PROJECT

BUSINESS MODEL CANVAS REPORT (5%)

BUSINESS PLANNING REPORT (30%)

SUBJECT CODE : UGE 1002

SUBJECT TITLE : ENTREPRENEURSHIP

SECTION : 01P
LECTURER : NOR HANUNI BINTI RAMLI @ SAID

GROUP NUMBER : 7

SUBMISSION DATE : 9 MAY 2022

NAME STUDENT ID

AHMAD MUZZAMMIL BIN ZAMRI EB20194

MOHAMAD FARIS BIN CHE AMALUDIN EB20197

MUHAMAD NAQIURIZZ BIN JASRIN EB20199

MUHAMMAD ANAS IZZ BIN NUSRI EB20202

MUHAMMAD IRFAN BIN HAZMAN EB20206

MUHAMMAD SYAMIM BIN RAMLAN EB20212

Motto: “Customer is always right”
Tagline: “More flavor for less”

Date of proposal: 9 May 2022

TABLE OF CONTENTS

Cover Letter………………………………………………………………………..5
Partnership Agreement……………………………………………….7
Executive Summary………………………………………….10
1.0 Introduction
1.1 Introduction……………………………………………..11
1.2 Purpose of Business Plan………………………………………………………….11
1.3 Company Background……………………………………………12
1.4 Owner(s) Background…………………………………………13
2.0 Organizational Plan
2.1 Introduction to the Organisation………………………………..16
2.1.1 Vision……………………………………………16
2.1.2 Mission…………………………………………………..16
2.1.3 Objective……………………………………………16
2.1.4 Our Logo ………………………………………16
2.2 Organisation Chart…………………………………………………….17
2.3 Organisation Personnel…………………………………….19
2.3.1 List of Administration Personnel………………………………..19
2.3.2 Schedule of Task and Responsibilities………………………………….19
2.3.3 Schedule of Remunerations……………………………………….20
2.3.4 Compensation and Benefits to Employees…………………………………….
2.4 List of Office Equipment……………………………22
2.5 Administration Budget………………………………………………………22
3.0 Marketing Plan
3.1 Introduction to Marketing Plan…………………………………………….23
3.2 Marketing Objectives…………………………………………………….23
3.3 Marketing Personnel………………………………………………………..23
3.4 Service Description…………………………………………………………..24
3.5 Target Market……………………………………………….25
3.6 Market Size………………………………………………..25
3.7 Competition………………………………………………26
3.8 Market Share……………………………………………………26
3.9 Sales Forecast……………………………………………………..27
3.10 Marketing Strategy………………………………………………………….27
Operation Plan
4.1 Introduction to Operation Plan……………………………………………….29
4.2 Operation Personnel……………………………………………..30
4.3 Process Planning…………………………………………………..32
4.4 Operation Layout………………………………………………………34
 4.5 Material Planning…………………………………………………….34
4.6 Business and Operation Hour………………………………………………..36
4.7 Project Implementation Cost………………………………………………..37
4.8 Operation Overhead………………………………………………38
4.9 Operation Budget……………………………………………………..39
Financial Plan
5.1 Introduction to Financial Plan…………………………………………………..40
5.2 Marketing Personnel…………………………………40
5.3 Implementation Cost & Source of Finance……………………………………….41
5.4 Administration Budget ……………………………………………….43
5.5 Marketing Budget………………………………………………………………45
5.6 Operation Budget………………………………………………………46
5.7 Financial Conclusion……………………………………………………..46
CONCLUSION
 Cover Letter

Zinas Bakery Sdn Bhd,

No. 78, Jalan Meru,
41050 Klang,
Selangor.

