Debits 567 Return Item Fee
512 Letters of Credit Debit 568 Return Item Adjustment
513 Letter of Credit 570 Total ZBA Debits
514 Foreign Exchange Debit 574 Cumulative ZBA Debits
515 Total Letters of Credit 575 ZBA Debit
516 Foreign Remittance Debit 577 ZBA Debit Transfer
518 Foreign Collection Debit 578 ZBA Debit Adjustment
522 Foreign Checks Paid 580 Total Controlled Disbursing Debits
524 Commission 581 Individual Controlled Disbursing Debit
526 International Money Market Trading 583 Total Disbursing Checks Paid-Early Amt
527 Standing Order 584 Total Disbursing Checks Paid-Later Amt
529 Misc. International Debit or Draft 585 Disbursing Funding Requirement
530 Total Security Debits 586 FRB Presentment Estimate (FED estimate)
531 Securities Purchased 587 Late Debits (After Notification)
532 Total Amt of Securities Purchased 590 Total DTC Debits
533 Security Collection Debit 594 Total ATM Debits
534 Tot Misc Securities DB FF 595 ATM Debit
535 Purchase of Equity Securities 596 Total ARP Debits
536 Tot Misc Securities DB-CHF 597 ARP Debit
537 Total Collection Debit 610 Total Funds Required
538 Matured Repurchase Order 611 Total Wires Transfers Out-CHF
539 Total Banker’s Acceptance Debit 612 Total Wire Transfers Out FF
540 Coupon Collection Debit 613 Total International Debit CHF
541 Banker’s Acceptances 614 Total International Debit FF
542 Purchase of Debit Securities 615 Tot Federal Reserve BK Comm BK Debit
543 Domestic Collection 616 Federal Reserve Bank-Commercial Bank DB
544 Interest-Matured Principal Payment 617 Total Securities Purchased-CHF
546 Commercial Paper 618 Total Securities Purchased-FF
547 Capital Change 621 Total Broker Debits
548 Savings Bond Sales Adjustment 622 Broker Debit
549 Miscellaneous Security Debit 623 Total Broker Debits-FF

CashPro® Online Quick Reference Card 5

 # Code Name # Code Name
625 Total Broker Debits 684 FRB Cash Letter Auto Charge Debit
626 Total Fed Funds Purchased 685 Total Universal Debits
627 Sweep-Fed Funds Debit 686 Fed Settlement Adjustment DR
628 Total Cash Center Debits 687 FRB Fine-Sort Cash Letter Debit
629 Cash Center Debit 688 FRB Fine-Sort Adjustment
630 Total Debit Adjustment 689 FRB Freight Pmt Debits
631 Debit Adjustment 690 Total Miscellaneous Debits
632 Total Trust Debits 691 Universal Debit
633 Trust Debit 692 Freight Payment Debit
634 YTD Adjustment Debit 693 Itemized Debit Over $10,000
640 Total Escrow Debits 694 Deposit Reversal
641 Individual Escrow Debit 695 Deposit Correction Debit
644 Individual Back Value Debit 696 Regular Collection Debit
646 Transfer Calculation Debit 697 Cumulative Debits
650 Investments Purchased 698 Miscellaneous Fees
651 Individual Investment Purchased 699 Miscellaneous Debit
652 Total Bank Card Debits 701 ACH Items Credit
653 Bank Card Debit 702 Domestic Collection Draft DR
654 Interest Debit 706 Trading Securities Credit
655 Total Investment Interest Debits 707 Safekeeping Credit
656 Sweep-Mutual Fund Debit 708 Trading Securities Debit
657 Futures Debit 710 Safekeeping Credit
658 Principal Payments Debit 711 Safekeeping Debit
659 Interest Adjustment Debit 715 ACH Disbursement Credits
661 Account Analysis Fee 716 ACH Disbursement Debits
662 Correspondent Collection Debit 724 Total Disb Opening Avail BAL
663 Correspondent Collection Adjustment 725 Total ACH Disb Funding Credits
664 Loan Participation 726 Total ACH Disb Funding Debits
665 Intercept Debits 727 Total Disb Chks Paid-1ST Pres
666 Currency and Coin Shipped 728 Total Disb Chks Paid-2nd Pres
667 Food Stamp Letter 729 Total Disbursement Funding Requirement
668 Food Stamp Adjustment 733 Bill Pay Transfer Credit
669 Clearing Settlement Debit 734 Bill Pay Adjustment Credit
670 Total Back Value Debits 738 Controlled Disb Funding Debit
672 Back Value Adjustment 739 Controlled Disb Funding Credit
673 Customer Payroll 741 PC Bill Payment Debit
674 FRB Statement Recap 742 Pre-Authorized BillPay Debit
676 Savings Bond Letter or Adjustment 743 Bill Pay Transfer Debit
677 Treasury Tax and Loan Debit 744 Bill Pay Rep Assist Debit
678 Transfer of Treasury Debit 745 Bill Pay Adjustment Debit
679 FRB Government Checks Cash Letter Debit 746 Telephone Bill Pay Debit
681 FRB Government Check Adjustment 755 Erin Return Charge Back Debit
682 FRB Postal Money Order Debit 766 Erin Return Reclear Debit
683 FRB Postal Money Order Adjustment 777 Adjustment Disb Credits

