Make Your CPN Instrctions

Getting A CPN
Published 2017
We are not attorneys and are not giving legal advice, if you need an attorney you should
contact one. No part of this manual is used for legal purposes, only educational and fun
purposes. When used correctly this system will work. There are no refunds on this
information. It you feel you need it done through our office we can do that for you for a
fee. You should be able to complete the process faster by doing it yourself since we are
working on several clients. Again, contact our office if you need that kind of assistance.
1
Intro
This document will teach you how to get a new
Credit Privacy Number (CPN). This number will
allow you to get credit cards and apply for small
loans. By following these step-by-step instructions
closely, you will be on the road to achieving more
financial flexibility.
Getting Your CPN
A. Pick Your Number
First, visit: http://stevemorse.org/ssn/ssn.html
This website contains information on the

construction of Social Security Number (SSN). You
will use this tool to insure you get a number that both
matches the state you live in, and gets you a
number that is unlikely to be assigned to someone
else. You will be checking the strength of your new
chosen number in the following steps.
2
B. Generate the first 3 numbers of your CPN
Once you are on the site, use the first section titled
“Three-Digit Decoder” to generate the first 3 digits of
your number.
Ignore the first drop-down menu that contains the

numbers for now. Instead, open the second drop-
down menu and pick your state. Preferably, you
should pick whichever state you will form a new
address in. When you pick your state, you will get a
range of numbers (to use for the first three SSN
numbers). Write down a few numbers in this range,
because we will be using one of these in the next
step.
3
Example:
If I were to pick North Dakota, I have the options of
using 501 or 502. For this example I will choose
502, however it does not matter which I pick. Again,
this will make up the first three digits of the CPN.
C. Generate the Next 2 numbers

Continue to the second section of the page, labeled
“five-digit decoder.” This is where we will generate
the second two numbers of the CPN.
In the first drop-down menu, pick one of the first

three numbers that you chose in the last step. In the
second drop-down menu, click each number until
the message “Not Issued” is displayed. This may
take several tries, so be patient.
4
When the “Not Issued” message is displayed, write
down the number. Together you should now have
the first 5 numbers of your CPN.
Example:
In the last step we chose the number 501 as the first
three numbers of our CPN. After putting this number
in the first drop-down menu, we continued to pick
numbers in the second drop-down menu until the
message “Not Issued” appeared. This happened at
number 89, so our example CPN is now 501-89-
xxxx.
D. Generate the last 4 digits

Once you have the first 5 numbers of this CPN, go
to http://ssnvalidator.com. Here, enter the first five
numbers that you generated in the last two steps.
Then, pick a random 4-digit number and press
“search.” Again, you may have to try a few numbers.
Be patient.
5
Note: Make sure you agree to the terms and
conditions, and fill out the “captcha” as well. The
captcha is case sensitive.
6
Example: I entered 501-89, generated from the last
two steps as the first 5 numbers. I randomly selected
4644 as the last four digits. This worked, and the
following message appeared after I pressed
“search.”
An Example of a Successful CPN Message
7
Now once you have done this you will see one of
two messages.
A. If you were successful, the message “This SSN
has NOT been issued” will appear. An example
of this is displayed above. Write the successful
number down and proceed to next step.
B. If the number did not work the message: “This
SSN has been VALIDATED” will be displayed.
This message will be in Grey. If you receive this
message, pick another 4-digit number and
repeat until you get a number that has not been
issued.
8
Here is an example of what you don’t want to see:
RESULTS:
• Social Security Number: 464-72-++++

• Date of this Report: February 20, 2017
• State of Issuance: Texas
• Approx. Date of Issuance: 1961
• Issuance Status: According to Social Security Administration data, this
SSN has been issued.
• SSA Death Masterfile: No record as of 03-25-2014
• Status: THIS SSN HAS BEEN VALIDATED!
Map data ©2017 Google, INEGI
Terms of Use
Report a map error
9
Congratulations! You now have a new CPN, now
you will use it to build your credit to a score of
700-720.
10
A Fresh Start
Now you have a complete CPN number. The next

step is to gather some information for this file.
A. Choosing an Address
First, we will be choosing an address for your file.
You will need to choose an address where you have
never received mail or had any bills under your
name. This is very important. If you use an address
that is associated with you, the credit files could mix.
This is something you want to avoid as much as
possible.
Choose an address that you will be able to pick up
mail from, but that is not too close to your own
address.
11
B. Picking a Phone number
You will also need a phone number for your new
CPN file. Here, you have a few options to choose
from:
You can create a number using Google voice by
visiting http://google.com/voice. Another option is to
use an app on your smart phone like Text Free.
Something that I have used is Magic JACK, which is
a phone service that operates through the Internet.
This is a nice option because you will have a phone
in your house that you can easily use for all future
credit interactions that use your CPN.
You may use any app you like, but like the address,
the number must not be linked to you, or you run the
risk of mixing the files.
C. Picking an Email Address