7 May 2022

(Bank Manager)
(Nama bank)
(Nama branch)
(Adress bank)

APPLICATION FOR BUSINESS LOAN

Dear sir,
My name is Ahmad Muzzamil bin Zamri, and I've been banking with your bank under the name
Zinas Bakery for the past two years. I appreciate the excellent services you provide to our
company. I am writing to request an RM50,000 loan for our company's ‘kuih raya’ business.
I have read and understand the loan terms and conditions, and I would like to request a six-year
repayment period. The loan will be paid back in installments. We intend to use this loan to
improve our current business by relocating it to a more suitable location within the community and
introducing a new product. For your consideration, please see the business proposal. Please contact
me at our company's mobile number 013-6996511 if you have any questions.

I'm hoping you'll approve this loan request as soon as possible.

Thank you, and I eagerly await your response.

Your sincerely,

……..MUZZAMMIL……

Ahmad Muzzamil bin Zamri

Chief Executive Officer (CEO)
 Partnership agreement

This Partnership Agreement is made effective as of 13 January 2020, by and between Ahmad Muzzammil
bin Zamri, Mohamad Faris bin Che Amaludin, Muhamad Naqiurizz bin Jasrin, Muhammad Anas Izz bin
Nusri, Muhammad Irfan bin Hazman and Muhammad Syamim bin Ramlan.

1. Name and Business

The parties agree to form Zinas Bakery Sdn Bhd as a partnership to provide kuih raya. This
company's office is at No. 78, Jalan Meru, 41050 Klang, Selangor

2. Term

This partnership will begin on January 13, 2020, and will continue until all partners have agreed to
terminate it.

3. Earnings and Losses

The business's net profits are divided equally among the partners, and the business's net losses are
shared equally. Each partner must have his or her own income account. Profits and losses from the
partnership are charged or credited to each partner's separate income account. If a partner's income
account has no credit balance, losses are charged to their capital account.

4. Compensation and Withdrawals

For services provided to the partnership, partners are entitled to any salary. Each partner must
periodically withdraw the credit balance from his or her income account.

5. Death

The surviving partner has the right to purchase the decedent's interest in the partnership if one of
the partners dies. Otherwise, the partnership will be terminated and liquidated by the surviving
partner.
This agreement was signed on January 13, 2020. To demonstrate their commitment to this
partnership, each partner agreed and signed this agreement.
----- MUZZAMMIL -----

Ahmad Muzzamil bin Zamri

Chief Executive Officer
020423060557

---------------FARIS---------------

Mohamad Faris bin Che Amaludin

Manager of Culinary
020325060019

---------NAQIURIZZ-------

Muhamad Naqiurizz bin Jasri

Cashier
020613012687

----------ANAS IZZ----------

Muhammad Anas Izz bin Nusri

Manager of Accounting
020909120177

--------------IRFAN----------

Muhammad Irfan bin Hazman

Manager of Promotion
020621110367
--------------SYAMIM------------

Muhammad Syamim bin Ramlan

Manager of Delivery
020303010555
 Executive Summary

The product we choose to sell is “kuih raya”. There are various types of “kuih raya”
such as almond london, kuih sampan, pineapple tart, nest cake and others that we sold. The reason
why we choose to sell this “kuih raya” because Muslims will celebrate the Eid Fitri. So, we take
this opportunity tosell our product in hope that it will soon to be sold. We will also discuss how
we will promote this product through a social media which is Instagram and Whatsapp. We name
our product which is "Kuih Raya Zinas". Within this business, we want to make it easier for the
customers to buy our product by using Instagram and Whatsapp platform to promote our “kuih
raya”. Therefore, customers who want to buy our product will no longer need to go to the store
and waste their energy to walk because we use the delivery system that goes to all the states in
Malaysia. Nowadays, many people use social media as a platform to sell and buy goods. The
way we attract our customers is by making posters and videos that we use in marketing strategies.
Moreover, we use modern standards by creating bright coloured posters and short videos. We are
able to sell our “kuih raya” with a strategy that make it easier for our customers to order these
products, and also help in attracting many customers to buy our “kuih raya”.
 1.0 Introduction

1.1 Introduction
The reduction of customers to buy our kuih raya due to the global pandemic that is
Covid-19 which affects our finances and also staff because the process poses a lot of complexity
and also the manufacture of kuih raya requiresassets to buy raw materials. The effect of this is
that customers who want to buy our kuih raya will have to wait because we don’t have enough
raw materials to prepare for. Therefore, the successful solution to solve the problem is that we
can sell our product through the social mediawhich is Instagram and Whatsapp platform. We use
a pre-order system which helps in making iteasier for our customers to buy our kuih raya even
though our customers have to wait a few daysto receive our kuih raya.

