My Savings SOC Dec 2022

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(Applicable from 8th January 2023)

Rs. 1 per Transaction

Cash Deposit at home location (including ATM & Branch) Free up to ₹1,00,000 per month
Cash Deposit at Non-Home location (including ATM & Branch) Nil
Charges beyond free limits (Home Branch & Non-Home Branches) ₹ 4/1,000
Cash Withdrawal at home location Free
Cash Withdrawal at non - home locations ₹ 4/1,000
Debit Card Transactions at across Equitas Bank ATMs
(Include Financial & Non-Financial Transactions) Free Unlimited

Debit Card Transactions at Metro location other Bank ATMs 3 Transactions


(Include Financial & Non-Financial Transactions)
Debit Card Transactions at Non-Metro location other Bank ATMs
5 Transactions
(Include Financial & Non-Financial Transactions)
Charges on Financial Transactions beyond free limits* ₹ 21 per transaction
Charges on Non-Financial Transactions beyond free limits ₹ 10 per transaction
Cash withdrawal outside India (for international card only) ₹ 110 per transaction
Balance Inquiry Outside India (for international cards only) ₹ 25 per transaction

Visa/RuPay Classic Debit Card (charges for issuance and renewal) ₹ 125
Visa Gold Debit Card (charges for issuance and renewal) ₹ 125
Visa/RuPay Platinum Debit Card (charges for issuance and renewal) ₹ 199
ELITE / Visa Signature Debit Card (charges for issuance and renewal) ₹ 499




SMS Alerts (Debit & Credit Transactions^) Free
SMS Alerts (Day-End Balance Change) ₹ 10 per quarter (only if facility is availed)
^All Debits, Credits above ₹ 5,000 only (for alert of credit below ₹ 5,000 raise request with branch or customer care)

*ELITE Debit Card is issued to ELITE customers only, Rs. 499 charges applicable if customer no longer holds ELITE program status
(contact customer care/branch for replacement debit card to avoid charges)

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