Now you will need an email address. Like the past
two steps, it must not be linked to you. Please make
sure that it is a brand-new email. It could be Gmail,
Yahoo mail, MSN, or whichever you prefer. As long
12
as this email is not associated with you, then you are
in good shape.
D. Other Information
Now you will be writing down some very important
information. You will be writing down your (1) Annual
Income, (2) Time at your address, (3) Type of job,
(4) your Time on job, and some other information.
We ask you to use only the specific ranges we

provide:
1. Annual Income: $50k-80k

2. Time at New Address: 5 ½ years
3. Type of work: Self-employed
4. Time on the job: 5 ½ years
You must keep good records as none of this must

cross with your old information. And, when applying
for new credit always use the same information.
13
I cannot stress this enough:
ALWAYS USE THE SAME INFORMATION, WHEN
YOU APPLY FOR NEW CREDIT.
14
Time To Get New Credit
A. Establish new Credit with your CPN

We have found that one of the easiest and fastest
ways to do this is to apply for a Capital One loan. In
the next section we will walk you through the
process of doing this. Again, before you do any of
this you, must have access to a new address and
new phone number. Always keep in mind you do not
want to mix your credit file with the file created by
your new CPN Number.
15
B. How to Apply For Credit Card
Note: Before you can get a Credit Card, you will need a
second State I.D. number that is not associated with your
other accounts. Most DMV’s can easily issue another I.D.
upon request. Consider getting this done before you
proceed.
Follow these instructions as closely as possible:

1. Go to https://www.capitalone.com/auto-financing/
2. Press the Button labeled “Get Pre-Qualified”
The button should look like this:
3. On the next page, press the button that says

“Individual.”
16
Then, scroll to the bottom of the page and press
the button that says “Next: Personal”
4. Continue to follow the instructions on each page,

filling out the form with the information you
collected in the prior steps. When you apply for the
loan, use $17,500 as the amount you would like.
5. You will be DECLINED for the loan. This is strictly

done to register your new CPN Number with all 3
major credit agencies. You must do this before
you can get a credit card.
6. After getting the denial in your email, wait about

one hour and go to
https://www.capitalone.com/credit-cards/platinum/.
Then, apply for the Capital one Platinum Card with
24.9%APR
17
Make sure this is the Credit Card you choose
Apply Now
Capital One Platinum Credit Card
If the link above does not work, go to

captialone.com, or search Google for Capital
One Platinum Card.
18
Always remember to use the same information
you used before
1. Annual Income: $50k-80k

2. Time at New Address: 5 ½ years
3. Type of work: self-employed
4. Time on the job: 5 ½ years
5. Make sure you check you have a checking
and savings account.
6. Have a home loan that you pay at least $650
a month into.
7. ***Very Important***: Use a state I.D. number
that is different from the one you use for the rest
of your credit. If you use a driver’s license, use
another state I.D.
After your application is complete, double-check

everything and press “submit.”
After a moment, the information should process and

confirm that you are approved for a credit card. This
card will be mailed to you in 7 to 10 business days.
That’s it! You did well, congratulations!
19
Please Remember:
• Never mix your old and new information used
for creditors, cable, utilities, etc.
• Do not go out and apply for everything and
anything just because you can.
• Building credit takes time.
• The more credit inquiries you have, the slower
the credit-building process will be.
• Building credit the right way is hard work, so
expect to be declined frequently. Don’t get
frustrated and give up. It can take up to eight
months to get a 720 credit score.
Your CPN number can be offered in place of your

Social Security number. However, THIS IS NOT A
SECOND SOCIAL SECURITY NUMBER .YOU ARE
LEGALLY RESPONSIBLE FOR ANY MISUSE OF
YOUR CPN.
Your CPN will not replace your current social

security number. This number is to establish credit
only and you will continue to use your SSN for job
purposes, taxes, state benefits, and for your driver’s
license.
20
Finally
If you are getting this new number because your
credit report is in a bad condition and you cannot get
the credit you would like, I offer a service in all states
to clear up your old social security number so that in
2 years you will be able to apply for a FHA
Mortgage.
This is not credit repair. This will go hand in

hand with building your new CPN number.
Click on this link to fill out a form so that we may

contact you with further information.
We are not attorneys and are not giving legal advice if you need an attorney you should
contact one. No part of this manual is used for legal purposes, only Educational and fun
purposes. When used correctly this system will work. There are no refunds on this
information. It you feel you need it done through our office we can do that for you for a
fee. You should be able to complete the process faster by doing it yourself since we are
working on several clients. Again contact our office if you need that kind of assistance.
21

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Getting A CPN

Getting Your CPN

A. Pick Your Number

First, visit: http://stevemorse.org/ssn/ssn.html

This website contains information on the

Ignore the first drop-down menu that contains the

C. Generate the Next 2 numbers

In the first drop-down menu, pick one of the first

D. Generate the last 4 digits

An Example of a Successful CPN Message

• Social Security Number: 464-72-++++

Report a map error

Now you have a complete CPN number. The next

C. Picking an Email Address

We ask you to use only the specific ranges we

1. Annual Income: $50k-80k

You must keep good records as none of this must

A. Establish new Credit with your CPN

Follow these instructions as closely as possible:

3. On the next page, press the button that says

4. Continue to follow the instructions on each page,

5. You will be DECLINED for the loan. This is strictly

6. After getting the denial in your email, wait about

Capital One Platinum Credit Card

If the link above does not work, go to

1. Annual Income: $50k-80k

After your application is complete, double-check

After a moment, the information should process and

Your CPN number can be offered in place of your

Your CPN will not replace your current social

This is not credit repair. This will go hand in

Click on this link to fill out a form so that we may

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