1.2 Purpose of Business Plan

The business plan will serve as a guide for the company's employees in terms of their jobs and
responsibilities. The plan can ensure that the company remains organised while working toward
its objectives and goals. Aside from that, a business plan can assist in identifying future risks and
obstacles that a company may face. We can prepare backup plans and strategies with this guide in
case something bad happens. Even if we can't always prevent bad things from happening, we can
reduce the risk we take. Furthermore, the purpose of creating a business plan is to list all of the
company's objectives and goals. These goals will serve as a guide and point of reference for
developing the business model's steps and strategies.
1.3 Company Background

Logo of the company

Company Name : Zinas Bakery

Business Address : No. 78, Jalan Meru, 41050 Klang, Selangor

Contact Number : 013-6996511

Implementation Date : 13th January 2020

Bank Name : MAYBANK

Bank Account : 156123958042

1.4 Owner(s) Background

Owner Name : AHMAD MUZZAMMIL BIN ZAMRI

IC Number : 020423060557
Date of Birth : 23rd OF APRIL 2002
Mailing Address : 14-436, LORONG 3A, DESA ANGGERIK, 26700 MUADZAM SHAH,
PAHANG.
Phone Number : 013-6996511
Email : zamrimuzzammil@gmail.com
Position in Company : CHIEF EXECUTIVE OFFICER (CEO) and Manager of Operation

Employee Name : MOHAMAD FARIS BIN CHE AMALUDIN

IC Number : 020325060019
Date of Birth : 25th OF MARCH 2002
Mailing Address : NO. 53, 2/2 TAMAN DAGANG, AMPANG, SELANGOR
Phone Number : 01139106604
Email: farisamal555@gmail.com
Position in Company : MANAGER OF CULINARY

Employee Name : MUHAMAD NAQIURIZZ BIN JASRIN

IC Number : 020613012687
Date of Birth : 13th OF JUNE 2002
Mailing Address : NO. 859 JALAN 5/6 TAMAN ANGGERIK, BANDAR TENGGARA,
81440 KULAI, JOHOR
Phone Number : 01127763286
Email : naqiunaqiu42@gmail.com
Position in Company : MANAGER OF SALES
Employee Name : MUHAMMAD ANAS IZZ BIN NUSRI
IC Number : 020909120177
Date of Birth : 9th OF SEPTEMBER 2002
Mailing Address : TAMAN PELANGI LOT C25, 91308 SEMPORNA, SABAH
Phone Number : 0178924458
Email : izzanas02@gmail.com
Position in Company : MANAGER OF ACCOUNTING

Employee Name : MUHAMMAD IRFAN BIN HAZMAN

IC Number : 020621110367
Date of Birth : 21th OF JUNE 2002
Mailing Address : LOT 72707 JALAN BATANGAN, GONG TEPAS 21600, MARANG,
TERENGGANU
Phone Number : 01133265592
Email : mi733541@gmail.com
Position in Company : MANAGER OF PROMOTION
Employee Name : MUHAMMAD SYAMIM BIN RAMLAN
IC Number : 020303010555
Date of Birth : 3th MARCH 2002
Mailing Address : NO. 46, JALAN RAMBAI 8, TAMAN KOTA MASAI, 81700 PASIR
GUDANG, JOHOR
Phone Number : 0162537957
Email : syamimramlan0263@gmail.com
Position in Company : MANAGER OF DELIVERY
 2.0 Organizational Plan

2.1 Introduction to the Organisation

2.1.1 Vision
To make this industry an industry that sells various types of kuih raya and biscuits
according to customer requirements.

