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    a_jLabh_31-12-2024 7.17.0

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    Srinivas Durgam
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    a_jLabh_31-12-2024 7.17.0

    Uploaded by

    Srinivas Durgam
    1 views5 pages
    Hi

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    1 views5 pages

    a_jLabh_31-12-2024 7.17.0

    Uploaded by

    Srinivas Durgam
    Hi

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    736-Jeevan Labh

    Prepared By

    Ph:
    This is proposed to

    Proposer Details
    Name a
    Age 45
    Plan Name 736-Jeevan Labh
    Sum Assured 200000
    Policy Term 16
    PPT 10
    AB Rider 0
    AD & DB Rider 0
    Term Rider 200000
    CIR SA 0
    PWB Rider -

    First Year Premium


    YLY HLY QLY MLY
    21414 10816 5463 1821
    20492+922 10350+466 5228+235 1743+78

    2nd year onwards


    YLY HLY QLY MLY
    20953 10583 5346 1782
    20492+461 10350+233 5228+118 1743+39

    Total Premium Rs.209991


    Total Returns Rs.333000

    Save Rs.57 per day for 10 yrs, and get a bulk


    amount of Rs.333000 at Age:61
    Year Age Premium Natural Accidental Returns CashValue Loan

    2024 45 21414 408000 408000 0 0 0

    2025 46 20953 416000 416000 0 12295 11065

    2026 47 20953 424000 424000 0 22661 20394

    2027 48 20953 432000 432000 0 46634 41970

    2028 49 20953 440000 440000 0 58369 52532

    2029 50 20953 448000 448000 0 70191 63171

    2030 51 20953 456000 456000 0 82137 73923

    2031 52 20953 464000 464000 0 100389 90350

    2032 53 20953 472000 472000 0 120394 108354

    2033 54 20953 480000 480000 0 142192 127972

    2034 55 0 488000 488000 0 168121 151308

    2035 56 0 496000 496000 0 191501 172350

    2036 57 0 504000 504000 0 219187 197268

    2037 58 0 512000 512000 0 249056 224150

    2038 59 0 524000 524000 0 283101 254790

    2039 60 0 533000 533000 0 302195 271975

    2040 61 0 0 0 333000 0 0

    0 0 209991 0 0 333000 0 0
    You have to pay the premium for 10 yrs
    (from Age:45 - Age:54)

    If you take the payment mode as yly then you have to pay Rs.21414 for the first
    year,from 2nd year onwards Rs.20953

    Totally you will pay Rs.209991

    At Age-61 you will receive Rs.333000

    Natural Risk Cover is Rs.408000-Rs.533000 as shown in the above


    table......For example
    In case of Natural Death at Age-50, Nominee will receive Rs.448000

    Accidental Risk Cover is Rs.408000-Rs.533000 as shown in the above


    table......For example
    In case of Accidental Death at Age-50, Nominee will receive Rs.448000

    If you close the policy you will receive the amount as shown in the above table
    under CashValue Column.....For example
    if you close at Age-52, you will receive Rs.100389

    You can take the loan as shown in the above table under Loan Column.....For
    example
    at Age-52, you can take a loan of Rs.90350

    Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V


    countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
    60 LBD
    ----NMS & NMG(Professional)----

    For Proposers under NMG(SAP) and NMG(NSAP) for others


    ----NMG & NMG(NSAP)----
    Disclaimer : The Benefits shown in this presentation are calculated based on the
    current bonus rates, Actual values may vary depends on the corporation profits and
    experience

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