1.

Analysis of gender
Female 24
Male 39

38%

female
62%
male

Form the above table shows that 38%respondent are female and 62% respondent
are male.

2. Family structure
Nuclear 39
Joint 24

38%

Nuclear
62%
Joint
Form the above graph shows that 38% respondent belongs to joint family and 62%
respondent belongs to Nuclear family

3. Annual Income ( in Rs)

Up to 2,00,000 16
2,00,000 - 5,00,000 23
5,00,000 – 10,00,000 16
10,00,000 – 25,00,000 7
More than 25,00,000 1

2%

11% 25%
Up to 2,00,000
25% 2,00,000-5,00,000
5,00,000-10,00,000
37% 10,00,000-25,00,000
More than 25,00,000

The above graph shows that 25% respondents earns around up to Rs. 2,00,000 per
year. 37 % respondent earns Rs. 2,00,000 to Rs. 5,00,000 per year. 25% respondent
earn Rs. 5,00,000 to Rs. 10,00,000 per year .and more than 25,00,000 is 1%.

4. Stage of Life Cycle

Young and unmarried 27
Young and married, with no children 6
Married and having young children 21
Married and having older children 6
Retirement 3
 young and unmarried
5%

10% young and married with

43%
no children

33% married and having young

children
9%
married and having older
children
retirement

Form the above graph that 43% respondents are from young and unmarried. 33%
respondents are married and having young children.9% respondents are from
young and married, with no children. 10% having married and older children

5. Sector in which they are employed

Government Sector 14
Private Sector 26
Business 11
Professional 5
Home Maker 4
Others 3

Government Sector Private Sector Business

Professional Home Maker Others

6% 5% 22%
8%

18%

41%
The above table represent that 41% works in private sector. 18% work in their own
business. 22% are government employees. 11 % are home maker and others.

6. Years they are working in profession

Less than 2 years 24
2-5 years 13
5-10 years 8
10-20 years 4
20-30 years 5
More than 30 years 9

14% Less than 2 years

8% 38%
2-5 years
6%
5-10 years
13%
10-20 years
21%
20-30 years
More than 30 years

The above graph represent 38% respondents are working less than 2 years. 21%
respondents are working from 2-5 years. 13% are working from 5-10 years. 14%
respondents are working from more than 30 years. 14% respondents are working in
between 10-30 years.
 1. Do you have proper financial planning?

35

30

25

20

15

10

0
yes no
series 1 35 28

Interpretation:
The above data shows that 56% of surveyed respondents have proper financial
planning of their income; the remaining 35% respondents do not have proper
financial planning which is an issue in this fast growing economy.

2. Do you consult any Financial Planner?

45
40
35
30
25
20
15
10
5
0
yes no
series 1 20 43
Interpretation:
By the above data shows that around 32% of respondents consult financial planner
whereas 68% proportion of respondents do not consult any financial planner which
might lead to inefficient wealth management.

3. What kind of financial plan you opt for?

33
32.5
32
31.5
31
30.5
30
29.5
29
28.5
Goal-based Financial Comprehensive
Plan Financial Plan
series 1 33 30

Interpretation:
This graph can be interpreted as 52% of respondents preferred goal based financial
planning whereas 48% respondents opts for comprehensive plan as their financial
planning..

4. Do you have systematic approach to investing?

 30

25

20

15

10

0
yes no not sure
series 1 20 15 28

Interpretation:
This graph shows that how much respondents knows about systematic approach of
investment. 44% of respondents said that either they are not sure about it or they
do not know anything about systematic investment approach, whereas 32%
respondents said yes and 24% respondents said no.

5. If yes, than which plan you have invested?

16
14
12
10
8
6
4
2
0
SIP SWP STP
series 1 16 4 0
Interpretation:
In this graph only those respondents who said yes in previous question are
examined in this and 80% responses have SIP as their systematic approach to
investment and remaining 20% invested in SWP, there is no responses in STP
which means people either do not know about it or not invest in this

6. What percent of income you invest (save)?

25

20

15

10

0
less than 5%-15% 15%-25% 25%-30% more than
5% 30%
series 1 11 21 16 10 5

Interpretation:
The graph shows that 33% of respondents save around 5 to 15% of their total
income. 25% respondents save 15 to 25%. 18% respondents save less than 5%
whereas 16% respondents save around 25 to 30%. Only 8% respondents save more
than 30% of their total income

7. What is your risk profiling?

 35
30
25
20
15
10
5
0
Extremly Moderate Risk Moderate Extremly
risk ly risk NEUTRAL ly risk risk
averse averse oriented oriented
series 1 5 11 34 11 2

Interpretation:
54% of respondents go for neutral risk and only 3% respondents are risk oriented
at same time 8% are not take any risk in their investment.

8. Do you balance uncertainty with various asset mix

investments?

40
35
30
25
20
15
10
5
0
yes no
series 1 36 27
Interpretation:
In this graph 57 % respondents knows how to balancing uncertainty with various
asset mixes in investment where as 43% does not know how to manage
uncertainty.

9. What kind of asset allocation you will prefer?

30

25

20

15

10

0
Strategic Tactical Fixed assets Flexiable
asset asset allocation assetallocati
allocation allocation on
series 1 15 3 30 15

Interpretation:
This graph explain that 47% respondents prefer fixed asset allocation on the same
side 24% respondents prefer flexible asset allocation and strategic asset allocation
respectively and 5% respondents prefer tactical asset allocation.

10. Duration you for investment

 30

25

20

15

10

0
Short term Medium term Long term
series 1 10 30 23

Interpretation:
Time horizon is very important will investing in any investment; here 48% of the
investor prefer medium term investment, on same hand 36% investor prefer long
term investment but 16% investor prefer to invest in short term.

11. Are you aware of wealth management?

45
40
35
30
25
20
15
10
5
0
yes no
series 1 45 18
Interpretation:
71% of respondents know about wealth management where as only 29%
respondents are not aware about wealth management.

12.Do you know about portfolio management services?

33
32.5
32
31.5
31
30.5
30
29.5
29
28.5
yes no
series 1 33 30

Interpretation:
By this graph we can say that 52% of the respondents knows about the portfolio
management services where as 48% do not know about it.

13.Have you read any material on portfolio

management?
 45
40
35
30
25
20
15
10
5
0
yes no
series 1 20 43

Interpretation:
68% respondents have not studied any material on wealth management where as
32% respondents who belongs basically to related field of wealth management.