2.1.2 Mission
To be a leading and respected small and medium industry (SMI).

2.1.3 Objective

The objectives of our company are:

1. Produce High Quality Products

2. Make the Product Profitable Exceed 100 percent

2.1.4 Our Logo

2.2 Organization Chart

AHMAD MUZZAMMIL BIN

ZAMRI
CEO

MOHAMAD FARIS BIN MUHAMAD NAQIURIZZ

CHE AMALUDIN BIN JASRIN
MANAGER OF CULINARY MANAGER OF SALES

MUHAMMAD ANAS IZZ BIN

NUSRI
MANAGER OF ACCOUNTING

MUHAMMAD IRFAN BIN MUHAMMAD SYAMIM

HAZMAN BIN RAMLAN

MANAGER OF PROMOTION MANAGER OF DELIVERY

2.3 Organization Personnel

2.3.1 List of Administration Personnel

POSITION NO. OF PERSONNEL

Chief Executive Officer 1

Manager of Culinary 1

Manager of Accounting 1

Manager of Promotion 1

Manager of Delivery 1

Manager of Sales 1

2.3.2 Schedule of Task and Responsibilities

Position Task and Responsibilities

Chief Executive Officer Generally responsible for making
decisions that impact the entire company
Manager of Culinary Maintain standards for food storage,
rotation, quality, and appearance
Manager of Accounting Maintaining the general ledger system and
preparing monthly financial statements
submitted with regulatory reports to
management
Manager of Promotion Demonstrate and provide information on
promoted products or services.
Manager of Delivery Provide services of delivery to the
customers
Manager of Sales Leading sales teams to reach sales targets
2.3.3 Schedule of Remunerations

POSITION MONTHLY EPF SOCSO(2%) TOTAL

SALARY (RM) CONTRIBUTION
(13%) (RM) (RM) AMOUNT

(RM)
Chief 5500.00 300.00 200.00 5,500.00
Executive
Officer
Manager of 2,500.00 300.00 200.00 2,000.00
Culinary
Manager of 2500.00 300.00 200.00 2,000.00
Accounting
Manager of 2500.00 300.00 200.00 2,000.00
Promotion
Manager of 2,500.00 300.00 200.00 2,000.00
Delivery
Manager of 2,200.00 300.00 200.00 1,700.00
sales
Total 17,700.00 1,800.00 1,200.00 14,700.00
 2.3.4 Compensation and Benefits to Employees

Other compensation and benefits will be provided by our company to meet the needs of our
employees. This is a project to create a pleasant working environment for all employees.

1. The employees are eligible for a salary increase. The increase is determined by employee
performance, company profit, and company decisions.
2. Our company will pay a monthly contribution to all qualified employees in accordance with
the AKTA rate. The SOCSO Contribution Schedule lists the total contributions that must
be paid.
3. If our company's income and revenue increase, we will give bonuses to our
employees.
4. Leave

Annual Vacation
All employees will be given 14 days off. Public holidays are not included. Aside from that,
they will be paid in full on that day.

Leave for Marriage

According to company policy, this will be given to newly married employees.

Leave of Absence

In the event of an emergency, all employees will be granted four days of paid leave.

