Updated CV Aakash Mishra 6336 (1) - 2
Updated CV Aakash Mishra 6336 (1) - 2
Updated CV Aakash Mishra 6336 (1) - 2
Possess strong analytical & organizational capabilities with a flexible & detail-oriented attitude, targeting
assignments in Insurance operations (Underwriting & Claims) with an organization of repute
Profile Summary
A goal-oriented professional offering over7 years of experience in Insurance Underwriting and Claim Processing
Extensive experience in Underwriting, Policy Servicing and Claims Processing activities of Health, Property, Motor and
General Insurance; proficient in managing all aspects of insurance underwriting operations, policies and procedures
Highly skilled in managing back-end operations involving identification of loopholes and implementation of processes
Capability in assessing risks, collecting information, preparing quotes, sharing risks with reinsurers, writing policies, and
updating records; preparing reports, presentations, underwriting manuals and other related documents as needed
Expertise in management of claims, right from the stage of appointment of surveyor till dispatch of claim cheques including
following-up with the claims departments & surveyors for faster settlement
Customer-centric professional; skills in building & maintaining healthy relationships with key accounts, promptly resolving
client’s queries, leading to improved customer satisfaction, repeat & referral business
Skilled in preventing future suspicious transactions from occurring and communicating with internal & external members to
resolve disputes involving potentially fraudulent claims
Insightful knowledge of CPT’S, Diagnosis and ICD 10
Proven success in managing all customer service related issues and promptly resolving customers’ queries
Core Competencies
Work Experience
Dec-18-2020-Present: Currently working with Genpact India private limited as a Management Trainee.
Working on claims Adjudication LOB and Mainly handling claims for billed by the Member.
Working on Claims products like Disability claims, Wellness claims, Accident claims.
Apart from handling claims core work is no auditing these claims processed by the team members.
Handling Team count of 10 members.
Taking Shadow calls from clients on Regularly for queries discussion, Error Rebuttal Charged by Onshore and Daily process
Updates.
Handling Inventory Allocation.
Addressing calls from Audit Team for rebuttals; taking shadow call with client and AM; resolving queries of FTs
Preparing SOPs and managing calls with onshore team
Taking Refresher session Weekly.
Nov’17-11 Dec 2020: Optum Global Solutions Pvt. Ltd. (United Health Group), Gurugram as Senior Claims Associate
Key Result Areas:
Worked on HD (High Dollar) claims and managing critical work types like PAR, Non-PAR, DME and Infusion
Performed Claims Management processes like Authorization, Adjudication, Verification, Audit and so on
Maintaining appropriate records/documents under specified security control, and providing the data to Regional & Head
office for preparation of a qualitative MIS
Assessing, approving and denying various medical claim requests received; computing all medical benefits due and assisting
with payment initiations
Process claims that route out of automatic adjudication, within current turnaround standards
Creating and maintaining development of business cases for proposed service area expansions/reductions or other plan
changes by working in partnership with the Medicare LOBs to understand the requirements, timelines and processes
Monitoring error rate & conducting write-off analysis and segmenting customer profiles into high-risk profiles
Providing trainings in Health Insurance to the new recruits at the regional training centre; arranging for training on various
risk and claims data information systems; taking error sessions for team on regular basis
Coordinating insurance renewal activities for client accounts, including information gathering, analysing quotes, preparing
coverage summaries, checking policies for accuracy & completeness
Supervising claim procedures involving validity assessment and approvals of high value insurance proposals as per regulatory
requirements; offering policy administration & underwriting service to existing clients
Managing Inventory Allocation on the production tool for the team
Addressing calls from Audit Team for rebuttals; taking shadow call with client and AM; resolving queries of FTs
Creating PKT (Process Knowledge Test) for team every month
Preparing SOPs and managing calls with onshore team
Highlight:
Delivered training to 2 batches (49 people) from Hyderabad on WebEx Platform; provided process training to both the
batches
Promoted from Grade 23 Level 1 to 23 Level 2 within a span of 1 year
Recognized as Top Performer and Top Rater of the team
Worked as an internal auditor for the team for 6 months
Dec’16-Oct’17: R1 RCM, Gurugram as Senior Analyst (AR Profile)- Insurance Department (Underwriting and Actuarial)
Key Result Areas:
Determined medical necessity for post payment denials; analyzed root cause of denials
Designed, tested and administered policies to minimize risk and maximize the profitability of insurance policies; produced
charts and other exhibits to explain proposals & calculations
Explained proposals and findings to various parties from company executives to clients
Technical Skill
Personal Details