CashPro® Online Quick Reference Card 6

 # Code Name # Code Name
778 Adjustment Disb Debits 926 SEPA B2B DD Payment Return
779 Total Adjustment Disb Credits 931 Total Lockbox CR Item Count
780 Total Adjustment Disb Debits 936 ACH Debit Reject
781 Credit for Closed CD Debits 937 Deposit Correction Cash Credit
782 Debit to Fund New CD 938 Deposit Correction Cash Debit
820 Balance to be Settled for the Day 940 Counter Check Debit
821 Current Investment Balance 941 Force Pay Debit
822 Current Blocked Balance 942 Check Debit
823 Current Overdraft Limit 943 Check Debit
824 Interest 945 Loan Interest Credit
825 Interest Not Posted 946 Intra Account Transfer Debit
826 IOF 947 Loan Fee Credit
827 IOF Not Yet Posted 951 Security Purchase Debit
856 Dep+ Transfer Credit 952 Repurchase Agreement Debit
868 Dep+ Transfer Debit 953 Insufficient Check Charge DR
890 Non-Monetary info 956 Purchased of CD Debit
899 Pre-Encoded Deposit Credit 960 AutoBorrow Payment Debit
901 FundsNet Transfer Credit 963 Clearing Transfer Debit
904 Vault Deposit Credit 964 INClearing Settlement Debit
906 Today’s Opening 1 Day Float 965 Stop Pay Charge Debit
907 Today’s Opening 2+ Day Float 966 Telephone Transfer Charge DR
914 1 Day Avail Balance 968 Account Analysis Charge Debit
916 2 Day Avail Balance 972 SEPA B2B DD Payment
917 3 Day Avail Balance 973 SEPA Core DD Receipt Return
918 4 Day Avail Balance 974 SEPA B2B DD Receipt Return
919 5 Day Avail Balance 975 SEPA Payment
920 Total Credit 0 Day Float 976 SEPA Core DD Payment
921 SEPA Receipt 977 Debit to Close Account
922 SEPA Return 985 Loan Interest Debit
923 SEPA Core DD Receipt 987 Loan Fee Debit
924 SEPA B2B DD Receipt 998 Undefined Credit
925 SEPA Core DD Payment Return 999 Undefined Debit

“Bank of America Merrill Lynch” is the marketing name for the global banking and global markets businesses of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are
performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., member FDIC. Securities, strategic advisory, and other investment banking activities are performed globally
by investment banking affiliates of Bank of America Corporation (“Investment Banking Affiliates”), including, in the United States, Merrill Lynch, Pierce, Fenner & Smith Incorporated and Merrill Lynch Professional
Clearing Corp., both of which are registered broker-dealers and members of SIPC, and, in other jurisdictions, by locally registered entities. Merrill Lynch, Pierce, Fenner & Smith Incorporated and Merrill Lynch
Professional Clearing Corp. are registered as futures commission merchants with the CFTC and are members of the NFA. Investment products offered by Investment Banking Affiliates: Are Not FDIC Insured • May
Lose Value • Are Not Bank Guaranteed. ©2015 Bank of America Corporation

Ouvidoria Bank of America Merrill Lynch1 | DDG: 0800 886 2000 | e-mail: ouvidoria_bamlbrasil@baml.com
1
Bank of America Merrill Lynch Banco Múltiplo S.A. e Merrill Lynch S.A. Corretora de Títulos e Valores Mobiliários

CashPro® Online Quick Reference Card 7