Medical Time Off

Full salary paid for 14 days of medical or case (only in exceptional circumstances) for
employees and company members. The company will cover all medical expenses as
long as the employees visit a clinic on the company's medical panel.
 2.4 LIST OF OFFICE EQUIPMENT

Type Price Per Unit Quantity Total Amount

(RM) (RM)
Cabinet 200.00 4 800.00
Table 50.00 5 250.00
Chair 25.00 4 100.00
Computer 1500.00 1 1500.00
Telephone 200.00 1 200.00
Air conditioner 1000.00 2 2000.00
Light 20.00 5 100.00
Gas stove 50.00 1 50.00
Printer 500.00 1 500.00
A set bakery 5000.00 1 5000.00
kitchen
Sofa bed 500.00 1 500.00
TOTAL 9045.00 26 11000.00

2.5 Administration Budget

PRE-OPERATION EXPENSES (RM)
Deposit (rent, utilities, etc.) 3000.00
Professional Fees 400.00
Business Registration & Licences 250.00
Other Expenditure 500.00
Total 4150.00
OPERATION EXPENSES (RM)
Raw material and outsources 1500.00
Salaries, EPF & SOCSO 13100.00
Maintenance fee 800.00
Petrol fee 400.00
Total 15800.00
Grand Total 19950.00
 3.0 Marketing Plan

3.1 Introduction to Marketing Plan

Every business needs an effective marketing plan to align the organization and bring all of
the strategic goals and concepts to life. One of the first steps in building a growth strategy is to
identify your target market. A marketing plan outlines a business's strategy for recruiting new
consumers, engaging with current ones, and promoting its brand. Each marketing effort will be
integrated with a wider strategy, resulting in a higher return on investment and more efficient use
of time and resources. Marketing's purpose of our company is to provide profitability and
customer happiness while simultaneously making a profit for the company. Zinas Bakery is a
company with its own marketing strategy, which is to sell a variety of kuih raya to students
during the semester prior to Eid Fitri, allowing them to bring the kuih raya back to their homes
for the family. All of this was done to ensure that our business runs smoothly and effectively.

3.2 Marketing Objectives

• To promote customer especially students and advertise our business in the Universiti
Malaysia Pahang (UMP) areas.
• Customers will be delighted with the products that our company sold.
• To strengthen friendships among students and also with their beloved families

3.3 Marketing Personnel

3.3.1 List of Marketing Personnel
In our marketing plan, we include our company's marketing department staff, whose role it
would be to manage Zinas Bakery's marketing strategies and initiatives. Because our company
isn't especially large, all marketing efforts must be coordinated by a single marketing manager
which is handling the promotions, with the assistance from an accounting manager for marketing
content production and sales.
3.3.2 Schedule of Tasks and Responsibilities
Marketing Personnel Tasks and Responsibilities
Manager of Promotion - Creating a pricing plan that increases
revenues and market share while also taking
customer contentment into consideration
- Handing posters of our business within the
UMP areas.
Manager of Accounting - Managing in calculate of all the profits
gained.
- Total out the costs that needed in running
this business.

3.3.3 Schedule of Remuneration

Position No. Monthly Salary EPF Contribution SOCSO Total (RM)

(12%) (RM) Contribution
(2%) (RM)
Manager of 1 2,500.00 325.00 50.00 2,875.00
Promotion
Manager of 1 2,500.00 168.00 28.00 1,596.00
Accounting
Total 4,471.00

3.4 Service Description

With the infection of Covid-19 that happened in the world, it had turned into a global
pandemic which caused a lot of economic activities dropped drastically. So, we had to make a
business that run online by using media platforms such as Whatsapp and Instagram. Our company,
Zinas Bakery provides services such as Cash on Delivery (COD) that helped in delivered the
products to our beloved customers in UMP. This will help in preventing the infection of Covid-19
that may happen to customers and employees.
3.5 Target Market
We intend to sell in the area of Universiti Malaysia Pahang (UMP), which are populated
with Students, Lecturer and Staff workers. This place is quite strategic because we are also student
that currently study at UMP. So, it help in making a side income for us by running our business in
this area. There are also many customers that would love to grab our delicious kuih raya. Students
who in need to prepare for Eid Fitri are what we need to determine our target market. We target
the entire market with a single offer: "Buy two, get one free." We believe Zinas Bakery will be
required by the majority of UMP citizens. This will enable students to receive kuih raya for Eid
Fitri consumption. As a result, we are promoting to a variety of locations inside UMP in order to
obtain a large number of clients.

3.6 Market Size

Segment Populations Percentage Market Target Market (%)

(%)
Residential properties 5072 96 2500
Premises 12 2 6
Institutions 5 2 3

Segment Number of Target Monthly Potential Monthly Market

Market Purchase (RM) Size (RM)
Residential properties 2500 100 2,500,000
Premises 6 500 3,000
Institutions 3 700 2,100
Total market size (per month) 2,505,100
Total market size (per year) 30,061,200
3.7 Competition
3.7.1 Analysis of Competitor
Competitor Strength Weakness
Nahar Cookies Have a mesmerizing looking Lack of tastes in their products
cookies with good prices

3.7.2 Analysis of Zinas Bakery (SWOT)

Strengths Weaknesses
Online booking system that will be This technology is new and need more
convenient for our customers experience to gain trust from our customers
Opportunity Threat
Target home and workplace Rising costs for maintenance

3.8 Market Share

The comparison of a company's performance to that of its competitors is known as market share.
We want to know what share of the selling of kuih raya our company Zinas Bakery owns in
comparison to the other competitor.
Competitors Percentage of market share Total market share per
(%) month (RM)
Nahar Cookies 54 2,572,000
Zinas Bakery 46 2,500,000
Total 100 5,072,000
3.9 Sales Forecast
The technique of anticipating future sales of a product is known as sales forecasting. Zinas
Bakery's sales forecast is segmented by year and months.

Sales Forecast for Zinas Bakery

Year Month Sales Collection (RM)
2022 April 2,496,720
May 2,369,530
June 2,500,136
July 2,499,347
Total 9,865,733

3.10 Marketing Strategy

We provide marketing strategies to aid in business planning and marketing goals with little
resources. The main idea is to increase customer pleasure while also offering the business a
competitive advantage. It is indeed important to think about what kind of services the client wants,
how much they should cost, where the items should be delivered, and any incentives that might be
made to entice them. There are many tools that can help you market your business to a bigger
audience. These marketing strategies allow the company to achieve its vision within the time frame
set.

3.10.1 Price Strategy

For the pricing of our products, we priced our products based on the types of kuih raya. These
prices were different because each types of kuih raya have varies of cost in making it.

Types of Kuih Raya Prices (RM)

Strawberry Tart 35.00
Almond London 37.00
Honey Cornflakes 20.00
Pineapple Tart 30.00
Dahlia cookies 24.00
Seroja Strawberry cookies 23.00
Ant nest cookies 22.00
Sampan cookies 20.00
3.10.2 Promotion Strategy

Because we are new to the market, we need to gain more exposure for our services and
ensure that demand for them grows. The target audience, budget, and action plan are all included.
It is critical since promotion entails persuading the target market of the benefits of our business.
To increase visitors, the most significant marketing factor is content marketing. In order to reach
a broader audience, we will use social media and a search engine optimization (SEO) plugin on
our website. Instagram is a useful medium for advertising our services because it has its own
marketplace and ad manager that targets the right demographic. Aside from that, we may launch
advertising campaigns using Whatsapp. With an online presence, we can build a big database of
clients to whom we can send newsletters and keep them informed about new services and offers.
Having a social media presence is critical in today's world since it allows us to market our products
and build trust with our clients by delivering frequent updates.
Our services benefit from direct marketing to potential and existing consumers. With
explanations from experts in these areas, it is much easier for us to acquire their trust. Because
some clients may require contact information and service information, the following promotional
items are required:
a) Poster
- Posters with brief information and contact information will be handed by hand to any
potential clients.

b) Brochure
- The information and services offered by our company will be summarized in a brochure.
Information on the service and its benefits, as well as its location and contact information,
would be included in the brochure. It will be sent to customers or potential customers who
have expressed an interest in our services.

Item Quantity Price per unit (RM) Total Cost (RM)

Posters 20 11.00 220.00
Brochure 100 6.00 600.00
Total 820.00
 4.0 OPERATION PLAN

4.1 INTRODUCTION TO OPERATION PLAN

Operational planning is the plan of production and manufacturing modules in a company.

The plan also clearly defines how teams contribute to achieving company goals. The plan
also ensures each employee knows their specific duties and how they should do them in a
timeline. Operations management focuses on process effectiveness by managing it to
produce good service. For such services, we will provide free delivery via express mail
and j & t. If nearby we can deliver directly to home.

4.1.1 Objective of Operation Plan

i. To give the best service to our customers.

ii. To make sure we achieve our goals and targets in the market plan.

iii. To make sure employees can perform well on their job.

4.2 OPERATION PERSONNEL

4.2.1 List of Production Personnel

POSITION NUMBER OF STAFF

Chief of Executive 1

Total 1

4.2.2 Schedule of Task and Responsibilities

POSITION TASK AND RESPONSIBILITIES

Chief of Executive ● Plan and organize schedules

● Make sure the orders he takes are adequate

● Ensure services meet customer standards.

● Responsible in performing duties in

delivery.
4.2.3 Schedule of Remuneration

Position Monthly EPF SOCSO TOTAL

Salary Contribution Contribution
2%(RM) (RM)
13%(RM)
(RM)

Chief of 5,500.00 715.00 110 6,325.00

Executive

TOTAL 2,495.00
4.3 PROCESS PLANNING

4.3.1 Zinas Bakery Production Activity Chart

4.3.2 Process Flowchart

START
4.4 OPERATION LAYOUT

Filling Room Printing Section

Discussion Room

Kitchen

4.5 MATERIAL PLANNING

Raw material and Quantity needed

MATERIAL AMOUNT REQUIRED

(KG)

FLOUR 100

SUGAR 70

CHOCOLAT 80
The price for the raw material per month

MATERIAL COST PER AMOUNT COST(RM)

UNIT(RM) NEEDED

FLOUR 3.00 100 300.00

SUGAR 3.00 70 210.00

CHOCOLATE 10.00 80 800.00

TOTAL 1,310.00

Supplier of raw materials

MATERIAL SUPPLIER

FLOUR Jalan Kuantan / Kemaman Tanjung Gelang,

25740 Kuantan, Pahang

SUGAR INDUSTRI AREA, CITRA SEMERBAK,

NO 24, Jalan IM 14/6, Bandar Indera
Mahkota, 25200 Kuantan, Pahang
 CHOCOLAT

4.6 BUSINESS AND OPERATION HOUR

Table of Operation Hour

Business Hours Time

Monday - Friday (9.00 am - 5.00 pm)

Operation Hours Time

Monday - Friday (9.00 am - 5.00 pm)

4.7 PROJECT IMPLEMENTATION COST

REQUIREMENT COST(RM)

Office furniture & Equipment 17,100.00

Rental 3,500.00

Signboard 500.00

Raw material 1,612.00

Working capital

Administrative 17247.25

Marketing 12,849.00

Operation 10,212.00

TOTAL(RM) 61,520.25
4.8 OPERATION OVERHEAD

NO. TYPE OVERHEAD MONTHLY COST (RM)

1. Depreciation of fixed asset 7,500.00

2. Maintenance fee 1,000.00

3. Electricity & Water 500.00

TOTAL 9,000.00
4.9 OPERATION BUDGET

ITEM FIXED ASSET MONTHLY OTHER

(RM) EXPENSES EXPENSES

(RM) (RM)

Machine and 8,100.00 500.00

Equipment
-

Raw material 1,612.00 -

Total (RM) 8,100.00 2,112.00 -

Grand Total 10,212.00

 5.0 FINANCIAL PLAN

5.1 INTRODUCTION TO FINANCIAL PLAN

Financial plan is a plan to assess financial income, asset by referring to current and future budget
state. It is also used to strategize and setting goals for future finance. By planning, total expenses
can be calculated to better manage the cash flow.

5.1.1 Objective of financial plan

● Facilitates budgets for future expenses opportunity

● Sufficient fund should be available for different purposes
● Proper utilisation of capital.
● Managing Operational Activities.

5.2 MARKETING PERSONNEL

5.2.1 List of financial personnel
Position No. of Personnel

Manager of Accounting 1

5.2.2 Schedule of tasks and responsibility

Position Tasks & Responsibilities

Manager of Accounting ·
Control the overall budget, expenses, payroll
and profits of the company.
· Manage monthly and annual cash flow and
income statements.
· Structuring company’s financial accounting,
monitoring and reporting systems.
5.2.3 Schedule of remuneration

Position No. Monthly Salary EPF SOCSO Total

(RM) (13%) (B) (2%) Amount
(A) (C) (RM)
(A)+(B)+(C)

Manager of 1 2500.00 325.00 50.00 2875.00

Accounting

Total 2875.00

5.3 IMPLEMENTATION COST & SOURCE OF FINANCE

Project Implementation Cost Source of Finance

Requirements Cost Loan Hire- Own Contribution

Purchase

Fixed Assets Cash Existing

Fixed
Assets

Office Equipment & Furniture 17 100.00

17
100.00

Electronic (Hardware/Software) 5 000.00 5 000.00

Business Signboard 500.00 500.00

Working 1 Month
Capital
 Building 3 500.00 3 500.00

Administrative 23 723.00 23 723.00

Internet 99.00 99.00

Promotion 12 849.00 12 849.00

Operations 10 212.00 10 212.00

Pre-Operations & Other 4 550.00 4 500.00

Expenditure

Contingencies 10% 7 753.00 7 753.00

Total (RM) 85 136.00 3 500.00 64 636.00 17

000.00
5.4 ADMINISTRATION BUDGET

Items Fixed Assets Monthly Expenses Other Expenses

(RM) (RM) (RM)

Rental 3500.00

Professional Fees 500.00

1621.00
Raw material and
outsources

Maintenance fees 1000.00

Salary (EPF & SOCSO) 15 947.00

Petrol Fees 600.00

Business Registration 250.00

Others expenditure 300.00

Total (RM) 23 168.00 650.00

Overall Total (RM) 23 723.00

5.5 MARKETING BUDGET

Item Fixed Asset (RM) Monthly Expenses Other Expenses

(RM) (RM)

5 000.00
Electronics
(Computer/Software)

Office chair 120.00

Office table 180.00

Internet services 99.00

Website 160.00 5 500.00

Brochure 600.00

Posters 220.00

Google Ads 1 500.00

Sub-total 5 300.00 1 759.00 5 790.00

Total (RM) 12 849.00

5.6 OPERATION BUDGET

Item Fixed Asset (RM) Monthly Expenses Other Expenses

(RM) (RM)

Machines and 8 100.00 500.00

Equipment

Raw Material 1 612.00

Total 8 100.00 2 112.00

Grand Total 10 212.00

5.7 FINANCIAL CONCLUSION

This financial plan is the total cost for our company to start the business. The total cost that our
company to start is RM 85 136.00 and we need to rent a building for RM 3,500 for a months and
purchase RM 10 212.00 for the sanitize operation for our future client. For Marketing needs RM
12 849.00 for ads and others marketing team equipment. We need 10% from the cost as
contingency plan to pay like the maintenance and other utilities.
 CONCLUSION
Completing a business plan can help a company have a clear plan and strategy on how we can
achieve our goals and objectives. A business plan will be a guide to manage our business
properly to ensure we stay on the right business track. While this business plan can point the way
to our goals, we cannot rely solely on this plan, we also need to consider other factors that can
help us improve our business.

In the festive season of aidilfitri where everyone will prepare kuih muih for the festival. So
here’s our chance to further expand our business. with the services we provide it will make it
easier for them to buy.
APPENDIX